public void Charge_overdaft_fees()
{
SavingBookContract saving = new SavingBookContract(ApplicationSettings.GetInstance(""),
new User(), new DateTime(2009, 01, 01), null)
{
Product = _bookProduct,
AgioFees = 0.01,
ChequeDepositFees = 100,
DepositFees = 50,
CloseFees = 100,
ReopenFees = 100,
OverdraftFees = 100
};
saving.FirstDeposit(1000, new DateTime(2009, 01, 01), null, new User(), Teller.CurrentTeller);
Currency currency = new Currency()
{
UseCents = true, Code = "SOM", Id = 1, IsPivot = true, Name = "SOM"
};
Assert.AreEqual(1000, saving.GetBalance().Value);
//Below, we explicitly implement withdraw method from <Saving services>.<Withdraw>, since withdraw method of 'saving' object doesn't implement
// overdraft fee by default
List <SavingEvent> withdrawEvents = saving.Withdraw(1100, new DateTime(2009, 1, 2), "withdraw", new User(), false, null);
if (saving.GetBalance() < 0 && !saving.InOverdraft)
{
saving.ChargeOverdraftFee(new DateTime(2009, 1, 2), new User());
}
Assert.AreEqual(-200, saving.GetBalance().Value);
}
public void SeveralMgmtFeeEvents()
{
_saving = new SavingBookContract(ApplicationSettings.GetInstance(""), new User(), new DateTime(2007, 08, 11), _bookProduct, null);
_saving.AgioFees = 0.1;
_saving.ManagementFees = 50;
_saving.FirstDeposit(10000, new DateTime(2007, 08, 01), null, new User(), Teller.CurrentTeller);
_saving.Closure(new DateTime(2007, 12, 31), new User());
List <SavingEvent> events = _saving.Events.FindAll(item => item is SavingManagementFeeEvent);
Assert.AreEqual(events.Count, 4);
Assert.AreEqual(9800, _saving.GetBalance().Value);
}
public void CalculateInterest_AccrualhMode_Daily_EndOfYear_OneClosure_AfterOneWeek_Agio()
{
Assert.Ignore();
ApplicationSettings.GetInstance("").UpdateParameter(OGeneralSettings.ACCOUNTINGPROCESS, OAccountingProcesses.Accrual);
_bookProduct.InterestFrequency = OSavingInterestFrequency.EndOfYear;
SavingBookContract saving = new SavingBookContract(ApplicationSettings.GetInstance(""), new User(),
new DateTime(2009, 01, 01), null)
{
Product = _bookProduct, InterestRate = 0.1, AgioFees = 0.1
};
saving.Closure(new DateTime(2009, 01, 08), new User()
{
Id = 1
});
int accrualEvents = saving.Events.FindAll(item => item is SavingInterestsAccrualEvent).Count;
int postingEvents = saving.Events.FindAll(items => items is SavingInterestsPostingEvent).Count;
List <SavingEvent> agioEvents = saving.Events.FindAll(items => items is SavingAgioEvent);
Assert.AreEqual(agioEvents.Count, 7);
Assert.AreEqual(agioEvents[0].Fee, 10);
Assert.AreEqual(saving.GetBalance(), -170);
// saving.Deposit(200, new DateTime(2009, 01, 08), "depot", new User(), false, false, OPaymentMethods.Cash, null, null);
saving.Deposit(200, new DateTime(2009, 01, 08), "depot", new User(), false, false, OSavingsMethods.Cash, null, null);
//saving.Withdraw(230, new DateTime(2009, 02, 03), "retrait", new User(), false);
saving.Closure(new DateTime(2009, 01, 15), new User()
{
Id = 1
});
List <SavingEvent> agioEvents2 = saving.Events.FindAll(items => items is SavingAgioEvent);
Assert.AreEqual(agioEvents2.Count, 13);
Assert.AreEqual(agioEvents2[9].Fee, 13);
Assert.AreEqual(saving.GetBalance(), -51);
}
public void RateWithdrawFees()
{
SavingsBookProduct product = new SavingsBookProduct()
{
WithdrawFeesType = OSavingsFeesType.Rate,
RateWithdrawFeesMin = 0.01,
RateWithdrawFeesMax = 0.05
};
SavingBookContract saving = new SavingBookContract(ApplicationSettings.GetInstance(""), new User(), new DateTime(2009, 01, 01), product, null)
{
RateWithdrawFees = 0.03
};
saving.FirstDeposit(1000, new DateTime(2009, 01, 01), null, new User(), Teller.CurrentTeller);
List <SavingEvent> withdrawEvents = saving.Withdraw(10, new DateTime(2009, 01, 02), "withdraw", new User(), false, null);
Assert.AreEqual(1, withdrawEvents.Count);
Assert.AreEqual(10, withdrawEvents[0].Amount.Value);
Assert.AreEqual(0.3, ((ISavingsFees)withdrawEvents[0]).Fee.Value);
Assert.AreEqual(989.7, saving.GetBalance().Value);
}
public void Create_Saving_Book_Account_With_EntryFees()
{
SavingsBookProduct product = new SavingsBookProduct()
{
Name = "NewSavingProduct",
InitialAmountMin = 1000,
InitialAmountMax = 2000,
DepositMin = 100,
DepositMax = 200,
WithdrawingMin = 100,
WithdrawingMax = 200,
InterestRate = 0.2,
BalanceMin = 1000,
BalanceMax = 2000,
InterestBase = OSavingInterestBase.Monthly,
InterestFrequency = OSavingInterestFrequency.EndOfYear,
CalculAmountBase = OSavingCalculAmountBase.MinimalAmount,
ClientType = OClientTypes.All,
EntryFeesMin = 5,
EntryFeesMax = 15,
Currency = new Currency {
Id = 1
}
};
SavingBookContract saving = new SavingBookContract(ApplicationSettings.GetInstance(""), new User(),
new DateTime(2009, 01, 01), product, null);
saving.InitialAmount = 1000;
saving.EntryFees = 10;
saving.FirstDeposit(1000, new DateTime(2009, 01, 01), 10, new User(), Teller.CurrentTeller);
Assert.AreEqual(saving.GetBalance(), 1000);
Assert.AreEqual(saving.Events.Count, 1);
Assert.AreEqual(saving.InitialAmount, 1000);
Assert.AreEqual(saving.EntryFees, 10);
}
public void FlatWithdrawFees()
{
SavingsBookProduct product = new SavingsBookProduct()
{
WithdrawFeesType = OSavingsFeesType.Flat,
FlatWithdrawFeesMin = 1,
FlatWithdrawFeesMax = 5
};
SavingBookContract saving = new SavingBookContract(ApplicationSettings.GetInstance(""),
new User(), new DateTime(2009, 01, 01), product, null)
{
FlatWithdrawFees = 2,
};
saving.FirstDeposit(1000, new DateTime(2009, 01, 01), null, new User(), Teller.CurrentTeller);
List <SavingEvent> withdrawEvents = saving.Withdraw(10, new DateTime(2009, 01, 02), "withdraw", new User(), false, null, new PaymentMethod());
Assert.AreEqual(1, withdrawEvents.Count);
Assert.AreEqual(10, withdrawEvents[0].Amount.Value);
Assert.AreEqual(2, ((ISavingsFees)withdrawEvents[0]).Fee.Value);
Assert.AreEqual(988, saving.GetBalance().Value);
}
