public void CalculateInterest_OneWeek()
{
SavingsBookProduct product = new SavingsBookProduct
{
Id = 1,
InterestBase = OSavingInterestBase.Weekly,
InterestFrequency = OSavingInterestFrequency.EndOfYear,
CalculAmountBase = OSavingCalculAmountBase.MinimalAmount
};
SavingBookContract saving = new SavingBookContract(ApplicationSettings.GetInstance(""), new User(),
new DateTime(2009, 01, 05), null)
{
Product = product, InterestRate = 0.1
};
saving.FirstDeposit(1000, new DateTime(2009, 01, 01), null, new User(), Teller.CurrentTeller);
List <SavingInterestsAccrualEvent> list = new List <SavingInterestsAccrualEvent>();
list = saving.CalculateInterest(new DateTime(2009, 01, 12), new User {
Id = 1
});
Assert.AreEqual(list.Count, 1);
Assert.AreEqual(list[0].Amount, 100);
}
public void AddSavingBook()
{
SavingBookContract saving = new SavingBookContract(ApplicationSettings.GetInstance(""),
new User()
{
Id = 1
}, new DateTime(2009, 01, 01), _savingsBookProduct, null)
{
Code = "S/CR/2009/SAVIN-1/BAR-1", Status = OSavingsStatus.Active, InterestRate = 0.01, FlatWithdrawFees = 3, FlatTransferFees = 3
};
saving.InitialAmount = 1000;
saving.EntryFees = 10;
saving.FirstDeposit(1000, new DateTime(2009, 01, 01), null, new User(), Teller.CurrentTeller);
User user = new User {
Id = 1
};
saving.Events[0].User = user;
saving.Events[0].Id = 400;
saving.SavingsOfficer = user;
saving.Id = _savingManager.Add(saving, new Person {
Id = 6
});
_savingEventManager.Add(saving.Events[0], saving.Id);
SavingBookContract retrievedSaving = (SavingBookContract)_savingManager.Select(saving.Id);
_compareSavings(saving, retrievedSaving);
}
public void Charge_overdaft_fees()
{
SavingBookContract saving = new SavingBookContract(ApplicationSettings.GetInstance(""),
new User(), new DateTime(2009, 01, 01), null)
{
Product = _bookProduct,
AgioFees = 0.01,
ChequeDepositFees = 100,
DepositFees = 50,
CloseFees = 100,
ReopenFees = 100,
OverdraftFees = 100
};
saving.FirstDeposit(1000, new DateTime(2009, 01, 01), null, new User(), Teller.CurrentTeller);
Currency currency = new Currency()
{
UseCents = true, Code = "SOM", Id = 1, IsPivot = true, Name = "SOM"
};
Assert.AreEqual(1000, saving.GetBalance().Value);
//Below, we explicitly implement withdraw method from <Saving services>.<Withdraw>, since withdraw method of 'saving' object doesn't implement
// overdraft fee by default
List <SavingEvent> withdrawEvents = saving.Withdraw(1100, new DateTime(2009, 1, 2), "withdraw", new User(), false, null);
if (saving.GetBalance() < 0 && !saving.InOverdraft)
{
saving.ChargeOverdraftFee(new DateTime(2009, 1, 2), new User());
}
Assert.AreEqual(-200, saving.GetBalance().Value);
}
public void CalculateInterest_TwoOperation_In_OneDay()
{
SavingsBookProduct product = new SavingsBookProduct
{
Id = 1,
InterestBase = OSavingInterestBase.Weekly,
InterestFrequency = OSavingInterestFrequency.EndOfYear,
CalculAmountBase = OSavingCalculAmountBase.MinimalAmount,
WithdrawFeesType = OSavingsFeesType.Flat,
FlatWithdrawFees = 0
};
SavingBookContract saving = new SavingBookContract(ApplicationSettings.GetInstance(""), new User(),
new DateTime(2009, 01, 01), null)
{
Product = product, InterestRate = 0.1, FlatWithdrawFees = 0
};
saving.FirstDeposit(1000, new DateTime(2009, 01, 01), null, new User(), Teller.CurrentTeller);
saving.Withdraw(250, new DateTime(2009, 01, 02), "retrait", new User(), false, null);
// saving.Deposit(100, new DateTime(2009, 02, 01), "depot", new User(), true, false, OPaymentMethods.Cash, null, null);
saving.Deposit(100, new DateTime(2009, 02, 01), "depot", new User(), true, false, OSavingsMethods.Cash, null, null);
List <SavingInterestsAccrualEvent> list = new List <SavingInterestsAccrualEvent>();
list = saving.CalculateInterest(new DateTime(2009, 01, 08), new User {
Id = 1
});
Assert.AreEqual(list.Count, 1);
Assert.AreEqual(list[0].Amount, 75);
}
public void TestSavingIsValid_InitialAmountTooBig()
{
Assert.Ignore();
SavingBookContract saving = new SavingBookContract(ApplicationSettings.GetInstance(""),
new User(), TimeProvider.Today, null)
{
InterestRate = 0.13, Product = _savingsProduct
};
_savingServices = new SavingServices(null, null, new User {
Id = 6
});
try
{
Client client = new Person {
Id = 1
};
_savingServices.SaveContract(saving, client);
saving.FirstDeposit(100000000, new DateTime(2009, 01, 01), null, new User(), Teller.CurrentTeller);
Assert.Fail("Saving Contract shouldn't pass validation test before save (initial amount > product.max).");
}
catch (OpenCbsSavingException exception)
{
Assert.AreEqual((int)OpenCbsSavingExceptionEnum.EntryFeesIsInvalid, (int)exception.Code);
}
}
public void TestSaving_When_InitialAmount_IsNull()
{
Assert.Ignore();
SavingBookContract saving = new SavingBookContract(ApplicationSettings.GetInstance(""),
new User())
{
CreationDate = TimeProvider.Today,
InterestRate = 0.13,
Product = _savingsProduct
};
_savingServices = new SavingServices(null, null, new User {
Id = 6
});
try
{
_savingServices.SaveContract(saving, new Person {
Id = 6
});
saving.FirstDeposit(1000, new DateTime(2009, 01, 01), null, new User(), Teller.CurrentTeller);
Assert.Fail("Saving Contract shouldn't pass validation test before save (Initial Amount is Null).");
}
catch (OpenCbsSavingException exception)
{
Assert.AreEqual(exception.Code, OpenCbsSavingExceptionEnum.EntryFeesIsInvalid);
}
}
public void CalculateInterest_OneMonth_Withdraw()
{
SavingsBookProduct product = new SavingsBookProduct
{
Id = 1,
InterestBase = OSavingInterestBase.Monthly,
InterestFrequency = OSavingInterestFrequency.EndOfYear,
CalculAmountBase = OSavingCalculAmountBase.MinimalAmount,
WithdrawFeesType = OSavingsFeesType.Flat,
FlatWithdrawFees = 0
};
SavingBookContract saving = new SavingBookContract(ApplicationSettings.GetInstance(""), new User(),
new DateTime(2009, 01, 01), null)
{
Product = product, InterestRate = 0.1, FlatWithdrawFees = 0
};
saving.FirstDeposit(1000, new DateTime(2009, 01, 01), null, new User(), Teller.CurrentTeller);
saving.Withdraw(100, new DateTime(2009, 01, 15), "depot", new User(), false, null);
List <SavingInterestsAccrualEvent> list = new List <SavingInterestsAccrualEvent>();
list = saving.CalculateInterest(new DateTime(2009, 02, 01), new User {
Id = 1
});
Assert.AreEqual(list.Count, 1);
Assert.AreEqual(list[0].Amount, 90);
}
public void SeveralMgmtFeeEvents()
{
_saving = new SavingBookContract(ApplicationSettings.GetInstance(""), new User(), new DateTime(2007, 08, 11), _bookProduct, null);
_saving.AgioFees = 0.1;
_saving.ManagementFees = 50;
_saving.FirstDeposit(10000, new DateTime(2007, 08, 01), null, new User(), Teller.CurrentTeller);
_saving.Closure(new DateTime(2007, 12, 31), new User());
List <SavingEvent> events = _saving.Events.FindAll(item => item is SavingManagementFeeEvent);
Assert.AreEqual(events.Count, 4);
Assert.AreEqual(9800, _saving.GetBalance().Value);
}
public void PostingInterests_ThreePosting()
{
// Assert.Ignore();
SavingsBookProduct product = new SavingsBookProduct
{
Id = 1,
InterestBase = OSavingInterestBase.Daily,
InterestFrequency = OSavingInterestFrequency.EndOfWeek,
Periodicity = new InstallmentType("Weekly", 7, 0)
};
User user = new User()
{
Id = 1
};
DateTime creationDate = new DateTime(2009, 01, 01);
DateTime postingDate = new DateTime(2009, 01, 26);
SavingBookContract saving = new SavingBookContract(
ApplicationSettings.GetInstance(""),
user,
creationDate,
null)
{
Product = product,
InterestRate = 0.1
};
saving.FirstDeposit(1000, saving.CreationDate, 0, user, new Teller());
List <SavingInterestsAccrualEvent> accrualEvents = saving.CalculateInterest(postingDate, user);
foreach (var accrualEvent in accrualEvents)
{
saving.Events.Add(accrualEvent);
}
List <SavingInterestsPostingEvent> list = new List <SavingInterestsPostingEvent>();
List <SavingInterestsPostingEvent> postingEvents = new List <SavingInterestsPostingEvent>();
saving.NextMaturity = saving.GetNextMaturity(saving.CreationDate, saving.Periodicity);
while (saving.NextMaturity <= postingDate)
{
list = saving.PostingInterests(saving.NextMaturity.Value, new User {
Id = 1
});
postingEvents.AddRange(list);
foreach (var postingEvent in list)
{
saving.Events.Add(postingEvent);
}
saving.NextMaturity = saving.GetNextMaturity(saving.NextMaturity.Value, saving.Periodicity);
}
Assert.AreEqual(3, postingEvents.Count);
}
public void Test_SimulateCloseAccount()
{
Assert.Ignore();
_savingServices = new SavingServices(null, null, new User {
Id = 6
});
SavingBookContract saving = new SavingBookContract(ApplicationSettings.GetInstance(""),
new User {
Id = 6
}, new DateTime(2009, 01, 01), _savingsProduct, null)
{
InterestRate = 0.15, ManagementFees = 0, AgioFees = 0
};
saving.FirstDeposit(1000, new DateTime(2009, 01, 01), null, new User(), Teller.CurrentTeller);
Assert.AreEqual(_savingServices.SimulateCloseAccount(saving, new DateTime(2009, 02, 15), new User(), false, Teller.CurrentTeller).GetBalance(), 5650);
}
public void RateWithdrawFees()
{
SavingsBookProduct product = new SavingsBookProduct()
{
WithdrawFeesType = OSavingsFeesType.Rate,
RateWithdrawFeesMin = 0.01,
RateWithdrawFeesMax = 0.05
};
SavingBookContract saving = new SavingBookContract(ApplicationSettings.GetInstance(""), new User(), new DateTime(2009, 01, 01), product, null)
{
RateWithdrawFees = 0.03
};
saving.FirstDeposit(1000, new DateTime(2009, 01, 01), null, new User(), Teller.CurrentTeller);
List <SavingEvent> withdrawEvents = saving.Withdraw(10, new DateTime(2009, 01, 02), "withdraw", new User(), false, null);
Assert.AreEqual(1, withdrawEvents.Count);
Assert.AreEqual(10, withdrawEvents[0].Amount.Value);
Assert.AreEqual(0.3, ((ISavingsFees)withdrawEvents[0]).Fee.Value);
Assert.AreEqual(989.7, saving.GetBalance().Value);
}
public void CloseSaving()
{
SavingBookContract saving = new SavingBookContract(ApplicationSettings.GetInstance(""),
new User()
{
Id = 1
}, new DateTime(2009, 01, 01), _savingsBookProduct, null)
{
Code = "S/CR/2009/SAVIN-1/BAR-1",
Status = OSavingsStatus.Active,
InterestRate = 0.01,
FlatWithdrawFees = 3
};
saving.InitialAmount = 1000;
saving.EntryFees = 10;
saving.FirstDeposit(1000, new DateTime(2009, 01, 01), null, new User(), Teller.CurrentTeller);
User user = new User {
Id = 1
};
saving.Events[0].User = user;
saving.SavingsOfficer = user;
saving.Id = _savingManager.Add(saving, new Person()
{
Id = 6
});
saving.Status = OSavingsStatus.Closed;
saving.ClosedDate = new DateTime(2009, 10, 01);
_savingManager.UpdateStatus(saving.Id, saving.Status, saving.ClosedDate.Value);
SavingBookContract retrievedSaving = (SavingBookContract)_savingManager.Select(saving.Id);
Assert.AreEqual(OSavingsStatus.Closed, retrievedSaving.Status);
Assert.AreEqual(new DateTime(2009, 10, 01), retrievedSaving.ClosedDate.Value);
}
public void Create_Saving_Book_Account_With_EntryFees()
{
SavingsBookProduct product = new SavingsBookProduct()
{
Name = "NewSavingProduct",
InitialAmountMin = 1000,
InitialAmountMax = 2000,
DepositMin = 100,
DepositMax = 200,
WithdrawingMin = 100,
WithdrawingMax = 200,
InterestRate = 0.2,
BalanceMin = 1000,
BalanceMax = 2000,
InterestBase = OSavingInterestBase.Monthly,
InterestFrequency = OSavingInterestFrequency.EndOfYear,
CalculAmountBase = OSavingCalculAmountBase.MinimalAmount,
ClientType = OClientTypes.All,
EntryFeesMin = 5,
EntryFeesMax = 15,
Currency = new Currency {
Id = 1
}
};
SavingBookContract saving = new SavingBookContract(ApplicationSettings.GetInstance(""), new User(),
new DateTime(2009, 01, 01), product, null);
saving.InitialAmount = 1000;
saving.EntryFees = 10;
saving.FirstDeposit(1000, new DateTime(2009, 01, 01), 10, new User(), Teller.CurrentTeller);
Assert.AreEqual(saving.GetBalance(), 1000);
Assert.AreEqual(saving.Events.Count, 1);
Assert.AreEqual(saving.InitialAmount, 1000);
Assert.AreEqual(saving.EntryFees, 10);
}
public void FlatWithdrawFees()
{
SavingsBookProduct product = new SavingsBookProduct()
{
WithdrawFeesType = OSavingsFeesType.Flat,
FlatWithdrawFeesMin = 1,
FlatWithdrawFeesMax = 5
};
SavingBookContract saving = new SavingBookContract(ApplicationSettings.GetInstance(""),
new User(), new DateTime(2009, 01, 01), product, null)
{
FlatWithdrawFees = 2,
};
saving.FirstDeposit(1000, new DateTime(2009, 01, 01), null, new User(), Teller.CurrentTeller);
List <SavingEvent> withdrawEvents = saving.Withdraw(10, new DateTime(2009, 01, 02), "withdraw", new User(), false, null, new PaymentMethod());
Assert.AreEqual(1, withdrawEvents.Count);
Assert.AreEqual(10, withdrawEvents[0].Amount.Value);
Assert.AreEqual(2, ((ISavingsFees)withdrawEvents[0]).Fee.Value);
Assert.AreEqual(988, saving.GetBalance().Value);
}
protected override void SetUp()
{
base.SetUp();
ChartOfAccounts.SuppressAll();
_savingManager = (SavingManager)container["SavingManager"];
_savingEventManager = (SavingEventManager)container["SavingEventManager"];
_client = new Person {
Id = 6
};
_user = new User {
Id = 1
};
User.CurrentUser = _user;
_product = new SavingsBookProduct
{
Id = 1,
Name = "SavingProduct1",
InitialAmountMin = 100,
InitialAmountMax = 500,
BalanceMin = 0,
BalanceMax = 1000,
WithdrawingMin = 100,
WithdrawingMax = 150,
DepositMin = 200,
DepositMax = 250,
TransferMin = 100,
TransferMax = 200,
InterestRateMin = 0.2,
InterestRateMax = 0.3,
InterestBase = OSavingInterestBase.Daily,
InterestFrequency = OSavingInterestFrequency.EndOfMonth,
Currency = new Currency {
Id = 1
},
WithdrawFeesType = OSavingsFeesType.Flat,
FlatWithdrawFees = 10,
TransferFeesType = OSavingsFeesType.Rate,
RateTransferFees = 0.1
};
_saving = new SavingBookContract(ApplicationSettings.GetInstance(""), _user, new DateTime(2009, 01, 01), _product, null)
{
Code = "S/CR/2009/SAVIN-1/BAR-1",
InterestRate = 0.2,
FlatWithdrawFees = 10,
RateTransferFees = 0.1
};
_saving.FirstDeposit(1000, new DateTime(2009, 01, 01), null, new User(), Teller.CurrentTeller);
_savingTarget = _saving = new SavingBookContract(ApplicationSettings.GetInstance(""), _user, new DateTime(2009, 01, 01), _product, null)
{
Code = "S/CR/2009/SAVIN-1/BAR-2",
InterestRate = 0.2,
};
_saving.InitialAmount = 1000;
_saving.EntryFees = 10;
_saving.SavingsOfficer = _user;
_saving.NumberOfPeriods = 0;
_saving.Id = _savingManager.Add(_saving, _client);
_savingTarget.Id = _savingManager.Add(_savingTarget, _client);
Branch branch = new Branch {
Id = 1, Name = "Default", Code = "Default"
};
_saving.Branch = branch;
_savingTarget.Branch = branch;
}
public void PostingInterests_12Posting()
{
// Assert.Ignore();
SavingsBookProduct product = new SavingsBookProduct
{
Id = 1,
InterestBase = OSavingInterestBase.Daily,
InterestFrequency = OSavingInterestFrequency.EndOfMonth,
Periodicity = new InstallmentType("Monthly", 0, 1)
};
User user = new User()
{
Id = 1
};
DateTime creationDate = new DateTime(2009, 01, 01);
SavingBookContract saving = new SavingBookContract(
ApplicationSettings.GetInstance(""),
user,
creationDate,
null
)
{
Product = product,
InterestRate = 0.1
};
DateTime closureDate = new DateTime(2010, 01, 01);
saving.NextMaturity = saving.CreationDate.Date;
saving.NumberOfPeriods = 1;
saving.FirstDeposit(1000, creationDate, 0, user, new Teller());
saving.NextMaturity = DateCalculationStrategy.GetNextMaturity(
saving.CreationDate.Date,
saving.Product.Periodicity,
saving.NumberOfPeriods);
List <SavingInterestsAccrualEvent> interestsAccrualEvents =
saving.CalculateInterest(closureDate, new User {
Id = 1
});
foreach (var accrualEvent in interestsAccrualEvents)
{
saving.Events.Add(accrualEvent);
}
List <SavingInterestsPostingEvent> list = new List <SavingInterestsPostingEvent>();
List <SavingInterestsPostingEvent> postingEvents = new List <SavingInterestsPostingEvent>();
while (saving.NextMaturity.Value <= closureDate)
{
list = saving.PostingInterests(saving.NextMaturity.Value, new User()
{
Id = 1
});
postingEvents.AddRange(list);
foreach (var postingEvent in list)
{
saving.Events.Add(postingEvent);
}
saving.NextMaturity = DateCalculationStrategy.GetNextMaturity(saving.NextMaturity.Value, saving.Periodicity, 1);
}
list = saving.PostingInterests(new DateTime(2010, 01, 01), new User {
Id = 1
});
Assert.AreEqual(12, postingEvents.Count);
}
