public void GivenPremiumCalculator_Revisited_Again_Before_WhenCalculatePremiumOnAboveRiskAgeLowerBoundarySmokerBikeOwner_ReturnsAmmountWithVeryHighRiskInsuranceMultiplier()
{
var policyHolderInfo = new PolicyHolderInfo
{
Age = 35,
IsSmoker = true,
OwnsMotorcycle = true
};
var premiumCalculator = new PremiumCalculator_Revisited_Again_Before();
var result = premiumCalculator.CalculatePremium(policyHolderInfo, 10000);
Assert.AreEqual(20000, result);
}
public void GivenPremiumCalculator_Revisited_Again_After_WhenIsVeryHighRisk_ReturnsTrueForHighRiskPolicyHolders()
{
var policyHolderInfo = new PolicyHolderInfo
{
Age = 35,
IsSmoker = true,
OwnsMotorcycle = true
};
var premiumCalculator = new PremiumCalculator_Revisited_Again_After();
var result = premiumCalculator.IsVeryHighRisk(policyHolderInfo);
Assert.IsTrue(result);
}
public decimal CalculatePremium(PolicyHolderInfo policyHolderInfo, decimal insuranceSum)
{
if (policyHolderInfo.Age > RiskAgeLowerBoundary && policyHolderInfo.IsSmoker && policyHolderInfo.OwnsMotorcycle)
{
return(insuranceSum * VeryHighRiskInsuranceMultiplier);
}
else if (policyHolderInfo.Age > RiskAgeLowerBoundary && policyHolderInfo.IsSmoker && !policyHolderInfo.OwnsMotorcycle)
{
return(insuranceSum * HighRiskInsuranceMultiplier);
}
else if (policyHolderInfo.Age > RiskAgeLowerBoundary && !policyHolderInfo.IsSmoker && policyHolderInfo.OwnsMotorcycle)
{
return(insuranceSum * MediumRiskInsuranceMultiplier);
}
else if (policyHolderInfo.Age > RiskAgeLowerBoundary && !policyHolderInfo.IsSmoker && !policyHolderInfo.OwnsMotorcycle)
{
return(insuranceSum * LowRiskInsuranceMultiplier);
}
else
{
return(insuranceSum);
}
}
public decimal CalculatePremium(PolicyHolderInfo policyHolderInfo, decimal insuranceSum)
{
if (IsVeryHighRisk(policyHolderInfo))
{
return(insuranceSum * VeryHighRiskInsuranceMultiplier);
}
else if (IsHighRisk(policyHolderInfo))
{
return(insuranceSum * HighRiskInsuranceMultiplier);
}
else if (IsMediumRisk(policyHolderInfo))
{
return(insuranceSum * MediumRiskInsuranceMultiplier);
}
else if (IsLowRisk(policyHolderInfo))
{
return(insuranceSum * LowRiskInsuranceMultiplier);
}
else // IsNoRisk
{
return(insuranceSum);
}
}
public virtual bool IsLowRisk(PolicyHolderInfo policyHolderInfo)
{
return(policyHolderInfo.Age > RiskAgeLowerBoundary && !policyHolderInfo.IsSmoker && !policyHolderInfo.OwnsMotorcycle);
}