private static void SetLevels(KycProfile profile)
{
if (!profile.PhoneVerified)
{
profile.RequiredVerifications.Add(VerificationType.ProofOfPhone);
}
if (profile.KycLevel == KycLevel.Level1)
{
profile.RequiredVerifications.Add(VerificationType.ProofOfIdentity);
}
if (profile.KycLevel == KycLevel.Level2)
{
profile.RequiredVerifications.Add(VerificationType.ProofOfIdentity);
profile.RequiredVerifications.Add(VerificationType.ProofOfAddress);
}
if (profile.KycLevel == KycLevel.Level3)
{
profile.RequiredVerifications.Add(VerificationType.ProofOfIdentity);
profile.RequiredVerifications.Add(VerificationType.ProofOfAddress);
profile.RequiredVerifications.Add(VerificationType.ProofOfFunds);
}
profile.RequiredVerifications = profile.RequiredVerifications.Distinct().ToList();
}
private async Task CheckCountry(KycProfile profile)
{
if (string.IsNullOrEmpty(profile.Country))
{
return;
}
var country = await _countryRepository.GetCountry(profile.Country);
if (country == null)
{
profile.DepositStatus = KycOperationStatus.Blocked;
profile.TradeStatus = KycOperationStatus.Blocked;
profile.WithdrawalStatus = KycOperationStatus.Blocked;
profile.BlockingReason = "Country is not supported";
return;
}
if (country.IsBlocked)
{
profile.DepositStatus = KycOperationStatus.Blocked;
profile.TradeStatus = KycOperationStatus.Blocked;
profile.WithdrawalStatus = KycOperationStatus.Blocked;
profile.BlockingReason = "Country is blocked";
return;
}
}
public async Task <KycProfile> GetOrCreateProfile(string clientId)
{
await using var context = new DatabaseContext(_dbContextOptionsBuilder.Options);
var kycProfile = context.KycProfiles.Include(t => t.Documents).FirstOrDefault(t => t.ClientId == clientId);
if (kycProfile != null)
{
return(kycProfile);
}
_logger.LogInformation("Profile for clientId {clientId} not found. Creating new profile", clientId);
var profile = new KycProfile
{
ClientId = clientId,
ApplicantId = null,
ActiveVerificationId = null,
DepositStatus = KycOperationStatus.KycRequired,
TradeStatus = KycOperationStatus.KycRequired,
WithdrawalStatus = KycOperationStatus.KycRequired,
PhoneVerified = false,
RequiredVerifications = new List <VerificationType>(),
Documents = new List <KycDocument>(),
KycLevel = KycLevel.Level1,
};
await _statusSetter.UpdateProfileState(profile);
await UpdateProfile(profile, "Profile creation", "automatic", null);
return(profile);
}
public async Task UpdateProfileState(KycProfile profile)
{
SetLevels(profile);
await CheckCountry(profile);
await CheckDocuments(profile);
SetStatuses(profile);
}
public static KycProfileNoSqlEntity Create(KycProfile profile)
{
return(new KycProfileNoSqlEntity()
{
PartitionKey = GeneratePartitionKey(),
RowKey = GenerateRowKey(profile.ClientId),
Profile = profile
});
}
public async Task UpdateProfile(KycProfile profile, string operation, string agent, string comment)
{
await using var context = new DatabaseContext(_dbContextOptionsBuilder.Options);
await context.UpsertAsync(new[] { profile });
await _cache.InsertOrReplaceAsync(KycProfileNoSqlEntity.Create(profile));
await _cache.CleanAndKeepMaxRecords(KycProfileNoSqlEntity.GeneratePartitionKey(), 10000);
context.AuditLogs.Add(KycAuditLog.Create(profile, operation, agent, comment));
await context.SaveChangesAsync();
}
public KycStatusResponse(string brokerId, KycProfile profile)
{
BrokerId = brokerId;
ClientId = profile.ClientId;
Level = profile.KycLevel;
RequiredDocuments = KycLevelHelper.GetRequiredDocuments(profile);
RequiredVerifications = profile.RequiredVerifications;
DepositStatus = profile.DepositStatus;
WithdrawalStatus = profile.WithdrawalStatus;
TradeStatus = profile.TradeStatus;
VerificationInProgress = string.IsNullOrEmpty(profile.ActiveVerificationId);
Pep = profile.Pep;
Country = profile.Country;
BlockingReason = profile.BlockingReason;
}
private async Task CheckDocuments(KycProfile profile)
{
if (profile.PhoneVerified)
{
profile.RequiredVerifications.Remove(VerificationType.ProofOfPhone);
}
if (!string.IsNullOrWhiteSpace(profile.Country))
{
var country = await _countryRepository.GetCountry(profile.Country);
if (country == null)
{
return;
}
if (profile.Documents.Any(document => KycLevelHelper.ProofOfIdentityTypes.Contains(document.Type) &&
(country.AcceptedDocuments?.Contains(document.Type) ?? false) &&
document.Verified) &&
profile.Documents.Any(document => document.Type == DocumentType.SelfieImage && document.Verified))
{
profile.RequiredVerifications.Remove(VerificationType.ProofOfIdentity);
}
}
else
{
if (profile.Documents.Any(document => KycLevelHelper.ProofOfIdentityTypes.Contains(document.Type) &&
document.Verified) &&
profile.Documents.Any(document => document.Type == DocumentType.SelfieImage && document.Verified))
{
profile.RequiredVerifications.Remove(VerificationType.ProofOfIdentity);
}
}
if (profile.Documents.Any(document => KycLevelHelper.ProofOfAddressTypes.Contains(document.Type) && document.Verified))
{
profile.RequiredVerifications.Remove(VerificationType.ProofOfAddress);
}
if (profile.Documents.Any(document => KycLevelHelper.ProofOfFundsTypes.Contains(document.Type) && document.Verified))
{
profile.RequiredVerifications.Remove(VerificationType.ProofOfIdentity);
}
}
private static void SetStatuses(KycProfile profile)
{
if (profile.DepositStatus == KycOperationStatus.Blocked ||
profile.TradeStatus == KycOperationStatus.Blocked ||
profile.WithdrawalStatus == KycOperationStatus.Blocked)
{
return;
}
if (profile.Pep)
{
profile.DepositStatus = KycOperationStatus.Blocked;
profile.TradeStatus = KycOperationStatus.Blocked;
profile.WithdrawalStatus = KycOperationStatus.Blocked;
profile.BlockingReason = "User identified as PEP";
return;
}
if (!string.IsNullOrEmpty(profile.ActiveVerificationId))
{
profile.DepositStatus = KycOperationStatus.KycInProgress;
profile.TradeStatus = KycOperationStatus.KycInProgress;
profile.WithdrawalStatus = KycOperationStatus.KycInProgress;
return;
}
if (profile.RequiredVerifications.Contains(VerificationType.ProofOfIdentity) ||
profile.RequiredVerifications.Contains(VerificationType.ProofOfPhone))
{
profile.DepositStatus = KycOperationStatus.KycRequired;
profile.TradeStatus = KycOperationStatus.KycRequired;
profile.WithdrawalStatus = KycOperationStatus.KycRequired;
}
else
{
profile.DepositStatus = KycOperationStatus.Allowed;
profile.TradeStatus = KycOperationStatus.Allowed;
profile.WithdrawalStatus = KycOperationStatus.Allowed;
}
}
