public UcBill(Model.BillModel model, Action <UcBill, bool> action, int num)
{
InitializeComponent();
billModel = model;
this.action = action;
this.num = num;
}
/// <summary>
/// 按天计息到期一次性还本息
/// </summary>
/// <param name="billModel"></param>
/// <returns></returns>
public static List <Model.BillDetailModel> GetDetailsByToEnd(Model.BillModel billModel)
{
List <Model.BillDetailModel> details = new List <Model.BillDetailModel>();
Model.BillDetailModel detail = new Model.BillDetailModel();
double interest = 0;
if (billModel.DeadlineType == 1)
{
//按天总利息
interest = Math.Round(billModel.YearRete / 365 * billModel.Deadline * billModel.TotalMoney, 2);
}
else
{
//按月总利息
interest = Math.Round(billModel.YearRete / 12 * billModel.Deadline * billModel.TotalMoney, 2); //总利息
}
detail.ReceivableInterest = interest;
detail.ReceivablePrincipalAndInterest = billModel.TotalMoney + interest;
detail.ReceivableDay = billModel.EndDay;
detail.Periods = "1/1";
details.Add(detail);
return(details);
}
/// <summary>
/// 等额本金还款
/// </summary>
/// <param name="billModel"></param>
/// <returns></returns>
public static List <Model.BillDetailModel> GetDetailsByEveragePrincipal(Model.BillModel billModel)
{
List <Model.BillDetailModel> details = new List <Model.BillDetailModel>();
Model.BillDetailModel detail = null;
double montyMoney = billModel.TotalMoney / billModel.Deadline;//月还款本金
double SurplusPayment = 0;
DateTime beginDay = DateTime.Parse(billModel.BeginDay);
for (int i = 0; i < billModel.Deadline; i++)
{
detail = new Model.BillDetailModel();
if (i == 0)
{
SurplusPayment = billModel.TotalMoney - montyMoney; //剩余本金
detail.ReceivableInterest = Math.Round(billModel.TotalMoney * (billModel.YearRete / 12), 2); //月利息
}
else
{
detail.ReceivableInterest = Math.Round(SurplusPayment * (billModel.YearRete / 12), 2); //月利息=上个月的剩余本金×利率
SurplusPayment = SurplusPayment - montyMoney; //剩余本金
}
detail.ReceivablePrincipalAndInterest = Math.Round(montyMoney + detail.ReceivableInterest, 2);
detail.ReceivableDay = beginDay.AddMonths(i + 1).ToString("yyyy-MM-dd");
detail.Periods = string.Format("{0}/{1}", i + 1, billModel.Deadline);
details.Add(detail);
}
return(details);
}
private Model.BillModel GetBillModel()
{
Model.BillModel billModel = new Model.BillModel();
billModel.SiteName = txtSiteName.Text.Trim();
billModel.SiteUserName = txtSiteUserName.Text.Trim();
billModel.Remark = txtRemark.Text.Trim();
billModel.BeginDay = this.dateTimePicker1.Value.ToString("yyyy-MM-dd");
billModel.Deadline = int.Parse(txtDeadline.Text.Trim());
billModel.DeadlineType = radioButton2.Checked ? 1 : 2; //按月：2 按天:1
billModel.TotalMoney = double.Parse(txtTotalMoney.Text.Trim());
billModel.YearRete = float.Parse(txtYearRate.Text.Trim()) / 100;
billModel.WayOfRepayment = (E_WayOfRepayment)cmbWayOfRepayment.SelectedIndex;
if (billModel.DeadlineType == 1)
{
billModel.EndDay = DateTime.Parse(billModel.BeginDay).AddDays(billModel.Deadline).ToString("yyyy-MM-dd");
}
else
{
billModel.EndDay = DateTime.Parse(billModel.BeginDay).AddMonths(billModel.Deadline).ToString("yyyy-MM-dd");
}
billModel.CreateTime = System.DateTime.Now;
billModel.UpdateTime = System.DateTime.Now;
return(billModel);
}
public Model.BillModel GetBillModel()
{
int qixian = int.Parse(textBox1.Text.Trim());
double totalmoney = double.Parse(txtjine.Text.Trim());
double pref = double.Parse(textBox2.Text.Trim());
Model.BillModel bill = new Model.BillModel();
bill.YearRete = pref;
bill.TotalMoney = totalmoney;
bill.Deadline = qixian;
bill.BeginDay = this.dateTimePicker1.Text;
return(bill);
}
private void button2_Click(object sender, EventArgs e)
{
if (this.cmbWayOfRepayment.SelectedIndex == 0)
{
MessageBox.Show("请选择还款方式！");
return;
}
Model.BillModel billModel = GetBillModel();
List <Model.BillDetailModel> details = WayOfRepayment.GetDetailsByBillInfo(ref billModel);
if (details != null && details.Count > 0)
{
ShowList(details);
}
}
/// <summary>
/// 根据投资条件计算还款计划
/// </summary>
/// <param name="model"></param>
/// <returns></returns>
public static List <Model.BillDetailModel> GetDetailsByBillInfo(ref Model.BillModel model)
{
List <Model.BillDetailModel> list = null;
if (model.WayOfRepayment == E_WayOfRepayment.等额本息)
{
list = GetDetailsByEveragePrincipalAndInterest(model);
}
else if (model.WayOfRepayment == E_WayOfRepayment.等额本金)
{
list = GetDetailsByEveragePrincipal(model);
}
else if (model.WayOfRepayment == E_WayOfRepayment.月付息到期付本)
{
list = GetDetailsByMonthInterestEndPrincipal(model);
}
else if (model.WayOfRepayment == E_WayOfRepayment.月付息按季付本)
{
list = GetDetailsByMonthInterestSeasonCapital(model);
}
else if (model.WayOfRepayment == E_WayOfRepayment.一次性本息)
{
list = GetDetailsByToEnd(model);
}
if (list != null && list.Count > 0)
{
model.BillID = Guid.NewGuid().ToString();
//model.Periods = string.Format("0/{0}", list[0].Periods.Split('/')[1]);
model.ReceivablePeriod = list.Count;
model.EndDay = list[list.Count - 1].ReceivableDay;
model.YearRete = Math.Round(model.YearRete * 100, 2);
for (int i = 0; i < list.Count; i++)
{
model.ReceivablePrincipalAndInterest += list[i].ReceivablePrincipalAndInterest;
list[i].BillID = model.BillID;
list[i].BillDetailID = Guid.NewGuid().ToString();
list[i].UpdateTime = DateTime.Now;
list[i].CreateTime = DateTime.Now;
}
model.ReceivablePrincipalAndInterest = Math.Round(model.ReceivablePrincipalAndInterest, 2);
}
return(list);
}
private void button1_Click(object sender, EventArgs e)
{
if (this.cmbWayOfRepayment.SelectedIndex == 0)
{
MessageBox.Show("请选择还款方式！");
return;
}
Model.BillModel billModel = GetBillModel();
List <Model.BillDetailModel> details = WayOfRepayment.GetDetailsByBillInfo(ref billModel);
StringBuilder builder = new StringBuilder();
builder.Append("Insert into billInfo (BillID ,SiteName,SiteUserName,TotalMoney,YearRete,Deadline,DeadlineType,ReceivedPeriod,ReceivablePeriod,ReceivablePrincipalAndInterest,ReceivedPrincipalAndInterest,WayOfRepayment,Reward,BeginDay,EndDay,YuQiCount,Deleted,Flag,Remark,UpdateTime,Createtime)");
builder.Append(string.Format("Values('{0}','{1}','{2}',{3},{4},{5},{6},0,{7},{8},{9},{10},{11},'{12}','{13}',{14},{15},{16},'{17}','{18}','{19}')",
billModel.BillID, billModel.SiteName, billModel.SiteUserName, billModel.TotalMoney, billModel.YearRete,
billModel.Deadline, billModel.DeadlineType, billModel.ReceivablePeriod, billModel.ReceivablePrincipalAndInterest,
billModel.ReceivedPrincipalAndInterest, (int)billModel.WayOfRepayment, billModel.Reward, billModel.BeginDay,
billModel.EndDay, billModel.YuQiCount, billModel.Deleted, billModel.Deleted, billModel.Remark,
billModel.UpdateTime.ToString("s"), billModel.CreateTime.ToString("s")));
for (int i = 0; i < details.Count; i++)
{
builder.Append("|"); //语句分隔符
builder.Append("Insert into billdetail( BillDetailID,BillID,Periods,ReceivableDay,ReceivedDay,ReceivablePrincipalAndInterest,ReceivableInterest,ReceivedPrincipalAndInterest,IsYuQi,Deleted,Flag,UpdateTime,CreateTime)");
builder.Append(string.Format("Values('{0}','{1}','{2}','{3}','{4}',{5},{6},{7},{8},{9},{10},'{11}','{12}')",
details[i].BillDetailID, details[i].BillID, details[i].Periods, details[i].ReceivableDay,
details[i].ReceivedDay, details[i].ReceivablePrincipalAndInterest,
details[i].ReceivableInterest, details[i].ReceivedPrincipalAndInterest,
details[i].IsYuQi, details[i].Deleted, details[i].Flag, details[i].UpdateTime.ToString("s"),
details[i].CreateTime.ToString("s")));
}
bool flag = SQLiteHelper.UpdateData(builder.ToString(), true);
if (flag)
{
AppInfo.Instance.IsChanged = true;
MessageBox.Show("添加成功！");
}
else
{
MessageBox.Show("添加失败！");
}
}
public UcBill(Action <UcBill, bool> action)
{
InitializeComponent();
this.action = action;
billModel = new Model.BillModel();
}
public UcBill()
{
InitializeComponent();
billModel = new Model.BillModel();
}
/// <summary>
/// 按日计息按月还息到期还本
/// </summary>
/// <param name="bill"></param>
/// <returns></returns>
public static List <Model.BillDetailModel> GetDetailsByDayMonthInterestSeasonCapital(Model.BillModel bill)
{
List <Model.BillDetailModel> details = new List <Model.BillDetailModel>();
return(details);
}
/// <summary>
/// 按月计息按季还款
/// </summary>
/// <param name="billModel"></param>
/// <returns></returns>
public static List <Model.BillDetailModel> GetDetailsByMonthInterestSeasonCapital(Model.BillModel billModel)
{
List <Model.BillDetailModel> details = new List <Model.BillDetailModel>();
int curMonth; //当前期数
double curMoney; //当前未还本金
int seasonCount = billModel.Deadline % 3 > 0 ? billModel.Deadline / 3 + 1 : billModel.Deadline / 3; //分成几季
double seasonCapital = Math.Round(billModel.TotalMoney / seasonCount); //每季应还的本金
double interest; //每月应还利息
DateTime beginDay = DateTime.Parse(billModel.BeginDay);
for (int i = 0; i < seasonCount; i++)
{
curMoney = billModel.TotalMoney - seasonCapital * i;
interest = Math.Round((curMoney * billModel.YearRete / 12), 2);
Model.BillDetailModel detail = null;
for (int j = 1; j <= 3; j++)
{
detail = new Model.BillDetailModel();
curMonth = i * 3 + j;
if (curMonth < billModel.Deadline && curMonth % 3 == 0 && curMonth != 0)
{
detail.ReceivablePrincipalAndInterest = interest + seasonCapital;
detail.ReceivableInterest = interest;
}
else if (curMonth < billModel.Deadline)
{
detail.ReceivablePrincipalAndInterest = interest;
detail.ReceivableInterest = interest;
}
else if (curMonth == billModel.Deadline)
{
detail.ReceivablePrincipalAndInterest = interest + seasonCapital;
detail.ReceivableInterest = interest;
}
detail.ReceivableDay = beginDay.AddMonths((i * 3) + j).ToString("yyyy-MM-dd");
detail.Periods = string.Format("{0}/{1}", (i * 3) + j, billModel.Deadline);
details.Add(detail);
}
}
return(details);
}
/// <summary>
/// 月还息到期还本
/// </summary>
/// <param name="billModel"></param>
/// <returns></returns>
public static List <Model.BillDetailModel> GetDetailsByMonthInterestEndPrincipal(Model.BillModel billModel)
{
List <Model.BillDetailModel> details = new List <Model.BillDetailModel>();
double[] depAcctbal = new double[billModel.Deadline]; /*总还款*/
//double[] payrateAcct = new double[bill.Deadline]; /*每月应还利息*/
double interest = Math.Round((billModel.TotalMoney * billModel.YearRete / 12), 2);
Model.BillDetailModel detail = null;
DateTime beginDay = DateTime.Parse(billModel.BeginDay);
for (int i = 0; i < billModel.Deadline; i++)
{
detail = new Model.BillDetailModel();
detail.ReceivableInterest = interest;
if ((i + 1) == billModel.Deadline)
{
detail.ReceivablePrincipalAndInterest = interest + billModel.TotalMoney;
}
else
{
detail.ReceivablePrincipalAndInterest = interest;
}
detail.ReceivableDay = beginDay.AddMonths(i + 1).ToString("yyyy-MM-dd");
detail.Periods = string.Format("{0}/{1}", i + 1, billModel.Deadline);
details.Add(detail);
}
return(details);
}
/// <summary>
/// 等额本息还款
/// </summary>
/// <param name="billModel"></param>
/// <returns></returns>
public static List <Model.BillDetailModel> GetDetailsByEveragePrincipalAndInterest(Model.BillModel billModel)
{
List <Model.BillDetailModel> details = new List <Model.BillDetailModel>();
double tlnAcct = 0;
tlnAcct = billModel.TotalMoney;
Model.BillDetailModel detail = null;
DateTime beginDay = DateTime.Parse(billModel.BeginDay);
for (int i = 0; i < billModel.Deadline; i++)
{
detail = new Model.BillDetailModel();
double paybaseAcct = (Math.Pow((1 + billModel.YearRete / 12), i + 1) - Math.Pow((1 + billModel.YearRete / 12), i)) / (Math.Pow((1 + billModel.YearRete / 12), billModel.Deadline) - 1) * billModel.TotalMoney;
detail.ReceivableInterest = tlnAcct * billModel.YearRete / 12; //利息
detail.ReceivablePrincipalAndInterest = Math.Round(paybaseAcct + detail.ReceivableInterest, 2); //还款总额
detail.ReceivableInterest = Math.Round(detail.ReceivableInterest, 2);
tlnAcct = tlnAcct - paybaseAcct;
detail.ReceivableDay = beginDay.AddMonths(i + 1).ToString("yyyy-MM-dd");
detail.Periods = string.Format("{0}/{1}", i + 1, billModel.Deadline);
details.Add(detail);
}
return(details);
}