public void AddInsurance(AirlineInsurance insurance)
{
InsurancePolicies.Add(insurance);
}
public void RemoveInsurance(AirlineInsurance insurance)
{
InsurancePolicies.Remove(insurance);
}
public void addAirlineInsurance(AirlineInsurance insurance)
{
Insurances.Add(insurance);
Airline.AddInsurance(insurance);
}
public static void ReceiveInsurancePayout(Airline airline, AirlineInsurance policy, InsuranceClaim claim)
{
if (claim.Damage > policy.Deductible)
{
claim.Damage -= (int) policy.Deductible;
airline.Money -= policy.Deductible;
policy.Deductible = 0;
policy.InsuredAmount -= claim.Damage;
airline.Money += claim.Damage;
var news = new News(News.NewsType.AirlineNews, GameObject.GetInstance().GameTime, "Insurance Claim Payout",
"You have received an insurance payout in the amount of $" + claim.Damage.ToString(CultureInfo.InvariantCulture) + ". This was for claim number " + claim.Index);
}
else if (claim.Damage < policy.Deductible)
{
policy.Deductible -= claim.Damage;
//Warnings.AddWarning("Low Damage", "The damage incurred was less than your deductible, so you will not receive an insurance payout for this claim! \n Reference: " + claim.Index);
}
}
//for general damage or claims
public static void FileInsuranceClaim(Airline airline, AirlineInsurance policy, int damage)
{
var claim = new InsuranceClaim(airline, null, null, GameObject.GetInstance().GameTime, damage);
airline.InsuranceClaims.Add(claim);
var news = new News(News.NewsType.AirlineNews, GameObject.GetInstance().GameTime, "Insurance Claim Filed", "You have filed an insurance claim. Reference: " + claim.Index);
}
//extend or modify policy
public static void ModifyPolicy(Airline airline, string index, AirlineInsurance newPolicy)
{
//AirlineInsurance oldPolicy = airline.InsurancePolicies[index];
//use the index to compare the new policy passed in to the existing one and make changes
}
//add insurance policy
public static AirlineInsurance CreatePolicy(Airline airline, AirlineInsurance.InsuranceType type, AirlineInsurance.InsuranceScope scope, AirlineInsurance.PaymentTerms terms, bool allAirliners,
double length, int amount)
{
#region Method Setup
var rnd = new Random();
double modifier = GetRatingModifier(airline);
double hub = airline.GetHubs().Count()*0.1;
var policy = new AirlineInsurance(type, scope, terms, amount)
{
InsuranceEffective = GameObject.GetInstance().GameTime,
InsuranceExpires = GameObject.GetInstance().GameTime.AddYears((int) length),
PolicyIndex = GameObject.GetInstance().GameTime.ToString(CultureInfo.InvariantCulture) + airline,
TermLength = length
};
switch (policy.InsTerms)
{
case AirlineInsurance.PaymentTerms.Monthly:
policy.RemainingPayments = length*12;
break;
case AirlineInsurance.PaymentTerms.Quarterly:
policy.RemainingPayments = length*4;
break;
case AirlineInsurance.PaymentTerms.Biannual:
policy.RemainingPayments = length*2;
break;
case AirlineInsurance.PaymentTerms.Annual:
policy.RemainingPayments = length;
break;
}
//sets up multipliers based on the type and scope of insurance policy
var typeMultipliers = new Dictionary<AirlineInsurance.InsuranceType, double>();
var scopeMultipliers = new Dictionary<AirlineInsurance.InsuranceScope, double>();
double typeMPublic = modifier;
double typeMPassenger = modifier + 0.2;
double typeMCSL = modifier + 0.5;
double typeMFull = modifier + 1;
double scMAirport = modifier;
double scMDomestic = modifier + 0.2;
double scMHub = modifier + hub + 0.5;
double scMGlobal = modifier + hub + 1;
#endregion
#region Domestic/Int'l Airport Counter
int i = 0;
int j = 0;
foreach (Airport airport in GameObject.GetInstance().HumanAirline.Airports)
{
if (airport.Profile.Country != GameObject.GetInstance().HumanAirline.Profile.Country)
{
i++;
}
else j++;
}
#endregion
// all the decision making for monthly payment amounts and deductibles
#region Public Liability
switch (type)
{
case AirlineInsurance.InsuranceType.PublicLiability:
switch (scope)
{
case AirlineInsurance.InsuranceScope.Airport:
policy.Deductible = amount*0.005;
policy.PaymentAmount = policy.InsuredAmount*(4/10)*typeMPublic*scMAirport;
if (terms == AirlineInsurance.PaymentTerms.Annual) policy.PaymentAmount = policy.InsuredAmount/length;
if (terms == AirlineInsurance.PaymentTerms.Biannual) policy.PaymentAmount = policy.InsuredAmount/length/2;
if (terms == AirlineInsurance.PaymentTerms.Quarterly) policy.PaymentAmount = policy.InsuredAmount/length/4;
if (terms == AirlineInsurance.PaymentTerms.Monthly) policy.PaymentAmount = policy.InsuredAmount/length/12;
break;
case AirlineInsurance.InsuranceScope.Domestic:
policy.Deductible = amount*0.001;
policy.PaymentAmount = policy.InsuredAmount*(4/10)*typeMPublic*scMDomestic;
if (terms == AirlineInsurance.PaymentTerms.Annual) policy.PaymentAmount = policy.InsuredAmount/length;
if (terms == AirlineInsurance.PaymentTerms.Biannual) policy.PaymentAmount = policy.InsuredAmount/length/2;
if (terms == AirlineInsurance.PaymentTerms.Quarterly) policy.PaymentAmount = policy.InsuredAmount/length/4;
if (terms == AirlineInsurance.PaymentTerms.Monthly) policy.PaymentAmount = policy.InsuredAmount/length/12;
break;
case AirlineInsurance.InsuranceScope.Hub:
policy.Deductible = amount*0.001;
policy.PaymentAmount = policy.InsuredAmount*(4/10)*typeMPublic*scMHub;
if (terms == AirlineInsurance.PaymentTerms.Annual) policy.PaymentAmount = policy.InsuredAmount/length;
if (terms == AirlineInsurance.PaymentTerms.Biannual) policy.PaymentAmount = policy.InsuredAmount/length/2;
if (terms == AirlineInsurance.PaymentTerms.Quarterly) policy.PaymentAmount = policy.InsuredAmount/length/4;
if (terms == AirlineInsurance.PaymentTerms.Monthly) policy.PaymentAmount = policy.InsuredAmount/length/12;
break;
case AirlineInsurance.InsuranceScope.Global:
policy.Deductible = amount*0.001;
policy.PaymentAmount = policy.InsuredAmount*(4/10)*typeMPublic*scMGlobal;
if (terms == AirlineInsurance.PaymentTerms.Annual) policy.PaymentAmount = policy.InsuredAmount/length;
if (terms == AirlineInsurance.PaymentTerms.Biannual) policy.PaymentAmount = policy.InsuredAmount/length/2;
if (terms == AirlineInsurance.PaymentTerms.Quarterly) policy.PaymentAmount = policy.InsuredAmount/length/4;
if (terms == AirlineInsurance.PaymentTerms.Monthly) policy.PaymentAmount = policy.InsuredAmount/length/12;
break;
}
break;
#endregion
#region Passenger Liability
case AirlineInsurance.InsuranceType.PassengerLiability:
switch (scope)
{
case AirlineInsurance.InsuranceScope.Airport:
policy.Deductible = amount*0.005;
policy.PaymentAmount = policy.InsuredAmount*(4/10)*typeMPassenger*scMAirport;
if (terms == AirlineInsurance.PaymentTerms.Annual) policy.PaymentAmount = policy.InsuredAmount/length;
if (terms == AirlineInsurance.PaymentTerms.Biannual) policy.PaymentAmount = policy.InsuredAmount/length/2;
if (terms == AirlineInsurance.PaymentTerms.Quarterly) policy.PaymentAmount = policy.InsuredAmount/length/4;
if (terms == AirlineInsurance.PaymentTerms.Monthly) policy.PaymentAmount = policy.InsuredAmount/length/12;
break;
case AirlineInsurance.InsuranceScope.Domestic:
policy.Deductible = amount*0.001;
policy.PaymentAmount = policy.InsuredAmount*(4/10)*typeMPassenger*scMDomestic;
if (terms == AirlineInsurance.PaymentTerms.Annual) policy.PaymentAmount = policy.InsuredAmount/length;
if (terms == AirlineInsurance.PaymentTerms.Biannual) policy.PaymentAmount = policy.InsuredAmount/length/2;
if (terms == AirlineInsurance.PaymentTerms.Quarterly) policy.PaymentAmount = policy.InsuredAmount/length/4;
if (terms == AirlineInsurance.PaymentTerms.Monthly) policy.PaymentAmount = policy.InsuredAmount/length/12;
break;
case AirlineInsurance.InsuranceScope.Hub:
policy.Deductible = amount*0.001;
policy.PaymentAmount = policy.InsuredAmount*(4/10)*typeMPassenger*scMHub;
if (terms == AirlineInsurance.PaymentTerms.Annual) policy.PaymentAmount = policy.InsuredAmount/length;
if (terms == AirlineInsurance.PaymentTerms.Biannual) policy.PaymentAmount = policy.InsuredAmount/length/2;
if (terms == AirlineInsurance.PaymentTerms.Quarterly) policy.PaymentAmount = policy.InsuredAmount/length/4;
if (terms == AirlineInsurance.PaymentTerms.Monthly) policy.PaymentAmount = policy.InsuredAmount/length/12;
break;
case AirlineInsurance.InsuranceScope.Global:
policy.Deductible = amount*0.001;
policy.PaymentAmount = policy.InsuredAmount*(4/10)*typeMPassenger*scMGlobal;
if (terms == AirlineInsurance.PaymentTerms.Annual) policy.PaymentAmount = policy.InsuredAmount/length;
if (terms == AirlineInsurance.PaymentTerms.Biannual) policy.PaymentAmount = policy.InsuredAmount/length/2;
if (terms == AirlineInsurance.PaymentTerms.Quarterly) policy.PaymentAmount = policy.InsuredAmount/length/4;
if (terms == AirlineInsurance.PaymentTerms.Monthly) policy.PaymentAmount = policy.InsuredAmount/length/12;
break;
}
break;
#endregion
#region Combined Single Limit
case AirlineInsurance.InsuranceType.CombinedSingleLimit:
switch (scope)
{
case AirlineInsurance.InsuranceScope.Airport:
policy.Deductible = amount*0.005;
policy.PaymentAmount = policy.InsuredAmount*(4/10)*typeMCSL*scMAirport;
if (terms == AirlineInsurance.PaymentTerms.Annual) policy.PaymentAmount = policy.InsuredAmount/length;
if (terms == AirlineInsurance.PaymentTerms.Biannual) policy.PaymentAmount = policy.InsuredAmount/length/2;
if (terms == AirlineInsurance.PaymentTerms.Quarterly) policy.PaymentAmount = policy.InsuredAmount/length/4;
if (terms == AirlineInsurance.PaymentTerms.Monthly) policy.PaymentAmount = policy.InsuredAmount/length/12;
break;
case AirlineInsurance.InsuranceScope.Domestic:
policy.Deductible = amount*0.001;
policy.PaymentAmount = policy.InsuredAmount*(4/10)*typeMCSL*scMDomestic;
if (terms == AirlineInsurance.PaymentTerms.Annual) policy.PaymentAmount = policy.InsuredAmount/length;
if (terms == AirlineInsurance.PaymentTerms.Biannual) policy.PaymentAmount = policy.InsuredAmount/length/2;
if (terms == AirlineInsurance.PaymentTerms.Quarterly) policy.PaymentAmount = policy.InsuredAmount/length/4;
if (terms == AirlineInsurance.PaymentTerms.Monthly) policy.PaymentAmount = policy.InsuredAmount/length/12;
break;
case AirlineInsurance.InsuranceScope.Hub:
policy.Deductible = amount*0.001;
policy.PaymentAmount = policy.InsuredAmount*(4/10)*typeMCSL*scMHub;
if (terms == AirlineInsurance.PaymentTerms.Annual) policy.PaymentAmount = policy.InsuredAmount/length;
if (terms == AirlineInsurance.PaymentTerms.Biannual) policy.PaymentAmount = policy.InsuredAmount/length/2;
if (terms == AirlineInsurance.PaymentTerms.Quarterly) policy.PaymentAmount = policy.InsuredAmount/length/4;
if (terms == AirlineInsurance.PaymentTerms.Monthly) policy.PaymentAmount = policy.InsuredAmount/length/12;
break;
case AirlineInsurance.InsuranceScope.Global:
policy.Deductible = amount*0.001;
policy.PaymentAmount = policy.InsuredAmount*(4/10)*typeMCSL*scMGlobal;
if (terms == AirlineInsurance.PaymentTerms.Annual) policy.PaymentAmount = policy.InsuredAmount/length;
if (terms == AirlineInsurance.PaymentTerms.Biannual) policy.PaymentAmount = policy.InsuredAmount/length/2;
if (terms == AirlineInsurance.PaymentTerms.Quarterly) policy.PaymentAmount = policy.InsuredAmount/length/4;
if (terms == AirlineInsurance.PaymentTerms.Monthly) policy.PaymentAmount = policy.InsuredAmount/length/12;
break;
}
break;
#endregion
#region Full Coverage
case AirlineInsurance.InsuranceType.FullCoverage:
switch (scope)
{
case AirlineInsurance.InsuranceScope.Airport:
policy.Deductible = amount*0.005;
policy.PaymentAmount = policy.InsuredAmount*(4/10)*typeMFull*scMAirport;
if (terms == AirlineInsurance.PaymentTerms.Annual) policy.PaymentAmount = policy.InsuredAmount/length;
if (terms == AirlineInsurance.PaymentTerms.Biannual) policy.PaymentAmount = policy.InsuredAmount/length/2;
if (terms == AirlineInsurance.PaymentTerms.Quarterly) policy.PaymentAmount = policy.InsuredAmount/length/4;
if (terms == AirlineInsurance.PaymentTerms.Monthly) policy.PaymentAmount = policy.InsuredAmount/length/12;
break;
case AirlineInsurance.InsuranceScope.Domestic:
policy.Deductible = amount*0.001;
policy.PaymentAmount = policy.InsuredAmount*(4/10)*typeMFull*scMDomestic;
if (terms == AirlineInsurance.PaymentTerms.Annual) policy.PaymentAmount = policy.InsuredAmount/length;
if (terms == AirlineInsurance.PaymentTerms.Biannual) policy.PaymentAmount = policy.InsuredAmount/length/2;
if (terms == AirlineInsurance.PaymentTerms.Quarterly) policy.PaymentAmount = policy.InsuredAmount/length/4;
if (terms == AirlineInsurance.PaymentTerms.Monthly) policy.PaymentAmount = policy.InsuredAmount/length/12;
break;
case AirlineInsurance.InsuranceScope.Hub:
policy.Deductible = amount*0.001;
policy.PaymentAmount = policy.InsuredAmount*(4/10)*typeMFull*scMHub;
if (terms == AirlineInsurance.PaymentTerms.Annual) policy.PaymentAmount = policy.InsuredAmount/length;
if (terms == AirlineInsurance.PaymentTerms.Biannual) policy.PaymentAmount = policy.InsuredAmount/length/2;
if (terms == AirlineInsurance.PaymentTerms.Quarterly) policy.PaymentAmount = policy.InsuredAmount/length/4;
if (terms == AirlineInsurance.PaymentTerms.Monthly) policy.PaymentAmount = policy.InsuredAmount/length/12;
break;
case AirlineInsurance.InsuranceScope.Global:
policy.Deductible = amount*0.001;
policy.PaymentAmount = policy.InsuredAmount*(4/10)*typeMFull*scMGlobal;
if (terms == AirlineInsurance.PaymentTerms.Annual) policy.PaymentAmount = policy.InsuredAmount/length;
if (terms == AirlineInsurance.PaymentTerms.Biannual) policy.PaymentAmount = policy.InsuredAmount/length/2;
if (terms == AirlineInsurance.PaymentTerms.Quarterly) policy.PaymentAmount = policy.InsuredAmount/length/4;
if (terms == AirlineInsurance.PaymentTerms.Monthly) policy.PaymentAmount = policy.InsuredAmount/length/12;
break;
}
#endregion
break;
}
if (allAirliners)
{
amount *= airline.Fleet.Count();
policy.PaymentAmount *= (airline.Fleet.Count()*0.95);
}
return policy;
}
