protected internal void AssignFactorValues(AmericanFactorOptions factorOptions, double stdDev = DF_STD_DEV_PERCENT)
{
if (_factorsSet)
{
return;
}
var factors = new AmericanFactors(factorOptions);
_randCheckingAcctAmt = AmericanFactors.GetRandomFactorValue(AmericanFactorTables.CheckingAccount,
factors.CheckingAcctFactor, stdDev);
_randSavingsAcctAmt = AmericanFactors.GetRandomFactorValue(AmericanFactorTables.SavingsAccount,
factors.SavingsAcctFactor, stdDev);
_randHomeEquity = AmericanFactors.GetRandomFactorValue(AmericanFactorTables.HomeEquity,
factors.HomeEquityFactor,
DF_STD_DEV_PERCENT);
_randCarEquity = AmericanFactors.GetRandomFactorValue(AmericanFactorTables.VehicleEquity,
factors.VehicleEquityFactor, stdDev);
var randCcDebt = AmericanFactors.GetRandomFactorValue(AmericanFactorTables.CreditCardDebt,
factors.CreditCardDebtFactor,
DF_STD_DEV_PERCENT);
_randHomeDebt = AmericanFactors.GetRandomFactorValue(AmericanFactorTables.HomeDebt, factors.HomeDebtFactor,
DF_STD_DEV_PERCENT);
_randCarDebt = AmericanFactors.GetRandomFactorValue(AmericanFactorTables.VehicleDebt,
factors.VehicleDebtFactor, stdDev);
_totalEquity = _randCheckingAcctAmt + _randSavingsAcctAmt + _randHomeEquity + _randCarEquity;
var randNetWorth = AmericanFactors.GetRandomFactorValue(AmericanFactorTables.NetWorth,
factors.NetWorthFactor, stdDev);
var allOtherAssetEquity = _totalEquity - randNetWorth;
_totalEquity += allOtherAssetEquity;
if (_totalEquity == 0.0D)
{
_totalEquity = 1.0D;
}
_homeEquityRate = Math.Round(_randHomeEquity / _totalEquity, DF_ROUND_DECIMAL_PLACES);
_carEquityRate = Math.Round(_randCarEquity / _totalEquity, DF_ROUND_DECIMAL_PLACES);
_checkingAccountRate = Math.Round(_randCheckingAcctAmt / _totalEquity, DF_ROUND_DECIMAL_PLACES);
_savingsAccountRate = Math.Round(_randSavingsAcctAmt / _totalEquity, DF_ROUND_DECIMAL_PLACES);
var totalDebt = _randHomeDebt + _randCarDebt + randCcDebt;
_homeDebtRate = Math.Round(_randHomeDebt / totalDebt, DF_ROUND_DECIMAL_PLACES);
_carDebtRate = Math.Round(_randCarDebt / totalDebt, DF_ROUND_DECIMAL_PLACES);
_factorsSet = true;
}
public AmericanFactorOptions GetClone()
{
var o = new AmericanFactorOptions();
var pi = GetType().GetProperties(NfSettings.DefaultFlags).Where(p => p.CanWrite).ToList();
foreach (var p in pi)
{
var gVal = p.GetValue(this);
p.SetValue(o, gVal);
}
return(o);
}
/// <summary>
/// Assigns the scalar factor values based on the given <see cref="options"/>
/// </summary>
/// <param name="options"></param>
public AmericanFactors(AmericanFactorOptions options)
{
if (options == null)
{
HomeDebtFactor = 1;
VehicleDebtFactor = 1;
CreditCardDebtFactor = 1;
SavingsAcctFactor = 1;
CheckingAcctFactor = 1;
NetWorthFactor = 1;
HomeEquityFactor = 1;
VehicleEquityFactor = 1;
OtherDebtFactor = 1;
return;
}
var edu = options.EducationLevel;
var race = options.Race;
var region = options.Region;
var age = options.GetAge();
var gender = options.Gender;
var maritalStatus = options.MaritalStatus;
HomeDebtFactor = GetFactor(AmericanFactorTables.HomeDebt, edu, race, region, age, gender,
maritalStatus);
VehicleDebtFactor = GetFactor(AmericanFactorTables.VehicleDebt, edu, race, region, age, gender,
maritalStatus);
CreditCardDebtFactor = GetFactor(AmericanFactorTables.CreditCardDebt, edu, race, region, age, gender,
maritalStatus);
SavingsAcctFactor = GetFactor(AmericanFactorTables.SavingsAccount, edu, race, region, age, gender,
maritalStatus);
CheckingAcctFactor = GetFactor(AmericanFactorTables.CheckingAccount, edu, race, region, age, gender,
maritalStatus);
NetWorthFactor = GetFactor(AmericanFactorTables.NetWorth, edu, race, region, age, gender,
maritalStatus);
HomeEquityFactor = GetFactor(AmericanFactorTables.HomeEquity, edu, race, region, age, gender,
maritalStatus);
VehicleEquityFactor = GetFactor(AmericanFactorTables.VehicleEquity, edu, race, region, age, gender,
maritalStatus);
OtherDebtFactor = GetFactor(AmericanFactorTables.OtherDebt, edu, race, region, age, gender,
maritalStatus);
}
public AmericanDomusOpesOptions(AmericanFactorOptions factorOptions = null)
{
FactorOptions = factorOptions ?? AmericanFactorOptions.RandomFactorOptions();
}