public void simple_report()
{
var date = new DateTime(2012, 10, 10);
var loan1 = new Loan()
{
Date = date.AddDays(-10), Balance = 100, Interest = 10
};
loan1.Customer = new Customer()
{
PersonalInfo = new PersonalInfo()
{
Fullname = "Test Test Test"
}
};
var installment1 = new LoanScheduleItem()
{
Loan = loan1, Date = date.AddDays(-9), AmountDue = 50, Balance = 50, Interest = 1
};
var lh1 = new LoanHistory(loan1, date.AddDays(-10))
{
Loan = loan1
};
var lh2 = new LoanHistory(loan1, date.AddDays(-9))
{
Loan = loan1, Balance = 51
};
var tran1 = new PaypointTransaction()
{
Amount = 50, Interest = 1, Balance = 49, Loan = loan1, Fees = 0, PostDate = date.AddDays(-9)
};
using (var tx = _session.BeginTransaction())
{
_session.Save(loan1);
_session.Save(installment1);
_session.Save(lh1);
_session.Save(lh2);
_session.Save(tran1);
tx.Commit();
}
var builder = new DailyReportBuilder(_loanScheduleRepository, _transactions, _historyRepository);
var report = builder.GenerateReport(2012, 10, 1);
Assert.That(report.Count, Is.EqualTo(1));
Assert.That(report[0].Before.Balance, Is.EqualTo(100));
Assert.That(report[0].After.Balance, Is.EqualTo(51));
Assert.That(report[0].Paid.Balance, Is.EqualTo(49));
}
public void adding_transaction_to_loan_generates_refnumber()
{
var loan = new Loan()
{
RefNumber = "01141490002"
};
var tran = new PaypointTransaction();
loan.AddTransaction(tran);
Assert.That(tran.RefNumber.Length, Is.EqualTo(14));
Assert.That(tran.RefNumber, Is.EqualTo("01141490002" + "001"));
}
private static SchedultItemModel PaypointTransactionModel(PaypointTransaction item) {
var model = new SchedultItemModel {
Id = item.Id,
Date = item.PostDate,
Description = item.Description,
Status = item.Status.ToString(),
Editable = false,
Deletable = (item.Amount != 0),
Principal = item.LoanRepayment,
Interest = item.Interest,
Total = item.Amount,
Type = "Paypoint"
};
return model;
}
public void adding_transaction_to_loan_sets_references()
{
var loan = new Loan()
{
Id = 1
};
var tran = new PaypointTransaction()
{
Id = 2
};
loan.AddTransaction(tran);
Assert.That(tran.Loan.Id, Is.EqualTo(loan.Id));
Assert.That(loan.Transactions.Count, Is.EqualTo(1));
Assert.That(loan.Transactions.First().Id, Is.EqualTo(tran.Id));
}
private void ProcessPayment(PaypointTransaction payment)
{
payment.Rollover = 0;
var money = payment.Amount;
var interestToPay = Math.Max(0, _totalInterestToPay - _paidInterest);
var feestToPay = _totalFeesToPay - _paidFees;
_lastPaymentDate = payment.PostDate;
//Paying Fees
var amount = Math.Min(money, Math.Round(feestToPay, 2));
_paidFees += amount;
money = money - amount;
payment.Fees = amount;
RecordFeesPayment(amount);
//Paying Interest
amount = payment.InterestOnly ? money : Math.Min(money, Math.Round(interestToPay, 2));
_paidInterest += amount;
money = money - amount;
payment.Interest = amount;
RecordInterestPayment(amount);
//Paying rollover
foreach (var rollover in _rollovers)
{
money = PayRollover(rollover, payment, money);
}
//Removing payed rollovers
_currentRollover = _currentRollover.Where(r => r.Status != RolloverStatus.Paid).ToList();
//Paying principal
amount = Math.Min(money, _principal);
_principal = _principal - amount;
money = money - amount;
_paidPrincipal += amount;
payment.LoanRepayment = amount;
RecordPrincipalPayment(amount);
UpdateInstallmentsState();
}
} //CreatePacnet
public static List <ScheduleRowModel> CreatePaypoint(PaypointTransaction p)
{
var list = new List <ScheduleRowModel>();
if (p.Fees > 0)
{
list.Add(new ScheduleRowModel {
Description = "Fee",
Date = p.PostDate,
PaymentReceived = null,
InterestAndFees = p.Fees,
});
}
if (p.Interest > 0)
{
list.Add(new ScheduleRowModel {
Description = "Interest",
Date = p.PostDate,
PaymentReceived = null,
InterestAndFees = p.Interest,
});
}
if (p.Amount > 0)
{
list.Add(new ScheduleRowModel {
Description = "Repayment",
Date = p.PostDate,
PaymentReceived = p.Amount,
InterestAndFees = null,
});
}
return(list);
} //CreatePaypoint
public LoanRepaymentScheduleCalculatorEvent(DateTime date, PaypointTransaction paypointTransaction, int priority = 0)
: this(date, priority)
{
Payment = paypointTransaction;
}
} // constructor
/// <summary>
/// Заплатить за кредит. Платёж может быть произвольный. Early, On time, Late.
/// Perform loan payment. Payment can be manual. Early, On time, Late.
/// </summary>
public virtual decimal PayLoan(
Loan loan,
string transId,
decimal amount,
string ip,
DateTime?term = null,
string description = "payment from customer",
bool interestOnly = false,
string sManualPaymentMethod = null,
NL_Payments nlPayment = null)
{
int customerID = loan.Customer.Id;
var paymentTime = term ?? DateTime.UtcNow;
var oldLoan = loan.Clone();
const string Manual = "--- manual ---";
string otherMethod = transId == Manual ? "Manual" : "Auto";
var loanTransactionMethod = this.loanTransactionMethodRepository.FindOrDefault(sManualPaymentMethod, otherMethod);
var transaction = this.session.BeginTransaction();
var transactionItem = new PaypointTransaction {
Amount = amount,
Description = description,
PostDate = paymentTime,
Status = LoanTransactionStatus.Done,
PaypointId = transId,
IP = ip,
LoanRepayment = oldLoan.Principal - loan.Principal,
Interest = loan.InterestPaid - oldLoan.InterestPaid,
InterestOnly = interestOnly,
LoanTransactionMethod = loanTransactionMethod
};
try {
loan.AddTransaction(transactionItem);
List <InstallmentDelta> deltas = loan.Schedule.Select(inst => new InstallmentDelta(inst))
.ToList();
var calculator = new LoanRepaymentScheduleCalculator(loan, paymentTime, this.amountToChargeFrom);
calculator.RecalculateSchedule();
if (this._historyRepository != null)
{
var historyRecord = new LoanHistory(loan, paymentTime);
this._historyRepository.SaveOrUpdate(historyRecord);
} // if
loan.UpdateStatus(paymentTime);
if (loan.Customer != null)
{
loan.Customer.UpdateCreditResultStatus();
}
if (loan.Id > 0)
{
foreach (InstallmentDelta dlt in deltas)
{
dlt.SetEndValues();
if (dlt.IsZero)
{
continue;
}
loan.ScheduleTransactions.Add(new LoanScheduleTransaction {
Date = DateTime.UtcNow,
FeesDelta = dlt.Fees.EndValue - dlt.Fees.StartValue,
InterestDelta = dlt.Interest.EndValue - dlt.Interest.StartValue,
Loan = loan,
PrincipalDelta = dlt.Principal.EndValue - dlt.Principal.StartValue,
Schedule = dlt.Installment,
StatusAfter = dlt.Status.EndValue,
StatusBefore = dlt.Status.StartValue,
Transaction = transactionItem
});
} // for each delta
} // if
if (nlPayment != null)
{
Log.InfoFormat("PayLoan: oldLoanID: {0} customer: {1} nlpayment {2}", loan.Id, customerID, nlPayment);
// override those for backword compatibility
nlPayment.PaymentMethodID = loanTransactionMethod.Id;
nlPayment.Notes = description;
nlPayment.CreationTime = DateTime.UtcNow;
nlPayment.PaymentTime = paymentTime;
nlPayment.Amount = amount;
nlPayment.PaymentStatusID = (int)NLPaymentStatuses.Active;
Log.InfoFormat("PayLoan: overriden nlpayment {0}", nlPayment);
long nlLoanId = serviceInstance.GetLoanByOldID(loan.Id, customerID);
if (nlLoanId == 0)
{
Log.InfoFormat("Failed to find nl loan for oldLoanID {0}, customer {1}", loan.Id, customerID);
}
else
{
nlPayment.LoanID = nlLoanId;
// use argument's nlPayment data: CreatedByUserID
if (nlPayment.PaymentSystemType == NLPaymentSystemTypes.Paypoint)
{
// workaround - from MakeAutomaticPayment sent transactionid with timestamp concated
var card = loan.Customer.PayPointCards.FirstOrDefault(x => transId.StartsWith(x.TransactionId));
if (card == null)
{
Log.InfoFormat("PayPointCard for customer {0}, transId={1}, oldLoanID={2}, nl loanID={3} not found. nl payment\n {4}{5}",
customerID, transId, loan.Id, nlPayment.LoanID, AStringable.PrintHeadersLine(typeof(NL_Payments)), nlPayment.ToStringAsTable());
}
else
{
nlPayment.PaypointTransactions.Clear();
nlPayment.PaypointTransactions.Add(new NL_PaypointTransactions()
{
TransactionTime = paymentTime,
Amount = amount,
Notes = description,
PaypointTransactionStatusID = (int)NLPaypointTransactionStatuses.Done,
PaypointUniqueID = transId,
PaypointCardID = card.Id,
IP = ip
});
}
}
serviceInstance.AddPayment(customerID, nlPayment, nlPayment.CreatedByUserID);
}
}
transaction.Commit();
} catch (Exception ex) {
Log.ErrorFormat("Failed to pay {1} pounds for loan {0}, rollbacking \n {2}", loan.Id, amount, ex);
transaction.Rollback();
}
Log.InfoFormat("LinkPaymentToInvestor {0} {1} {2} {3} {4} begin", transactionItem.Id, loan.Id, loan.Customer.Id, amount, paymentTime);
serviceInstance.LinkPaymentToInvestor(1, transactionItem.Id, loan.Id, loan.Customer.Id, amount, paymentTime); // modified by elinar at 9/02/2016 EZ-4678 bugfix
return(amount);
} // PayLoan
