public void CalculatePastDueSinceLastRepayment()
{
_myContract.Disburse(new DateTime(2006, 1, 1), true, false);
Assert.AreEqual(0, _myContract.CalculatePastDueSinceLastRepayment(new DateTime(2006, 2, 1)));
Assert.AreEqual(3, _myContract.CalculatePastDueSinceLastRepayment(new DateTime(2006, 2, 4)));
Assert.AreEqual(28, _myContract.CalculatePastDueSinceLastRepayment(new DateTime(2006, 3, 1)));
_myContract.Repay(1, new DateTime(2006, 2, 3), 30, true, false); //repay tottaly the first installment
Assert.AreEqual(0, _myContract.CalculatePastDueSinceLastRepayment(new DateTime(2006, 2, 4)));
Assert.AreEqual(3, _myContract.CalculatePastDueSinceLastRepayment(new DateTime(2006, 3, 4)));
_myContract.Repay(2, new DateTime(2006, 3, 1), 200, true, false); //repay partially the second installment (200 instead of 230)
Assert.AreEqual(0, _myContract.CalculatePastDueSinceLastRepayment(new DateTime(2006, 3, 1)));
Assert.AreEqual(3, _myContract.CalculatePastDueSinceLastRepayment(new DateTime(2006, 3, 4)));
_myContract.Repay(2, new DateTime(2006, 3, 1), 30, true, false); //repay tottaly the second installment
Assert.AreEqual(0, _myContract.CalculatePastDueSinceLastRepayment(new DateTime(2006, 3, 1)));
Assert.AreEqual(0, _myContract.CalculatePastDueSinceLastRepayment(new DateTime(2006, 3, 4)));
}
public static OCurrency FeesBasedOnInitialAmount(Loan pContract, DateTime pDate, int pInstallmentNumber, bool pForClosure,
ApplicationSettings pGeneralSettings, NonWorkingDateSingleton pNonWorkingDate)
{
if (pContract.NonRepaymentPenalties.InitialAmount != 0)
{
int pastDueDays = pForClosure ? pContract.CalculatePastDueForClosure(pDate) : pContract.CalculatePastDueSinceLastRepayment(pDate);
pastDueDays = _CalculatePastDueWithGeneralParameterForRepayment(pastDueDays, pGeneralSettings);
if (pContract.GracePeriodOfLateFees >= pastDueDays)
{
pastDueDays = 0;
}
OCurrency fees = pContract.Amount * Convert.ToDecimal(pContract.NonRepaymentPenalties.InitialAmount) * (double)pastDueDays;
OCurrency amount = pContract.UseCents ? Math.Round(fees.Value, 2, MidpointRounding.AwayFromZero) : Math.Round(fees.Value, 0, MidpointRounding.AwayFromZero);
if (pContract.WrittenOff && pGeneralSettings.IsStopWriteOffPenalty)
amount = 0;
return amount;
}
return 0;
}
public static OCurrency FeesBasedOnInitialAmount(Loan pContract, DateTime pDate, int pInstallmentNumber, bool pForClosure,
ApplicationSettings pGeneralSettings, NonWorkingDateSingleton pNonWorkingDate)
{
if (pContract.NonRepaymentPenalties.InitialAmount != 0)
{
int pastDueDays = pForClosure ? pContract.CalculatePastDueForClosure(pDate) : pContract.CalculatePastDueSinceLastRepayment(pDate);
pastDueDays = _CalculatePastDueWithGeneralParameterForRepayment(pastDueDays, pGeneralSettings);
if (pContract.GracePeriodOfLateFees >= pastDueDays)
{
pastDueDays = 0;
}
OCurrency fees = pContract.Amount * Convert.ToDecimal(pContract.NonRepaymentPenalties.InitialAmount) * (double)pastDueDays;
OCurrency amount = pContract.UseCents ? Math.Round(fees.Value, 2, MidpointRounding.AwayFromZero) : Math.Round(fees.Value, 0, MidpointRounding.AwayFromZero);
if (pContract.WrittenOff && pGeneralSettings.IsStopWriteOffPenalty)
{
amount = 0;
}
return(amount);
}
return(0);
}