public void TestCompareWhenAmount2MinusAmount1GreaterThan002()
{
Assert.IsTrue(AmountComparer.Compare(154.011m, 154.033m) < 0);
}
public void TestCompareWhenAmount2MinusAmount1LowerThan002()
{
Assert.IsTrue(AmountComparer.Compare(154.014m, 154.033m) == 0);
}
public void RepayNextInstallments(ref OCurrency amountPaid, ref OCurrency interestEvent, ref OCurrency interestPrepayment, ref OCurrency principalEvent, ref OCurrency feesEvent, ref OCurrency commissionsEvent)
{
if (amountPaid <= 0)
{
return;
}
OCurrency totalInterest = 0;
OCurrency totalPrincipal = 0;
double nbInterest = 0;
double nbPrincipal = 0;
foreach (Installment installment in _contract.InstallmentList)
{
if (installment.InterestsRepayment - installment.PaidInterests > 0)
{
totalInterest += (installment.InterestsRepayment - installment.PaidInterests);
if (!_contract.GracePeriod.HasValue)
{
nbInterest += _contract.Product.ExoticProduct.GetExoticInstallment(installment.Number - 1).InterestCoeff.Value;
}
else if (installment.Number > _contract.GracePeriod.Value)
{
nbInterest += _contract.Product.ExoticProduct.GetExoticInstallment(installment.Number - 1 - _contract.GracePeriod.Value).InterestCoeff.Value;
}
}
if (installment.CapitalRepayment - installment.PaidCapital > 0)
{
totalPrincipal += (installment.CapitalRepayment - installment.PaidCapital);
if (!_contract.GracePeriod.HasValue)
{
nbPrincipal += _contract.Product.ExoticProduct.GetExoticInstallment(installment.Number - 1).PrincipalCoeff;
}
else if (installment.Number > _contract.GracePeriod.Value)
{
nbPrincipal += _contract.Product.ExoticProduct.GetExoticInstallment(installment.Number - 1 - _contract.GracePeriod.Value).PrincipalCoeff;
}
}
}
if (AmountComparer.Compare(amountPaid, totalInterest) > 0)
{
amountPaid -= totalInterest;
interestEvent += totalInterest;
interestPrepayment += totalInterest;
totalInterest = 0;
}
else
{
totalInterest -= amountPaid;
interestEvent += amountPaid;
interestPrepayment += amountPaid;
amountPaid = 0;
}
if (AmountComparer.Compare(amountPaid, totalPrincipal) > 0)
{
amountPaid -= totalPrincipal;
principalEvent += totalPrincipal;
totalPrincipal = 0;
}
else
{
totalPrincipal -= amountPaid;
principalEvent += amountPaid;
amountPaid = 0;
}
if (totalInterest != 0)
{
totalInterest = totalInterest / (Convert.ToDecimal(nbInterest) * 10);
}
if (totalPrincipal != 0)
{
totalPrincipal = totalPrincipal / (Convert.ToDecimal(nbPrincipal) * 10);
}
OCurrency interestForLastInstallment = 0;
OCurrency capitalForLastInstallment = 0;
for (int i = 0; i < _contract.NbOfInstallments; i++)
{
Installment installment = _contract.GetInstallment(i);
if (!installment.IsRepaid)
{
ExoticInstallment exoticInstallment;
if (!_contract.GracePeriod.HasValue)
{
exoticInstallment = _contract.Product.ExoticProduct.GetExoticInstallment(i);
OCurrency tempInterest = Convert.ToDecimal(exoticInstallment.InterestCoeff) * totalInterest * (double)10;
OCurrency tempCapital = Convert.ToDecimal(exoticInstallment.PrincipalCoeff) * totalPrincipal * (double)10;
installment.InterestsRepayment = Math.Truncate(tempInterest.Value);
installment.CapitalRepayment = Math.Truncate(tempCapital.Value);
interestForLastInstallment += tempInterest - installment.InterestsRepayment;
capitalForLastInstallment += tempCapital - installment.CapitalRepayment;
}
else if (installment.Number > _contract.GracePeriod.Value)
{
exoticInstallment = _contract.Product.ExoticProduct.GetExoticInstallment(i - _contract.GracePeriod.Value);
OCurrency tempInterest = Convert.ToDecimal(exoticInstallment.InterestCoeff) * totalInterest * (double)10;
OCurrency tempCapital = Convert.ToDecimal(exoticInstallment.PrincipalCoeff) * totalPrincipal * (double)10;
installment.InterestsRepayment = Math.Truncate(tempInterest.Value);
installment.CapitalRepayment = Math.Truncate(tempCapital.Value);
interestForLastInstallment += tempInterest - installment.InterestsRepayment;
capitalForLastInstallment += tempCapital - installment.CapitalRepayment;
}
else
{
OCurrency tempInterest = 0;
if (totalInterest != 0)
{
tempInterest = totalPrincipal * Convert.ToDecimal(_contract.InterestRate);
}
installment.InterestsRepayment = Math.Truncate(tempInterest.Value);
installment.CapitalRepayment = 0;
interestForLastInstallment += tempInterest - installment.InterestsRepayment;
}
}
_paidInstallments.Add(installment);
}
Installment lastInstallment = _contract.GetInstallment(_contract.NbOfInstallments - 1);
lastInstallment.InterestsRepayment += interestForLastInstallment;
lastInstallment.CapitalRepayment += capitalForLastInstallment;
lastInstallment.InterestsRepayment = lastInstallment.InterestsRepayment;
lastInstallment.CapitalRepayment = lastInstallment.CapitalRepayment;
lastInstallment.InterestsRepayment = Math.Round(lastInstallment.InterestsRepayment.Value, 0);
lastInstallment.CapitalRepayment = Math.Round(lastInstallment.CapitalRepayment.Value, 0);
}
public void TestCompareWhenAmount1MinusAmount2GreaterThan002()
{
Assert.IsTrue(AmountComparer.Compare(154.033m, 154.001m) > 0);
}
public void RepayNextInstallments(ref OCurrency amountPaid, ref OCurrency interestEvent, ref OCurrency interestPrepayment, ref OCurrency principalEvent, ref OCurrency feesEvent, ref OCurrency commissionsEvent)
{
if (amountPaid == 0)
{
return;
}
for (int i = 0; i < _contract.NbOfInstallments; i++)
{
Installment installment = _contract.GetInstallment(i);
if (!installment.IsRepaid && amountPaid > 0)
{
//commission
_methodToRepayCommission.RepayCommission(installment, ref amountPaid, ref commissionsEvent);
if (amountPaid == 0)
{
break;
}
//penalty
_methodToRepayFees.RepayFees(installment, ref amountPaid, ref feesEvent);
if (amountPaid == 0)
{
break;
}
//Interests
if (amountPaid == 0)
{
return;
}
_methodToRepayInterest.RepayInterest(installment, ref amountPaid, ref interestEvent, ref interestPrepayment);
//principal
if (amountPaid == 0)
{
_paidInstallments.Add(installment);
return;
}
OCurrency principalHasToPay = installment.CapitalRepayment - installment.PaidCapital;
if (AmountComparer.Compare(amountPaid, principalHasToPay) < 0)
{
installment.PaidCapital += amountPaid;
installment.PaidCapital = Math.Round(installment.PaidCapital.Value, 2);
principalEvent += amountPaid;
amountPaid = 0;
}
else if (AmountComparer.Compare(amountPaid, principalHasToPay) > 0)
{
installment.PaidCapital = installment.CapitalRepayment;
amountPaid -= principalHasToPay;
principalEvent += principalHasToPay;
}
else
{
installment.PaidCapital += amountPaid;
installment.PaidCapital = Math.Round(installment.PaidCapital.Value, 2);
principalEvent += amountPaid;
amountPaid = 0;
}
_paidInstallments.Add(installment);
}
}
}
