Exemplo n.º 1
0
        private decimal shortTermReloanReleaseAmount()
        {
            //original formula
            //decimal reloanBalance = (originalLoan.MonthlyDue - (shortTermReloanMonthlyInterest() - reloan.ReloanFee)) * monthsUnpaid();
            decimal balanceDue     = originalLoan.MonthlyDue * monthsUnpaid();
            decimal reloanInterest = LoanCalculator.Interest(originalLoan.Principal, originalLoan.InterestRate) * monthsUnpaid();
            decimal reloanBalance  = balanceDue - (reloanInterest - reloan.ReloanFee);

            return(originalLoan.Principal - originalLoan.ProcessingFee - reloanBalance);
            //return originalLoan.Principal - originalLoan.ProcessingFee - reloanBalance;
        }
Exemplo n.º 2
0
 public static decimal MonthlyDue(Loan.LoanType type, decimal principal, decimal interest, int term = 0, bool nearestTenth = true)
 {
     if (type == Loan.LoanType.AmortizedPayment)
     {
         return(LoanCalculator.Amortization(principal, term, interest, nearestTenth));
     }
     else if (type == Loan.LoanType.InterestOnlyPayment)
     {
         return(LoanCalculator.PayableInterest(principal, interest, nearestTenth));
     }
     throw new ArgumentException("Unsupported loan type");
 }
Exemplo n.º 3
0
        private decimal longTermReloanReleaseAmount()
        {
            LoanFactory factory = new LoanFactory(DatabaseFactory.Default);
            Loan        newLoan = factory.Clone(originalLoan);

            newLoan.InterestRate = originalLoan.InterestRate + 1;

            decimal newInterest  = LoanCalculator.InterestPaymentPart(originalLoan.MonthlyDue, originalLoan.Principal, originalLoan.InterestRate + 1, originalLoan.MonthlyDue);
            decimal newPrincipal = originalLoan.MonthlyDue - newInterest;

            return((newPrincipal * originalLoan.MonthsPaid) - originalLoan.ProcessingFee);
        }
Exemplo n.º 4
0
 private decimal interestAmount()
 {
     if (IsInterestPayment)
     {
         return(Amount);
     }
     if (Loan == null)
     {
         throw new InvalidOperationException("No loan found.");
     }
     return(LoanCalculator.InterestPaymentPart(Amount, loan));
 }