public VerificationResultDto Verify(Loan loan)
{
VerificationTestDto arpTestObject =
new VerificationTestDto {
Name = $"Test ARP Amount for {loan.Address.State} located loan #{loan.Id}",
Status = LoanVerificationResultCode.Success
};
VerificationResultDto result = new VerificationResultDto();
// Run test only if MaximumLoanAmount 750,000 and Loan type is Conventional
if (loan.LoanAmount >= MaximumLoanAmount && loan.LoanType == LoanType.Conventional)
{
if (loan.Address.IsPrimaryOccupancy)
{
// check loan ARP
if (loan.ARP > 6)
{
// Error
arpTestObject.Status |= LoanVerificationResultCode.ArpIsExceedRates;
arpTestObject.Errors.Add(new VerificationErrorDto(ErrorCode.LoanArpRateIsInvalid,
Constants.ErrorPayloadType.Loan.LoanArpRateIsInvalidMsg));
}
}
if (!loan.Address.IsPrimaryOccupancy)
{
// check loan ARP
if (loan.ARP > 8)
{
// ARP Amount Error
arpTestObject.Status |= LoanVerificationResultCode.ArpIsExceedRates;
arpTestObject.Errors.Add(new VerificationErrorDto(ErrorCode.LoanArpRateIsInvalid,
Constants.ErrorPayloadType.Loan.LoanArpRateIsInvalidMsg));
}
}
}
result.Tests.Add(arpTestObject);
return(result);
}
public VerificationResultDto Verify(Loan loan)
{
VerificationTestDto arpTestObject =
new VerificationTestDto
{
Name = $"Test ARP Amount for {loan.Address.State} located loan #{loan.Id}",
Status = LoanVerificationResultCode.Success
};
VerificationTestDto feeTestObject =
new VerificationTestDto
{
Name = $"Test Fee Amount for {loan.Address.State} located loan #{loan.Id}",
Status = LoanVerificationResultCode.Success
};
VerificationResultDto result = new VerificationResultDto();
// Run test only if MaximumLoanAmount 400.000 and Loan type is Conventional or FHA or VA
if (loan.LoanAmount >= MaximumLoanAmount &&
(loan.LoanType == LoanType.Conventional || loan.LoanType == LoanType.FHA || loan.LoanType == LoanType.VA))
{
// check loan ARP (All Loans: 4%)
if (loan.ARP > 4)
{
// Error
arpTestObject.Status |= LoanVerificationResultCode.ArpIsExceedRates;
arpTestObject.Errors.Add(new VerificationErrorDto(ErrorCode.LoanArpRateIsInvalid,
Constants.ErrorPayloadType.Loan.LoanArpRateIsInvalidMsg));
}
result.Tests.Add(arpTestObject);
#region #Check fee
// Loan amount <= 20,000: 6%
// if > 20,000 and <= 75,000: 8%;
// if > 75,000 and <= 150,000: 9 %;
// if > 150,000: 10 %
if (loan.FeesIncludedInTotal.Intersect(feesIncludedInTotal).Count() == 2)
{
bool isPassed = true;
if (loan.LoanAmount <= 20.000 && loan.Fee > 6)
{
isPassed = false;
}
if (loan.LoanAmount > 20.000 && loan.LoanAmount <= 75.000 && loan.Fee > 8)
{
isPassed = false;
}
if (loan.LoanAmount > 75.000 && loan.LoanAmount <= 150.000 && loan.Fee > 9)
{
isPassed = false;
}
if (loan.LoanAmount > 150.000 && loan.Fee > 10)
{
isPassed = false;
}
if (!isPassed)
{
// Error
feeTestObject.Status |= LoanVerificationResultCode.TotalFeesExceedTheAmount;
feeTestObject.Errors.Add(new VerificationErrorDto(ErrorCode.LoanTotalFeesInvalid,
Constants.ErrorPayloadType.Loan.LoanTotalFeesInvalidMsg));
}
}
result.Tests.Add(feeTestObject);
#endregion //check fee
}
return(result);
}
public VerificationResultDto Verify(Loan loan)
{
VerificationTestDto arpTestObject =
new VerificationTestDto
{
Name = $"Test ARP Amount for {loan.Address.State} located loan #{loan.Id}",
Status = LoanVerificationResultCode.Success
};
VerificationTestDto feeTestObject =
new VerificationTestDto
{
Name = $"Test Fee Amount for {loan.Address.State} located loan #{loan.Id}",
Status = LoanVerificationResultCode.Success
};
VerificationResultDto result = new VerificationResultDto();
// Run test only if MaximumLoanAmount 600.000 and Loan type is Conventional or FHA or VA
if (loan.LoanAmount >= MaximumLoanAmount &&
(loan.LoanType == LoanType.Conventional || loan.LoanType == LoanType.FHA || loan.LoanType == LoanType.VA))
{
#region # Check Arp
if (loan.Address.IsPrimaryOccupancy && (loan.LoanType == LoanType.Conventional || loan.LoanType == LoanType.FHA))
{
// check loan ARP
if (loan.ARP > 5)
{
// ARP Amount Error
arpTestObject.Status |= LoanVerificationResultCode.ArpIsExceedRates;
arpTestObject.Errors.Add(new VerificationErrorDto(ErrorCode.LoanArpRateIsInvalid,
Constants.ErrorPayloadType.Loan.LoanArpRateIsInvalidMsg));
}
}
if (!loan.Address.IsPrimaryOccupancy && loan.LoanType == LoanType.VA)
{
// check loan ARP
if (loan.ARP > 3)
{
// ARP Amount Error
arpTestObject.Status |= LoanVerificationResultCode.ArpIsExceedRates;
arpTestObject.Errors.Add(new VerificationErrorDto(ErrorCode.LoanArpRateIsInvalid,
Constants.ErrorPayloadType.Loan.LoanArpRateIsInvalidMsg));
}
}
#endregion //Check Arp
// Add test results for ARP
result.Tests.Add(arpTestObject);
#region #Check fee
// Loan amount <= 50,000: 3%; if >50,000 and <= 150,000: 4%; if > 150,000: 5 %
if (loan.FeesIncludedInTotal.Intersect(feesIncludedInTotal).Count() == 2)
{
bool isPassed = true;
if (loan.LoanAmount <= 50.000 && loan.Fee > 3)
{
isPassed = false;
}
if (loan.LoanAmount <= 150.000 && loan.Fee > 4)
{
isPassed = false;
}
if (loan.LoanAmount > 150.000 && loan.Fee > 5)
{
isPassed = false;
}
if (!isPassed)
{
// Error
feeTestObject.Status |= LoanVerificationResultCode.TotalFeesExceedTheAmount;
feeTestObject.Errors.Add(new VerificationErrorDto(ErrorCode.LoanTotalFeesInvalid,
Constants.ErrorPayloadType.Loan.LoanTotalFeesInvalidMsg));
}
}
#endregion //check fee
// Add test results for Fee
result.Tests.Add(feeTestObject);
}
return(result);
}
public VerificationResultDto Verify(Loan loan)
{
VerificationTestDto arpTestObject =
new VerificationTestDto
{
Name = $"Test ARP Amount for {loan.Address.State} located loan #{loan.Id}",
Status = LoanVerificationResultCode.Success
};
VerificationTestDto feeTestObject =
new VerificationTestDto
{
Name = $"Test Fee Amount for {loan.Address.State} located loan #{loan.Id}",
Status = LoanVerificationResultCode.Success
};
VerificationResultDto result = new VerificationResultDto();
// Run test only if Loan type is Conventional or FHA or VA
if (loan.LoanType == LoanType.Conventional || loan.LoanType == LoanType.FHA || loan.LoanType == LoanType.VA)
{
#region # Check Arp
if (loan.Address.IsPrimaryOccupancy && loan.LoanType == LoanType.VA)
{
// check loan ARP
if (loan.ARP > 5)
{
// ARP Amount Error
arpTestObject.Status |= LoanVerificationResultCode.ArpIsExceedRates;
arpTestObject.Errors.Add(new VerificationErrorDto(ErrorCode.LoanArpRateIsInvalid,
Constants.ErrorPayloadType.Loan.LoanArpRateIsInvalidMsg));
}
}
if (!loan.Address.IsPrimaryOccupancy && loan.LoanType == LoanType.VA)
{
// check loan ARP
if (loan.ARP > 8)
{
// ARP Amount Error
arpTestObject.Status |= LoanVerificationResultCode.ArpIsExceedRates;
arpTestObject.Errors.Add(new VerificationErrorDto(ErrorCode.LoanArpRateIsInvalid,
Constants.ErrorPayloadType.Loan.LoanArpRateIsInvalidMsg));
}
}
#endregion //Check Arp
// Add test results for ARP
result.Tests.Add(arpTestObject);
// Check loan Fee
if (loan.FeesIncludedInTotal.Intersect(feesIncludedInTotal).Count() == 3)
{
if (loan.Fee > MaximumPercentThatCanBeCharged)
{
// Error
feeTestObject.Status |= LoanVerificationResultCode.TotalFeesExceedTheAmount;
feeTestObject.Errors.Add(new VerificationErrorDto(ErrorCode.LoanTotalFeesInvalid,
Constants.ErrorPayloadType.Loan.LoanTotalFeesInvalidMsg));
}
// Add test results for Fee
result.Tests.Add(feeTestObject);
}
}
return(result);
}
