public void SetUp()
{
_session = CreateSession();
_lhrepo = new LoanHistoryRepository(_session);
using (var tx = _session.BeginTransaction())
{
var type = new StandardLoanType()
{
Id = 1, Name = "Standard"
};
_loan = new Loan()
{
LoanType = type
};
_session.Save(type);
_session.Save(_loan);
tx.Commit();
}
}
} // constructor
/// <exception cref="Exception">PacnetSafeGuard stopped money transfer</exception>
/// <exception cref="OverflowException"><paramref /> is less than <see cref="F:System.TimeSpan.MinValue" /> or greater than <see cref="F:System.TimeSpan.MaxValue" />.-or-<paramref /> is <see cref="F:System.Double.PositiveInfinity" />.-or-<paramref name="value" /> is <see cref="F:System.Double.NegativeInfinity" />. </exception>
/// <exception cref="LoanDelayViolationException">Condition. </exception>
public Loan CreateLoan(Customer cus, decimal loanAmount, PayPointCard card, DateTime now, Ezbob.Backend.ModelsWithDB.NewLoan.NL_Model nlModel = null)
{
ValidateCustomer(cus); // continue (customer's data/status, finish wizard, bank account data)
ValidateAmount(loanAmount, cus); // continue (loanAmount > customer.CreditSum)
ValidateOffer(cus); // check offer validity dates - in AddLoan strategy
ValidateLoanDelay(cus, now, TimeSpan.FromMinutes(1)); // checks if last loan was taken a minute before "now" - ?? to prevent multiple clicking on "create loan" button?
ValidateRepaymentPeriodAndInterestRate(cus);
bool isFakeLoanCreate = (card == null);
var cr = cus.LastCashRequest;
Loan loan = this.loanBuilder.CreateLoan(cr, loanAmount, now);
var transfered = loan.LoanAmount - loan.SetupFee;
PacnetReturnData ret;
if (PacnetSafeGuard(cus, transfered))
{
if (!isFakeLoanCreate && !cus.IsAlibaba)
{
ret = SendMoney(cus, transfered);
VerifyAvailableFunds(transfered);
}
else
{
log.Debug(
"Not sending money via Pacnet. isFake: {0}, isAlibaba: {1}",
isFakeLoanCreate,
cus.IsAlibaba
);
ret = new PacnetReturnData {
Status = "Done",
TrackingNumber = "fake"
};
} // if
}
else
{
log.Error("PacnetSafeGuard stopped money transfer");
// ReSharper disable once ThrowingSystemException
throw new Exception("PacnetSafeGuard stopped money transfer");
} // if
cr.HasLoans = true;
loan.Customer = cus;
loan.Status = LoanStatus.Live;
loan.CashRequest = cr;
loan.LoanType = cr.LoanType;
loan.GenerateRefNumber(cus.RefNumber, cus.Loans.Count);
if (nlModel == null)
{
nlModel = new NL_Model(cus.Id);
}
nlModel.UserID = this.context.UserId;
// NL fund transfer
nlModel.FundTransfer = new NL_FundTransfers()
{
Amount = loanAmount, // logic transaction - full amount
TransferTime = now,
FundTransferStatusID = (int)NLFundTransferStatuses.Pending, // (int)NLPacnetTransactionStatuses.InProgress,
LoanTransactionMethodID = (int)NLLoanTransactionMethods.Pacnet,
PacnetTransactions = new List <NL_PacnetTransactions>()
};
PacnetTransaction loanTransaction;
if (!cus.IsAlibaba)
{
loanTransaction = new PacnetTransaction {
Amount = loan.LoanAmount,
Description = "Ezbob " + FormattingUtils.FormatDateToString(DateTime.Now),
PostDate = now,
Status = (isFakeLoanCreate) ? LoanTransactionStatus.Done : LoanTransactionStatus.InProgress,
TrackingNumber = ret.TrackingNumber,
PacnetStatus = ret.Status,
Fees = loan.SetupFee,
LoanTransactionMethod = this.tranMethodRepo.FindOrDefault("Pacnet"),
};
// NL pacnet transaction
nlModel.FundTransfer.PacnetTransactions.Add(new NL_PacnetTransactions()
{
TransactionTime = now,
Amount = loanAmount,
Notes = "Ezbob " + FormattingUtils.FormatDateToString(DateTime.Now) + " Status: " + ret.Status + " Err:" + ret.Error,
StatusUpdatedTime = DateTime.UtcNow,
TrackingNumber = ret.TrackingNumber,
PacnetTransactionStatusID = (isFakeLoanCreate) ? (int)NLPacnetTransactionStatuses.Done : (int)NLPacnetTransactionStatuses.InProgress,
});
}
else
{
// alibaba
loanTransaction = new PacnetTransaction {
Amount = loan.LoanAmount,
Description = "Ezbob " + FormattingUtils.FormatDateToString(DateTime.Now),
PostDate = now,
Status = LoanTransactionStatus.Done,
TrackingNumber = "alibaba deal. CustomerID: " + cus.Id, // TODO save who got the money
PacnetStatus = ret.Status,
Fees = loan.SetupFee,
LoanTransactionMethod = this.tranMethodRepo.FindOrDefault("Manual")
};
log.Debug("Alibaba loan, adding manual pacnet transaction to loan schedule");
// NL: only logic transaction created in "alibaba" case; real money transfer will be done later, not transferred to customer (alibaba buyer) directly, but to seller (3rd party)
nlModel.FundTransfer.LoanTransactionMethodID = (int)NLLoanTransactionMethods.Manual;
} // if
// This is the place where the funds transferred to customer saved to DB
log.Info(
"Save transferred funds to customer {0} amount {1}, isFake {2} , isAlibaba {3}",
cus.Id,
transfered,
isFakeLoanCreate,
cus.IsAlibaba
);
loan.AddTransaction(loanTransaction);
var aprCalc = new APRCalculator();
loan.APR = (decimal)aprCalc.Calculate(loanAmount, loan.Schedule, loan.SetupFee, now);
cus.AddLoan(loan);
cus.FirstLoanDate = cus.Loans.Min(x => x.Date);
cus.LastLoanDate = cus.Loans.Max(x => x.Date);
cus.LastLoanAmount = cus.Loans.First(x => x.Date == cus.LastLoanDate).LoanAmount;
cus.AmountTaken = cus.Loans.Sum(x => x.LoanAmount);
cus.CreditSum = cus.CreditSum - loanAmount;
if (loan.SetupFee > 0)
{
cus.SetupFee = loan.SetupFee;
}
/**
* 1. Build/ReBuild agreement model - private AgreementModel GenerateAgreementModel(Customer customer, Loan loan, DateTime now, double apr); in \App\PluginWeb\EzBob.Web\Code\AgreementsModelBuilder.cs
* 2. RenderAgreements: loan.Agreements.Add
* 3. RenderAgreements: SaveAgreement (file?) \backend\Strategies\Misc\Agreement.cs strategy
*/
// NL model - loan. Create history here for agreements processing
nlModel.Loan = new NL_Loans();
nlModel.Loan.Histories.Clear();
nlModel.Loan.Histories.Add(new NL_LoanHistory()
{
Amount = loanAmount,
EventTime = now
});
// populate nlModel by agreements data also
this.agreementsGenerator.RenderAgreements(loan, true, nlModel);
var loanHistoryRepository = new LoanHistoryRepository(this.session);
loanHistoryRepository.SaveOrUpdate(new LoanHistory(loan, now));
// This is the place where the loan is created and saved to DB
log.Info(
"Create loan for customer {0} cash request {1} amount {2}",
cus.Id,
loan.CashRequest.Id,
loan.LoanAmount
);
// actually this is the place where the loan saved to DB
this.session.Flush();
Loan oldloan = cus.Loans.First(s => s.RefNumber.Equals(loan.RefNumber));
nlModel.Loan.OldLoanID = oldloan.Id;
nlModel.Loan.Refnum = loan.RefNumber; // TODO generate another refnum with new algorithm in addloan strategy
try {
// copy newly created agreementtemplateID (for new templeates)
//foreach (NL_LoanAgreements ag in nlModel.Loan.LastHistory().Agreements) {
// if (ag.LoanAgreementTemplateID == 0)
// ag.LoanAgreementTemplateID = oldloan.Agreements.FirstOrDefault(a => a.FilePath.Equals(ag.FilePath)).TemplateID;
//}
this.serviceClient.Instance.AddLoan(null, cus.Id, nlModel);
// ReSharper disable once CatchAllClause
} catch (Exception ex) {
log.Debug("Failed to save new loan {0}", ex);
} // try
if (!isFakeLoanCreate)
{
this.serviceClient.Instance.CashTransferred(cus.Id, transfered, loan.RefNumber, cus.Loans.Count() == 1);
}
this.serviceClient.Instance.LinkLoanToInvestor(this.context.UserId, cus.Id, loan.Id);
// verify see above line 45-48
//
// ++++++++
// \App\PluginWeb\EzBob.Web\Code\LoanBuilder.cs , method public Loan CreateNewLoan(CashRequest cr, decimal amount, DateTime now, int term, int interestOnlyTerm = 0)
//
// calculate setupFee
// calculate CalculateBrokerFee
// var loanLegal = cr.LoanLegals.LastOrDefault();
//
// ---------------------
// file \Integration\PaymentServices\Calculators\LoanScheduleCalculator.cs, method
// public IList<LoanScheduleItem> Calculate(decimal total, Loan loan = null, DateTime? startDate = null, int interestOnlyTerm = 0)
//
// calculate Schedules, but use it only for "fill in loan with total data"
// GetDiscounts
// loanType => GetBalances => fill in loan with total data: Interest, LoanAmount; Principal, Balance (loan.LoanAmount loan.Interest); InterestRate; startDate.Value
// ---------------------
//
// LoanSource
// brokerFee
// +++++++++++++++++++++
//
// line 85
// prepare pacnet transaction => add to loan => loan.arp => add loan to cutomer
// agreement
// save loan via new LoanHistory (139)
// SF
// flush
this.serviceClient.Instance.SalesForceUpdateOpportunity(
cus.Id,
cus.Id,
new ServiceClientProxy.EzServiceReference.OpportunityModel {
Email = cus.Name,
CloseDate = now,
TookAmount = (int)loan.LoanAmount,
ApprovedAmount = (int)(cus.CreditSum ?? 0) + (int)loanAmount,
DealCloseType = OpportunityDealCloseReason.Won.ToString(),
Origin = cus.CustomerOrigin.Name
}
);
this.serviceClient.Instance.SalesForceAddUpdateLeadAccount(cus.Id, cus.Name, cus.Id, false, false); //update account with new number of loans
HandleSalesForceTopup(cus, now); //EZ-3908
return(loan);
} // CreateLoan
