public void ConfirmCredit(int userId)
{
var credit = _creditRepository.GetAll().SingleOrDefault(c => c.BankAccountId == userId && c.Confirmed == false && c.PaidInFull == false);
if (credit == null)
{
return;
}
credit.Confirmed = true;
credit.ConfirmationDate = DateTime.Now;
credit.NextInstallmentDate = (DateTime.Now + TimeSpan.FromDays(1)).Date;
var firstInstallment = new CreditInstallment()
{
CreditId = credit.Id,
InstallmentAmount = credit.InstallmentAmount,
PaymentDeadline = credit.NextInstallmentDate.Value
};
_creditInstallmentsRepository.Create(firstInstallment);
_creditRepository.Update(credit);
_bankAccountService.GiveCash(credit.CreditAmount, userId);
}
public ResultDto PayInstallment(int userId, CreditInstallmentDto installmentDto)
{
var credit = _creditRepository.GetSingle(installmentDto.CreditId, c => c.Installments);
if (credit == null || credit.BankAccountId != userId)
{
return new ResultDto()
{
Success = false, Message = "The credit does not exist or you don't have access to it"
}
}
;
var installment = credit.Installments.SingleOrDefault(ci => ci.Id == installmentDto.Id);
if (installment == null)
{
return new ResultDto()
{
Success = false, Message = "Cannot find the installment"
}
}
;
var penaltyPercentage = CalculatePenalty(installment.PaymentDeadline);
installment.InstallmentAmount += installment.InstallmentAmount * (penaltyPercentage / 100m);
var result = _bankAccountService.TakeCash(installment.InstallmentAmount, userId);
if (!result)
{
return new ResultDto()
{
Success = false, Message = "Cannot finish transaction"
}
}
;
credit.InstallmentsAlreadyPaid++;
installment.PaidOn = DateTime.Now;
_creditInstallmentsRepository.Update(installment);
if (credit.InstallmentsAlreadyPaid == credit.TotalInstallments)
{
credit.PaidInFull = true;
}
else
{
credit.NextInstallmentDate += TimeSpan.FromDays(1);
var nextInstallment = new CreditInstallment()
{
CreditId = credit.Id,
InstallmentAmount = credit.InstallmentAmount,
PaymentDeadline = credit.NextInstallmentDate.Value
};
_creditInstallmentsRepository.Create(nextInstallment);
}
_creditRepository.Update(credit);
return(new ResultDto()
{
Success = true, Message = "You have successfully paid an installment"
});
}
