private static RepaymentEvent GetRepaymentEvent(Loan loan, Loan repaidLoan)
{
var firstUnpaidInstallment = loan.Schedule.Find(x => !x.Repaid);
var lateDays = (TimeProvider.Today - firstUnpaidInstallment.ExpectedDate.Date).Days;
lateDays = lateDays < 0 ? 0 : lateDays;
var repaymentEvent = new RepaymentEvent();
repaymentEvent.LoanId = loan.Id;
repaymentEvent.Code = lateDays > 0 ? "RBLE" : "RGLE";
repaymentEvent.InstallmentNumber = firstUnpaidInstallment.Number;
repaymentEvent.EventDate = TimeProvider.Now;
repaymentEvent.UserId = User.CurrentUser.Id;
repaymentEvent.LateDays = lateDays;
repaymentEvent.Principal = repaidLoan.Schedule.Sum(x => x.PaidPrincipal) - loan.Schedule.Sum(x => x.PaidPrincipal);
repaymentEvent.Interest = repaidLoan.Schedule.Sum(x => x.PaidInterest) - loan.Schedule.Sum(x => x.PaidInterest);
return repaymentEvent;
}
private static CloseEvent GetCloseEvent(Loan loan)
{
var closeEvent = new CloseEvent();
closeEvent.Code = "LOCE";
closeEvent.LoanId = loan.Id;
closeEvent.UserId = User.CurrentUser.Id;
closeEvent.EventDate = TimeProvider.Now;
return closeEvent;
}
private static void DistributeTotal(Loan loan, decimal total)
{
var installments = loan.Schedule.Where(x => !x.Repaid).ToList();
var date = TimeProvider.Now;
foreach (var installment in installments)
{
if (installment.UnpaidInterest > total)
{
installment.PaidInterest += total;
installment.PaymentDate = date;
break;
}
total -= installment.UnpaidInterest;
installment.PaidInterest = installment.Interest;
installment.PaymentDate = date;
if (installment.UnpaidPrincipal > total)
{
installment.PaidPrincipal += total;
installment.PaymentDate = date;
break;
}
total -= installment.UnpaidPrincipal;
installment.PaidPrincipal = installment.Principal;
installment.PaymentDate = date;
if (total == 0)
{
break;
}
}
}