private static OCurrency _AccruedInterestsLoanBalance(Loan pCredit)
{
if (!pCredit.Disbursed || pCredit.Rescheduled) return 0;
if (pCredit.GetPastDueDays(TimeProvider.Today) != 0) return 0;
foreach (Installment installment in pCredit.InstallmentList)
{
if(!installment.IsRepaid)
{
DateTime date = installment.Number == 1
? pCredit.StartDate
: pCredit.GetInstallment(installment.Number - 2).ExpectedDate;
int days = (TimeProvider.Today - date).Days;
OCurrency accruedInterest = installment.InterestsRepayment * (double)days / (double)DateTime.DaysInMonth(date.Year, date.Month);
accruedInterest -= installment.PaidInterests;
return accruedInterest > 0 ? accruedInterest : 0;
}
}
return 0;
}
private static OCurrency _DeferredIncomeBalance(Loan pCredit)
{
if (!pCredit.Disbursed || pCredit.GetPastDueDays(TimeProvider.Today) != 0) return 0;
OCurrency repaidAmount = 0;
foreach (Installment installment in pCredit.InstallmentList)
{
if (TimeProvider.Today >= installment.ExpectedDate) continue;
repaidAmount += installment.PaidInterests;
}
foreach (Installment installment in pCredit.InstallmentList)
{
if (TimeProvider.Today >= installment.ExpectedDate) continue;
DateTime date = installment.Number == 1
? pCredit.StartDate
: pCredit.GetInstallment(installment.Number - 2).ExpectedDate;
int days = (TimeProvider.Today - date).Days;
OCurrency accruedInterest = installment.InterestsRepayment * (double)days / (double)DateTime.DaysInMonth(date.Year, date.Month);
repaidAmount -= accruedInterest;
break;
}
return repaidAmount > 0 ? repaidAmount : 0;
}
private static OCurrency _InterestOnRescheduledloanBalance(Loan pCredit)
{
if (!pCredit.Rescheduled) return 0;
OCurrency balance = 0;
balance += pCredit.GetPaidInterest();
foreach (BadLoanRepaymentEvent e in pCredit.Events.GetEventsByType(typeof(BadLoanRepaymentEvent)))
{
balance -= e.Interests;
}
if (pCredit.GetPastDueDays(TimeProvider.Today) != 0) return balance;
foreach (Installment installment in pCredit.InstallmentList)
{
if (!installment.IsRepaid)
{
DateTime date = installment.Number == 1
? pCredit.StartDate
: pCredit.GetInstallment(installment.Number - 2).ExpectedDate;
int days = (TimeProvider.Today - date).Days;
OCurrency accruedInterest = installment.InterestsRepayment * (double)days / (double)DateTime.DaysInMonth(date.Year, date.Month);
accruedInterest -= installment.PaidInterests;
balance += accruedInterest > 0 ? accruedInterest : 0;
break;
}
}
return balance;
}