public CreditCardApplicationDecision Evaluate(CreditCardApplication application)
{
if (_fraudLookup != null && _fraudLookup.IsFraudRisk(application))
{
return(CreditCardApplicationDecision.ReferredToHumanFraudRisk);
}
if (application.GrossAnnualIncome >= HighIncomeThreshhold)
{
return(CreditCardApplicationDecision.AutoAccepted);
}
if (_validator.ServiceInformation.License.LicenseKey == "EXPIRED")
{
return(CreditCardApplicationDecision.ReferredToHuman);
}
_validator.ValidationMode = application.Age >= 30 ? ValidationMode.Detailed : ValidationMode.Quick;
bool isValidFrequentFlyerNumber;
try
{
isValidFrequentFlyerNumber =
_validator.IsValid(application.FrequentFlyNumber);
}
catch (Exception)
{
// log
return(CreditCardApplicationDecision.ReferredToHuman);
}
if (!isValidFrequentFlyerNumber)
{
return(CreditCardApplicationDecision.ReferredToHuman);
}
if (application.Age <= AutoReferralMaxAge)
{
return(CreditCardApplicationDecision.ReferredToHuman);
}
if (application.GrossAnnualIncome < LowIncomethresshold)
{
return(CreditCardApplicationDecision.AutoDeclined);
}
return(CreditCardApplicationDecision.ReferredToHuman);
}
public CreditCardApplicationDecision Evaluate(CreditCardApplication application)
{
if (application.GrossAnnualIncome >= HighIncomeThreshold)
{
return(CreditCardApplicationDecision.AutoAccepted);
}
if (application.Age <= AutoReferralMaxAge)
{
return(CreditCardApplicationDecision.ReferredToHuman);
}
if (application.GrossAnnualIncome < LowIncomeThreshold)
{
return(CreditCardApplicationDecision.AutoDeclined);
}
// if anything else then return this
return(CreditCardApplicationDecision.ReferredToHuman);
}
public CreditCardApplicationDecision EvaluateUsingOut(CreditCardApplication application)
{
if (application.GrossAnnualIncome >= HighIncomeThrehhold)
{
return(CreditCardApplicationDecision.AutoAccepted);
}
_validator.IsValid(application.FrequentFlyerNumber, out var isValidFrequentFlyerNumber);
if (!isValidFrequentFlyerNumber)
{
return(CreditCardApplicationDecision.ReferredToHuman);
}
if (application.Age <= AutoReferralMaxAge)
{
return(CreditCardApplicationDecision.ReferredToHuman);
}
return(CreditCardApplicationDecision.AutoDeclined);
}
//public virtual bool IsFraudRisk(CreditCardApplication application)
//{
// if (application.LastName == "Smith")
// {
// return true;
// }
// return false;
//}
public bool IsFraudRisk(CreditCardApplication application)
{
return(CheckApplication(application));
}
