} // ReferralAgency

        public ReferralAgency(ReferralAgencyData rad)
        {
            agency_  = rad;
            riskIds_ = rad.Risks();
        } // ReferralAgency
 public ReferralAgency()
 {
     agency_         = new ReferralAgencyData();
     agency_.Address = new AddressData();
     riskIds_        = new List <Guid>();
 } // ReferralAgency