private static Iso8583Message ProcessPaymentByDeposit(Iso8583Message msg, CbaProcessor.CbaListener.MessageSource msgSource, decimal amount)
{
UtilityLogic.LogMessage("Processing payment by deposit");
if (!(msgSource == CbaListener.MessageSource.OnUs))
{
msg.Fields.Add(MessageField.RESPONSE_FIELD, "31"); //bank not supported
return(msg);
}
//Credit custAct and debit AtmGl
var toAccountNumber = Convert.ToInt64(msg.Fields[MessageField.TO_ACCOUNT_ID_FIELD].Value);
var toAct = new CustomerAccountRepository().GetByAccountNumber(toAccountNumber);
if (toAct == null)
{
msg.Fields.Add(MessageField.RESPONSE_FIELD, ResponseCode.NO_SAVINGS_ACCOUNT);
return(msg);
}
var atmGl = new GlAccountRepository().GetByName("ATMGL");
if (atmGl == null)
{
msg.Fields.Add(39, ResponseCode.ISSUER_OR_SWITCH_INOPERATIVE); //Issuer or switch inoperative.
return(msg);
}
CreditCustomer(toAct, amount);
DebitGl(atmGl, amount);
msg.Fields.Add(39, "00"); //successful transaction
UtilityLogic.LogMessage("Payment Transaction successful");
return(msg);
}
private static Iso8583Message ProcessCashWithrawal(Iso8583Message msg, CustomerAccount customerAccount, decimal amount, decimal charge, decimal totalCharges, decimal totalAmt)
{
UtilityLogic.LogMessage("Processing cash withdrawal");
//for withdrawal, get the fromAccount, the amount and charge. Check the available balance and ...
if (!(new CustomerAccountLogic().CustomerAccountHasSufficientBalance(customerAccount, totalAmt)))
{
msg.Fields.Add(39, "51"); //not sufficient funds (Insufficient balance) in customer's account
return(msg);
}
//perform withdrawal
try
{
//check if a GL account is set for the atm
var atmGl = new GlAccountRepository().GetByName("ATMGL");
var withdrawalIncomeGl = glRepo.GetByName("WithdrawalIncomeGl");
if (atmGl == null || withdrawalIncomeGl == null)
{
msg.Fields.Add(39, ResponseCode.ISSUER_OR_SWITCH_INOPERATIVE); //Issuer or switch inoperative.
return(msg);
}
if (atmGl.AccountBalance < (amount + charge))
{
msg.Fields.Add(39, "51"); //insufficient funds (in the ATM)
return(msg);
}
//DEBIT AND CREDIT
DebitCustomer(customerAccount, totalAmt);
CreditGl(atmGl, amount);
CreditGl(withdrawalIncomeGl, totalCharges); //same gl for both onus and remote on-us
msg.Fields.Add(39, "00"); //successful transaction
UtilityLogic.LogMessage("Withdrawal Transaction successful");
return(msg);
}
catch (Exception ex)
{
UtilityLogic.LogError("Error: " + ex.Message + " Inner Exception: " + ex.InnerException);
msg.Fields.Add(39, "06"); //ERROR!
return(msg);
}
}
private static Iso8583Message ProcessPaymentFromAccount(Iso8583Message msg, CbaProcessor.CbaListener.MessageSource msgSource, CustomerAccount customerAccount, decimal amount, decimal totalCharges, decimal totalAmt)
{
UtilityLogic.LogMessage("Processing payment from account");
//debit custAct and credit OnUsPaymentGL (may ba a capital GL)
if (!(new CustomerAccountLogic().CustomerAccountHasSufficientBalance(customerAccount, totalAmt))) //insufficient balance
{
msg.Fields.Add(39, "51"); //insufficient funds (in the ATM)
return(msg);
}
var onUsPaymentGl = new GlAccountRepository().GetByName("OnUsPaymentGL");
var remoteOnUsPaymentGl = new GlAccountRepository().GetByName("RemoteOnUsPaymentGl");
var paymentIncomeGl = glRepo.GetByName("PaymentIncomeGl");
if (onUsPaymentGl == null || remoteOnUsPaymentGl == null || paymentIncomeGl == null)
{
msg.Fields.Add(39, ResponseCode.ISSUER_OR_SWITCH_INOPERATIVE); //Issuer or switch inoperative.
return(msg);
}
DebitCustomer(customerAccount, totalAmt);
if (msgSource == CbaProcessor.CbaListener.MessageSource.OnUs)
{
CreditGl(onUsPaymentGl, amount);
}
else
{
CreditGl(remoteOnUsPaymentGl, amount);
}
CreditGl(paymentIncomeGl, totalCharges);
msg.Fields.Add(39, "00"); //successful transaction
UtilityLogic.LogMessage("Payment Transaction successful");
return(msg);
}
public static Iso8583Message ProcessMessage(Iso8583Message msg, CbaProcessor.CbaListener.MessageSource msgSource)
{
//check the transaction type
string transactionTypeCode = msg.Fields[MessageField.TRANSACTION_TYPE_FIELD].ToString().Substring(0, 2);
long accountNumber = Convert.ToInt64(msg.Fields[MessageField.FROM_ACCOUNT_ID_FIELD].ToString()); //the From account number is the holders's account number
var customerAccount = actRepo.GetByAccountNumber(accountNumber);
decimal amount = Convert.ToDecimal(msg[4].Value) / 100; //converts to Naira
decimal charge = Convert.ToDecimal(msg[28].Value) / 100; //converts to Naira
decimal processingFee = msg.Fields.Contains(31) ? Convert.ToDecimal(msg[31].Value) / 100 : 0;
decimal totalCharges = charge + processingFee;
decimal totalAmt = amount + totalCharges;
if (customerAccount == null && transactionTypeCode != "51") //only for payment by deposit (51) do we not need From acct
{
msg.Fields.Add(MessageField.RESPONSE_FIELD, ResponseCode.NO_SAVINGS_ACCOUNT);
return(msg);
}
#region REVERSAL
if (msg.MessageTypeIdentifier == 420) //Reversal Advice
{
msg.MessageTypeIdentifier = 430; //Reversal Advice Response
UtilityLogic.LogMessage("Processing a reversal message...");
//check the transaction type
if (transactionTypeCode.Equals(TransactionTypeCode.CASH_WITHDRAWAL)) //Reversing a withdrawal
{
//We can only reverse a withdrawal, transfer or payment transaction for this scope
//if Withdrawal, debit the AtmGL and credit the customer account with the (amt+fee) in d msg
var atmGl = new GlAccountRepository().GetByName("ATMGL");
var withdrawalIncomeGl = glRepo.GetByName("WithdrawalIncomeGl");
if (atmGl == null || withdrawalIncomeGl == null)
{
msg.Fields.Add(39, ResponseCode.ISSUER_OR_SWITCH_INOPERATIVE); //Issuer or switch inoperative.
return(msg);
}
CreditCustomer(customerAccount, totalAmt);
DebitGl(atmGl, amount);
DebitGl(withdrawalIncomeGl, totalCharges);
msg.Fields.Add(39, "00"); //successful transaction
UtilityLogic.LogMessage("Withdrawal Transaction reversed successfully");
return(msg);
}
else if (transactionTypeCode.Equals(TransactionTypeCode.PAYMENT_FROM_ACCOUNT)) //Reversing a (Payment from account)
{
var onUsPaymentGl = new GlAccountRepository().GetByName("OnUsPaymentGL");
var remoteOnUsPaymentGl = new GlAccountRepository().GetByName("RemoteOnUsPaymentGl");
var paymentIncomeGl = glRepo.GetByName("PaymentIncomeGl");
if (onUsPaymentGl == null || remoteOnUsPaymentGl == null || paymentIncomeGl == null)
{
msg.Fields.Add(39, ResponseCode.ISSUER_OR_SWITCH_INOPERATIVE); //Issuer or switch inoperative.
return(msg);
}
CreditCustomer(customerAccount, totalAmt);
if (msgSource == CbaProcessor.CbaListener.MessageSource.OnUs)
{
DebitGl(onUsPaymentGl, amount);
}
else
{
DebitGl(remoteOnUsPaymentGl, amount);
}
DebitGl(paymentIncomeGl, totalCharges);
msg.Fields.Add(39, "00"); //successful transaction
UtilityLogic.LogMessage("Payment reversed successfully");
return(msg);
}
else if (transactionTypeCode.Equals(TransactionTypeCode.INTRA_BANK_TRANSFER)) //Reversing a Transfer, 24 is assumed
{
GlAccount intraBankTransferIncomeGl = glRepo.GetByName("IntraBankTransferIncomeGl");
if (intraBankTransferIncomeGl == null)
{
msg.Fields.Add(MessageField.RESPONSE_FIELD, ResponseCode.ISSUER_OR_SWITCH_INOPERATIVE);
return(msg);
}
var toAccountNumber = Convert.ToInt64(msg.Fields[MessageField.TO_ACCOUNT_ID_FIELD].Value);
var toAct = new CustomerAccountRepository().GetByAccountNumber(toAccountNumber);
if (toAct == null)
{
msg.Fields.Add(MessageField.RESPONSE_FIELD, ResponseCode.NO_SAVINGS_ACCOUNT);
return(msg);
}
if (!(new CustomerAccountLogic().CustomerAccountHasSufficientBalance(toAct, totalAmt))) //insufficient balance
{
msg.Fields.Add(39, "51"); //insufficient funds (in the ATM)
return(msg);
}
DebitCustomer(toAct, amount);
CreditCustomer(customerAccount, totalAmt);
DebitGl(intraBankTransferIncomeGl, totalCharges);
msg.Fields.Add(39, ResponseCode.SUCCESS); //successful transaction
UtilityLogic.LogMessage("Transfer reversed successfully");
return(msg);
}
}
#endregion
else if (msg.MessageTypeIdentifier == 200) //Transaction Request
{
msg.MessageTypeIdentifier = 210;
#region BALANCE ENQUIRY
//if balance enquiry, get the account number and return the balance
if (transactionTypeCode.Equals(TransactionTypeCode.BALANCE_ENQUIRY)) //BALANCE ENQUIRY
{
var feeIncomeGl = glRepo.GetByName("GeneralRemoteTransactionIncomeGl");
if (feeIncomeGl == null)
{
msg.Fields.Add(MessageField.RESPONSE_FIELD, ResponseCode.ISSUER_OR_SWITCH_INOPERATIVE);
return(msg);
}
ProcessBalanceEnquiry(msg, customerAccount, totalCharges, feeIncomeGl);
return(msg);
}
#endregion
#region CASH WITHDRAWAL
else if (transactionTypeCode.Equals(TransactionTypeCode.CASH_WITHDRAWAL)) //Cash Withdrawal
{
return(ProcessCashWithrawal(msg, customerAccount, amount, charge, totalCharges, totalAmt));
}
#endregion Withdrawal
#region PAYMENT FROM ACCOUNT
else if (transactionTypeCode.Equals(TransactionTypeCode.PAYMENT_FROM_ACCOUNT)) //payment from account
{
return(ProcessPaymentFromAccount(msg, msgSource, customerAccount, amount, totalCharges, totalAmt));
}
#endregion
#region PAYMENT BY DEPOSIT
else if (transactionTypeCode.Equals(TransactionTypeCode.PAYMENT_BY_DEPOSIT)) //PAYMENT BY DEPOSIT
{
return(ProcessPaymentByDeposit(msg, msgSource, amount));
}
#endregion
#region INTRA-BANK TRANSFER
else if (transactionTypeCode.Equals(TransactionTypeCode.INTRA_BANK_TRANSFER)) //Intra-bank Transfer, 24 is just assumed
{
return(ProcessIntraBankTransfer(msg, customerAccount, amount, totalCharges, totalAmt));
}
#endregion Intra-Bank Transfer
}//End else-if
//if we got this far, the transaction is invalid
msg.Fields.Add(39, ResponseCode.INVALID_TRANSACTION); //INVALID TRANSACTION
return(msg);
}