} // MakeAndVerifyDecision
public void RunPrimaryOnly()
{
using (this.trail.AddCheckpoint(ProcessCheckpoints.MakeDecision)) {
GetAvailableFunds availFunds;
using (this.trail.AddCheckpoint(ProcessCheckpoints.GatherData)) {
availFunds = new GetAvailableFunds();
GetAvailableFunds.LoadFromDB();
availFunds.Execute();
SaveTrailInputData(availFunds);
} // using timer step
using (this.trail.AddCheckpoint(ProcessCheckpoints.RunCheck))
CheckAutoApprovalConformance(availFunds.ReservedAmount);
} // using timer step
} // RunPrimaryOnly
private void SaveTrailInputData(GetAvailableFunds availFunds)
{
this.trail.MyInputData.SetDataAsOf(Now);
var cfg = new Configuration {
AllowedCaisStatusesWithLoan = CurrentValues.Instance.AutoApproveAllowedCaisStatusesWithLoan,
AllowedCaisStatusesWithoutLoan = CurrentValues.Instance.AutoApproveAllowedCaisStatusesWithoutLoan,
AvailableFundsOverdraft = CurrentValues.Instance.AutoApproveAvailableFundsOverdraft,
BusinessScoreThreshold = CurrentValues.Instance.AutoApproveBusinessScoreThreshold,
CustomerMaxAge = CurrentValues.Instance.AutoApproveCustomerMaxAge,
CustomerMinAge = CurrentValues.Instance.AutoApproveCustomerMinAge,
ExperianScoreThreshold = CurrentValues.Instance.AutoApproveExperianScoreThreshold,
HmrcTurnoverAge = CurrentValues.Instance.AutoApproveHmrcTurnoverAge,
HmrcTurnoverDropHalfYearRatio = CurrentValues.Instance.AutoApproveHmrcTurnoverDropHalfYearRatio,
HmrcTurnoverDropQuarterRatio = CurrentValues.Instance.AutoApproveHmrcTurnoverDropQuarterRatio,
IsSilent = CurrentValues.Instance.AutoApproveIsSilent,
MaxAllowedDaysLate = CurrentValues.Instance.AutoApproveMaxAllowedDaysLate,
MaxAmount = CurrentValues.Instance.AutoApproveMaxAmount,
MaxDailyApprovals = CurrentValues.Instance.AutoApproveMaxDailyApprovals,
MaxHourlyApprovals = CurrentValues.Instance.AutoApproveMaxHourlyApprovals,
MaxLastHourApprovals = CurrentValues.Instance.AutoApproveMaxLastHourApprovals,
MaxNumOfOutstandingLoans = CurrentValues.Instance.AutoApproveMaxNumOfOutstandingLoans,
MaxOutstandingOffers = CurrentValues.Instance.AutoApproveMaxOutstandingOffers,
MaxTodayLoans = CurrentValues.Instance.AutoApproveMaxTodayLoans,
MinLoan = CurrentValues.Instance.MinLoan,
MinMPSeniorityDays = CurrentValues.Instance.AutoApproveMinMPSeniorityDays,
MinRepaidPortion = CurrentValues.Instance.AutoApproveMinRepaidPortion,
MinTurnover1M = CurrentValues.Instance.AutoApproveMinTurnover1M,
MinTurnover1Y = CurrentValues.Instance.AutoApproveMinTurnover1Y,
MinTurnover3M = CurrentValues.Instance.AutoApproveMinTurnover3M,
OffHoursMaxDailyApprovals = CurrentValues.Instance.AutoApproveOffHoursMaxDailyApprovals,
OffHoursMaxHourlyApprovals = CurrentValues.Instance.AutoApproveOffHoursMaxHourlyApprovals,
OffHoursMaxLastHourApprovals = CurrentValues.Instance.AutoApproveOffHoursMaxLastHourApprovals,
OffHoursMaxTodayLoans = CurrentValues.Instance.AutoApproveOffHoursMaxTodayLoans,
OffHoursMaxOutstandingOffers = CurrentValues.Instance.AutoApproveOffHoursMaxOutstandingOffers,
OfficeTimeEnd = CurrentValues.Instance.AutoApproveOfficeTimeEnd,
OfficeTimeStart = CurrentValues.Instance.AutoApproveOfficeTimeStart,
OnlineTurnoverAge = CurrentValues.Instance.AutoApproveOnlineTurnoverAge,
OnlineTurnoverDropMonthRatio = CurrentValues.Instance.AutoApproveOnlineTurnoverDropMonthRatio,
OnlineTurnoverDropQuarterRatio = CurrentValues.Instance.AutoApproveOnlineTurnoverDropQuarterRatio,
Reject_Defaults_Amount = CurrentValues.Instance.Reject_Defaults_Amount,
Reject_Defaults_MonthsNum = CurrentValues.Instance.Reject_Defaults_MonthsNum,
SilentTemplateName = CurrentValues.Instance.AutoApproveSilentTemplateName,
SilentToAddress = CurrentValues.Instance.AutoApproveSilentToAddress,
TurnoverDropQuarterRatio = CurrentValues.Instance.AutoApproveTurnoverDropQuarterRatio,
Weekend = CurrentValues.Instance.AutoApproveWeekend,
};
this.trail.MyInputData.SetConfiguration(cfg);
this.db.ForEachRowSafe(
srName => this.trail.MyInputData.Configuration.EnabledTraces.Add(srName["Name"]),
"LoadEnabledTraces",
CommandSpecies.StoredProcedure
);
this.trail.MyInputData.SetArgs(
this.trail.CustomerID,
this.trail.CashRequestID,
this.trail.NLCashRequestID,
this.trail.SafeAmount,
(AutomationCalculator.Common.Medal) this.medalClassification,
this.medalType,
this.turnoverType
);
this.trail.MyInputData.SetMetaData(new MetaData {
RowType = "MetaData",
FirstName = (this.customer != null) && (this.customer.PersonalInfo != null)
? this.customer.PersonalInfo.FirstName
: null,
LastName = (this.customer != null) && (this.customer.PersonalInfo != null)
? this.customer.PersonalInfo.Surname
: null,
IsBrokerCustomer = this.isBrokerCustomer,
NumOfTodayAutoApproval = CalculateTodaysApprovals(Now),
NumOfYesterdayAutoApproval = CalculateTodaysApprovals(Now.AddDays(-1)),
NumOfHourlyAutoApprovals = CalculateHourlyApprovals(),
NumOfLastHourAutoApprovals = CalculateLastHourApprovals(),
TodayLoanSum = CalculateTodaysLoans(Now),
YesterdayLoanSum = CalculateTodaysLoans(Now.AddDays(-1)),
FraudStatusValue = DetectFraudStatusValue(),
AmlResult = (this.customer == null) ? "failed because customer not found" : this.customer.AMLResult,
CustomerStatusName = this.customer == null ? "unknown" : this.customer.CollectionStatus.Name,
CustomerStatusEnabled = this.customer != null && this.customer.CollectionStatus.IsEnabled,
CompanyScore = this.minCompanyScore,
ConsumerScore = this.minExperianScore,
IncorporationDate = GetCustomerIncorporationDate(),
DateOfBirth = (
(this.customer != null) &&
(this.customer.PersonalInfo != null) &&
this.customer.PersonalInfo.DateOfBirth.HasValue
) ? this.customer.PersonalInfo.DateOfBirth.Value : Now,
NumOfDefaultAccounts = this.experianConsumerData.FindNumOfPersonalDefaults(
cfg.Reject_Defaults_Amount,
Now.AddMonths(-1 * cfg.Reject_Defaults_MonthsNum)
),
NumOfRollovers = CalculateRollovers(),
TotalLoanCount = this.loanRepository.ByCustomer(this.trail.CustomerID).Count(),
ExperianCompanyName = (this.customer != null) && (this.customer.Company != null)
? this.customer.Company.ExperianCompanyName
: null,
EnteredCompanyName = (this.customer != null) && (this.customer.Company != null)
? this.customer.Company.CompanyName
: null,
IsLimitedCompanyType =
(this.customer != null) &&
(this.customer.PersonalInfo != null) &&
(this.customer.PersonalInfo.TypeOfBusiness.Reduce() == TypeOfBusinessReduced.Limited),
PreviousManualApproveCount = (this.customer != null) && (this.customer.CashRequests != null)
? this.customer.CashRequests.Count(cr =>
cr.UnderwriterDecision == CreditResultStatus.Approved &&
cr.UnderwriterDecisionDate.HasValue &&
cr.AutoDecisionID == null &&
cr.UnderwriterDecisionDate.Value < Now
)
: 0,
CompanyDissolutionDate = this.companyDissolutionDate,
});
FindOutstandingLoans();
this.trail.MyInputData.MetaData.EmailSendingBanned = this.db.ExecuteScalar <bool>(
"GetLastOfferDataForApproval",
CommandSpecies.StoredProcedure,
new QueryParameter("CustomerId", this.trail.CustomerID)
);
this.trail.MyInputData.MetaData.OfferStart = Now;
this.trail.MyInputData.MetaData.OfferValidUntil = Now.AddHours((int)CurrentValues.Instance.OfferValidForHours);
this.trail.MyInputData.SetDirectorNames(this.directors);
this.trail.MyInputData.SetHmrcBusinessNames(this.hmrcNames);
FindLatePayments();
this.trail.MyInputData.SetSeniority(CalculateSeniority());
this.trail.MyInputData.SetAvailableFunds(availFunds.AvailableFunds, availFunds.ReservedAmount);
this.db.ForEachResult <TurnoverDbRow>(
r => this.turnover.Add(r),
"GetCustomerTurnoverForAutoDecision",
new QueryParameter("IsForApprove", true),
new QueryParameter("CustomerID", this.trail.CustomerID),
new QueryParameter("Now", Now)
);
this.trail.MyInputData.SetTurnoverData(this.turnover);
this.trail.MyInputData.MetaData.Validate();
} // SaveTrailInputData