public CreditContractRepayment(Loan contract, CreditContractOptions creditOptions, DateTime pDate, int pInstallmentNumber, User user, ApplicationSettings pGeneralSettings, NonWorkingDateSingleton pNonWorkingDate)
{
_generalSettings = pGeneralSettings;
_nWds = pNonWorkingDate;
_date = pDate.Date;
_installmentNumber = pInstallmentNumber;
PaidIstallments = new List <Installment>();
_amountToRepayTotalyLoan = new CalculateMaximumAmountToRepayStrategy(creditOptions, contract.Copy(), user, _generalSettings, _nWds);
_amountToRegradingLoan = new CalculateMaximumAmountToRegradingLoanStrategy(creditOptions, contract.Copy(), user, _generalSettings, _nWds);
_amountToRepayInstallment = new CalculateAmountToRepaySpecifiedInstallmentStrategy(creditOptions, contract.Copy(), user, _generalSettings, _nWds);
_calculateInstallments = new Repayment.RepayLateInstallments.CalculateInstallments(creditOptions, contract, user, _generalSettings, _nWds);
_calculateRealInterestInstallments = new CalculateRealInterestInstallments(creditOptions, _amountToRepayTotalyLoan, contract, _generalSettings, _nWds);
_feesForAnticipatedRepayment = new CalculateAnticipatedFeesStrategy(creditOptions, contract, _generalSettings);
_repayNextInstallments = new RepayNextInstallmentsStrategy(contract, creditOptions, user, _generalSettings);
_repaymentMethod = new RepaymentMethod(contract, creditOptions);
_loan = contract;
CalculateMaximumAmountAuthorizedToRepay();
CalculateAmountToRegradingLoan();
CalculateMaximumAmountForEscapedMember();
LoanOptions = creditOptions;
}
public void CalculateAnticipatedFees_DontCancelFees_RemainingInterest_KeepExpectedInstallment_OverPaid()
{
Loan myContract = _SetContract(OAnticipatedRepaymentPenaltiesBases.RemainingInterest, 0.01, true);
CalculateAnticipatedFeesStrategy _feesStrategy = _SetFeesCalculationOptions(myContract, false);
OCurrency amountPaid = 300, feesEvent = 0;
_feesStrategy.calculateFees(new DateTime(2006, 2, 1), ref amountPaid, ref feesEvent);
AssertFeesAmount(feesEvent, 0, amountPaid, 300);
}
public void CalculateAnticipatedFees_CancelFees_RemainingOLB()
{
Loan myContract = _SetContract(OAnticipatedRepaymentPenaltiesBases.RemainingOLB, 0.01, true);
CalculateAnticipatedFeesStrategy _feesStrategy = _SetFeesCalculationOptions(myContract, true);
OCurrency pAmountPaid = 100, pFeesEvent = 0;
_feesStrategy.calculateFees(new DateTime(2006, 2, 1), ref pAmountPaid, ref pFeesEvent);
AssertFeesAmount(pFeesEvent, 0, pAmountPaid, 100);
}
public void CalculateAnticipatedFees_DontCancelFees_KeepNotExpectedInstallment_OverPaid()
{
Loan myContract = _SetContract(OAnticipatedRepaymentPenaltiesBases.RemainingOLB, 0.01, false, false);
CalculateAnticipatedFeesStrategy _feesStrategy = _SetFeesCalculationOptions(myContract, false);
OCurrency pAmountPaid = 300, pFeesEvent = 0;
_feesStrategy.calculateFees(new DateTime(2006, 2, 1), ref pAmountPaid, ref pFeesEvent);
AssertFeesAmount(pFeesEvent, 10, pAmountPaid, 290);
}
public void CalculateAnticipatedFees_DontCancelFees_RemainingInterest_OverPaid2()
{
Loan myContract = _SetContract(OAnticipatedRepaymentPenaltiesBases.RemainingInterest, 0.01, false);
CalculateAnticipatedFeesStrategy feesStrategy = _SetFeesCalculationOptions(myContract, false);
OCurrency amountPaid = 292, feesEvent = 0;
feesStrategy.calculateFees(new DateTime(2006, 2, 1), ref amountPaid, ref feesEvent);
//180 * 0.01 = 1.8 => 2
AssertFeesAmount(feesEvent, 2, amountPaid, 290);
}
public void CalculateAnticipatedFees_DontCancelFees_RemainingOLB_OverPaid2()
{
Loan myContract = _SetContract(OAnticipatedRepaymentPenaltiesBases.RemainingOLB, 0.0126, false);
CalculateAnticipatedFeesStrategy _feesStrategy = _SetFeesCalculationOptions(myContract, false);
OCurrency amountPaid = 300, feesEvent = 0;
_feesStrategy.calculateFees(new DateTime(2006, 2, 1), ref amountPaid, ref feesEvent);
//1000 * 0.0126 = 12.6 => 13;
AssertFeesAmount(feesEvent, 13, amountPaid, 287);
}
