public string ToMachineForm()
        {
            string accNumber = string.Empty;

            if (AccountNumber.Length < 8 || AccountNumber.Length > 14 || AccountNumber[6] != '-')
            {
                return("Invalid account number. Proper account number is 8-14 numbers long and contains dash after first 6 numbers");
            }

            accNumber = AccountNumber.Remove(6, 1);

            if (!accNumber.All(Char.IsDigit))
            {
                return("Invalid account number. No letters allowed");
            }

            if (accNumber[0].Equals('4') || accNumber[0].Equals('5'))
            {
                while (accNumber.Length < 14)
                {
                    accNumber = accNumber.Insert(7, "0");
                }
            }
            else
            {
                while (accNumber.Length < 14)
                {
                    accNumber = accNumber.Insert(6, "0");
                }
            }

            string checksum = HasValidChecksum(accNumber);

            if (checksum == accNumber.Substring(accNumber.Length - 1))
            {
                Message = "Account number is valid. Checksum " + checksum + " is equal to the last digit.";
            }
            else
            {
                Message = "Account number is invalid. Checksum " + checksum + " is not equal to the last digit.";
            }
            return("Account number " + AccountNumber + " in machine form is: " + accNumber);
        }