コード例 #1
0
ファイル: LoanServices.cs プロジェクト: jay3126/opencbs
        /// <summary>
        /// Cancels last event from given contract, restores associated installment status.
        /// and restores Client(individual, corporate) status 
        /// </summary>
        /// <param name="contract">Contract</param>
        /// <param name="pClient"></param>
        /// <param name="comment"> </param>
        /// <returns>Cancelled event</returns>
        public Event CancelLastEvent(Loan contract, IClient pClient, string comment)
        {
            using (SqlConnection conn = _loanManager.GetConnection())
            using (SqlTransaction sqlTransaction = conn.BeginTransaction())
            {
                Event cancelledEvent;
                try
                {
                    Event evnt = contract.GetLastNonDeletedEvent();

                    if (null == evnt)
                        throw new OpenCbsContractSaveException(OpenCbsContractSaveExceptionEnum.EventIsNull);

                    if (!evnt.Cancelable)
                        throw new OpenCbsContractSaveException(OpenCbsContractSaveExceptionEnum.EventNotCancelable);

                    if (string.IsNullOrEmpty(comment))
                        throw new OpenCbsContractSaveException(OpenCbsContractSaveExceptionEnum.EventCommentIsEmpty);

                    if (pClient is Person)
                        evnt.ClientType = OClientTypes.Person;
                    else if (pClient is Group)
                        evnt.ClientType = OClientTypes.Group;
                    else if (pClient is Corporate)
                        evnt.ClientType = OClientTypes.Corporate;
                    else if (pClient is Village)
                        evnt.ClientType = OClientTypes.Village;

                    var evntCopy = evnt.Copy();
                    evntCopy.Id = evnt.ParentId ?? evnt.Id;
                    CallInterceptor(new Dictionary<string, object>
                    {
                        {"Loan", contract},
                        {"Event", evntCopy},
                        {"Deleted", true},
                        {"SqlTransaction", sqlTransaction}
                    });
                    if (ApplicationSettings.GetInstance(User.CurrentUser.Md5).UseMandatorySavingAccount)
                    {
                        var id = 0;
                        if (int.TryParse(evnt.Comment, out id))
                            ServicesProvider.GetInstance()
                                            .GetSavingServices()
                                            .DeleteEvent(new SavingWithdrawEvent()
                                                {
                                                    Id = id,
                                                    CancelDate = TimeProvider.Today
                                                });
                    }
                    evnt.Comment = comment;
                    evnt.CancelDate = TimeProvider.Now;

                    // if event is loan close event, we delete it first
                    if (evnt is LoanCloseEvent)
                    {
                        _ePs.CancelFireEvent(evnt, sqlTransaction, contract, contract.Product.Currency.Id);
                        evnt.Deleted = true;
                        evnt = contract.GetLastNonDeletedEvent();
                        if (pClient is Person)
                            evnt.ClientType = OClientTypes.Person;
                        else if (pClient is Group)
                            evnt.ClientType = OClientTypes.Group;
                        else if (pClient is Corporate)
                            evnt.ClientType = OClientTypes.Corporate;
                        else if (pClient is Village)
                            evnt.ClientType = OClientTypes.Village;
                        evnt.Comment = comment;
                        evnt.CancelDate = TimeProvider.Now;
                    }
                    _ePs.CancelFireEvent(evnt, sqlTransaction, contract, contract.Product.Currency.Id);
                    _ePs.UpdateCommentForLoanEvent(evnt, sqlTransaction);

                    evnt.Deleted = true;
                    //in case total repayment there could be several rep events
                    foreach (RepaymentEvent evt in contract.Events.GetRepaymentEvents())
                    {
                        if ((evt.ParentId == evnt.ParentId && evnt.ParentId != null) || (evt.Id == evnt.ParentId))
                        {
                            evt.Deleted = true;
                            evt.Comment = evnt.Comment;
                            _ePs.UpdateCommentForLoanEvent(evt, sqlTransaction);
                        }
                    }

                    if (evnt.Code == "ATR" || evnt.Code == "RBLE")
                    {
                        foreach (Event cie in contract.Events)
                        {
                            if (cie is CreditInsuranceEvent)
                                if (cie.Deleted == false && cie.Code == "LCIP")
                                {
                                    _ePs.CancelFireEvent(cie, sqlTransaction, contract, contract.Product.Currency.Id);
                                    cie.Deleted = true;
                                }
                        }
                    }

                    cancelledEvent = evnt;
                    // Restore the installment status.
                    UnarchiveInstallments(contract, cancelledEvent, sqlTransaction);
                    contract.InstallmentList = _instalmentManager.SelectInstallments(contract.Id, sqlTransaction);
                    contract.GivenTranches = _loanManager.SelectTranches(contract.Id, sqlTransaction);
                    contract.NbOfInstallments = contract.InstallmentList.Count;

                    //return interest rate after delete event
                    contract.InterestRate = GetPreviousRate(contract);

                    if (evnt is LoanDisbursmentEvent)
                    {
                        contract.Disbursed = false;
                    }
                    else if (evnt is RescheduleLoanEvent)
                    {
                        contract.Rescheduled = false;
                    }
                    else if (cancelledEvent is TrancheEvent)
                    {
                        contract.Amount = contract.Amount - (cancelledEvent as TrancheEvent).Amount;

                        TrancheEvent trancheEventToDelete = new TrancheEvent();

                        foreach (var trancheEvent in contract.GivenTranches)
                        {
                            if (trancheEvent.Id == cancelledEvent.Id)
                            {
                                trancheEventToDelete = trancheEvent;
                            }
                        }

                        contract.GivenTranches.Remove(trancheEventToDelete);

                        if (contract.AllInstallmentsRepaid)
                        {
                            contract.ContractStatus = OContractStatus.Closed;
                            contract.Closed = true;
                            //Restore interest rate
                            contract.InterestRate =
                                contract.GivenTranches[contract.GivenTranches.Count - 1].InterestRate.Value;
                        }
                    }
                    else if (cancelledEvent is RepaymentEvent)
                    {
                        //restor a person of the corporate
                        _clientManager.RestorMemberOfGroupByEventId(cancelledEvent.Id, contract, sqlTransaction);
                        contract.EscapedMember = null;
                        if (cancelledEvent.RepaymentType == OPaymentType.TotalPayment)
                        {
                            if (contract.HasCompulsoryAmount())
                            {
                                SavingEvent savingUnblockEvent =
                                    contract.CompulsorySavings.Events.FirstOrDefault(
                                        e => e.LoanEventId == cancelledEvent.Id);
                                if (savingUnblockEvent != null)
                                {
                                    _savingEventManager.DeleteSavingsEventByLoanEventId(
                                        cancelledEvent.ParentId ?? cancelledEvent.Id, sqlTransaction);
                                    savingUnblockEvent.Deleted = true;
                                }
                            }
                        }
                    }

                    if (!contract.WrittenOff && !contract.AllInstallmentsRepaid)
                    {
                        contract.Closed = false;

                        if (evnt is LoanDisbursmentEvent)
                            contract.ContractStatus = OContractStatus.Validated;
                        else
                        {
                            contract.ContractStatus = evnt is LoanValidationEvent
                                                          ? OContractStatus.Pending
                                                          : OContractStatus.Active;
                        }

                    }
                    //come back after write off
                    if (evnt is WriteOffEvent)
                    {
                        contract.WrittenOff = false;
                        contract.ContractStatus = OContractStatus.Active;
                        CreditInsuranceEvent lciw = contract.GetNotDeletedInsuranceWriteOff();
                        if (lciw != null)
                        {
                            _ePs.CancelFireEvent(lciw, sqlTransaction, contract, contract.Product.Currency.Id);
                            lciw.Deleted = true;
                        }

                    }

                    _loanManager.UpdateLoan(contract, sqlTransaction);

                    FundingLineEvent flFundingLineEvent;

                    if (cancelledEvent is LoanDisbursmentEvent)
                    {
                        if (contract.HasCompulsoryAmount())
                        {
                            _savingEventManager.DeleteSavingsEventByLoanEventId(
                                cancelledEvent.ParentId ?? cancelledEvent.Id, sqlTransaction);
                            SavingBlockCompulsarySavingsEvent savingBlockEvent =
                                contract.CompulsorySavings.GetBlockCompulsorySavingEvent();
                            savingBlockEvent.Deleted = true;
                        }

                        LoanDisbursmentEvent temp = (LoanDisbursmentEvent) cancelledEvent;
                        flFundingLineEvent = new FundingLineEvent
                            {
                                Code = String.Concat("DE_", contract.Code),
                                Type = OFundingLineEventTypes.Disbursment,
                                Amount = temp.Amount,
                                Movement = OBookingDirections.Debit,
                                CreationDate = TimeProvider.Now,
                                FundingLine = contract.FundingLine
                            };
                        DeleteFundingLineEvent(ref contract, flFundingLineEvent, sqlTransaction);
                        _clientManager.DecrementLoanCycleByContractId(contract.Id, sqlTransaction);
                        // delete entry fee events
                        foreach (Event contractEvent in contract.Events)
                        {
                            if (contractEvent.Deleted)
                                continue;
                            if (contractEvent is LoanEntryFeeEvent)
                            {
                                _ePs.CancelFireEvent(contractEvent, sqlTransaction, contract,
                                                     contract.Product.Currency.Id);
                                contractEvent.Deleted = true;
                                CallInterceptor(new Dictionary<string, object>
                                {
                                    {"Loan", contract},
                                    {"Event", contractEvent},
                                    {"Deleted", true},
                                    {"SqlTransaction", sqlTransaction}
                                });
                            }
                            if (contractEvent is CreditInsuranceEvent)
                            {
                                _ePs.CancelFireEvent(contractEvent, sqlTransaction, contract,
                                                     contract.Product.Currency.Id);
                                contractEvent.Deleted = true;
                            }
                        }

                        if (evnt.ClientType == OClientTypes.Person)
                        {
                            if (_econimcActivityServices.EconomicActivityLoanHistoryExists(contract.Id, pClient.Id,
                                                                                           sqlTransaction))
                                _econimcActivityServices.UpdateDeletedEconomicActivityLoanHistory(contract.Id,
                                                                                                  pClient.Id,
                                                                                                  ((Person) pClient)
                                                                                                      .Activity.Id,
                                                                                                  sqlTransaction, true);
                        }
                        else if (evnt.ClientType == OClientTypes.Group)
                        {
                            foreach (Member member in ((Group) pClient).Members)
                            {
                                if (_econimcActivityServices.EconomicActivityLoanHistoryExists(contract.Id,
                                                                                               member.Tiers.Id,
                                                                                               sqlTransaction))
                                    _econimcActivityServices.UpdateDeletedEconomicActivityLoanHistory(contract.Id,
                                                                                                      member.Tiers.Id,
                                                                                                      ((Person)
                                                                                                       member.Tiers)
                                                                                                          .Activity.Id,
                                                                                                      sqlTransaction,
                                                                                                      true);
                            }
                        }
                        else if (evnt.ClientType == OClientTypes.Corporate)
                        {
                            if (_econimcActivityServices.EconomicActivityLoanHistoryExists(contract.Id, pClient.Id,
                                                                                           sqlTransaction))
                                _econimcActivityServices.UpdateDeletedEconomicActivityLoanHistory(contract.Id,
                                                                                                  pClient.Id,
                                                                                                  ((Corporate) pClient)
                                                                                                      .Activity.Id,
                                                                                                  sqlTransaction, true);
                        }

                    }
                    else if (cancelledEvent is RepaymentEvent)
                    {
                        RepaymentEvent temp = (RepaymentEvent) cancelledEvent;
                        decimal amountCalc = (temp.Principal.HasValue ? temp.Principal.Value : 0) +
                                             (ApplicationSettings.GetInstance(_user != null ? _user.Md5 : "").
                                                                  InterestsCreditedInFL
                                                  ? ((temp.Interests.HasValue ? temp.Interests.Value : 0)
                                                     + (temp.Penalties.HasValue ? temp.Penalties.Value : 0))
                                                  : 0);

                        if (amountCalc > 0 ||
                            ApplicationSettings.GetInstance(_user != null ? _user.Md5 : "").InterestsCreditedInFL)
                        {
                            flFundingLineEvent = new FundingLineEvent
                                {
                                    Code = String.Concat("RE_", contract.Code, "_INS_", temp.InstallmentNumber),
                                    Type = OFundingLineEventTypes.Repay,
                                    Amount = amountCalc,
                                    CreationDate = TimeProvider.Now,
                                    FundingLine =
                                        _fundingLineServices.SelectFundingLineById(contract.FundingLine.Id,
                                                                                   sqlTransaction)
                                };

                            //temporary line to check whether funding line has enough amount to debit repayment event
                            flFundingLineEvent.Movement = OBookingDirections.Debit;
                            _fundingLineServices.ApplyRulesAmountEventFundingLine(flFundingLineEvent);
                            flFundingLineEvent.Movement = OBookingDirections.Credit;
                            DeleteFundingLineEvent(ref contract, flFundingLineEvent, sqlTransaction);
                        }
                    }

                    CancelSavingsEvent(cancelledEvent, sqlTransaction);
                    sqlTransaction.Commit();
                    sqlTransaction.Dispose();
                    SetClientStatus(contract, pClient);
                }
                catch (Exception)
                {
                    sqlTransaction.Rollback();
                    throw;
                }

                return cancelledEvent;
            }
        }
コード例 #2
0
ファイル: LoanManager.cs プロジェクト: TalasZh/opencbs
        public void UpdateLoan(Loan pLoan, SqlTransaction pSqlTransac)
        {
            string q = @"UPDATE Credit
                              SET loanofficer_id = @loanOfficerId,
                                fundingLine_id = @fundingLine_id,
                                disbursed = @disbursed,
                                rescheduled = @rescheduled,
                                nb_of_installment = @NbOfInstallment,
                                amount = @Amount,
                                interest_rate = @InterestRate,
                                grace_period = @GracePeriode,
                                anticipated_total_repayment_penalties = @AnticipatedTotalRepayment,
                                anticipated_partial_repayment_penalties = @AnticipatedPartialRepayment,
                                non_repayment_penalties_based_on_overdue_principal = @NRPBOOP,
                                non_repayment_penalties_based_on_initial_amount = @NRPBOIA,
                                non_repayment_penalties_based_on_olb = @NRPBOOLB,
                                non_repayment_penalties_based_on_overdue_interest = @NRPBOOI,
                                synchronize = @synchronize,
                                grace_period_of_latefees = @grace_period_of_latefees,
                                [number_of_drawings_loc] = @DrawingsNumber,
                                [amount_under_loc] = @AmountUnderLoc,
                                [maturity_loc] = @MaturityLoc,
                                [anticipated_partial_repayment_base] = @AnticipatedPartialRepaymentPenaltiesBase,
                                [anticipated_total_repayment_base] = @AnticipatedTotalRepaymentPenaltiesBase,
                                [schedule_changed] = @schedule_changed,
                                [written_off] = @written_off,
                                [insurance]=@insurance
                              WHERE id = @id";

            using(OpenCbsCommand c = new OpenCbsCommand(q, pSqlTransac.Connection, pSqlTransac))
            {
                SetLoanForUpdate(c, pLoan);

                c.ExecuteNonQuery();
            }

            q = @"UPDATE Contracts
                        SET start_date = @startDate,
                        align_disbursed_date = @align_disbursed_date,
                        close_date = @closeDate,
                        closed = @closed,
                        status = @status,
                        loan_purpose = @loanPurpose,
                        comments = @comments,
                        activity_id = @activityId,
                        preferred_first_installment_date = @preferredFirstInstallmentDate
                        WHERE id = @id";

            using(OpenCbsCommand c = new OpenCbsCommand(q, pSqlTransac.Connection, pSqlTransac))
            {
                c.AddParam("@startDate", pLoan.StartDate);
                c.AddParam("@align_disbursed_date", pLoan.AlignDisbursementDate);
                c.AddParam("@closeDate", pLoan.CloseDate);
                c.AddParam("@closed", pLoan.Closed);
                c.AddParam("@status", Convert.ToInt32(pLoan.ContractStatus));
                c.AddParam("@id", pLoan.Id);
                c.AddParam("@loanPurpose", pLoan.LoanPurpose);
                c.AddParam("@comments", pLoan.Comments);
                c.AddParam("@activityId", pLoan.EconomicActivityId);
                c.AddParam("@preferredFirstInstallmentDate", pLoan.FirstInstallmentDate);
                c.ExecuteNonQuery();
            }

            // Updating Tiers status to 'active'
            if (pLoan.Project != null && pLoan.Project.Client != null)
            {
                q = @"UPDATE Tiers
                            SET active = @active
                            WHERE id = @id";

                using (OpenCbsCommand c = new OpenCbsCommand(q, pSqlTransac.Connection, pSqlTransac))
                {
                    c.AddParam("@active", pLoan.Project.Client.Active);
                    c.AddParam("@id", pLoan.Project.Client.Id);
                    c.ExecuteNonQuery();
                }
            }

            if (pLoan.EscapedMember != null  && pLoan.Project != null && pLoan.Project.Client != null)
            {
                //delete member from the group
                _clientManager.UpdatePersonFromGroup(pLoan.EscapedMember.Tiers.Id, pLoan.Project.Client.Id, pSqlTransac);

                q = @"UPDATE LoanShareAmounts
                            SET payment_date = @payment_date,
                            event_id = @event_id
                            WHERE person_id = @person_id
                            AND group_id = @group_id
                            AND contract_id = @contract_id";

                using (OpenCbsCommand c = new OpenCbsCommand(q, pSqlTransac.Connection, pSqlTransac))
                {
                    c.AddParam("@payment_date", pLoan.GetLastNonDeletedEvent().Date);
                    c.AddParam("@event_id", pLoan.GetLastNonDeletedEvent().Id);

                    c.AddParam("@person_id", pLoan.EscapedMember.Tiers.Id);
                    c.AddParam("@group_id", pLoan.Project.Client.Id);
                    c.AddParam("@contract_id", pLoan.Id);
                    c.ExecuteNonQuery();
                }

                pLoan.EscapedMember = null;
            }

            _DeleteGuarantorsFromLoan(pLoan.Id, pSqlTransac);
            foreach (Guarantor guarantor in pLoan.Guarantors)
            {
                _AddGuarantor(guarantor, pLoan.Id, pSqlTransac);
            }

            _DeleteCollateralsFromLoan(pLoan.Id, pSqlTransac);
            foreach (ContractCollateral collateral in pLoan.Collaterals)
            {
                AddCollateral(collateral, pLoan.Id, pSqlTransac);
            }

            // Compulsory savings handling
            if (pLoan.CompulsorySavings != null)
            {
                int loanSavingsId = 0;

                string sqlCompulsory = @"SELECT id
                                         FROM LoansLinkSavingsBook
                                         WHERE loan_id = @loan_id";

                using (OpenCbsCommand c = new OpenCbsCommand(sqlCompulsory, pSqlTransac.Connection, pSqlTransac))
                {
                    c.AddParam("@loan_id", pLoan.Id);
                    using (OpenCbsReader r = c.ExecuteReader())
                    {
                        if (r == null || r.Empty)
                        {
                            loanSavingsId = 0;
                        }
                        else
                        {
                            r.Read();
                            loanSavingsId = r.GetInt("id");
                        }
                    }
                }

                if (loanSavingsId == 0)
                {
                    sqlCompulsory = @"INSERT INTO LoansLinkSavingsBook ([loan_id], [savings_id], [loan_percentage])
                                      VALUES (@loanId, @savingsId, @loanPercentage)";

                    using (OpenCbsCommand c = new OpenCbsCommand(sqlCompulsory, pSqlTransac.Connection, pSqlTransac))
                    {
                        if (pLoan.CompulsorySavings != null)
                            c.AddParam("@savingsId", pLoan.CompulsorySavings.Id);
                        else
                            c.AddParam("@savingsId", null);

                        c.AddParam("@loanId", pLoan.Id);
                        c.AddParam("@loanPercentage", pLoan.CompulsorySavingsPercentage);
                        c.ExecuteNonQuery();
                    }
                }
                else
                {
                    sqlCompulsory = @"UPDATE [LoansLinkSavingsBook]
                                             SET savings_id = @savingsId, loan_percentage = @loanPercentage
                                             WHERE loan_id = @loanId";

                    using (OpenCbsCommand c = new OpenCbsCommand(sqlCompulsory, pSqlTransac.Connection, pSqlTransac))
                    {
                        c.AddParam("@savingsId", pLoan.CompulsorySavings.Id);
                        c.AddParam("@loanId", pLoan.Id);
                        c.AddParam("@loanPercentage", pLoan.CompulsorySavingsPercentage);
                        c.ExecuteNonQuery();
                    }
                }
            }
        }
コード例 #3
0
ファイル: LoanServices.cs プロジェクト: jay3126/opencbs
        public void WaiveFee(ref Loan credit, ref IClient client)
        {
            Event foundEvent = credit.GetLastNonDeletedEvent();

            if (foundEvent == null)
                throw new OpenCbsContractSaveException(OpenCbsContractSaveExceptionEnum.EventIsNull);
            if (!(foundEvent is RepaymentEvent))
                throw new OpenCbsContractSaveException(OpenCbsContractSaveExceptionEnum.WrongEvent);
            if (!foundEvent.Cancelable)
                throw new OpenCbsContractSaveException(OpenCbsContractSaveExceptionEnum.EventNotCancelable);
            if (((RepaymentEvent) foundEvent).Fees == 0)
                throw new OpenCbsContractSaveException(OpenCbsContractSaveExceptionEnum.ZeroFee);

            string fee = ((RepaymentEvent) foundEvent).Fees.GetFormatedValue(credit.UseCents);
            String comment = "FEE WAIVED [" + fee.Replace("�", string.Empty) + "]";
            //foundEvent.Comment = comment;
            ////EventProcessorServices eps = ServicesProvider.GetInstance().GetEventProcessorServices();
            ////eps.UpdateCommentForLoanEvent(foundEvent, null);

            CancelLastEvent(credit, client, comment);

            //update a loan for a client
            foreach (Project prj in client.Projects)
            {
                foreach (Loan loan in prj.Credits)
                {
                    if (loan.Code == credit.Code)
                    {
                        loan.Disbursed = credit.Disbursed;
                    }
                }
            }

            OCurrency amount = ((RepaymentEvent) foundEvent).Principal +
                               ((RepaymentEvent) foundEvent).Interests + ((RepaymentEvent) foundEvent).Fees;

            comment = "ID[" + foundEvent.Id + "] FEE WAIVED [" + fee.Replace("�", string.Empty) + "]";
            Loan l = Repay(credit,
                           client,
                           foundEvent.InstallmentNumber,
                           foundEvent.Date,
                           amount,
                           true,
                           0,
                           0,
                           false,
                           0,
                           true,
                           false,
                           foundEvent.PaymentMethod,
                           comment,
                           false);

            credit.Events = l.Events;
        }
コード例 #4
0
        private void ShowLoanInListView(VillageMember member, Loan loan)
        {
            Person person = (Person)member.Tiers;
            ApplicationSettings dataParam = ApplicationSettings.GetInstance(string.Empty);
            int decimalPlaces = dataParam.InterestRateDecimalPlaces;
            ListViewItem item = new ListViewItem(person.Name) { Tag = member };
            if (loan == null || _village.EstablishmentDate==null) return;
            if (loan.CreationDate.Date >= _village.EstablishmentDate.Value.Date && _village.Id == loan.NsgID)
            {
                item.SubItems.Add(loan.ProductName);
                item.SubItems.Add(loan.Code);
                item.SubItems.Add(MultiLanguageStrings.GetString(Ressource.ClientForm, loan.ContractStatus + ".Text"));
                item.SubItems.Add(loan.Amount.GetFormatedValue(loan.UseCents));
                item.SubItems.Add(
                    loan.CalculateActualOlbBasedOnRepayments().GetFormatedValue(loan.UseCents));
                item.SubItems.Add(loan.Product.Currency.Name);
                item.SubItems.Add(Math.Round(loan.InterestRate*100m, decimalPlaces).ToString());
                item.SubItems.Add(loan.InstallmentType.Name);
                item.SubItems.Add(loan.NbOfInstallments.ToString());
                item.SubItems.Add(loan.AlignDisbursementDate.ToShortDateString());

                if (loan.GetLastNonDeletedEvent() != null) item.SubItems.Add(loan.GetLastNonDeletedEvent().Date.ToShortDateString());
                else item.SubItems.Add("-");

                if (loan.NextInstallment != null)
                {
                    item.SubItems.Add(loan.NextInstallment.ExpectedDate.ToShortDateString());
                    item.SubItems.Add(
                        ServicesHelper.ConvertDecimalToString(loan.NextInstallment.Amount.Value));
                }
                else
                {
                    item.SubItems.Add("-");
                    item.SubItems.Add("-");
                }
                item.SubItems.Add(loan.CloseDate.ToShortDateString());
                if (member.LeftDate != null)
                    item.BackColor = Color.Red;
                listViewLoans.Items.Add(item);
            }
        }