public void TestAmericanFull()
{
var testResult = new NorthAmerican(DateTime.Now.AddYears(-36), Gender.Female, true, true);
Assert.IsNotNull(testResult.GetMother());
Assert.AreNotEqual(0, testResult.GetMother().GetChildrenAt(null));
Assert.IsNotNull(testResult.GetWealthAt(null));
}
public void NorthAmericanEduTestsChild()
{
var amer = new NorthAmerican(DateTime.Now.AddYears(-9), Gender.Female);
var testResult = new NorthAmericanEdu(amer);
Assert.IsNotNull(testResult);
Assert.IsNull(testResult.HighSchool);
Assert.IsNull(testResult.College);
}
public PersonalCreditScore(NorthAmerican american)
{
if (american == null)
return;
_american = american;
//need this to stay same for object lifecycle so repeated calls return same result.
FicoBaseValue = Etx.RandomValueInNormalDist(AVG_AMERICAN_FICO_SCORE, STD_DEV_FICO_SCORE);
}
public void NorthAmericanEduTests()
{
var amer = new NorthAmerican(NAmerUtil.GetWorkingAdultBirthDate(), Gender.Female);
var testResult = new NorthAmericanEdu(amer);
Assert.IsNotNull(testResult);
Assert.IsNotNull(testResult.HighSchool);
WriteLine(testResult.HighSchool);
WriteLine(testResult.College);
}
public void TestGetPaycheck()
{
var amer = new NorthAmerican(NAmerUtil.GetWorkingAdultBirthDate(), Gender.Female);
var testSubject = new NorthAmericanWealth(amer);
System.Diagnostics.Debug.WriteLine(string.Join(" ", amer.Age, amer.MaritialStatus, amer.Education, amer.Race));
var testResult = testSubject.GetYearlyIncome(null,1.0);
System.Diagnostics.Debug.WriteLine(testResult);
Assert.IsNotNull(testResult);
Assert.IsTrue(testResult.Amount > 0.0M);
}
public void TestCreditCardCtor()
{
var testInput = new NorthAmerican(NoFuture.Rand.Domus.NAmerUtil.GetWorkingAdultBirthDate(), Gender.Female);
var testSubject = new VisaCc(testInput, DateTime.Today, null);
Assert.IsNotNull(testSubject.Number);
Assert.IsFalse(string.IsNullOrWhiteSpace(testSubject.Number.Value));
Assert.IsFalse(string.IsNullOrWhiteSpace(testSubject.CardHolderName));
Assert.IsFalse(string.IsNullOrWhiteSpace(testSubject.Cvv));
System.Diagnostics.Debug.WriteLine(testSubject.ToString());
}
public void TestCreateRandomAmericanOpes()
{
var amer = new NorthAmerican(NAmerUtil.GetWorkingAdultBirthDate(), Gender.Female);
var testSubject = new NorthAmericanWealth(amer);
System.Diagnostics.Debug.WriteLine(string.Join(" ", amer.Age, amer.MaritialStatus, amer.Education, amer.Race));
testSubject.CreateRandomAmericanOpes();
Assert.IsTrue(testSubject.HomeDebt.Any());
Assert.IsTrue(testSubject.CheckingAccounts.Any());
Assert.IsTrue(testSubject.SavingAccounts.Any());
System.Diagnostics.Debug.WriteLine(testSubject.FinancialData.ToString());
}
public void TestGetMinPayment()
{
var testInput = new NorthAmerican(NoFuture.Rand.Domus.NAmerUtil.GetWorkingAdultBirthDate(), Gender.Female);
var testSubject = new CreditCardAccount(new VisaCc(testInput, new DateTime(2014,1,11), null), CreditCardAccount.DF_MIN_PMT_RATE, new Pecuniam(1800.0M));
testSubject.Pop(new DateTime(2014, 1, 11), new Pecuniam(63.32M));
testSubject.Pop(new DateTime(2014, 1, 11), new Pecuniam(7.54M));
testSubject.Pop(new DateTime(2014, 1, 12), new Pecuniam(139.47M));
testSubject.Pop(new DateTime(2014, 1, 12), new Pecuniam(2.38M));
testSubject.Pop(new DateTime(2014, 1, 14), new Pecuniam(57.89M));
testSubject.Pop(new DateTime(2014, 1, 14), new Pecuniam(10.09M));
testSubject.Pop(new DateTime(2014, 1, 15), new Pecuniam(7.78M));
testSubject.Pop(new DateTime(2014, 1, 15), new Pecuniam(52.13M));
testSubject.Pop(new DateTime(2014, 1, 15), new Pecuniam(22.95M));
testSubject.Pop(new DateTime(2014, 1, 16), new Pecuniam(47.59M));
testSubject.Pop(new DateTime(2014, 1, 17), new Pecuniam(703.65M));
testSubject.Pop(new DateTime(2014, 1, 17), new Pecuniam(32.11M));
testSubject.Pop(new DateTime(2014, 1, 17), new Pecuniam(12.83M));
testSubject.Pop(new DateTime(2014, 1, 18), new Pecuniam(60.83M));
testSubject.Pop(new DateTime(2014, 1, 20), new Pecuniam(57.64M));
testSubject.Pop(new DateTime(2014, 1, 20), new Pecuniam(49.07M));
testSubject.Pop(new DateTime(2014, 1, 21), new Pecuniam(3.55M));
testSubject.Pop(new DateTime(2014, 1, 24), new Pecuniam(6.94M));
testSubject.Pop(new DateTime(2014, 1, 25), new Pecuniam(6.94M));
testSubject.Pop(new DateTime(2014, 1, 27), new Pecuniam(10.61M));
testSubject.Pop(new DateTime(2014, 1, 27), new Pecuniam(50.73M));
testSubject.Pop(new DateTime(2014, 1, 28), new Pecuniam(8.32M));
var testResult = testSubject.GetMinPayment(new DateTime(2014, 1, 28));
Assert.AreEqual(-17.68M, testResult.Amount);
System.Diagnostics.Debug.WriteLine(testResult);
System.Diagnostics.Debug.WriteLine(testSubject.GetValueAt(new DateTime(2014, 1, 28)));
testSubject.Pop(new DateTime(2014, 1, 30), new Pecuniam(61.28M));
testSubject.Pop(new DateTime(2014, 2, 1), new Pecuniam(23.11M));
testSubject.Pop(new DateTime(2014, 2, 2), new Pecuniam(9.83M));
testSubject.Pop(new DateTime(2014, 2, 3), new Pecuniam(8.53M));
testSubject.Pop(new DateTime(2014, 2, 3), new Pecuniam(2.09M));
testSubject.Pop(new DateTime(2014, 2, 4), new Pecuniam(7.79M));
testSubject.Pop(new DateTime(2014, 2, 6), new Pecuniam(47.24M));
testSubject.Pop(new DateTime(2014, 2, 7), new Pecuniam(55.95M));
testSubject.Pop(new DateTime(2014, 2, 7), new Pecuniam(30.1M));
testSubject.Pop(new DateTime(2014, 2, 8), new Pecuniam(37.39M));
testSubject.Pop(new DateTime(2014, 2, 10), new Pecuniam(3.91M));
}
public void TestGetRandomCcDebt()
{
var amer = new NorthAmerican(NAmerUtil.GetWorkingAdultBirthDate(), Gender.Female);
var testSubject = new NorthAmericanWealth(amer);
testSubject.AddSingleCcDebt();
Assert.IsTrue(testSubject.CreditCardDebt.Any());
var testResult = testSubject.CreditCardDebt.First() as CreditCardAccount;
Assert.IsNotNull(testResult);
System.Diagnostics.Debug.WriteLine(testResult.Cc.CardHolderSince);
System.Diagnostics.Debug.WriteLine(testResult.Max);
System.Diagnostics.Debug.WriteLine(testResult.TradeLine.Balance.ToString());
}
public void AmericanTests()
{
var testDob = new DateTime(1974,5,6);
var testResult = new NorthAmerican(testDob, Gender.Female);
Assert.IsNotNull(testResult);
Assert.AreNotEqual(Gender.Unknown, testResult.MyGender);
Assert.IsFalse(string.IsNullOrWhiteSpace(testResult.LastName));
Assert.IsFalse(string.IsNullOrWhiteSpace(testResult.FirstName));
Assert.IsNotNull(testResult.BirthCert);
Assert.IsNotNull(testResult.Address);
Assert.IsNotNull(testResult.Address.HomeCityArea);
Assert.IsInstanceOfType(testResult.Address.HomeCityArea, typeof(UsCityStateZip));
Assert.IsNotNull(((UsCityStateZip)testResult.Address.HomeCityArea).State);
Assert.IsNotNull(testResult.DriversLicense);
//Assert.IsNotNull(testResult.GetMother());
//Assert.AreNotEqual(0, testResult.GetMother().GetChildrenAt(null));
}
public void TestGetRandomBankAccount()
{
var p = new NorthAmerican(NAmerUtil.GetWorkingAdultBirthDate(), Gender.Female);
var testResult = CheckingAccount.GetRandomCheckingAcct(p);
Assert.IsNotNull(testResult);
Assert.IsNotNull(testResult.Id);
System.Diagnostics.Debug.WriteLine(testResult.Id.Value);
testResult = CheckingAccount.GetRandomCheckingAcct(p);
Assert.IsNotNull(testResult.Id);
Assert.IsNotNull(testResult.Bank);
System.Diagnostics.Debug.WriteLine(testResult.Id.Value);
System.Diagnostics.Debug.WriteLine(testResult.Bank.Name);
}
public DriversLicense IssueNewLicense(NorthAmerican amer, DateTime? issuedDate = null)
{
if(format == null || !format.Any() || IssuingState == null)
throw new ItsDeadJim("Cannot issue a DL with having a DL Format and IssuingState");
if (amer == null)
return new DriversLicense(format, IssuingState);
var dl = new DriversLicense(format, IssuingState)
{
Dob = amer.BirthCert.DateOfBirth,
FullLegalName = string.Join(" ", amer.FirstName.ToUpper(), amer.MiddleName.ToUpper(),
amer.LastName.ToUpper()),
Gender = amer.MyGender,
PrincipalResidence = amer.Address.ToString(),
IssuedDate = issuedDate ?? Etx.Date(-5, DateTime.Today)
};
return dl;
}
/// <summary>
/// Creates random transaction history.
/// </summary>
/// <param name="american"></param>
/// <param name="isRenting">Optional, force the generated instance as renting (instead of mortgage)</param>
public NorthAmericanWealth(NorthAmerican american, bool isRenting = false)
{
if(american == null)
throw new ArgumentNullException(nameof(american));
_amer = american;
var usCityArea = _amer.Address.HomeCityArea as UsCityStateZip;
if (usCityArea == null)
return;
CreditScore = new PersonalCreditScore(american);
//determine if renting or own
_isRenting = isRenting || GetIsLeaseResidence(usCityArea);
var edu = _amer.Education?.EduLevel ?? (OccidentalEdu.HighSchool | OccidentalEdu.Grad);
var race = _amer.Race;
var region = usCityArea.State?.GetStateData()?.Region ?? AmericanRegion.Midwest;
_homeDebtFactor = GetFactor(FactorTables.HomeDebt, edu, race, region, _amer.Age, _amer.MyGender,
_amer.MaritialStatus);
_vehicleDebtFactor = GetFactor(FactorTables.VehicleDebt, edu, race, region, _amer.Age, _amer.MyGender,
_amer.MaritialStatus);
_ccDebtFactor = GetFactor(FactorTables.CreditCardDebt, edu, race, region, _amer.Age, _amer.MyGender,
_amer.MaritialStatus);
_savingAcctFactor = GetFactor(FactorTables.SavingsAccount, edu, race, region, _amer.Age, _amer.MyGender,
_amer.MaritialStatus);
_checkingAcctFactor = GetFactor(FactorTables.CheckingAccount, edu, race, region, _amer.Age, _amer.MyGender,
_amer.MaritialStatus);
_netWorthFactor = GetFactor(FactorTables.NetWorth, edu, race, region, _amer.Age, _amer.MyGender,
_amer.MaritialStatus);
_homeEquityFactor = GetFactor(FactorTables.HomeEquity, edu, race, region, _amer.Age, _amer.MyGender,
_amer.MaritialStatus);
_vehicleEquityFactor = GetFactor(FactorTables.VehicleEquity, edu, race, region, _amer.Age, _amer.MyGender,
_amer.MaritialStatus);
var payBase = new Pecuniam(2000);
Func<Pecuniam, double> calcMonthlyPay =
pecuniam => Math.Round((double)GetYearlyIncome(pecuniam, _netWorthFactor).Amount / 12, 2);
Paycheck = Math.Round(calcMonthlyPay(payBase) / 2, 2).ToPecuniam();
}
/// <summary>
/// Utility method to dump all the spouse data on an instance of <see cref="NorthAmerican"/>
/// </summary>
/// <param name="nAmer"></param>
/// <returns></returns>
public static List<Spouse> DumpAllSpouses(NorthAmerican nAmer)
{
return nAmer._spouses.ToList();
}
public void TestNorthAmericanWithFamily()
{
var testResult = new NoFuture.Rand.Domus.NorthAmerican(DateTime.Now.AddYears(-40), Gender.Female, true, false );
Assert.IsNotNull(testResult.GetMother());
Assert.IsNotNull(testResult.GetFather());
}
/// <summary>
/// Sets <see cref="thisPerson"/> home-related data to the same values of <see cref="livesWithThisOne"/>
/// </summary>
/// <param name="thisPerson"></param>
/// <param name="livesWithThisOne"></param>
public static void SetNAmerCohabitants(NorthAmerican thisPerson, NorthAmerican livesWithThisOne)
{
if (thisPerson == null || livesWithThisOne == null)
return;
var addrMatchTo = livesWithThisOne.GetAddressAt(null);
if (addrMatchTo == null)
return;
thisPerson.UpsertAddress(addrMatchTo);
thisPerson._phoneNumbers.Clear();
if (livesWithThisOne._phoneNumbers.Any(p => p.Item1 == KindsOfLabels.Home))
{
thisPerson._phoneNumbers.Add(livesWithThisOne._phoneNumbers.First(p => p.Item1 == KindsOfLabels.Home));
}
if (thisPerson.GetAgeAt(null) >= 12 && !String.IsNullOrWhiteSpace(addrMatchTo.HomeCityArea?.GetPostalCodePrefix()))
thisPerson._phoneNumbers.Add(new Tuple<KindsOfLabels, NorthAmericanPhone>(KindsOfLabels.Mobile,
Phone.American(addrMatchTo.HomeCityArea.GetPostalCodePrefix())));
}
/// <summary>
/// Returns a new <see cref="IPerson"/> representing a
/// parent of the specified <see cref="gender"/> having a realistic age
/// from the <see cref="childDob"/>.
/// </summary>
/// <param name="childDob"></param>
/// <param name="eq"></param>
/// <param name="gender"></param>
/// <returns></returns>
public static IPerson SolveForParent(DateTime childDob, LinearEquation eq, Gender gender)
{
//move to a date 1 - 6 years prior the Person's dob
var dtPm = childDob.AddYears(-1 * Etx.IntNumber(1, 6)).AddDays(Etx.IntNumber(1, 360));
//calc the age of marriable person at this time
var avgAgeCouldMarry =
eq.SolveForY(dtPm.ToDouble());
//move the adjusted child-dob date back by calc'ed years
var parentDob = dtPm.AddYears(Convert.ToInt32(Math.Round(avgAgeCouldMarry, 0))*-1);
var aParent = new NorthAmerican(parentDob, gender, false, false);
return aParent;
}
public void TestGetRandomHomeLoan()
{
var amer = new NorthAmerican(NAmerUtil.GetWorkingAdultBirthDate(), Gender.Female);
var testSubject = new NorthAmericanWealth(amer);
testSubject.AddMortgage();
var homeLoan = testSubject.HomeDebt.FirstOrDefault() as FixedRateLoan;
Assert.IsNotNull(homeLoan);
System.Diagnostics.Debug.WriteLine(homeLoan.TradeLine.Balance.ToString());
}
public void TestResolveParents()
{
var testResult = new NoFuture.Rand.Domus.NorthAmerican(DateTime.Now.AddYears(-40), Gender.Female);
Assert.IsNull(testResult.GetMother());
Assert.IsNull(testResult.GetFather());
testResult.ResolveParents();
Assert.IsNotNull(testResult.GetMother());
Assert.IsNotNull(testResult.GetFather());
}
public void TestGetMaritalStatus()
{
var testSubject = new NoFuture.Rand.Domus.NorthAmerican(DateTime.Now.AddYears(-40), Gender.Female);
var testResult = testSubject.GetMaritalStatusAt(null);
Assert.AreNotEqual(MaritialStatus.Unknown, testResult);
WriteLine(testResult);
testResult = testSubject.GetMaritalStatusAt(DateTime.Now.AddYears(-10));
Assert.AreNotEqual(MaritialStatus.Unknown, testResult);
WriteLine(testResult);
}
public void TestIsValidDobOfChild()
{
var testPerson = new NorthAmerican(new DateTime(1955,6,20), Gender.Female, false, false);
testPerson._children.Add(new Child(new NorthAmerican(new DateTime(1976, 10, 2), Gender.Female, false, false)));
testPerson._children.Add(new Child(new NorthAmerican(new DateTime(1986, 3, 11), Gender.Female, false, false)));
testPerson._children.Add(new Child(new NorthAmerican(new DateTime(1982, 12, 30), Gender.Female, false, false)));
var testDob = new DateTime(1985, 9, 10);//conception ~ 12/4/1984
var testResult = testPerson.IsValidDobOfChild(testDob);
//invalid: dob during prev preg
Assert.IsFalse(testResult);
testDob = testDob.AddDays(313);//conception ~ 10/13/1985, dob ~ 7/20/1986
//invalid: conception during prev preg
testResult = testPerson.IsValidDobOfChild(testDob);
Assert.IsFalse(testResult);
testDob = testDob.AddDays(313);//conception ~ 8/22/1986, dob 5/29/1987
//valid: conception ~ 5 months after prev birth
testResult = testPerson.IsValidDobOfChild(testDob);
Assert.IsTrue(testResult);
testPerson = new NorthAmerican(new DateTime(1982,4,13), Gender.Female, false, false);
testPerson._children.Add(new Child(new NorthAmerican(new DateTime(2007, 8, 30), Gender.Male)));
testPerson._children.Add(new Child(new NorthAmerican(new DateTime(2009, 12, 20), Gender.Female)));
testDob = new DateTime(2009,3,6);
Assert.IsFalse(testPerson.IsValidDobOfChild(testDob));
testDob = testDob.AddDays(280 + 28);
Assert.IsFalse(testPerson.IsValidDobOfChild(testDob));
testDob = testDob.AddDays(280 + 28);
testResult = testPerson.IsValidDobOfChild(testDob);
Assert.IsTrue(testResult);
WriteLine(testDob);
}
public void TestGetSpouseAt()
{
//test with full timestamps
var firstMarriageDate = new DateTime(DateTime.Today.Year - 15, 8, 8, DateTime.Now.Hour, DateTime.Now.Minute,
DateTime.Now.Second);
var firstDivorceDate = new DateTime(DateTime.Today.Year - 3, 2, 14, DateTime.Now.Hour, DateTime.Now.Minute,
DateTime.Now.Second);
var secondMarriageDate = new DateTime((DateTime.Today.Year - 1), 12, 23, DateTime.Now.Hour, DateTime.Now.Minute,
DateTime.Now.Second);
var testPerson = new NorthAmerican(new DateTime((DateTime.Today.Year - 42), 6, 20), Gender.Female);
var firstSpouse = new NorthAmerican(new DateTime((DateTime.Today.Year - 46), 4, 4), Gender.Male);
testPerson.AddNewSpouseToList(firstSpouse, firstMarriageDate, firstDivorceDate);
var secondSpouse = new NorthAmerican(new DateTime((DateTime.Today.Year - 43), 12, 16), Gender.Male);
testPerson.AddNewSpouseToList(secondSpouse, secondMarriageDate);
//expect true when on day-of-wedding
var testResult = testPerson.GetSpouseAt(firstMarriageDate);
Assert.IsNotNull(testResult);
Assert.IsNotNull(testResult.Est);
Assert.IsTrue(testResult.Est.Equals(firstSpouse));
//expect false for day of separated
testResult = testPerson.GetSpouseAt(firstDivorceDate);
Assert.IsNull(testResult);
//expect true any time between
for (var i = firstMarriageDate.Year + 1; i < firstDivorceDate.Year; i++)
{
for (var j = 1; j < 13; j++)
{
testResult = testPerson.GetSpouseAt(new DateTime(i, j, 8));
Assert.IsNotNull(testResult);
Assert.IsNotNull(testResult.Est);
Assert.IsTrue(testResult.Est.Equals(firstSpouse));
}
}
//expect false day directly before second marriage
testResult = testPerson.GetSpouseAt(secondMarriageDate.Date.AddMilliseconds(-1));
Assert.IsNull(testResult);
testResult = testPerson.GetSpouseAt(secondMarriageDate.Date);
Assert.IsNotNull(testResult);
Assert.IsNotNull(testResult.Est);
Assert.IsTrue(testResult.Est.Equals(secondSpouse));
}
public void TestGetRandomRent()
{
var amer = new NorthAmerican(NAmerUtil.GetWorkingAdultBirthDate(), Gender.Female);
var testSubject = new NorthAmericanWealth(amer, true);
testSubject.AddRent();
var rent = testSubject.HomeDebt.FirstOrDefault() as Rent;
Assert.IsNotNull(rent);
System.Diagnostics.Debug.WriteLine(rent.TradeLine.Balance.ToString());
}
public void TestGetRandomVehicle()
{
var amer = new NorthAmerican(NAmerUtil.GetWorkingAdultBirthDate(), Gender.Female);
var testSubject = new NorthAmericanWealth(amer);
System.Diagnostics.Debug.WriteLine(string.Join(" ", amer.Age, amer.MaritialStatus, amer.Education, amer.Race));
var testResult = testSubject.AddVehicleLoan();
Assert.IsNotNull(testResult);
if (testSubject.VehicleDebt.Any())
{
var testResultSfrl = testSubject.VehicleDebt.First() as NoFuture.Rand.Data.Sp.SecuredFixedRateLoan;
Assert.IsNotNull(testResultSfrl);
System.Diagnostics.Debug.WriteLine(testResultSfrl.Description);
Assert.IsNotNull( testResultSfrl.PropertyId);
}
}
/// <summary>
/// Add a random <see cref="IPerson"/> to the Children collection.
/// </summary>
/// <param name="myChildDob">
/// This will be adusted up by when the Birth Date would occur during the pregnancy
/// of a sibling unless it is the exact same date (twins).
/// </param>
protected internal void AddNewChildToList(DateTime myChildDob)
{
if (MyGender == Gender.Male)
return;
var dt = DateTime.Now;
DateTime dtOut;
if (IsTwin(myChildDob, out dtOut) && DateTime.Compare(dtOut, DateTime.MinValue) != 0)
{
myChildDob = dtOut;
}
else
{
//need to move Dob based on timing of siblings and biology of mother
while (!IsValidDobOfChild(myChildDob))
{
myChildDob = myChildDob.AddDays(PREG_DAYS + MS_DAYS);
}
}
var myChildeAge = CalcAge(myChildDob, dt);
var myChildGender = Etx.CoinToss ? Gender.Female : Gender.Male;
var isChildAdult = myChildeAge >= GetMyHomeStatesAgeOfMajority();
//look for spouse at and around Dob
var spouseAtChildDob = GetSpouseAt(myChildDob) ??
GetSpouseAt(myChildDob.AddDays(-1*(PREG_DAYS + MS_DAYS))) ??
GetSpouseAt(myChildDob.AddDays(PREG_DAYS + MS_DAYS));
var childLastName = string.IsNullOrWhiteSpace(spouseAtChildDob?.Est?.LastName) ||
spouseAtChildDob.Est?.MyGender == Gender.Female
? LastName
: spouseAtChildDob.Est?.LastName;
var nAmerChild = new NorthAmerican(myChildDob, myChildGender, this, spouseAtChildDob?.Est)
{
LastName = childLastName
};
//child has ref to father, father needs ref to child
var nAmerFather = spouseAtChildDob?.Est as NorthAmerican;
if (nAmerFather != null && nAmerFather.MyGender == Gender.Male
&& nAmerFather.Children.All(x => !nAmerChild.Equals(x.Est)))
{
nAmerFather._children.Add(new Child(nAmerChild));
}
//resolve spouse, no grand-children
if (isChildAdult)
{
nAmerChild.ResolveSpouse(NAmerUtil.GetMaritialStatus(myChildDob, myChildGender));
nAmerChild.AlignCohabitantsHomeDataAt(DateTime.Now, nAmerChild.GetAddressAt(null));
}
_children.Add(new Child(nAmerChild));
}
public void TestMakePayment()
{
var testInput = new NorthAmerican(NoFuture.Rand.Domus.NAmerUtil.GetWorkingAdultBirthDate(), Gender.Female);
var testSubject = new CreditCardAccount(new VisaCc(testInput, DateTime.Today.AddDays(-15), null), CreditCardAccount.DF_MIN_PMT_RATE, new Pecuniam(1800.0M));
}