private static OCurrency _PenaltiesPastDueLoansBalanceAsset(Loan pCredit, int writeOffDays)
{
OCurrency balance = 0;
if (!pCredit.Disbursed) return balance;
if (pCredit.GetPastDueDays(TimeProvider.Today) == 0) return balance;
if (pCredit.GetPastDueDays(TimeProvider.Today) > writeOffDays) return balance;
balance += pCredit.GetUnpaidLatePenalties(TimeProvider.Today);
return balance;
}
private static OCurrency _LoanLossReserveBalance(Loan pCredit, ProvisionTable pProvisionningTable, int writeOffDays)
{
OCurrency theoricBalance = 0;
if (!pCredit.Disbursed) return theoricBalance;
if (pCredit.GetPastDueDays(TimeProvider.Today) == 0) return theoricBalance;
if (pCredit.GetPastDueDays(TimeProvider.Today) > writeOffDays) return theoricBalance;
foreach (Installment installment in pCredit.InstallmentList)
{
if (installment.ExpectedDate >= TimeProvider.Today)
break;
theoricBalance += (installment.InterestsRepayment - installment.PaidInterests);
}
theoricBalance += pCredit.GetUnpaidLatePenalties(TimeProvider.Today);
int pastDueDays = pCredit.GetPastDueDays(TimeProvider.Today);
theoricBalance += pCredit.GetOlb() * Convert.ToDecimal(pProvisionningTable.GetProvisiningRateByNbOfDays(pastDueDays).Rate);
OCurrency realBalance = 0;
return theoricBalance > realBalance ? theoricBalance : realBalance;
}