} // GetRejectionInputData
/// <summary>
/// Main logic flow function to determine weather to auto reject the customer or not
/// </summary>
/// <param name="data">rejection input data</param>
public void MakeDecision(RejectionInputData data)
{
Trail.Init(data);
this.log.Debug("Secondary: checking if auto reject should take place for customer {0}...", this.customerId);
try {
CheckRejectionExceptions();
Trail.LockDecision();
CheckRejections();
} catch (Exception e) {
this.log.Error(e, "Exception during auto rejection.");
StepNoDecision <ExceptionThrown>().Init(e);
} // try
Trail.HasApprovalChance =
(!this.lowPersonalScore || !this.lowBusinessScore) &&
!this.unresolvedPersonalDefaults &&
!this.companyTooYoung;
Trail.DecideIfNotDecided();
this.log.Debug(
"Secondary: checking if auto reject should take place for customer {0} complete; {1}",
this.customerId,
Trail
);
} // MakeDecision
} // constructor
/// <summary>
/// Retrieves customer's rejection input data
/// </summary>
/// <param name="dataAsOf">optional parameter to retrieve historical data for rejection</param>
/// <returns></returns>
public RejectionInputData GetRejectionInputData(DateTime?dataAsOf)
{
DateTime now = dataAsOf ?? DateTime.UtcNow;
var model = new RejectionInputData();
AutoRejectionInputDataModelDb dbData = this.db.FillFirst <AutoRejectionInputDataModelDb>(
"AV_GetRejectionData",
CommandSpecies.StoredProcedure,
new QueryParameter("@CustomerId", this.customerId)
);
var originationTime = new OriginationTime(this.log);
this.db.ForEachRowSafe(
originationTime.Process,
"LoadCustomerMarketplaceOriginationTimes",
CommandSpecies.StoredProcedure,
new QueryParameter("CustomerId", this.customerId)
);
originationTime.FromExperian(dbData.IncorporationDate);
double days = originationTime.Since.HasValue ? (now - originationTime.Since.Value).TotalDays : 0;
CaisStatusesCalculation consumerCaisStatusesCalculation = new CaisStatusesCalculation(this.db, this.log);
List <CaisStatus> consumerCais = consumerCaisStatusesCalculation.GetConsumerCaisStatuses(this.customerId);
ConsumerLatesModel lates = consumerCaisStatusesCalculation.GetLates(
this.customerId,
now,
this.configs.RejectionLastValidLate,
this.configs.Reject_LateLastMonthsNum,
consumerCais
);
var consumerDefaults = consumerCaisStatusesCalculation.GetDefaults(
this.customerId,
now,
this.configs.Reject_Defaults_Amount,
this.configs.Reject_Defaults_MonthsNum,
consumerCais
);
var businessCais = this.dbHelper.GetBusinessCaisStatuses(this.customerId);
var businessDefaults = consumerCaisStatusesCalculation.GetDefaults(
this.customerId,
now,
this.configs.Reject_Defaults_CompanyAmount,
this.configs.Reject_Defaults_CompanyMonthsNum,
businessCais
);
RejectionTurnover turnover = GetTurnoverForRejection(now);
var data = new RejectionInputData {
IsBrokerClient = dbData.IsBrokerClient,
CustomerStatus = dbData.CustomerStatus,
ConsumerScore = dbData.ExperianScore,
BusinessScore = dbData.CompanyScore,
WasApproved = dbData.WasApproved,
NumOfDefaultConsumerAccounts = consumerDefaults.NumOfDefaults,
NumOfDefaultBusinessAccounts = businessDefaults.NumOfDefaults,
DefaultAmountInConsumerAccounts = consumerDefaults.DefaultsAmount,
DefaultAmountInBusinessAccounts = businessDefaults.DefaultsAmount,
HasMpError = dbData.HasErrorMp,
HasCompanyFiles = dbData.HasCompanyFiles,
BusinessSeniorityDays = (int)days,
AnnualTurnover = turnover.Annual,
QuarterTurnover = turnover.Quarter,
NumOfLateConsumerAccounts = lates.NumOfLates,
ConsumerLateDays = lates.LateDays,
ConsumerDataTime = dbData.ConsumerDataTime,
};
model.Init(now, data, this.configs);
return(model);
} // GetRejectionInputData
} // constructor
public void Init(RejectionInputData data)
{
MyInputData.Init(data.DataAsOf, data, data);
} // Init
