public int CreditScore(PersonalLoanEntity p)
{
if (p.CreditScore >= 650)
{
return(1);
}
else if (p.CreditScore > 600 || p.CreditScore < 650)
{
return(2);
}
else
{
return(0);
}
}
//calculation of emi
//If account number,loan amount,tenure and credit score value not equals to null and 0 then emi is calculated
public float CalculateEmi(PersonalLoanEntity p)
{
if ((p.LoanAmount != 0) && (p.LoanAmount >= 50000) && (p.Tenure != 0) && (p.Tenure >= 10))
{
// personalLoan.Emi = CalculateEmi();
//float emi;
float r = personalLoan.RateOfInterest / (12 * 100); // one month rate of interest it is a static value
p.Tenure = p.Tenure * 12; // one month period
p.Emi = (p.LoanAmount * r * (float)Math.Pow(1 + r, p.Tenure)) / (float)(Math.Pow(1 + r, p.Tenure) - 1);
return(p.Emi);
}
else
{
return(0);
//throw new Exception("Please check and Enter the valid values");
}
}
public void AddPersonalLoan(PersonalLoanEntity p)
{
_personalLoans.Add(p);
ListOfPersonalLoanEntity();
}
public void AddPersonalLoan(PersonalLoanEntity pl)
{
personalLoanData.AddPersonalLoan(pl);
}
public static void Start()
{
Customer cus = new Customer();
PersonalLoanEntity pl = new PersonalLoanEntity(); //creating a object for personalloan entity
VehicleLoanEntity vl = new VehicleLoanEntity(); //creating a object for vehicleloan entity
PersonalLoanBusinessLogicLayer pb = new PersonalLoanBusinessLogicLayer(); //creating a object for personaloanbusinesslogiclayer
VehicleLoanBusinessLogicLayer vb = new VehicleLoanBusinessLogicLayer(); //creating a object for vehicleloanbusinesslogiclayer
char c = 'Y';
do
{
System.Console.WriteLine("*********WELCOME TO PECUNIA BANK***********\n");
System.Console.WriteLine("For LOAN ACCEPTANCE\n");
System.Console.WriteLine("1 - PERSONAL LOAN\n");
System.Console.WriteLine("2 - VEHICLE LOAN\n");
System.Console.WriteLine("3 - EXIT\n");
//switch case for checking whether to take personal loan or vehicle loan
int n;
n = int.Parse(System.Console.ReadLine());
switch (n)
{
//case 1 for personal loan
case 1:
System.Console.Write("\nEnter CustomerId : "); //Enter the customerId for personal loan
pl.CustomerId = (int.Parse(System.Console.ReadLine()));
/* pl.CustomerId = cus.CustomerId;
* Customer s = pb.GetCustomersByCustomerId(pl.CustomerId);
* WriteLine("Name" + s.CustomerName);
* WriteLine("Profession" + s.Profession);
* WriteLine("Address" + s.Address);
* WriteLine("AnnualIncome" + s.AnnualIncome );
* WriteLine("PanCardNumber" + s.PanCardNumber );
* WriteLine("AadharCardNumber" + s.AadharCardNumber );*/
System.Console.Write("\nEnter the CreditScore : "); //Enter the credit score for loan acceptance of personal loan
pl.CreditScore = (int.Parse(System.Console.ReadLine()));
if (pb.CreditScore(pl) == 1) //If credit score value greater than or equal to 650 loan is accepted
{
try
{
System.Console.Write("\nEnter the LoanAmount : "); //Enter the Loan amount for the personalloan
pl.LoanAmount = (float.Parse(System.Console.ReadLine()));
if (pl.LoanAmount >= 50000) //If loan amount is greater than 50000 it is accepted
{
pb.AddPersonalLoan(pl);
}
else
{
throw new PersonalLoanException("Amount Should be Greater than 50000"); //If loan amount is less than 50000 it is calculated
}
}
catch (PersonalLoanException ex)
{
Console.WriteLine(ex.Message);
//throw;
break;
}
try
{
System.Console.Write("\nEnter the Tenure in months : "); //Enter the tenure in months for the personalloan
pl.Tenure = (float.Parse(System.Console.ReadLine()));
if (pl.Tenure >= 10)
{
pb.AddPersonalLoan(pl);
}
else
{
throw new PersonalLoanException("Tenure should be greater than 10 months"); //Tenure should be greater than 10 months
}
}
catch (PersonalLoanException ex)
{
Console.WriteLine(ex.Message);
break;
}
pb.AddPersonalLoan(pl);
//enter the loanamount,tenure for calculation of emi
System.Console.WriteLine("\n Congratulations...............your loan is accepted");
if (pb.CalculateEmi(pl) == 0)
{
System.Console.WriteLine("sorry Your loan is rejected ");
}
else
{
Console.Write("\nThe Monthly EMI you have to pay is : " + pl.Emi); //EMI is calcuated
pb.AddPersonalLoan(pl);
}
}
else if (pb.CreditScore(pl) == 2)
{
Console.WriteLine(" \nYour Loan is in Pending status,please apply loan when your credit score is above 650\n");
}
else //if credit score value less than 650 loan is rejected
{
System.Console.WriteLine("sorry Your loan is rejected ");
}
break;
//case 2 for vehicleloan
case 2:
System.Console.Write("Enter the name of vehicle:"); //Enter the name of vehicle you want to buy
vl.NameOfVehicle = System.Console.ReadLine();
System.Console.Write("\nEnter CustomerId : "); //Enter the customerid for vehicle loan
vl.CustomerId = (int.Parse(System.Console.ReadLine()));
System.Console.Write("\nEnter the CreditScore : "); //Enter the credit score for your loan acceptance of vehicle loan
int q = (int.Parse(System.Console.ReadLine()));
vl.CreditScore = q;
if (vb.CreditScore(vl) == 1) //If credit score value greater than or equal to 650 loan is accepted
{
try
{
System.Console.Write("\nEnter the LoanAmount : "); //Enter the Loan amount for the personalloan
vl.LoanAmount = (float.Parse(System.Console.ReadLine()));
if (pl.LoanAmount >= 50000)
{
pb.AddPersonalLoan(pl);
}
else
{
throw new PersonalLoanException("Amount Should be Greater than 50000");
}
}
catch (PersonalLoanException ex)
{
Console.WriteLine(ex.Message);
break;
}
try
{
System.Console.Write("\nEnter the Tenure in months : "); //Enter the tenure in months for the personalloan
vl.Tenure = (float.Parse(System.Console.ReadLine()));
if (pl.Tenure >= 10)
{
pb.AddPersonalLoan(pl);
}
else
{
throw new PersonalLoanException("Tenure should be greater than 10 months"); //Tenure should be not less than 10months
}
}
catch (PersonalLoanException ex)
{
Console.WriteLine(ex.Message);
break;
}
vb.AddVehicleLoan(vl);
//enter the loanamount,tenure for calculation of emi
System.Console.WriteLine("\n Congratulations...............your loan is accepted"); //If loan is accepted congratulations message is displayed on the screen
if (vb.CalculateEmi(vl) == 0)
{
System.Console.WriteLine("sorry Your loan is rejected ");
}
else
{
Console.Write("\nThe Monthly EMI you have to pay is : " + vl.Emi); //Emi is calcualted
vb.AddVehicleLoan(vl);
}
}
else if (vb.CreditScore(vl) == 2)
{
Console.WriteLine(" \nYour Loan is in Pending status,please apply loan when your credit score is above 650\n");
}
else //if credit score value less than 650 loan is rejected
{
System.Console.WriteLine("sorry Your loan is rejected ");
}
break;
case 3:
Console.WriteLine("Thanks For Using PECUNIA BANK"); //Thankfull message once the process is completed
break;
default:
System.Console.WriteLine("\nplease choose the correct Option\n");
break;
}
Console.Write("\nIf You Want to Use Again Press Y/N : ");
c = char.Parse(Console.ReadLine());
} while (c == 'Y' || c == 'y');
}
