public void Test_LateLoanProcessingDoCalculationTwoTimes()
{
Loan myContract = _SetContract(1000, 0.03m, OLoanTypes.Flat, new NonRepaymentPenalties(0, 0, 0.003, 0), false, 1, new DateTime(2010, 6, 6), 6);
OpenCBS.CoreDomain.Contracts.Loans.LoanRepayment.Repayment.RepayLateInstallments.CalculateInstallments rLI =
_SetRepaymentOptions(myContract, false);
Assert.AreEqual(new DateTime(2010, 7, 6), myContract.GetInstallment(0).ExpectedDate);
Assert.AreEqual(new DateTime(2010, 8, 6), myContract.GetInstallment(1).ExpectedDate);
rLI.CalculateNewInstallmentsWithLateFees(new DateTime(2010, 10, 1));
// good loan to the bad loan
OverdueEvent e = myContract.GetOverdueEvent(new DateTime(2010, 10, 1));
Assert.AreEqual(e.Code, "GLBL");
e = myContract.GetOverdueEvent(new DateTime(2010, 10, 20));
Assert.AreEqual(e, null);
myContract.Repay(1, new DateTime(2010, 10, 20), 500, false, true);
//bad loan to the late loan
e = myContract.GetOverdueEvent(new DateTime(2010, 10, 21));
Assert.AreEqual(e.Code, "BLLL");
myContract.Repay(1, new DateTime(2010, 11, 6), 500, false, true);
//late loan to the good loan
e = myContract.GetOverdueEvent(new DateTime(2010, 11, 6));
Assert.AreEqual(e.Code, "LLGL");
Assert.AreEqual(e.OLB, 243m);
}
public void LateLoanProcessing()
{
foreach (Loan loan in _listLoan)
{
UpdateStatus("OverdueEventsProcessingForContract", " ->" + loan.Code);
OverdueEvent e = loan.GetOverdueEvent(TimeProvider.Now);
if (e != null)
{
_generatedEvents.Add(e);
}
}
}
private static OCurrency GetValue(OverdueEvent eventItem, ContractAccountingRule rule)
{
OCurrency amount = 0;
if (rule.EventAttribute.Name.ToLower() == "olb")
{
amount = eventItem.OLB;
}
if (rule.EventAttribute.Name.ToLower() == "overdue_principal")
{
amount = eventItem.OverduePrincipal;
}
return(amount);
}
public void Test_RescheduleLateLoanProcessing()
{
Loan myContract = _SetContract(1000, 0.03m, OLoanTypes.Flat, new NonRepaymentPenalties(0, 0, 0.003, 0), false, 1, new DateTime(2010, 6, 6), 6);
OpenCBS.CoreDomain.Contracts.Loans.LoanRepayment.Repayment.RepayLateInstallments.CalculateInstallments rLI =
_SetRepaymentOptions(myContract, false);
Assert.AreEqual(new DateTime(2010, 7, 6), myContract.GetInstallment(0).ExpectedDate);
Assert.AreEqual(new DateTime(2010, 8, 6), myContract.GetInstallment(1).ExpectedDate);
myContract.Repay(1, new DateTime(2010, 7, 6), 230, false, true);
myContract.Repay(2, new DateTime(2010, 8, 6), 230, false, true);
rLI.CalculateNewInstallmentsWithLateFees(new DateTime(2010, 10, 1));
ReschedulingOptions ro = new ReschedulingOptions
{
InterestRate = 0.04m,
NewInstallments = 2,
RepaymentDateOffset = 0,
ChargeInterestDuringShift = true,
ReschedulingDate = new DateTime(2010, 10, 1)
};
myContract.Reschedule(ro);
myContract.AddRecheduleTransformationEvent(ro.ReschedulingDate);
List <OverdueEvent> list = myContract.Events.GetOverdueEvents();
Assert.AreEqual(list[0].Code, "LLRL");
// good loan to the bad loan
OverdueEvent e = myContract.GetOverdueEvent(new DateTime(2010, 10, 1));
Assert.AreEqual(e.Code, "GLLL");
e = myContract.GetOverdueEvent(new DateTime(2010, 10, 20));
Assert.AreEqual(e, null);
myContract.Repay(1, new DateTime(2010, 10, 20), 500, false, true);
//bad loan to the late loan
e = myContract.GetOverdueEvent(new DateTime(2010, 10, 21));
Assert.AreEqual(e.Code, "LLGL");
myContract.Repay(1, new DateTime(2010, 11, 6), 500, false, true);
//late loan to the good loan
}
private void OverdueEventOrigination(OverdueEvent overdueEvent, Loan loanContract, SqlTransaction sqlTransac)
{
_eventManagement.AddLoanEvent(overdueEvent, loanContract.Id, sqlTransac);
}
