public decimal OutOfPocketMax(DeductibleType deductibleType)
{
switch (deductibleType)
{
case DeductibleType.Individual:
return IndividualOutOfPocketMax;
case DeductibleType.Family:
return FamilyOutOfPocketMax;
default:
throw new ApplicationException("Unkown deductible type.");
}
}
public decimal CalculateYearlyCost(Plan plan, decimal totalMedicalCosts, PremiumType premiumType, DeductibleType deductibleType = DeductibleType.Individual)
{
var premium = plan.Premium(premiumType);
var premiumCost = premium.Cost * PremiumMultiplierFactory.GetMultipler(premium.Frequency);
var deductibleAmount = plan.Deductible(deductibleType);
var costsDuringDeductible = Math.Min(deductibleAmount, totalMedicalCosts);
var outOfPocketMax = plan.OutOfPocketMax(deductibleType);
var costsUnderOutOfPocketMax = Math.Min((totalMedicalCosts - costsDuringDeductible) * plan.CoinsurancePercentage, outOfPocketMax - deductibleAmount);
return premiumCost + costsDuringDeductible + costsUnderOutOfPocketMax;
}
public CoveragePricedType()
{
this._deductible = new DeductibleType();
this._charge = new VehicleChargeType();
this._coverage = new CoverageType();
}
