public async Task <GraphDataDto> GenGraphData(AutumnUserDto userInfo)
{
try
{
userInfo.ReturnRate = 0;
var countryData = _countryRepository.FirstOrDefault(userInfo.CountryId);
GraphDataDto data = new GraphDataDto()
{
CurrentAge = userInfo.Age,
DesRetSum = userInfo.DesiredRetirementSum == null ? 0 : (double)userInfo.DesiredRetirementSum,
LifeExpectancy = countryData.LifeExpectancy,
LikRetLegacies = new List <double>(),
LikRetSums = new List <double>(),
RetirementAges = new List <int>()
};
if (userInfo.RetirementGoalOptions == RetirementGoalsEnumDto.DesiredRetirementSum ||
userInfo.RetirementGoalOptions == RetirementGoalsEnumDto.DesiredRetirementIncome ||
userInfo.RetirementGoalOptions == RetirementGoalsEnumDto.DesiredRetirementAge)
{
userInfo.DesiredLegacyAmount = 0;
}
for (int i = userInfo.Age + 1, j = 0; i < countryData.LifeExpectancy; i++)
{
data.RetirementAges.Add(i);
switch (userInfo.RetirementGoalOptions)
{
//Variable legacy
case RetirementGoalsEnumDto.DesiredRetirementSum:
userInfo.DesiredRetirementIncome = FinancialCalculations.PMT((double)userInfo.ReturnRate, i - userInfo.Age, -(double)userInfo.DesiredRetirementSum, (double)userInfo.DesiredLegacyAmount) / 12;
userInfo.InitialNet = userInfo.InitialSaved - userInfo.InitialOwed;
//userInfo.RequiredSavings = FinancialCalculations.PMT((double)userInfo.ReturnRate, i - userInfo.Age, (double)userInfo.InitialNet, -(double)userInfo.DesiredRetirementSum) / 12;
userInfo.TotalMonthlySavings = userInfo.TotalMonthlyIncome - userInfo.TotalMonthlyExpences;
data.LikRetSums.Add(FinancialCalculations.FV((double)userInfo.ReturnRate, i - userInfo.Age, (double)userInfo.TotalMonthlySavings * -12, (double)-userInfo.InitialNet) * (Math.Pow(1 + (double)userInfo.ReturnRate, i - userInfo.Age)));
data.LikRetLegacies.Add(FinancialCalculations.FV((double)userInfo.ReturnRate, countryData.LifeExpectancy - i, (double)userInfo.DesiredRetirementIncome * 12, -(double)data.LikRetSums[j]));
break;
//Variable legacy
case RetirementGoalsEnumDto.DesiredRetirementIncome:
userInfo.DesiredRetirementSum = FinancialCalculations.PV((double)userInfo.ReturnRate, countryData.LifeExpectancy - i, (double)userInfo.DesiredRetirementIncome * -12, (double)userInfo.DesiredLegacyAmount) * (Math.Pow(1 + (double)userInfo.ReturnRate, i - userInfo.Age));
userInfo.InitialNet = userInfo.InitialSaved - userInfo.InitialOwed;
//userInfo.RequiredSavings = FinancialCalculations.PMT((double)userInfo.ReturnRate, i - userInfo.Age, (double)userInfo.InitialNet, -(double)userInfo.DesiredRetirementSum) / 12;
userInfo.TotalMonthlySavings = userInfo.TotalMonthlyIncome - userInfo.TotalMonthlyExpences;
data.LikRetSums.Add(FinancialCalculations.FV((double)userInfo.ReturnRate, i - userInfo.Age, (double)userInfo.TotalMonthlySavings * -12, (double)-userInfo.InitialNet) * Math.Pow(1 + (double)userInfo.ReturnRate, i - userInfo.Age));
data.LikRetLegacies.Add(FinancialCalculations.FV((double)userInfo.ReturnRate, countryData.LifeExpectancy - i, (double)userInfo.DesiredRetirementIncome * 12, -(double)data.LikRetSums[j]));
break;
//Variable age
case RetirementGoalsEnumDto.DesiredLegacyAmount:
userInfo.DesiredRetirementAge = i;
userInfo.DesiredRetirementSum = FinancialCalculations.PV((double)userInfo.ReturnRate, countryData.LifeExpectancy - i, (double)userInfo.DesiredRetirementIncome * -12, (double)userInfo.DesiredLegacyAmount) * (Math.Pow(1 + (double)userInfo.ReturnRate, i - userInfo.Age));
userInfo.InitialNet = userInfo.InitialSaved - userInfo.InitialOwed;
userInfo.TotalMonthlySavings = userInfo.TotalMonthlyIncome - userInfo.TotalMonthlyExpences;
//userInfo.RequiredSavings = FinancialCalculations.PMT((double)userInfo.ReturnRate, i - userInfo.Age, (double)userInfo.InitialNet, -(double)userInfo.DesiredRetirementSum) / 12;
data.LikRetSums.Add(FinancialCalculations.FV((double)userInfo.ReturnRate, i - userInfo.Age, (double)userInfo.InitialNet * -12, (double)-userInfo.InitialNet) * Math.Pow(1 + (double)userInfo.ReturnRate, i - userInfo.Age));
//userInfo.LikelyRetirementAge = Math.Round((((double)userInfo.DesiredRetirementSum - (double)data.LikRetSums[j]) / (((double)userInfo.TotalMonthlySavings + (double)userInfo.DesiredRetirementIncome) * 12)) + i, MidpointRounding.AwayFromZero);
break;
//Variable legacy
case RetirementGoalsEnumDto.DesiredRetirementAge:
userInfo.DesiredRetirementSum = FinancialCalculations.PV((double)userInfo.ReturnRate, countryData.LifeExpectancy - i, (double)userInfo.DesiredRetirementIncome * -12, (double)userInfo.DesiredLegacyAmount) * (Math.Pow(1 + (double)userInfo.ReturnRate, i - userInfo.Age));
userInfo.InitialNet = userInfo.InitialSaved - userInfo.InitialOwed;
//userInfo.RequiredSavings = FinancialCalculations.PMT((double)userInfo.ReturnRate, i - userInfo.Age, (double)userInfo.InitialNet, -(double)userInfo.DesiredRetirementSum) / 12;
userInfo.TotalMonthlySavings = userInfo.TotalMonthlyIncome - userInfo.TotalMonthlyExpences;
data.LikRetSums.Add(FinancialCalculations.FV((double)userInfo.ReturnRate, i - userInfo.Age, (double)userInfo.TotalMonthlySavings * -12, (double)-userInfo.InitialNet) * Math.Pow(1 + (double)userInfo.ReturnRate, i - userInfo.Age));
data.LikRetLegacies.Add(FinancialCalculations.FV((double)userInfo.ReturnRate, countryData.LifeExpectancy - i, (double)userInfo.DesiredRetirementIncome * 12, -(double)data.LikRetSums[j]));
break;
case RetirementGoalsEnumDto.PlaceToLiveAfterRetirement:
break;
default:
userInfo.DesiredRetirementAge = i;
userInfo.DesiredLegacyAmount = 0;
break;
}
}
return(data);
}
catch (UserFriendlyException e)
{
throw new UserFriendlyException(e.Message);
}
catch (Exception e)
{
throw new Exception(e.Message);
}
}
public async Task CreateUser(AutumnUserDto input)
{
try
{
var user = ObjectMapper.Map <User>(input); //Passwords is not mapped (see mapping configuration)
user.TenantId = null;
await UserManager.InitializeOptionsAsync(AbpSession.TenantId);
foreach (var validator in _passwordValidators)
{
CheckErrors(await validator.ValidateAsync(UserManager, user, input.Password));
}
user.Password = _passwordHasher.HashPassword(user, input.Password);
user.Surname = "xyz";
//Assign roles
var role = await _roleManager.GetRoleByNameAsync(StaticRoleNames.Host.User);
user.Roles = new Collection <UserRole>();
user.CreatorUserId = null;
user.DeleterUserId = null;
user.LastModifierUserId = null;
user.Roles.Add(new UserRole(null, user.Id, role.Id));
CheckErrors(await UserManager.CreateAsync(user));
await CurrentUnitOfWork.SaveChangesAsync(); //To get new user's Id.
//Notifications
await _notificationSubscriptionManager.SubscribeToAllAvailableNotificationsAsync(user.ToUserIdentifier());
await _appNotifier.WelcomeToTheApplicationAsync(user);
//Organization Units
//await UserManager.SetOrganizationUnitsAsync(user, input.OrganizationUnits.ToArray());
//Send activation email
//if (input.SendActivationEmail)
//{
// user.SetNewEmailConfirmationCode();
// await _userEmailer.SendEmailActivationLinkAsync(
// user,
// AppUrlService.CreateEmailActivationUrlFormat(AbpSession.TenantId),
// input.User.Password
// );
//}
var userRetirementPlan = ObjectMapper.Map <UserRetirementPlanDto>(input);
userRetirementPlan.UserId = user.Id;
userRetirementPlan.ReturnRate = 0;
var countryData = _countryRepository.FirstOrDefault((int)user.CountryId);
switch (userRetirementPlan.RetirementGoalOptions)
{
//Variable legacy
case RetirementGoalsEnumDto.DesiredRetirementSum:
if (userRetirementPlan.DesiredLegacyAmount == null)
{
userRetirementPlan.DesiredLegacyAmount = 0;
}
userRetirementPlan.DesiredRetirementIncome = FinancialCalculations.PMT((double)userRetirementPlan.ReturnRate, (double)userRetirementPlan.DesiredRetirementAge - (double)user.Age, -(double)userRetirementPlan.DesiredRetirementSum, (double)userRetirementPlan.DesiredLegacyAmount) / 12;
userRetirementPlan.InitialNet = userRetirementPlan.InitialSaved - userRetirementPlan.InitialOwed;
userRetirementPlan.RequiredSavings = FinancialCalculations.PMT((double)userRetirementPlan.ReturnRate, (double)userRetirementPlan.DesiredRetirementAge - (double)user.Age, (double)userRetirementPlan.InitialNet, -(double)userRetirementPlan.DesiredRetirementSum) / 12;
userRetirementPlan.TotalMonthlySavings = userRetirementPlan.TotalMonthlyIncome - userRetirementPlan.TotalMonthlyExpences;
userRetirementPlan.LikelyRetirementSum = FinancialCalculations.FV((double)userRetirementPlan.ReturnRate, (double)userRetirementPlan.DesiredRetirementAge - (double)user.Age, (double)userRetirementPlan.TotalMonthlySavings * -12, (double)-userRetirementPlan.InitialNet) * (Math.Pow(1 + (double)userRetirementPlan.ReturnRate, (double)userRetirementPlan.DesiredRetirementAge - (double)user.Age));
userRetirementPlan.LikelyRetirementLegacy = FinancialCalculations.FV((double)userRetirementPlan.ReturnRate, countryData.LifeExpectancy - (double)userRetirementPlan.DesiredRetirementAge, (double)userRetirementPlan.DesiredRetirementIncome * 12, -(double)userRetirementPlan.LikelyRetirementSum);
break;
//Variable legacy
case RetirementGoalsEnumDto.DesiredRetirementIncome:
if (userRetirementPlan.DesiredLegacyAmount == null)
{
userRetirementPlan.DesiredLegacyAmount = 0;
}
userRetirementPlan.DesiredRetirementSum = FinancialCalculations.PV((double)userRetirementPlan.ReturnRate, countryData.LifeExpectancy - (double)userRetirementPlan.DesiredRetirementAge, (double)userRetirementPlan.DesiredRetirementIncome * -12, (double)userRetirementPlan.DesiredLegacyAmount) * (Math.Pow(1 + (double)userRetirementPlan.ReturnRate, (double)userRetirementPlan.DesiredRetirementAge - (double)user.Age));
userRetirementPlan.InitialNet = userRetirementPlan.InitialSaved - userRetirementPlan.InitialOwed;
userRetirementPlan.RequiredSavings = FinancialCalculations.PMT((double)userRetirementPlan.ReturnRate, (double)userRetirementPlan.DesiredRetirementAge - (double)user.Age, (double)userRetirementPlan.InitialNet, -(double)userRetirementPlan.DesiredRetirementSum) / 12;
userRetirementPlan.TotalMonthlySavings = userRetirementPlan.TotalMonthlyIncome - userRetirementPlan.TotalMonthlyExpences;
userRetirementPlan.LikelyRetirementSum = FinancialCalculations.FV((double)userRetirementPlan.ReturnRate, (double)userRetirementPlan.DesiredRetirementAge - (double)user.Age, (double)userRetirementPlan.TotalMonthlySavings * -12, (double)-userRetirementPlan.InitialNet) * (Math.Pow(1 + (double)userRetirementPlan.ReturnRate, (double)userRetirementPlan.DesiredRetirementAge - (double)user.Age));
userRetirementPlan.LikelyRetirementLegacy = FinancialCalculations.FV((double)userRetirementPlan.ReturnRate, countryData.LifeExpectancy - (double)userRetirementPlan.DesiredRetirementAge, (double)userRetirementPlan.DesiredRetirementIncome * 12, -(double)userRetirementPlan.LikelyRetirementSum);
break;
//Variable age
case RetirementGoalsEnumDto.DesiredLegacyAmount:
userRetirementPlan.DesiredRetirementAge = countryData.RetirementAge;
userRetirementPlan.DesiredRetirementSum = FinancialCalculations.PV((double)userRetirementPlan.ReturnRate, countryData.LifeExpectancy - (double)userRetirementPlan.DesiredRetirementAge, (double)userRetirementPlan.DesiredRetirementIncome * -12, (double)userRetirementPlan.DesiredLegacyAmount) * (Math.Pow(1 + (double)userRetirementPlan.ReturnRate, (double)userRetirementPlan.DesiredRetirementAge - (double)user.Age));
userRetirementPlan.InitialNet = userRetirementPlan.InitialSaved - userRetirementPlan.InitialOwed;
userRetirementPlan.TotalMonthlySavings = userRetirementPlan.TotalMonthlyIncome - userRetirementPlan.TotalMonthlyExpences;
userRetirementPlan.RequiredSavings = FinancialCalculations.PMT((double)userRetirementPlan.ReturnRate, (double)userRetirementPlan.DesiredRetirementAge - (double)user.Age, (double)userRetirementPlan.InitialNet, -(double)userRetirementPlan.DesiredRetirementSum) / 12;
userRetirementPlan.LikelyRetirementSum = FinancialCalculations.FV((double)userRetirementPlan.ReturnRate, (double)userRetirementPlan.DesiredRetirementAge - (double)user.Age, (double)userRetirementPlan.InitialNet * -12, (double)-userRetirementPlan.InitialNet) * (Math.Pow(1 + (double)userRetirementPlan.ReturnRate, (double)userRetirementPlan.DesiredRetirementAge - (double)user.Age));
userRetirementPlan.LikelyRetirementAge = Math.Round((((double)userRetirementPlan.DesiredRetirementSum - (double)userRetirementPlan.LikelyRetirementSum) / (((double)userRetirementPlan.TotalMonthlySavings + (double)userRetirementPlan.DesiredRetirementIncome) * 12)) + (double)userRetirementPlan.DesiredRetirementAge, MidpointRounding.AwayFromZero);
break;
//Variable legacy
case RetirementGoalsEnumDto.DesiredRetirementAge:
if (userRetirementPlan.DesiredLegacyAmount == null)
{
userRetirementPlan.DesiredLegacyAmount = 0;
}
userRetirementPlan.DesiredRetirementSum = FinancialCalculations.PV((double)userRetirementPlan.ReturnRate, countryData.LifeExpectancy - (double)userRetirementPlan.DesiredRetirementAge, (double)userRetirementPlan.DesiredRetirementIncome * -12, (double)userRetirementPlan.DesiredLegacyAmount) * (Math.Pow(1 + (double)userRetirementPlan.ReturnRate, (double)userRetirementPlan.DesiredRetirementAge - (double)user.Age));
userRetirementPlan.InitialNet = userRetirementPlan.InitialSaved - userRetirementPlan.InitialOwed;
userRetirementPlan.RequiredSavings = FinancialCalculations.PMT((double)userRetirementPlan.ReturnRate, (double)userRetirementPlan.DesiredRetirementAge - (double)user.Age, (double)userRetirementPlan.InitialNet, -(double)userRetirementPlan.DesiredRetirementSum) / 12;
userRetirementPlan.TotalMonthlySavings = userRetirementPlan.TotalMonthlyIncome - userRetirementPlan.TotalMonthlyExpences;
userRetirementPlan.LikelyRetirementSum = FinancialCalculations.FV((double)userRetirementPlan.ReturnRate, (double)userRetirementPlan.DesiredRetirementAge - (double)user.Age, (double)userRetirementPlan.TotalMonthlySavings * -12, (double)-userRetirementPlan.InitialNet) * (Math.Pow(1 + (double)userRetirementPlan.ReturnRate, (double)userRetirementPlan.DesiredRetirementAge - (double)user.Age));
userRetirementPlan.LikelyRetirementLegacy = FinancialCalculations.FV((double)userRetirementPlan.ReturnRate, countryData.LifeExpectancy - (double)userRetirementPlan.DesiredRetirementAge, (double)userRetirementPlan.DesiredRetirementIncome * 12, -(double)userRetirementPlan.LikelyRetirementSum);
break;
case RetirementGoalsEnumDto.PlaceToLiveAfterRetirement:
break;
default:
userRetirementPlan.DesiredRetirementAge = countryData.RetirementAge;
userRetirementPlan.DesiredLegacyAmount = 0;
break;
}
await _userRetirementPlanRepository.InsertAsync(ObjectMapper.Map <UserRetirementPlan>(userRetirementPlan));
}
catch (UserFriendlyException e)
{
throw new UserFriendlyException(e.Message);
}
catch (Exception e)
{
throw new Exception(e.Message);
}
}
public async Task UpdateUser(AutumnUserDto user)
{
try
{
var autumnUser = await UserManager.FindByIdAsync(AbpSession.UserId.ToString());
autumnUser.Age = user.Age;
autumnUser.CountryId = user.CountryId;
autumnUser.EmailAddress = user.EmailAddress;
autumnUser.Name = user.Name;
autumnUser.Gender = (Gender)user.Gender;
autumnUser.Surname = "xyz";
CheckErrors(await UserManager.UpdateAsync(autumnUser));
var userRetiretmentData = await _userRetirementPlanRepository.GetAll().FirstOrDefaultAsync(r => r.UserId == AbpSession.UserId);
userRetiretmentData.RetirementGoalOptions = (RetirementGoals)user.RetirementGoalOptions;
userRetiretmentData.TotalMonthlyIncome = user.TotalMonthlyIncome;
userRetiretmentData.TotalMonthlyExpences = user.TotalMonthlyExpences;
userRetiretmentData.InitialSaved = user.InitialSaved;
userRetiretmentData.InitialOwed = user.InitialOwed;
userRetiretmentData.DesiredRetirementSum = user.DesiredRetirementSum;
userRetiretmentData.DesiredRetirementIncome = user.DesiredRetirementIncome;
userRetiretmentData.DesiredLegacyAmount = user.DesiredLegacyAmount;
userRetiretmentData.DesiredRetirementAge = user.DesiredRetirementAge;
var userRetirementPlan = ObjectMapper.Map <UserRetirementPlanDto>(user);
userRetirementPlan.UserId = AbpSession.UserId.Value;
userRetirementPlan.ReturnRate = 0;
var countryData = _countryRepository.FirstOrDefault((int)user.CountryId);
switch (userRetirementPlan.RetirementGoalOptions)
{
//Variable legacy
case RetirementGoalsEnumDto.DesiredRetirementSum:
if (userRetirementPlan.DesiredLegacyAmount == null)
{
userRetirementPlan.DesiredLegacyAmount = 0;
}
userRetiretmentData.DesiredRetirementIncome = FinancialCalculations.PMT((double)userRetirementPlan.ReturnRate, (double)userRetirementPlan.DesiredRetirementAge - (double)user.Age, -(double)userRetirementPlan.DesiredRetirementSum, (double)userRetirementPlan.DesiredLegacyAmount) / 12;
userRetiretmentData.InitialNet = userRetirementPlan.InitialSaved + userRetirementPlan.InitialOwed;
userRetiretmentData.RequiredSavings = FinancialCalculations.PMT((double)userRetirementPlan.ReturnRate, (double)userRetirementPlan.DesiredRetirementAge - (double)user.Age, (double)userRetiretmentData.InitialNet, -(double)userRetirementPlan.DesiredRetirementSum) / 12;
userRetiretmentData.TotalMonthlySavings = userRetirementPlan.TotalMonthlyIncome - userRetirementPlan.TotalMonthlyExpences;
userRetiretmentData.LikelyRetirementSum = FinancialCalculations.FV((double)userRetirementPlan.ReturnRate, (double)userRetirementPlan.DesiredRetirementAge - (double)user.Age, (double)userRetiretmentData.TotalMonthlySavings * -12, (double)-userRetiretmentData.InitialNet) * (Math.Pow(1 + (double)userRetirementPlan.ReturnRate, (double)userRetirementPlan.DesiredRetirementAge - (double)user.Age));
userRetiretmentData.LikelyRetirementLegacy = FinancialCalculations.FV((double)userRetirementPlan.ReturnRate, countryData.LifeExpectancy - (double)userRetirementPlan.DesiredRetirementAge, (double)userRetiretmentData.DesiredRetirementIncome * 12, -(double)userRetiretmentData.LikelyRetirementSum);
break;
//Variable legacy
case RetirementGoalsEnumDto.DesiredRetirementIncome:
if (userRetirementPlan.DesiredLegacyAmount == null)
{
userRetirementPlan.DesiredLegacyAmount = 0;
}
userRetiretmentData.DesiredRetirementSum = FinancialCalculations.PV((double)userRetirementPlan.ReturnRate, countryData.LifeExpectancy - (double)userRetirementPlan.DesiredRetirementAge, (double)userRetirementPlan.DesiredRetirementIncome * -12, (double)userRetirementPlan.DesiredLegacyAmount) * (Math.Pow(1 + (double)userRetirementPlan.ReturnRate, (double)userRetirementPlan.DesiredRetirementAge - (double)user.Age));
userRetiretmentData.InitialNet = userRetirementPlan.InitialSaved + userRetirementPlan.InitialOwed;
userRetiretmentData.RequiredSavings = FinancialCalculations.PMT((double)userRetirementPlan.ReturnRate, (double)userRetirementPlan.DesiredRetirementAge - (double)user.Age, (double)userRetiretmentData.InitialNet, -(double)userRetiretmentData.DesiredRetirementSum) / 12;
userRetiretmentData.TotalMonthlySavings = userRetirementPlan.TotalMonthlyIncome - userRetirementPlan.TotalMonthlyExpences;
userRetiretmentData.LikelyRetirementSum = FinancialCalculations.FV((double)userRetirementPlan.ReturnRate, (double)userRetirementPlan.DesiredRetirementAge - (double)user.Age, (double)userRetiretmentData.TotalMonthlySavings * -12, (double)-userRetiretmentData.InitialNet) * (Math.Pow(1 + (double)userRetirementPlan.ReturnRate, (double)userRetirementPlan.DesiredRetirementAge - (double)user.Age));
userRetiretmentData.LikelyRetirementLegacy = FinancialCalculations.FV((double)userRetirementPlan.ReturnRate, countryData.LifeExpectancy - (double)userRetirementPlan.DesiredRetirementAge, (double)userRetirementPlan.DesiredRetirementIncome * 12, -(double)userRetiretmentData.LikelyRetirementSum);
break;
//Variable age
case RetirementGoalsEnumDto.DesiredLegacyAmount:
userRetiretmentData.DesiredRetirementAge = countryData.RetirementAge;
userRetiretmentData.DesiredRetirementSum = FinancialCalculations.PV((double)userRetirementPlan.ReturnRate, countryData.LifeExpectancy - (double)userRetirementPlan.DesiredRetirementAge, (double)userRetirementPlan.DesiredRetirementIncome * -12, (double)userRetirementPlan.DesiredLegacyAmount) * (Math.Pow(1 + (double)userRetirementPlan.ReturnRate, (double)userRetirementPlan.DesiredRetirementAge - (double)user.Age));
userRetiretmentData.InitialNet = userRetirementPlan.InitialSaved + userRetirementPlan.InitialOwed;
userRetiretmentData.TotalMonthlySavings = userRetirementPlan.TotalMonthlyIncome - userRetirementPlan.TotalMonthlyExpences;
userRetiretmentData.RequiredSavings = FinancialCalculations.PMT((double)userRetirementPlan.ReturnRate, (double)userRetirementPlan.DesiredRetirementAge - (double)user.Age, (double)userRetiretmentData.InitialNet, -(double)userRetiretmentData.DesiredRetirementSum) / 12;
userRetiretmentData.LikelyRetirementSum = FinancialCalculations.FV((double)userRetirementPlan.ReturnRate, (double)userRetirementPlan.DesiredRetirementAge - (double)user.Age, (double)userRetiretmentData.InitialNet * -12, (double)-userRetiretmentData.InitialNet) * (Math.Pow(1 + (double)userRetirementPlan.ReturnRate, (double)userRetirementPlan.DesiredRetirementAge - (double)user.Age));
userRetiretmentData.LikelyRetirementAge = Math.Round((((double)userRetirementPlan.DesiredRetirementSum - (double)userRetiretmentData.LikelyRetirementSum) / (((double)userRetiretmentData.TotalMonthlySavings + (double)userRetirementPlan.DesiredRetirementIncome) * 12)) + (double)userRetirementPlan.DesiredRetirementAge, MidpointRounding.AwayFromZero);
break;
//Variable legacy
case RetirementGoalsEnumDto.DesiredRetirementAge:
if (userRetirementPlan.DesiredLegacyAmount == null)
{
userRetirementPlan.DesiredLegacyAmount = 0;
}
userRetiretmentData.DesiredRetirementSum = FinancialCalculations.PV((double)userRetirementPlan.ReturnRate, countryData.LifeExpectancy - (double)userRetirementPlan.DesiredRetirementAge, (double)userRetirementPlan.DesiredRetirementIncome * -12, (double)userRetirementPlan.DesiredLegacyAmount) * (Math.Pow(1 + (double)userRetirementPlan.ReturnRate, (double)userRetirementPlan.DesiredRetirementAge - (double)user.Age));
userRetiretmentData.InitialNet = userRetirementPlan.InitialSaved + userRetirementPlan.InitialOwed;
userRetiretmentData.RequiredSavings = FinancialCalculations.PMT((double)userRetirementPlan.ReturnRate, (double)userRetirementPlan.DesiredRetirementAge - (double)user.Age, (double)userRetiretmentData.InitialNet, -(double)userRetiretmentData.DesiredRetirementSum) / 12;
userRetiretmentData.TotalMonthlySavings = userRetirementPlan.TotalMonthlyIncome - userRetirementPlan.TotalMonthlyExpences;
userRetiretmentData.LikelyRetirementSum = FinancialCalculations.FV((double)userRetirementPlan.ReturnRate, (double)userRetirementPlan.DesiredRetirementAge - (double)user.Age, (double)userRetiretmentData.TotalMonthlySavings * -12, (double)-userRetiretmentData.InitialNet) * (Math.Pow(1 + (double)userRetirementPlan.ReturnRate, (double)userRetirementPlan.DesiredRetirementAge - (double)user.Age));
userRetiretmentData.LikelyRetirementLegacy = FinancialCalculations.FV((double)userRetirementPlan.ReturnRate, countryData.LifeExpectancy - (double)userRetirementPlan.DesiredRetirementAge, (double)userRetirementPlan.DesiredRetirementIncome * 12, -(double)userRetiretmentData.LikelyRetirementSum);
break;
case RetirementGoalsEnumDto.PlaceToLiveAfterRetirement:
break;
default:
userRetiretmentData.DesiredRetirementAge = countryData.RetirementAge;
userRetiretmentData.DesiredLegacyAmount = 0;
break;
}
await _userRetirementPlanRepository.UpdateAsync(userRetiretmentData);
}
catch (UserFriendlyException e)
{
throw new UserFriendlyException(e.Message);
}
catch (Exception e)
{
throw new Exception(e.Message);
}
}
