public void CheckSumOfInterestAndPrincipal_InterestCoefEgal100_PrincipalCoeffEgal10()
{
ExoticInstallment exoticInstallment1 = new ExoticInstallment();
exoticInstallment1.InterestCoeff = 70;
exoticInstallment1.PrincipalCoeff = 0;
ExoticInstallment exoticInstallment2 = new ExoticInstallment();
exoticInstallment2.InterestCoeff = 30;
exoticInstallment2.PrincipalCoeff = 10;
ExoticInstallmentsTable product = new ExoticInstallmentsTable();
product.Add(exoticInstallment1);
product.Add(exoticInstallment2);
Assert.IsFalse(product.CheckIfSumIsOk(OLoanTypes.Flat));
}
public void TestRepayFlatExoticWhenKeepNotExpectedInstallmentAndTwoGracePeriod()
{
Assert.Ignore();
ApplicationSettings.GetInstance("").UpdateParameter(OGeneralSettings.CALCULATIONLATEFEESDURINGPUBLICHOLIDAYS, true);
ExoticInstallmentsTable exoticProduct = new ExoticInstallmentsTable();
exoticProduct.Add(new ExoticInstallment(1, 0.1, 0.1));
exoticProduct.Add(new ExoticInstallment(2, 0.1, 0.1));
exoticProduct.Add(new ExoticInstallment(3, 0.1, 0.1));
exoticProduct.Add(new ExoticInstallment(4, 0.1, 0.1));
exoticProduct.Add(new ExoticInstallment(5, 0.1, 0.1));
exoticProduct.Add(new ExoticInstallment(6, 0.5, 0.5));
LoanProduct package = new LoanProduct
{
InstallmentType = new InstallmentType(1, "Monthly", 0, 1),
LoanType = OLoanTypes.Flat,
ChargeInterestWithinGracePeriod = true,
Currency = new Currency { Id = 1, UseCents = true}
};
package.KeepExpectedInstallment = false;
package.AnticipatedTotalRepaymentPenaltiesBase = OAnticipatedRepaymentPenaltiesBases.RemainingOLB;
package.ExoticProduct = exoticProduct;
Loan myContract = new Loan(package, 900, 0.026m, 9, 3, new DateTime(2006, 1, 1), new User(), ApplicationSettings.GetInstance(""), NonWorkingDateSingleton.GetInstance(""), ProvisionTable.GetInstance(new User()), ChartOfAccounts.GetInstance(new User()));
PaymentMethod paymentMethod = new PaymentMethod(1, "Cash","",false );
myContract.Repay(1, new DateTime(2006, 2, 1), 900, true, 0, 0, false, 0, false, false, false, paymentMethod);
myContract.Repay(4, new DateTime(2006, 5, 2), 50, true, 0, 0, false, 0, false, false, false, paymentMethod);
Assert.AreEqual(new DateTime(2006, 2, 1), myContract.GetInstallment(0).ExpectedDate);
Assert.AreEqual(23.40m, myContract.GetInstallment(0).InterestsRepayment.Value);
Assert.AreEqual(0m, myContract.GetInstallment(0).CapitalRepayment.Value);
Assert.AreEqual(900m, myContract.GetInstallment(0).OLB.Value);
Assert.AreEqual(23.40m, myContract.GetInstallment(0).PaidInterests.Value);
Assert.AreEqual(0m, myContract.GetInstallment(0).PaidCapital.Value);
Assert.AreEqual(new DateTime(2006, 3, 1), myContract.GetInstallment(1).ExpectedDate); //1
Assert.AreEqual(0m, myContract.GetInstallment(1).InterestsRepayment.Value);
Assert.AreEqual(0m, myContract.GetInstallment(1).CapitalRepayment.Value);
Assert.AreEqual(210.60m, myContract.GetInstallment(1).OLB.Value);
Assert.AreEqual(0m, myContract.GetInstallment(1).PaidInterests.Value);
Assert.AreEqual(0m, myContract.GetInstallment(1).PaidCapital.Value);
Assert.AreEqual(new DateTime(2006, 4, 3), myContract.GetInstallment(2).ExpectedDate); //2
Assert.AreEqual(0m, myContract.GetInstallment(2).InterestsRepayment.Value);
Assert.AreEqual(0m, myContract.GetInstallment(2).CapitalRepayment.Value);
Assert.AreEqual(210.60m, myContract.GetInstallment(2).OLB.Value);
Assert.AreEqual(0m, myContract.GetInstallment(2).PaidInterests.Value);
Assert.AreEqual(0m, myContract.GetInstallment(2).PaidCapital.Value);
Assert.AreEqual(new DateTime(2006, 5, 2), myContract.GetInstallment(3).ExpectedDate);//1
Assert.AreEqual(0m, myContract.GetInstallment(3).InterestsRepayment.Value);
Assert.AreEqual(21.06m, myContract.GetInstallment(3).CapitalRepayment.Value);
Assert.AreEqual(210.60m, myContract.GetInstallment(3).OLB.Value);
Assert.AreEqual(0m, myContract.GetInstallment(3).PaidInterests.Value);
Assert.AreEqual(21.06m, myContract.GetInstallment(3).PaidCapital.Value);
Assert.AreEqual(new DateTime(2006, 6, 1), myContract.GetInstallment(4).ExpectedDate);//0
Assert.AreEqual(0m, myContract.GetInstallment(4).InterestsRepayment.Value);
Assert.AreEqual(17.844m, myContract.GetInstallment(4).CapitalRepayment.Value);
Assert.AreEqual(160.6m, myContract.GetInstallment(4).OLB.Value);
Assert.AreEqual(0m, myContract.GetInstallment(4).PaidInterests.Value);
Assert.AreEqual(0m, myContract.GetInstallment(4).PaidCapital.Value);
Assert.AreEqual(new DateTime(2006, 7, 3), myContract.GetInstallment(5).ExpectedDate);//4
Assert.AreEqual(0m, myContract.GetInstallment(5).InterestsRepayment.Value);
Assert.AreEqual(17.844m, myContract.GetInstallment(5).CapitalRepayment.Value);
Assert.AreEqual(142.76m, myContract.GetInstallment(5).OLB.Value);
Assert.AreEqual(0m, myContract.GetInstallment(5).PaidInterests.Value);
Assert.AreEqual(0m, myContract.GetInstallment(5).PaidCapital.Value);
Assert.AreEqual(new DateTime(2006, 8, 1), myContract.GetInstallment(6).ExpectedDate);//2
Assert.AreEqual(0m, myContract.GetInstallment(6).InterestsRepayment.Value);
Assert.AreEqual(17.844m, myContract.GetInstallment(6).CapitalRepayment.Value);
Assert.AreEqual(124.91m, myContract.GetInstallment(6).OLB.Value);
Assert.AreEqual(0m, myContract.GetInstallment(6).PaidInterests.Value);
Assert.AreEqual(0m, myContract.GetInstallment(6).PaidCapital.Value);
Assert.AreEqual(new DateTime(2006, 9, 1), myContract.GetInstallment(7).ExpectedDate);//2
Assert.AreEqual(0m, myContract.GetInstallment(7).InterestsRepayment.Value);
Assert.AreEqual(17.844m, myContract.GetInstallment(7).CapitalRepayment.Value);
Assert.AreEqual(107.07m, myContract.GetInstallment(7).OLB.Value);
Assert.AreEqual(0m, myContract.GetInstallment(7).PaidInterests.Value);
Assert.AreEqual(0m, myContract.GetInstallment(7).PaidCapital.Value);
Assert.AreEqual(new DateTime(2006, 10, 2), myContract.GetInstallment(8).ExpectedDate);//2
Assert.AreEqual(0m, myContract.GetInstallment(8).InterestsRepayment.Value);
Assert.AreEqual(89.222m, myContract.GetInstallment(8).CapitalRepayment.Value);
Assert.AreEqual(89.22m, myContract.GetInstallment(8).OLB.Value);
Assert.AreEqual(0m, myContract.GetInstallment(8).PaidInterests.Value);
Assert.AreEqual(0m, myContract.GetInstallment(8).PaidCapital.Value);
}
public void TestRepayFlatExoticWhenKeepNotExpectedInstallmentAndOneGracePeriod()
{
Assert.Ignore();
ApplicationSettings.GetInstance("").UpdateParameter(OGeneralSettings.CALCULATIONLATEFEESDURINGPUBLICHOLIDAYS, true);
ExoticInstallmentsTable exoticProduct = new ExoticInstallmentsTable();
exoticProduct.Add(new ExoticInstallment(1, 0.1, 0.1));
exoticProduct.Add(new ExoticInstallment(2, 0.2, 0));
exoticProduct.Add(new ExoticInstallment(3, 0.1, 0.2));
exoticProduct.Add(new ExoticInstallment(4, 0, 0));
exoticProduct.Add(new ExoticInstallment(5, 0.4, 0.5));
exoticProduct.Add(new ExoticInstallment(6, 0.2, 0.2));
LoanProduct package = new LoanProduct
{
InstallmentType = new InstallmentType(1, "Monthly", 0, 1),
LoanType = OLoanTypes.Flat,
ChargeInterestWithinGracePeriod = true,
Currency = new Currency { Id = 1 }
};
package.KeepExpectedInstallment = false;
package.AnticipatedTotalRepaymentPenaltiesBase = OAnticipatedRepaymentPenaltiesBases.RemainingOLB;
package.ExoticProduct = exoticProduct;
Loan myContract = new Loan(package, 1000, 0.03m, 7, 1, new DateTime(2006, 1, 1), new User(), ApplicationSettings.GetInstance(""), NonWorkingDateSingleton.GetInstance(""), ProvisionTable.GetInstance(new User()), ChartOfAccounts.GetInstance(new User()));
myContract.NonRepaymentPenalties.InitialAmount = 0.003;
myContract.AnticipatedTotalRepaymentPenalties = 0.01;
myContract.Repay(1, new DateTime(2006, 2, 1), 30, false, false);
myContract.Repay(2, new DateTime(2006, 3, 1), 318, true, false); //200 overPaid
Assert.AreEqual(new DateTime(2006, 2, 1), myContract.GetInstallment(0).ExpectedDate);
Assert.AreEqual(30m, myContract.GetInstallment(0).InterestsRepayment.Value);
Assert.AreEqual(0m, myContract.GetInstallment(0).CapitalRepayment.Value);
Assert.AreEqual(1000m, myContract.GetInstallment(0).OLB.Value);
Assert.AreEqual(30m, myContract.GetInstallment(0).PaidInterests.Value);
Assert.AreEqual(0m, myContract.GetInstallment(0).PaidCapital.Value);
Assert.AreEqual(new DateTime(2006, 3, 1), myContract.GetInstallment(1).ExpectedDate); //1
Assert.AreEqual(18m, myContract.GetInstallment(1).InterestsRepayment.Value);
Assert.AreEqual(100m, myContract.GetInstallment(1).CapitalRepayment.Value);
Assert.AreEqual(1000m, myContract.GetInstallment(1).OLB.Value);
Assert.AreEqual(18m, myContract.GetInstallment(1).PaidInterests.Value);
Assert.AreEqual(100m, myContract.GetInstallment(1).PaidCapital.Value);
//OVERPAID 200 -> 862
Assert.AreEqual(new DateTime(2006, 4, 3), myContract.GetInstallment(2).ExpectedDate); //2
Assert.AreEqual(0m, myContract.GetInstallment(2).InterestsRepayment.Value);
Assert.AreEqual(191.556m, myContract.GetInstallment(2).CapitalRepayment.Value);
Assert.AreEqual(0m, myContract.GetInstallment(2).PaidInterests.Value);
Assert.AreEqual(0m, myContract.GetInstallment(2).PaidCapital.Value);
Assert.AreEqual(new DateTime(2006, 5, 2), myContract.GetInstallment(3).ExpectedDate);//1
Assert.AreEqual(0m, myContract.GetInstallment(3).InterestsRepayment.Value);
Assert.AreEqual(95.778m, myContract.GetInstallment(3).CapitalRepayment.Value);
Assert.AreEqual(0m, myContract.GetInstallment(3).PaidInterests.Value);
Assert.AreEqual(0m, myContract.GetInstallment(3).PaidCapital.Value);
Assert.AreEqual(new DateTime(2006, 6, 1), myContract.GetInstallment(4).ExpectedDate);//0
Assert.AreEqual(0m, myContract.GetInstallment(4).InterestsRepayment.Value);
Assert.AreEqual(0m, myContract.GetInstallment(4).CapitalRepayment.Value);
Assert.AreEqual(0m, myContract.GetInstallment(4).PaidInterests.Value);
Assert.AreEqual(0m, myContract.GetInstallment(4).PaidCapital.Value);
Assert.AreEqual(new DateTime(2006, 7, 3), myContract.GetInstallment(5).ExpectedDate);//4
Assert.AreEqual(0m, myContract.GetInstallment(5).InterestsRepayment.Value);
Assert.AreEqual(383.111m, myContract.GetInstallment(5).CapitalRepayment.Value);
Assert.AreEqual(0, myContract.GetInstallment(5).PaidInterests.Value);
Assert.AreEqual(0, myContract.GetInstallment(5).PaidCapital.Value);
Assert.AreEqual(new DateTime(2006, 8, 1), myContract.GetInstallment(6).ExpectedDate);//2
Assert.AreEqual(0, myContract.GetInstallment(6).InterestsRepayment.Value);
Assert.AreEqual(191.556m, myContract.GetInstallment(6).CapitalRepayment.Value);
Assert.AreEqual(0m, myContract.GetInstallment(6).PaidInterests.Value);
Assert.AreEqual(0m, myContract.GetInstallment(6).PaidCapital.Value);
}
public void TestRepayDecliningExoticLoanWithOverPaidOnTheThirdInstallment()
{
Assert.Ignore();
ApplicationSettings.GetInstance("").UpdateParameter(OGeneralSettings.CALCULATIONLATEFEESDURINGPUBLICHOLIDAYS, true);
LoanProduct package = new LoanProduct
{
InstallmentType = new InstallmentType(1, "Monthly", 0, 1),
LoanType = OLoanTypes.DecliningFixedInstallments,
ChargeInterestWithinGracePeriod = true,
Currency = new Currency { Id = 1 }
};
ExoticInstallmentsTable exoticProduct = new ExoticInstallmentsTable();
exoticProduct.Add(new ExoticInstallment(1, 0.1, null));
exoticProduct.Add(new ExoticInstallment(2, 0.1, null));
exoticProduct.Add(new ExoticInstallment(3, 0.1, null));
exoticProduct.Add(new ExoticInstallment(4, 0.1, null));
exoticProduct.Add(new ExoticInstallment(5, 0.1, null));
exoticProduct.Add(new ExoticInstallment(6, 0.5, null));
package.ExoticProduct = exoticProduct;
Loan myContract = new Loan(package, 1000, 0.03m, 6, 0, new DateTime(2006, 1, 1), new User(), ApplicationSettings.GetInstance(""), NonWorkingDateSingleton.GetInstance(""), ProvisionTable.GetInstance(new User()), ChartOfAccounts.GetInstance(new User()));
//RepayFirstInstallmentPartially
myContract.Repay(1, new DateTime(2006, 2, 1), 100, true, false);
_AssertSpecifiedInstallment(myContract.GetInstallment(0), 1, new DateTime(2006, 2, 1), 30, 100, 1000, 70, 30);
myContract.Repay(1, new DateTime(2006, 2, 1), 30, true, false);
_AssertSpecifiedInstallment(myContract.GetInstallment(0), 1, new DateTime(2006, 2, 1), 30, 100, 1000, 100, 30);
myContract.Repay(2, new DateTime(2006, 3, 1), 127, true, false);
_AssertSpecifiedInstallment(myContract.GetInstallment(1), 2, new DateTime(2006, 3, 1), 27, 100, 900, 100, 27);
myContract.Repay(3, new DateTime(2006, 4, 3), 174, true, false);
_AssertSpecifiedInstallment(myContract.GetInstallment(2), 3, new DateTime(2006, 4, 3), 24, 100, 800, 100, 24);
_AssertSpecifiedInstallment(myContract.GetInstallment(3), 4, new DateTime(2006, 5, 2), 19.5m, 92.86m, 650, 0, 0);
_AssertSpecifiedInstallment(myContract.GetInstallment(4), 5, new DateTime(2006, 6, 1), 16.71m, 92.86m, 557.14m, 0, 0);
_AssertSpecifiedInstallment(myContract.GetInstallment(5), 6, new DateTime(2006, 7, 3), 13.93m, 464.29m, 464.28m, 0, 0);
}
public void TestCalculateOLBWith2MonthOfGracePeriodWhenDecliningExotic()
{
Assert.Ignore();
LoanProduct package = new LoanProduct
{
InstallmentType = new InstallmentType(1, "Monthly", 0, 1),
LoanType = OLoanTypes.DecliningFixedInstallments,
ChargeInterestWithinGracePeriod = true,
Currency = new Currency { Id = 1 }
};
ExoticInstallmentsTable exoticProduct = new ExoticInstallmentsTable();
exoticProduct.Add(new ExoticInstallment(1, 0.1, null));
exoticProduct.Add(new ExoticInstallment(2, 0.1, null));
exoticProduct.Add(new ExoticInstallment(3, 0.1, null));
exoticProduct.Add(new ExoticInstallment(4, 0.1, null));
exoticProduct.Add(new ExoticInstallment(5, 0.1, null));
exoticProduct.Add(new ExoticInstallment(6, 0.5, null));
package.ExoticProduct = exoticProduct;
Loan myContract = new Loan(package, 1000, 0.03m, 8, 2, new DateTime(2006, 1, 1), new User(), ApplicationSettings.GetInstance(""), NonWorkingDateSingleton.GetInstance(""), ProvisionTable.GetInstance(new User()), ChartOfAccounts.GetInstance(new User()));
myContract.Repay(1, new DateTime(2006, 2, 1), 100, true, false);
Assert.AreEqual(1000m, myContract.CalculateExpectedOlb(1, false).Value);
Assert.AreEqual(930m, myContract.CalculateExpectedOlb(2, false).Value);
Assert.AreEqual(930m, myContract.CalculateExpectedOlb(3, false).Value);
Assert.AreEqual(837m, myContract.CalculateExpectedOlb(4, false).Value);
Assert.AreEqual(744m, myContract.CalculateExpectedOlb(5, false).Value);
Assert.AreEqual(651m, myContract.CalculateExpectedOlb(6, false).Value);
Assert.AreEqual(558m, myContract.CalculateExpectedOlb(7, false).Value);
Assert.AreEqual(465m, myContract.CalculateExpectedOlb(8, false).Value);
}
public void TestFindAllExoticProducts()
{
ExoticInstallment exo1 = new ExoticInstallment();
ExoticInstallment exo2 = new ExoticInstallment();
ExoticInstallmentsTable services = new ExoticInstallmentsTable();
services.Add(exo1);
services.Add(exo2);
ExoticInstallmentsTable trade = new ExoticInstallmentsTable();
trade.Add(exo1);
trade.Add(exo2);
List<ExoticInstallmentsTable> list = new List<ExoticInstallmentsTable>();
list.Add(services);
list.Add(trade);
mockPackageManagement.SetReturnValue("SelectAllInstallmentsTables", list);
ProductServices productServices = SetMockManager(mockPackageManagement);
Assert.AreEqual(2,productServices.FindAllExoticProducts().Count);
}
public void GetNumberOfInstallments()
{
ExoticInstallmentsTable product = new ExoticInstallmentsTable();
product.Add(e1);
product.Add(e2);
Assert.AreEqual(2, product.GetNumberOfInstallments);
}
public void TestRepayWhenOverPaidGreaterThanMaximumAmountAuthorized()
{
LoanProduct package = new LoanProduct
{
InstallmentType = new InstallmentType(1, "Monthly", 0, 1),
LoanType = OLoanTypes.Flat,
ChargeInterestWithinGracePeriod = true,
Currency = new Currency { Id = 1 }
};
ExoticInstallmentsTable exoticProduct = new ExoticInstallmentsTable();
exoticProduct.Add(new ExoticInstallment(1,0,1));
exoticProduct.Add(new ExoticInstallment(2,0,1));
exoticProduct.Add(new ExoticInstallment(3,0.5,1));
exoticProduct.Add(new ExoticInstallment(4,0,1));
exoticProduct.Add(new ExoticInstallment(5,0,1));
exoticProduct.Add(new ExoticInstallment(6,0.5,1));
package.ExoticProduct = exoticProduct;
Loan myContract = new Loan(package, 1000, 0.02m, 7, 1, new DateTime(2006, 1, 1), new User(), ApplicationSettings.GetInstance(""), NonWorkingDateSingleton.GetInstance(""), ProvisionTable.GetInstance(new User()), ChartOfAccounts.GetInstance(new User()));
myContract.AnticipatedTotalRepaymentPenalties = 0.01;
myContract.Repay(1,new DateTime(2006,2,1),20,false,false);
myContract.Repay(2,new DateTime(2006,3,1),20,false,false);
myContract.Repay(3,new DateTime(2006,4,1),20,false,false);
RepaymentEvent rPE = myContract.Repay(4,new DateTime(2006,1,1),2000,false,false);
Assert.IsNull(rPE);
}
public void TestIsExoticProductForFlatRatePackageWhenItIsNot()
{
exoticProduct = new ExoticInstallmentsTable();
e1 = new ExoticInstallment();
e1.Number = 1;
e1.PrincipalCoeff = 0.4;
e1.InterestCoeff = null;
e2 = new ExoticInstallment();
e2.Number = 2;
e2.PrincipalCoeff = 0.3;
e2.InterestCoeff = null;
exoticProduct.Add(e1);
exoticProduct.Add(e2);
Assert.IsFalse(exoticProduct.IsExoticProductForFlatRatePackage);
}
public void TestSumForDecliningInterestRateType()
{
var i1 = new ExoticInstallment() {PrincipalCoeff = 0.7, InterestCoeff = 0};
var i2 = new ExoticInstallment() {PrincipalCoeff = 0.3, InterestCoeff = 0};
var exotic = new ExoticInstallmentsTable();
exotic.Add(i1);
exotic.Add(i2);
Assert.IsTrue(exotic.CheckIfSumIsOk(OLoanTypes.DecliningFixedPrincipal));
}
public void TestGetSumOfPrincipalCoeffWhenSumIsNull()
{
ExoticInstallment exoticInstallment1 = new ExoticInstallment();
ExoticInstallment exoticInstallment2 = new ExoticInstallment();
ExoticInstallmentsTable product = new ExoticInstallmentsTable();
product.Add(exoticInstallment1);
product.Add(exoticInstallment2);
Assert.AreEqual(0,product.SumOfPrincipalCoeff);
}
public void TestGetSumOfPrincipalCoeff()
{
ExoticInstallment exoticInstallment1 = new ExoticInstallment();
exoticInstallment1.PrincipalCoeff = 123;
ExoticInstallment exoticInstallment2 = new ExoticInstallment();
exoticInstallment2.PrincipalCoeff = 100;
ExoticInstallmentsTable product = new ExoticInstallmentsTable();
product.Add(exoticInstallment1);
product.Add(exoticInstallment2);
Assert.AreEqual(223,product.SumOfPrincipalCoeff);
}
public void SetUp()
{
exoticProduct = new ExoticInstallmentsTable();
exoticProduct.Id = 1;
exoticProduct.Name = "proportional interest rate with 6 installments";
e1 = new ExoticInstallment();
e1.Number = 1;
e1.PrincipalCoeff = 0.4;
e1.InterestCoeff = 0.2;
e2 = new ExoticInstallment();
e2.Number = 2;
e2.PrincipalCoeff = 0.3;
e2.InterestCoeff = 0.15;
exoticProduct.Add(e1);
exoticProduct.Add(e2);
}
public void PackageExoticProductCorrectlySetAndRetrieved()
{
ExoticInstallmentsTable exoticProduct = new ExoticInstallmentsTable();
ExoticInstallment e1 = new ExoticInstallment();
e1.Number = 1;
e1.PrincipalCoeff = 0.23;
e1.InterestCoeff = 0.15;
exoticProduct.Add(e1);
package.ExoticProduct = exoticProduct;
Assert.IsTrue(package.ExoticProduct.Equals(exoticProduct));
}
private static ExoticInstallmentsTable _SetExotic(bool pForDecliningLoan)
{
ExoticInstallmentsTable exoticProduct = new ExoticInstallmentsTable();
if (!pForDecliningLoan)
{
exoticProduct.Add(new ExoticInstallment(1, 0.1, 0.1));
exoticProduct.Add(new ExoticInstallment(2, 0.2, 0));
exoticProduct.Add(new ExoticInstallment(3, 0.1, 0.2));
exoticProduct.Add(new ExoticInstallment(4, 0, 0));
exoticProduct.Add(new ExoticInstallment(5, 0.4, 0.5));
exoticProduct.Add(new ExoticInstallment(6, 0.2, 0.2));
}
else
{
exoticProduct.Add(new ExoticInstallment(1, 0.1, null));
exoticProduct.Add(new ExoticInstallment(2, 0.2, null));
exoticProduct.Add(new ExoticInstallment(3, 0.4, null));
exoticProduct.Add(new ExoticInstallment(4, 0, null));
exoticProduct.Add(new ExoticInstallment(5, 0.2, null));
exoticProduct.Add(new ExoticInstallment(6, 0.1, null));
}
return exoticProduct;
}
//fait
public ExoticInstallmentsTable AddExoticInstallmentInExoticProduct(ExoticInstallmentsTable product,ExoticInstallment exoticInstallment, int installmentCount, bool declining)
{
if (!declining)
{
if(exoticInstallment.PrincipalCoeff == 0 && !exoticInstallment.InterestCoeff.HasValue)
throw new OpenCbsPackageSaveException(OpenCbsPackageSaveExceptionEnum.ExoticInstallmentIsNull);
}
exoticInstallment.Number = installmentCount;
product.Add(exoticInstallment);
return product;
}
public void TestAddExoticProductWhenExoticProductCorrectlySet()
{
ExoticInstallment exo = new ExoticInstallment();
exo.InterestCoeff = 1;
exo.PrincipalCoeff = 1;
ExoticInstallmentsTable services = new ExoticInstallmentsTable();
services.Add(exo);
services.Name = "services";
mockPackageManagement.ExpectAndReturn("AddExoticInstallmentsTable", 1, services);
ProductServices productServices = SetMockManager(mockPackageManagement);
Assert.AreEqual(1,productServices.AddExoticProduct(services, OLoanTypes.Flat));
}
public void TestRepayWhenOverPaidGreaterThanMaximumAmountAuthorizedWhenBadLoan()
{
ApplicationSettings.GetInstance("").UpdateParameter(OGeneralSettings.CALCULATIONLATEFEESDURINGPUBLICHOLIDAYS, true);
ApplicationSettings.GetInstance("").UpdateParameter(OGeneralSettings.STOP_WRITEOFF_PENALTY, true);
LoanProduct package = new LoanProduct
{
InstallmentType = new InstallmentType(1, "Monthly", 0, 1),
LoanType = OLoanTypes.Flat,
ChargeInterestWithinGracePeriod = true,
Currency = new Currency { Id = 1 }
};
ExoticInstallmentsTable exoticProduct = new ExoticInstallmentsTable();
exoticProduct.Add(new ExoticInstallment(1,0,0.1));
exoticProduct.Add(new ExoticInstallment(2,0,0.1));
exoticProduct.Add(new ExoticInstallment(3,0.5,0.1));
exoticProduct.Add(new ExoticInstallment(4,0,0.1));
exoticProduct.Add(new ExoticInstallment(5,0,0.1));
exoticProduct.Add(new ExoticInstallment(6,0.5,0.1));
exoticProduct.Add(new ExoticInstallment(7,0,0));
package.ExoticProduct = exoticProduct;
Loan myContract = new Loan(package, 1000, 0.02m, 7, 1, new DateTime(2006, 1, 1), new User(), ApplicationSettings.GetInstance(""), NonWorkingDateSingleton.GetInstance(""), ProvisionTable.GetInstance(new User()), ChartOfAccounts.GetInstance(new User()));
myContract.AnticipatedTotalRepaymentPenalties = 0.01;
myContract.NonRepaymentPenalties.OLB = 0.02;
myContract.Repay(1,new DateTime(2006,2,1),20,false,false);
myContract.Repay(2,new DateTime(2006,3,1),20,false,false);
myContract.Repay(3,new DateTime(2006,4,1),20,false,false);
RepaymentEvent rPE = myContract.Repay(4,new DateTime(2006,1,1),2000,false,false);
Assert.IsNull(rPE);
}
private void _SetUp()
{
_exoticInstallmentsTable = new ExoticInstallmentsTable
{
Id = 1,
Name = "Exotic"
};
_exoticInstallmentsTable.Add(new ExoticInstallment(1, 1, 1));
_productWithValues = new LoanProduct
{
Id = 1,
Name = "Product1",
Code = "Code",
Delete = false,
ClientType = 'I',
Amount = 1000,
InterestRate = 1,
InstallmentType = new InstallmentType { Id = 1 },
GracePeriod = 1,
NbOfInstallments = 6,
AnticipatedTotalRepaymentPenalties = 10,
KeepExpectedInstallment = true,
ChargeInterestWithinGracePeriod = true,
AnticipatedTotalRepaymentPenaltiesBase = OAnticipatedRepaymentPenaltiesBases.RemainingInterest,
NonRepaymentPenalties = new NonRepaymentPenaltiesNullableValues
{
OverDueInterest = 2,
InitialAmount = 3,
OLB = 4,
OverDuePrincipal = 5
},
};
EntryFee fee = new EntryFee();
fee.Value = 3;
_productWithValues.EntryFees = new List<EntryFee>();
_productWithValues.EntryFees.Add(fee);
_productWithRangeValues = new LoanProduct
{
Id = 2,
Name = "Product2",
Code = "Code2",
Delete = false,
ClientType = 'C',
FundingLine = new FundingLine { Id = 1 },
AmountMin = 1000,
AmountMax = 10111,
InterestRateMin = 1,
InterestRateMax = 3,
InstallmentType = new InstallmentType { Id = 1 },
GracePeriodMin = 1,
GracePeriodMax = 5,
NbOfInstallmentsMin = 3,
NbOfInstallmentsMax = 10,
AnticipatedTotalRepaymentPenaltiesMin = 1,
AnticipatedTotalRepaymentPenaltiesMax = 4,
KeepExpectedInstallment = true,
ChargeInterestWithinGracePeriod = true,
AnticipatedTotalRepaymentPenaltiesBase = OAnticipatedRepaymentPenaltiesBases.RemainingInterest,
NonRepaymentPenaltiesMin = new NonRepaymentPenaltiesNullableValues
{
OverDueInterest = 1,
InitialAmount = 2,
OLB = 3,
OverDuePrincipal = 4
},
NonRepaymentPenaltiesMax = new NonRepaymentPenaltiesNullableValues
{
OverDueInterest = 11,
InitialAmount = 12,
OLB = 13,
OverDuePrincipal = 14
},
};
_productWithRangeValues.EntryFees=new List<EntryFee>();
EntryFee entryFee2 = new EntryFee();
entryFee2.Min = 0;
entryFee2.Max = 10;
_productWithRangeValues.EntryFees.Add(entryFee2);
}
