private ExtraPayments BuildExtraPayments(MortgageRequest mortgageRequest)
{
var result = new ExtraPayments();
if (mortgageRequest == null)
{
return result;
}
result.ExtraPaymentInterval = mortgageRequest.ExtraPaymentInterval;
result.ExtraPaymentAmount = mortgageRequest.ExtraPaymentAmount;
return result;
}
public List<PaymentScheduleResult> PaymentScheduleResults(MortgageRequest mortgageRequest)
{
var result = new List<PaymentScheduleResult>();
if (mortgageRequest == null)
{
return result;
}
if(!ValidRequest(mortgageRequest))
{
return result;
}
try
{
var mInfo = BuildMortgageInformation(mortgageRequest);
var calc = new HomeMortgageCalculator();
var pInfo = calc.GeneratePaymentSchedule(mInfo);
foreach (var item in pInfo)
{
result.Add(new PaymentScheduleResult
{
AdditionalPayment = item.AdditionalPayment,
Balance = item.Balance,
CmltvTaxReturned = item.CmltvTaxReturned,
ExtraPayments = item.ExtraPayments,
IntrestDue = item.IntrestDue,
IntrestRate = item.IntrestRate,
PaymentDate = item.PaymentDate,
PaymentDue = item.PaymentDue,
PaymentNumber = item.PaymentNumber,
PrincipalPaid = item.PrincipalPaid,
TaxReturned = item.TaxReturned
});
}
}
catch(Exception ex)
{
var error = ex;
}
return result;
}
private MortgageInformation BuildMortgageInformation(MortgageRequest mortgageRequest)
{
RateInformation rateInfo = BuildRateInfo(mortgageRequest);
PaymentInformation payInfo = BuildPaymentInfo(mortgageRequest);
ExtraPayments extraPayments = BuildExtraPayments(mortgageRequest);
var mortgageInfo = new MortgageInformation(rateInfo, payInfo, extraPayments)
{
LoanAmount = mortgageRequest.LoanAmount,
AnnualInterestRate = mortgageRequest.AnnualInterestRate,
Term = mortgageRequest.Term,
CompoundPeriod = mortgageRequest.CompoundPeriod,
PaymentFrequency = mortgageRequest.PaymentFrequency,
TaxBracket = mortgageRequest.TaxBracket
};
return mortgageInfo;
}
private PaymentInformation BuildPaymentInfo(MortgageRequest mortgageRequest)
{
var result = new PaymentInformation();
if(mortgageRequest == null)
{
return result;
}
result.FirstPaymentDate = mortgageRequest.FirstPaymentDate;
return result;
}
private bool ValidRequest(MortgageRequest mortgageRequest)
{
var valid = true;
if(mortgageRequest == null)
{
return false;
}
if (mortgageRequest.LoanAmount > 10000000000)
{
valid = false;
}
if(mortgageRequest.Term > 60)
{
valid = false;
}
return valid;
}
private RateInformation BuildRateInfo(MortgageRequest mortgageRequest)
{
var rateInformation = new RateInformation();
if(mortgageRequest == null)
{
return rateInformation;
}
rateInformation.EstimatedAdjustment = mortgageRequest.EstimatedAdjustment;
rateInformation.IntrestRateCap = mortgageRequest.IntrestRateCap;
rateInformation.IntrestRateMin = mortgageRequest.IntrestRateMin;
rateInformation.PeriodsBetweenAdjustments = mortgageRequest.PeriodsBetweenAdjustments;
rateInformation.RateType = mortgageRequest.RateType;
rateInformation.YearsRateRemainsFixed = mortgageRequest.YearsRateRemainsFixed;
return rateInformation;
}
