public Employer()
 {
     WorkAddress = new Address();
     WorkNumber  = new PhoneList();
 }
 public Facility()
 {
     Address      = new Address();
     phoneNumbers = new PhoneList();
 }
 public Insurance()
 {
     Address       = new Address();
     phoneNumbers  = new PhoneList();
     coverageTypes = new List <string>();
 }