private void WriteLoan(int loanID, DateTime dtAsOf, System.IO.StreamWriter sw)
{
clsEntity titleHolder;
clsEntity coBorrower;
clsEntity titleCompany;
clsLoan loan = new clsLoan(loanID).LoanAsOf(dtAsOf);
titleHolder = new clsEntity(loan.TitleHolderID());
titleCompany = new clsEntity(loan.TitleCompanyID());
coBorrower = new clsEntity(loan.CoBorrowerID());
clsLoan.State eStatus = loan.Status();
sw.Write(loan.Property().Address() + ",");
sw.Write(eStatus.ToString().ToUpper() + ",");
if (eStatus == clsLoan.State.Cancelled)
{
sw.Write(",,,,,,,,,,,,,,,,");
}
else
{
if (loan.Status() == clsLoan.State.Sold)
{
sw.Write(",,,");
if (loan.AccruedAdditionalInterest(dtAsOf) > 0D)
{
sw.Write(loan.AccruedAdditionalInterest(dtAsOf));
}
sw.Write(",,,");
sw.Write(loan.PrincipalPaid(dtAsOf).ToString() + ",");
sw.Write(loan.InterestPaid(dtAsOf).ToString() + ",");
sw.Write(loan.AdditionalInterestPaid(dtAsOf).ToString() + ",");
sw.Write(loan.Return(false).ToString() + ",");
sw.Write(loan.IRR(false).ToString() + ",");
}
else if (loan.Status() == clsLoan.State.PartiallySold)
{
sw.Write(loan.Balance(dtAsOf).ToString() + ",");
sw.Write(loan.AccruedInterest(dtAsOf).ToString() + ",");
sw.Write(loan.ProjectedHardInterest().ToString() + ",");
if (loan.AccruedAdditionalInterest(dtAsOf) > 0D)
{
sw.Write(loan.AccruedAdditionalInterest(dtAsOf));
}
sw.Write(",");
sw.Write(loan.Return(false).ToString() + ",");
sw.Write(loan.IRR(false).ToString() + ",");
sw.Write(loan.PrincipalPaid(dtAsOf).ToString() + ",");
sw.Write(loan.InterestPaid(dtAsOf).ToString() + ",");
sw.Write(loan.AdditionalInterestPaid(dtAsOf).ToString() + ",");
sw.Write(loan.Return(false).ToString() + ",");
sw.Write(loan.IRR(false).ToString() + ",");
}
else
{
sw.Write(loan.Balance(dtAsOf).ToString() + ",");
sw.Write(loan.AccruedInterest(dtAsOf).ToString() + ",");
sw.Write(loan.ProjectedHardInterest().ToString() + ",");
sw.Write(loan.ProjectedAdditionalInterest(dtAsOf).ToString() + ",");
sw.Write(loan.Return(false).ToString() + ",");
sw.Write(loan.IRR(false).ToString() + ",");
sw.Write(",,,,,");
}
sw.Write(loan.RehabRemain(dtAsOf).ToString() + ",");
sw.Write(loan.RehabSpent(dtAsOf).ToString() + ",");
sw.Write(loan.SaleDate().ToShortDateString() + ",");
sw.Write(loan.OriginationDate().ToShortDateString() + ",");
sw.Write((loan.SaleDate() - loan.OriginationDate()).TotalDays.ToString() + ",");
}
sw.Write(titleHolder.Name() + ",");
sw.Write(coBorrower.Name() + ",");
sw.Write(titleCompany.Name() + ",");
sw.Write(loan.Rate().ToString() + ",");
sw.Write(loan.PenaltyRate().ToString() + ",");
sw.Write(loan.OriginationDate().ToShortDateString() + ",");
sw.Write(loan.MaturityDate().ToShortDateString() + ",");
sw.Write(loan.GrossReturn(false).ToString() + ",");
sw.Write(loan.GrossReturn(true).ToString() + ",");
sw.Write(loan.Return(true).ToString() + ",");
sw.Write(loan.IRR(true).ToString() + ",");
sw.Write(loan.FirstRehabEstimate().ToString() + ",");
sw.WriteLine();
sw.Flush();
}
private void WriteLoanStatusHTML(int loanID, DateTime dtAsOf, System.IO.StreamWriter sw, List <double> totals, string rowIDName)
{
clsEntity titleHolder;
clsEntity coBorrower;
clsEntity titleCompany;
int totalsIndex = 0;
double value;
clsLoan loan = new clsLoan(loanID).LoanAsOf(dtAsOf);
titleHolder = new clsEntity(loan.TitleHolderID());
titleCompany = new clsEntity(loan.TitleCompanyID());
coBorrower = new clsEntity(loan.CoBorrowerID());
clsLoan.State eStatus = loan.Status();
sw.WriteLine("<tr ID=" + rowIDName + ">");
sw.Write("<td align=\"left\">" + loan.Property().Address() + "</td>");
if (eStatus.ToString().Length > 10)
{
sw.Write("<td align=\"left\">" + eStatus.ToString().ToUpper().Substring(0, 10) + "</td>");
}
else
{
sw.Write("<td align=\"left\">" + eStatus.ToString().ToUpper() + "</td>");
}
if (eStatus == clsLoan.State.Cancelled)
{
for (int i = 0; i < 16; i++)
{
sw.Write("<td></td>");
totalsIndex++;
}
}
else
{
if (loan.Status() == clsLoan.State.Sold)
{
for (int i = 0; i < 3; i++)
{
sw.Write("<td></td>");
totalsIndex++;
}
if (loan.AccruedAdditionalInterest(dtAsOf) > 0D)
{
value = loan.AccruedAdditionalInterest(dtAsOf);
totals[totalsIndex] += value;
sw.Write("<td align=\"right\">" + value + "</td>");
}
for (int i = 0; i < 3; i++)
{
sw.Write("<td></td>");
totalsIndex++;
}
value = loan.PrincipalPaid(dtAsOf);
sw.Write("<td align=\"right\">" + value.ToString("#,##0.00") + "</td>");
totals[totalsIndex] += value;
totalsIndex++;
value = loan.InterestPaid(dtAsOf);
sw.Write("<td align=\"right\">" + value.ToString("#,##0.00") + "</td>");
totals[totalsIndex] += value;
totalsIndex++;
value = loan.PointsPaid(dtAsOf);
sw.Write("<td align=\"right\">" + value.ToString("#,##0.00") + "</td>");
totals[totalsIndex] += value;
totalsIndex++;
value = loan.AdditionalInterestPaid(dtAsOf);
sw.Write("<td align=\"right\">" + value.ToString("#,##0.00") + "</td>");
totals[totalsIndex] += value;
totalsIndex++;
value = loan.Return(false);
sw.Write("<td align=\"right\">" + value.ToString("#0.00%") + "</td>");
totals[totalsIndex] += value;
totalsIndex++;
value = loan.IRR(false);
sw.Write("<td align=\"right\">" + value.ToString("#0.00%") + "</td>");
totals[totalsIndex] += value;
totalsIndex++;
}
else if (loan.Status() == clsLoan.State.PartiallySold)
{
value = loan.Balance(dtAsOf);
totals[totalsIndex] += value;
totalsIndex++;
sw.Write("<td align=\"right\">" + value.ToString("#,##0.00") + "</td>");
value = loan.AccruedInterest(dtAsOf);
totals[totalsIndex] += value;
totalsIndex++;
sw.Write("<td align=\"right\">" + value.ToString("#,##0.00") + "</td>");
value = loan.ProjectedHardInterest();
totals[totalsIndex] += value;
totalsIndex++;
sw.Write("<td align=\"right\">" + value.ToString("#,##0.00") + "</td>");
value = loan.AccruedAdditionalInterest(dtAsOf);
totals[totalsIndex] += value;
totalsIndex++;
sw.Write("<td align=\"right\">" + value + "</td>");
value = loan.Return(false);
totals[totalsIndex] += value;
totalsIndex++;
sw.Write("<td align=\"right\">" + value.ToString("#0.00%") + "</td>");
value = loan.IRR(false);
totals[totalsIndex] += value;
totalsIndex++;
sw.Write("<td align=\"right\">" + value.ToString("#0.00%") + "</td>");
value = loan.PrincipalPaid(dtAsOf);
sw.Write("<td align=\"right\">" + value.ToString("#,##0.00") + "</td>");
totals[totalsIndex] += value;
totalsIndex++;
value = loan.InterestPaid(dtAsOf);
sw.Write("<td align=\"right\">" + value.ToString("#,##0.00") + "</td>");
totals[totalsIndex] += value;
totalsIndex++;
value = loan.PointsPaid(dtAsOf);
sw.Write("<td align=\"right\">" + value.ToString("#,##0.00") + "</td>");
totals[totalsIndex] += value;
totalsIndex++;
value = loan.AdditionalInterestPaid(dtAsOf);
sw.Write("<td align=\"right\">" + value.ToString("#,##0.00") + "</td>");
totals[totalsIndex] += value;
totalsIndex++;
value = loan.Return(false);
sw.Write("<td align=\"right\">" + value.ToString("#0.00%") + "</td>");
totals[totalsIndex] += value;
totalsIndex++;
value = loan.IRR(false);
sw.Write("<td align=\"right\">" + value.ToString("#0.00%") + "</td>");
totals[totalsIndex] += value;
totalsIndex++;
}
else
{
value = loan.Balance(dtAsOf);
totals[totalsIndex] += value;
totalsIndex++;
sw.Write("<td align=\"right\">" + value.ToString("#,##0.00") + "</td>");
value = loan.AccruedInterest(dtAsOf);
totals[totalsIndex] += value;
totalsIndex++;
sw.Write("<td align=\"right\">" + value.ToString("#,##0.00") + "</td>");
value = loan.ProjectedHardInterest();
totals[totalsIndex] += value;
totalsIndex++;
sw.Write("<td align=\"right\">" + value.ToString("#,##0.00") + "</td>");
value = loan.ProjectedAdditionalInterest(dtAsOf);
totals[totalsIndex] += value;
totalsIndex++;
sw.Write("<td align=\"right\">" + value.ToString("#,##0.00") + "</td>");
value = loan.Return(false);
totals[totalsIndex] += value;
totalsIndex++;
sw.Write("<td align=\"right\">" + value.ToString("#0.00%") + "</td>");
value = loan.IRR(false);
totals[totalsIndex] += value;
totalsIndex++;
sw.Write("<td align=\"right\">" + value.ToString("#0.00%") + "</td>");
for (int i = 0; i < 2; i++)
{
sw.Write("<td></td>");
totalsIndex++;
}
value = loan.PointsPaid(dtAsOf);
sw.Write("<td align=\"right\">" + value.ToString("#,##0.00") + "</td>");
totals[totalsIndex] += value;
totalsIndex++;
for (int i = 0; i < 3; i++)
{
sw.Write("<td></td>");
totalsIndex++;
}
}
value = loan.RehabRemain(dtAsOf);
totals[totalsIndex] += value;
totalsIndex++;
sw.Write("<td align=\"right\">" + value.ToString("#,##0.00") + "</td>");
value = loan.RehabSpent(dtAsOf);
totals[totalsIndex] += value;
totalsIndex++;
sw.Write("<td align=\"right\">" + value.ToString("#,##0.00") + "</td>");
sw.Write("<td align=\"right\">" + loan.SaleDate().ToShortDateString() + "</td>");
sw.Write("<td align=\"right\">" + loan.OriginationDate().ToShortDateString() + "</td>");
sw.Write("<td align=\"right\">" + (loan.SaleDate() - loan.OriginationDate()).TotalDays.ToString() + "</td>");
}
sw.Write("<td>" + titleHolder.Name() + "</td>");
sw.Write("<td>" + coBorrower.Name() + "</td>");
sw.Write("<td>" + titleCompany.Name() + "</td>");
sw.Write("<td>" + loan.Rate().ToString("#0.00%") + "</td>");
sw.Write("<td>" + loan.PenaltyRate().ToString("#0.00%") + "</td>");
sw.Write("<td>" + (loan.Points() * 0.01).ToString("#0.00%") + "</td>");
sw.Write("<td>" + loan.ProfitSplit().ToString("#0.00%") + "</td>");
sw.Write("<td>" + loan.OriginationDate().ToShortDateString() + "</td>");
sw.Write("<td>" + loan.MaturityDate().ToShortDateString() + "</td>");
sw.Write("<td>" + loan.GrossReturn(false).ToString("#0.00%") + "</td>");
sw.Write("<td>" + loan.GrossReturn(true).ToString("#0.00%") + "</td>");
sw.Write("<td>" + loan.Return(true).ToString("#0.00%") + "</td>");
sw.Write("<td>" + loan.IRR(true).ToString("#0.00%") + "</td>");
sw.Write("<td>" + loan.FirstRehabEstimate().ToString("#,##0.00") + "</td>");
sw.WriteLine();
sw.WriteLine("</tr>");
sw.Flush();
}
private void CalculateAggregates(DateTime startDate, DateTime endDate)
{
// Balances: Total made, less each quarters repayment, adding to Net Balance
double dTotalLent = 0D;
double dRepaidPeriod = 0D;
double dRepaidPreviously = 0D;
double dNetBalance = 0D;
double dTotalCommitted = 0D;
double dTotalRehabRemain = 0D;
double dSaleContracts = 0D;
double dSaleListings = 0D;
double dPendingAcq = 0D;
double dPartialBalance = 0D;
// Accrued: Total accrued FTD, less this period payments, less prior payments, (=accrued end of period),
// less accrued end of prev period, adding to net accrued this period
// (+) paid this period (+) additional interest paid this period (+) add'l accrued this period = Net Income Period
double dHardInterestPaidThisPeriod = 0D;
double dHardInterestPaidPreviously = 0D;
double dAccruedThisPeriod = 0D;
double dAdditionalInterestPaidThisPeriod = 0D;
double dAdditionalInterestAccruedThisPeriod = 0D;
double dAdditionalInterestAccruedPreviousPeriod = 0D;
double dPointsPaidThisPeriod = 0D;
double dAccruedFTD = 0D;
double dAccruedNetAtStartDate = 0D;
// Loan-by-loan:
// (+) Total Accrual FTD (+) interest paid this period (-) interest paid previous periods
// (+) Additional Paid this period (+) additional accrued this period (-) additional accrued last period
int iStateCount = Enum.GetNames(typeof(clsLoan.State)).Length;
int[,] iLoansByStatus = new int[iStateCount, 2];
int[] iUncancelledCount = new int[2];
for (int i = 0; i < iStateCount; i++)
{
iLoansByStatus[i, 0] = iLoansByStatus[i, 1] = 0;
}
// loop through loans
clsCSVTable tbl = new clsCSVTable(clsLoan.strLoanPath);
for (int i = 0; i < tbl.Length(); i++)
{
if (this.lenderLoanIDs.Contains(i))
{
clsLoan loan = new clsLoan(i);
clsLoan loanAsOfEndDate = loan.LoanAsOf(endDate);
if (loan.FindDate(clsCashflow.Type.AcquisitionPrice, true, false) <= endDate)
{
iLoansByStatus[(int)loan.LoanAsOf(startDate).Status(), 0]++;
iLoansByStatus[(int)loanAsOfEndDate.Status(), 1]++;
dTotalLent += loan.Balance(endDate) + loan.PrincipalPaid(endDate);
dTotalRehabRemain += loanAsOfEndDate.RehabRemain(endDate);
dRepaidPeriod += loan.PrincipalPaid(endDate) - loan.PrincipalPaid(startDate);
dRepaidPreviously += loan.PrincipalPaid(startDate);
dHardInterestPaidPreviously += loan.HardInterestPaid(startDate);
dHardInterestPaidThisPeriod += loan.HardInterestPaid(endDate) - loan.HardInterestPaid(startDate);
dPointsPaidThisPeriod += loan.PointsPaid(endDate) - loan.PointsPaid(startDate);
dAccruedThisPeriod += loan.AccruedInterest(endDate) - loan.AccruedInterest(startDate);
dAdditionalInterestPaidThisPeriod += loan.AdditionalInterestPaid(endDate) - loan.AdditionalInterestPaid(startDate);
dAdditionalInterestAccruedThisPeriod += loan.AccruedAdditionalInterest(endDate); // needs fixing
dAdditionalInterestAccruedPreviousPeriod += loan.AccruedAdditionalInterest(startDate); // needs fixing
dAccruedFTD += loan.AccruedInterest(endDate) + loan.HardInterestPaid(endDate);
dAccruedNetAtStartDate += loan.AccruedInterest(startDate);
if (loanAsOfEndDate.Status() == clsLoan.State.Listed)
{
dSaleListings += loan.Balance(endDate);
}
if (loanAsOfEndDate.Status() == clsLoan.State.PendingSale)
{
dSaleContracts += loan.Balance(endDate);
}
if (loanAsOfEndDate.Status() == clsLoan.State.PendingAcquisition)
{
dPendingAcq += loan.AcquisitionCost(false);
}
if (loanAsOfEndDate.Status() == clsLoan.State.PartiallySold)
{
dPartialBalance += loan.Balance(endDate);
}
}
}
}
dTotalCommitted = dTotalLent + dTotalRehabRemain + dPendingAcq;
dNetBalance = dTotalLent - dRepaidPeriod - dRepaidPreviously;
for (int i = 0; i < 2; i++)
{
iUncancelledCount[i] = iLoansByStatus[(int)clsLoan.State.Listed, i];
iUncancelledCount[i] += iLoansByStatus[(int)clsLoan.State.PendingAcquisition, i];
iUncancelledCount[i] += iLoansByStatus[(int)clsLoan.State.PendingSale, i];
iUncancelledCount[i] += iLoansByStatus[(int)clsLoan.State.Rehab, i];
iUncancelledCount[i] += iLoansByStatus[(int)clsLoan.State.Sold, i];
iUncancelledCount[i] += iLoansByStatus[(int)clsLoan.State.PartiallySold, i];
}
int iRepaidCount = iLoansByStatus[(int)clsLoan.State.Sold, 1] - iLoansByStatus[(int)clsLoan.State.Sold, 0];
int iOutstandingCount = iUncancelledCount[1] - iLoansByStatus[(int)clsLoan.State.Sold, 1];
// Display Results
this.ReportSummaryTextLabel.StringValue = "";
this.ReportSummaryTextLabel.StringValue += " Total Committed: \t" + dTotalCommitted.ToString("00,000,000.00");
this.ReportSummaryTextLabel.StringValue += "(" + iUncancelledCount[1].ToString("000") + ")" + "\t";
this.ReportSummaryTextLabel.StringValue += "\n Total Loan Given: \t" + dTotalLent.ToString("00,000,000.00");
this.ReportSummaryTextLabel.StringValue += "(" + (iUncancelledCount[1] - iLoansByStatus[(int)clsLoan.State.PendingAcquisition, 1]).ToString("000") + ")" + "\t";
this.ReportSummaryTextLabel.StringValue += "FTD Accrual: \t" + dAccruedFTD.ToString("000,000.00");
this.ReportSummaryTextLabel.StringValue += "\n Repaid Period: \t" + dRepaidPeriod.ToString("00,000,000.00");
this.ReportSummaryTextLabel.StringValue += "(" + iRepaidCount.ToString("000") + ")" + "\t";
this.ReportSummaryTextLabel.StringValue += "(-)Paid Period: \t" + dHardInterestPaidThisPeriod.ToString("000,000.00");
this.ReportSummaryTextLabel.StringValue += "\n Repaid Previously: \t" + dRepaidPreviously.ToString("00,000,000.00");
this.ReportSummaryTextLabel.StringValue += "(" + iLoansByStatus[(int)clsLoan.State.Sold, 0].ToString("000") + ")" + "\t";
this.ReportSummaryTextLabel.StringValue += "(-)Paid Prev: \t" + dHardInterestPaidPreviously.ToString("000,000.00");
this.ReportSummaryTextLabel.StringValue += "\n Loans Outstanding: \t" + dNetBalance.ToString("00,000,000.00");
this.ReportSummaryTextLabel.StringValue += "(" + iOutstandingCount.ToString("000") + ")" + "\t";
this.ReportSummaryTextLabel.StringValue += "Net Accrued: \t" + (dAccruedFTD - dHardInterestPaidThisPeriod - dHardInterestPaidPreviously).ToString("000,000.00");
this.ReportSummaryTextLabel.StringValue += "\n \t \t";
this.ReportSummaryTextLabel.StringValue += "(-)Start Accr: \t" + dAccruedNetAtStartDate.ToString("000,000.00");
this.ReportSummaryTextLabel.StringValue += "\n Sale Contracts \t" + dSaleContracts.ToString("00,000,000.00");
this.ReportSummaryTextLabel.StringValue += "(" + iLoansByStatus[(int)clsLoan.State.PendingSale, 1].ToString("000") + ")" + "\t";
this.ReportSummaryTextLabel.StringValue += "Period Accr: \t" + (dAccruedFTD - dHardInterestPaidThisPeriod - dHardInterestPaidPreviously - dAccruedNetAtStartDate).ToString("000,000.00");
this.ReportSummaryTextLabel.StringValue += "\n Sale Listings \t" + dSaleListings.ToString("00,000,000.00");
this.ReportSummaryTextLabel.StringValue += "(" + iLoansByStatus[(int)clsLoan.State.Listed, 1].ToString("000") + ")" + "\t";
this.ReportSummaryTextLabel.StringValue += " \t";
this.ReportSummaryTextLabel.StringValue += "(+) Addl Paid : \t" + dAdditionalInterestPaidThisPeriod.ToString("000,000.00");
this.ReportSummaryTextLabel.StringValue += "\n \t \t \t";
this.ReportSummaryTextLabel.StringValue += "(+) Addl Accrue: \t" + dAdditionalInterestAccruedThisPeriod.ToString("000,000.00");
this.ReportSummaryTextLabel.StringValue += "\n \t \t \t";
this.ReportSummaryTextLabel.StringValue += "(-) Prior Accru: \t" + dAdditionalInterestAccruedPreviousPeriod.ToString("000,000.00");
this.ReportSummaryTextLabel.StringValue += "\n \t \t";
this.ReportSummaryTextLabel.StringValue += "(+) Additional: \t" + (dAdditionalInterestPaidThisPeriod + dAdditionalInterestAccruedThisPeriod - dAdditionalInterestAccruedPreviousPeriod).ToString("000,000.00");
this.ReportSummaryTextLabel.StringValue += "\n \t \t";
this.ReportSummaryTextLabel.StringValue += "(+) Hard Paid : \t" + dHardInterestPaidThisPeriod.ToString("000,000.00");
this.ReportSummaryTextLabel.StringValue += "\n \t \t";
this.ReportSummaryTextLabel.StringValue += "(+) Points Paid :\t" + dPointsPaidThisPeriod.ToString("000,000.00");
this.ReportSummaryTextLabel.StringValue += "\n \t \t";
this.ReportSummaryTextLabel.StringValue += "Net Income Per: \t" + (dAccruedFTD - dHardInterestPaidPreviously - dAccruedNetAtStartDate + dAdditionalInterestPaidThisPeriod + dAdditionalInterestAccruedThisPeriod - dAdditionalInterestAccruedPreviousPeriod + dPointsPaidThisPeriod).ToString("000,000.00");
}