public void Rate(Policy policy)
{
_logger.Log("Rating LIFE policy...");
_logger.Log("Validating policy.");
if (policy.DateOfBirth == DateTime.MinValue)
{
_logger.Log("Life policy must include Date of Birth.");
return;
}
if (policy.DateOfBirth < DateTime.Today.AddYears(-100))
{
_logger.Log("Centenarians are not eligible for coverage.");
return;
}
if (policy.Amount == 0)
{
_logger.Log("Life policy must include an Amount.");
return;
}
int age = DateTime.Today.Year - policy.DateOfBirth.Year;
if (policy.DateOfBirth.Month == DateTime.Today.Month &&
DateTime.Today.Day < policy.DateOfBirth.Day ||
DateTime.Today.Month < policy.DateOfBirth.Month)
{
age--;
}
decimal baseRate = policy.Amount * age / 200;
if (policy.IsSmoker)
{
_engine.Rating = baseRate * 2;
break;
}
_engine.Rating = baseRate;
}
public Rater CreateRater(Policy policy)
{
return(Factory.CreateRater(policy));
}
public decimal GetBaseRate(Policy policy, int age)
{
return(policy.Amount * age / 200);
}
public Rater CreateRaterForPolicy(Policy policy, IRatingContext context)
{
return(new RaterFactory().Create(policy, context));
}