public void TestGetCurrentPayoff()
{
//intial
var startDate = new DateTime(2013, 8, 15);
var testLoan = new SecuredFixedRateLoan(null, startDate, 0.016667f, new Pecuniam(3978.92M))
{
Rate = 0.07299f
};
for (var i = 0; i < 48; i++)
{
testLoan.AddNegativeValue(startDate.AddMonths(i + 1), new Pecuniam(95.52M), new VocaBase("Vehicle Payment"));
}
var lastPmtDate = new DateTime(2017, 9, 15);
var payoff = testLoan.GetValueAt(lastPmtDate);
testLoan.AddNegativeValue(lastPmtDate, payoff, new VocaBase(null, "payoff"));
Assert.AreEqual(Pecuniam.Zero, testLoan.Value);
var fv = testLoan.GetValueAt(new DateTime(2028, 12, 15));
Console.WriteLine(fv);
}
public void TestGetCurrentPayoff_DelinqAlot()
{
var testLoan = new SecuredFixedRateLoan(null, new DateTime(2013, 10, 13), 0.016667f, new Pecuniam(1461.62M))
{
Rate = 0.08499f,
MinPaymentRate = 0.016667f
};
testLoan.AddNegativeValue(Convert.ToDateTime("2013-11-20 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2013-12-25 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2014-01-28 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2014-02-21 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2014-03-23 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2014-04-20 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2014-05-23 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2014-06-24 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2014-07-24 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2014-08-27 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2014-09-26 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2014-10-23 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2014-11-26 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2014-12-21 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2015-01-19 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2015-02-25 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2015-03-22 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2015-04-21 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2015-05-18 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2015-06-19 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2015-07-28 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2015-08-27 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2015-09-22 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2015-10-22 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2015-11-27 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2015-12-24 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2016-01-28 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2016-02-25 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2016-03-26 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2016-04-27 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2016-05-26 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2016-06-28 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2016-07-20 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2016-08-27 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2016-09-22 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2016-10-23 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2016-11-18 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2016-12-20 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2017-01-20 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2017-02-28 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2017-03-25 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2017-04-18 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2017-05-24 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2017-06-21 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2017-07-25 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
testLoan.AddNegativeValue(Convert.ToDateTime("2017-08-20 00:00:00.0000"), new Pecuniam(37.26M), new VocaBase("Vehicle Payment"));
var payoff = testLoan.GetValueAt(new DateTime(2017, 9, 21));
testLoan.AddNegativeValue(new DateTime(2017, 9, 21), payoff, new VocaBase("payoff"));
payoff = testLoan.GetValueAt(new DateTime(2017, 9, 22));
Console.WriteLine(payoff);
Assert.AreEqual(Pecuniam.Zero, payoff);
}
