private static OCurrency GetValue(ProvisionEvent eventItem, ContractAccountingRule rule)
{
OCurrency amount = 0;
if (rule.EventAttribute.Name.ToLower() == "amount")
{
amount = eventItem.Amount;
}
return(amount);
}
public void Test_ProvisionRescheduledLoanProcessing()
{
Loan myContract = _SetContract(1000, 0.03m, OLoanTypes.Flat, new NonRepaymentPenalties(0, 0, 0.003, 0), false, 1, new DateTime(2010, 6, 6), 6);
OpenCBS.CoreDomain.Contracts.Loans.LoanRepayment.Repayment.RepayLateInstallments.CalculateInstallments rLI =
_SetRepaymentOptions(myContract, false);
ProvisionTable provisionTable = ProvisionTable.GetInstance(new User());
provisionTable.ProvisioningRates = new List <ProvisioningRate>();
provisionTable.Add(new ProvisioningRate {
Number = 1, NbOfDaysMin = 0, NbOfDaysMax = 0, Rate = 0.5
});
provisionTable.Add(new ProvisioningRate {
Number = 2, NbOfDaysMin = 1, NbOfDaysMax = 30, Rate = 1
});
provisionTable.Add(new ProvisioningRate {
Number = 3, NbOfDaysMin = 31, NbOfDaysMax = 60, Rate = 1.5
});
provisionTable.Add(new ProvisioningRate {
Number = 3, NbOfDaysMin = 60, NbOfDaysMax = 999, Rate = 2
});
provisionTable.Add(new ProvisioningRate {
Number = 4, NbOfDaysMin = -1, NbOfDaysMax = -1, Rate = 1
});
Assert.AreEqual(new DateTime(2010, 7, 6), myContract.GetInstallment(0).ExpectedDate);
Assert.AreEqual(new DateTime(2010, 8, 6), myContract.GetInstallment(1).ExpectedDate);
myContract.Repay(1, new DateTime(2010, 8, 6), 100, false, false);
ReschedulingOptions ro = new ReschedulingOptions
{
InterestRate = 0.04m,
NewInstallments = 2,
RepaymentDateOffset = 0,
ChargeInterestDuringShift = true,
ReschedulingDate = new DateTime(2010, 12, 1)
};
myContract.Reschedule(ro);
myContract.Rescheduled = true;
rLI.CalculateNewInstallmentsWithLateFees(new DateTime(2010, 10, 1));
ProvisionEvent e = myContract.GetProvisionEvent(new DateTime(2010, 10, 1), provisionTable);
Assert.AreEqual(e.Code, "LLPE");
Assert.AreEqual(e.Amount, 1000);
myContract.Events.Add(e);
}
public void ProvisionLoanProcessing()
{
ProvisionTable provisionTable = ProvisionTable.GetInstance(User.CurrentUser);
foreach (Loan loan in _listLoan)
{
_accountingClosure.ClosureStatus = "ProvisionIsBeingProcessedForContract";
_accountingClosure.ClosureStatusInfo = " ->" + loan.Code;
ProvisionEvent e = loan.GetProvisionEvent(TimeProvider.Now, provisionTable);
if (e != null)
{
_generatedEvents.Add(e);
}
}
}
public void Test_ProvisionLoanProcessing()
{
Loan myContract = _SetContract(1000, 0.03m, OLoanTypes.Flat, new NonRepaymentPenalties(0, 0, 0.003, 0), false, 1, new DateTime(2010, 6, 6), 6);
OpenCBS.CoreDomain.Contracts.Loans.LoanRepayment.Repayment.RepayLateInstallments.CalculateInstallments rLI =
_SetRepaymentOptions(myContract, false);
ProvisionTable provisionTable = ProvisionTable.GetInstance(new User());
provisionTable.ProvisioningRates = new List <ProvisioningRate>();
provisionTable.Add(new ProvisioningRate {
Number = 1, NbOfDaysMin = 0, NbOfDaysMax = 0, ProvisioningValue = 0.5, ProvisioningInterest = 0.5, ProvisioningPenalty = 0.5
});
provisionTable.Add(new ProvisioningRate {
Number = 2, NbOfDaysMin = 1, NbOfDaysMax = 30, ProvisioningValue = 1, ProvisioningInterest = 1, ProvisioningPenalty = 1
});
provisionTable.Add(new ProvisioningRate {
Number = 3, NbOfDaysMin = 31, NbOfDaysMax = 60, ProvisioningValue = 1.5, ProvisioningInterest = 1.5, ProvisioningPenalty = 1.5
});
provisionTable.Add(new ProvisioningRate {
Number = 3, NbOfDaysMin = 60, NbOfDaysMax = 999, ProvisioningValue = 2, ProvisioningInterest = 2, ProvisioningPenalty = 2
});
Assert.AreEqual(new DateTime(2010, 7, 6), myContract.GetInstallment(0).ExpectedDate);
Assert.AreEqual(new DateTime(2010, 8, 6), myContract.GetInstallment(1).ExpectedDate);
rLI.CalculateNewInstallmentsWithLateFees(new DateTime(2010, 10, 1));
ProvisionEvent e = myContract.GetProvisionEvent(new DateTime(2010, 10, 1), provisionTable);
Assert.AreEqual(e.Code, "LLPE");
Assert.AreEqual(e.Amount, 2000);
myContract.Events.Add(e);
myContract.Repay(1, new DateTime(2010, 10, 20), 500, false, true);
}
private void ProvisionEventOrigination(ProvisionEvent provisionEvent, Loan loanContract, SqlTransaction sqlTransac)
{
_eventManagement.AddLoanEvent(provisionEvent, loanContract.Id, sqlTransac);
}
public ProvisionEvent GetProvisionEvent(DateTime dateTime, ProvisionTable provisionTable)
{
int lateDays = CalculatePastDueSinceLastRepayment(dateTime);
OCurrency rate = 0;
foreach (ProvisioningRate provisioningRate in provisionTable.ProvisioningRates)
{
if(lateDays >= provisioningRate.NbOfDaysMin && lateDays <= provisioningRate.NbOfDaysMax)
{
rate = (decimal)provisioningRate.Rate;
}
if(Rescheduled && provisioningRate.NbOfDaysMin < 0 && provisioningRate.NbOfDaysMax < 0)
{
rate = (decimal)provisioningRate.Rate;
}
}
ProvisionEvent provisionEvent = new ProvisionEvent
{
Id = 0,
Code = "LLPE",
Amount = GetOlb() * rate,
OverdueDays = lateDays,
Rate = rate,
Date = TimeProvider.Now,
User = User.CurrentUser
};
if (provisionEvent.Amount > 0)
{
Events.Add(provisionEvent);
return provisionEvent;
}
return null;
}