public async Task <List <FamilyMember> > ListFamilyMembers(int accountId)
        {
            var fetchAccountDetails = _accountsApi.MakeRequestAsync(new AccountApiRequest {
                AccountId = accountId
            });
            var fetchAccountCustomers = _customersApi.MakeRequestAsync(new CustomerApiRequest {
                AccountId = accountId
            });
            var fetchAccountTransactions = _transactionsApi.MakeRequestAsync(new TransactionApiRequest {
                AccountId = accountId
            });
            var fetchCreditLimits    = _familyTaskDb.GetAllFamilyMembersCredit(accountId);
            var fetchAllTasks        = _familyTaskDb.GetAllTasks(accountId);
            var fetchAccountPayments = _paymentsApi.MakeRequestAsync(new PaymentApiRequest {
                AccountId = accountId
            });

            var accountCustomers = (await fetchAccountCustomers).First().Customers;
            var fetchBalances    = Task.WhenAll(accountCustomers.Select(customer => _accountDb.GetBalance(accountId, customer.CustomerId)));

            var accountDetails      = await fetchAccountDetails;
            var accountTransactions = (await fetchAccountTransactions).First().CustomerTransactions;
            var balances            = await fetchBalances;
            var creditLimits        = await fetchCreditLimits;
            var completedTasks      = (await fetchAllTasks).Where(task => task.ApprovedBy != null && task.CompletedBy != null).ToList();
            var accountPayments     = await fetchAccountPayments;
            var account             = accountDetails.Single();

            var actualAccountPayments = accountPayments.Single().Payment.Select(payment => new CreditEngine.Payment(payment.ToDateTimeOffset(), payment.ToDateTimeOffset(), (double)payment.TotalMonthlyBalance, (double)payment.TotalBalanceRemaining, (double)payment.TotalBalancePaid)).ToList();

            var now = DateTimeOffset.UtcNow;

            var familyMembers =
                from customer in accountCustomers
                join customerTransactions in accountTransactions
                on customer.CustomerId equals customerTransactions.CustomerId
                join customerBalance in balances
                on customer.CustomerId equals customerBalance.CustomerId
                join creditLimit in creditLimits
                on customer.CustomerId equals creditLimit.CustomerId
                into customerCreditLimits
                join complatedTask in completedTasks
                on customer.CustomerId equals complatedTask.CompletedBy.Value
                into customerCompletedTasks
                let creditLimit = customerCreditLimits.FirstOrDefault()
                                  let transactions = customerTransactions.Transactions
                                                     .OrderByDescending(t => t.ToDateTimeOffset())
                                                     .Take(5)
                                                     .Select(t => new RecentTransaction
            {
                Merchant = t.MerchantName,
                Value    = t.Amount,
                When     = t.ToDateTimeOffset().Date.ToShortDateString()
            })
                                                     .ToList()
                                                     let isAdmin = account.PrimaryCustomerId == customer.CustomerId
                                                                   let creditLimitChange = new CreditLimitChange(
                    (double)customerBalance.Balance,
                    (double)(creditLimit?.Previous ?? 0M),
                    (double)(creditLimit?.Current ?? account.CreditLimit),
                    creditLimit?.WhenChanged ?? now)
                                                                                           let consumptionScore = new ConsumptionScore(
                    creditLimitChange,
                    (double)customerBalance.Balance)
                                                                                                                  let largePurchaseSchore = new LargePurchaseScore(
                    customerTransactions.Transactions
                    .Select(t => new CreditEngine.Transaction(t.ToDateTimeOffset(), (double)t.Amount))
                    .ToList(),
                    (double)(creditLimit?.Current ?? account.CreditLimit))
                                                                                                                                            let lifespanScore = new LifespanScore(
                    customerTransactions.Transactions
                    .OrderBy(t => t.ToDateTimeOffset())
                    .First()
                    .ToDateTimeOffset())
                                                                                                                                                                let tasksByMonth = customerCompletedTasks
                                                                                                                                                                                   .Where(t => t.WhenCompleted.Value.AddDays(30) > now)
                                                                                                                                                                                   .ToLookup(t => t.WhenCompleted.Value.ToNextMonth())
                                                                                                                                                                                   let virtualBills = customerTransactions.Transactions
                                                                                                                                                                                                      .Where(t => t.ToDateTimeOffset().AddDays(30) > now)
                                                                                                                                                                                                      .GroupBy(t => t.ToDateTimeOffset().ToNextMonth())
                                                                                                                                                                                                      .Select(month =>
            {
                var monthlyTransactions   = month.ToList();
                var monthlyCompletedTasks = tasksByMonth[month.Key]?.ToList() ?? new List <FamilyTask>();

                var transactionsTotal = monthlyTransactions.Sum(x => x.Amount);
                var completedTotal    = monthlyCompletedTasks.Sum(x => x.Value);

                return(new CreditEngine.Payment(month.Key, month.Key, (double)transactionsTotal, (double)(transactionsTotal - completedTotal), (double)completedTotal));
            })
                                                                                                                                                                                                      .ToList()
                                                                                                                                                                                                      let paymentScore = new PaymentScore(isAdmin ? actualAccountPayments : virtualBills) // TODO
                                                                                                                                                                                                                         let utilitzationScore = new UtilizationScore(
                    (double)(creditLimit?.Current ?? account.CreditLimit),
                    (double)customerBalance.Balance)
                                                                                                                                                                                                                                                 let score = new CreditScore(consumptionScore, largePurchaseSchore, lifespanScore, paymentScore, utilitzationScore)
                                                                                                                                                                                                                                                             select new FamilyMember
            {
                CustomerId         = customer.CustomerId,
                IsPrimary          = isAdmin,
                Name               = $"{customer.FirstName} {customer.LastName}",
                RecentTransactions = transactions,
                VirtualBalance     = customerBalance.Balance,
                VirtualCreditLimit = creditLimit?.Current ?? account.CreditLimit,
                MaxCreditLimit     = creditLimit?.Max,
                MinCreditLimit     = creditLimit?.Min,
                VirtualCreditScore = (int)score.Score,
            };

            return(familyMembers.ToList());
        }