/// <summary>
/// 还款界面
/// </summary>
/// <param name="req"></param>
/// <returns></returns>
public async Task <RepaymentRsp> DianRongRepayment(RepaymentReq req)
{
req.NotNull("请求参数");
req.Phone.NotNull("手机号");
var channelId = configModel.ChannelId;
var randomStr = DianrongHelper.GetRandomStr();
// randomStr = "6rCnR0dVCVw=";
var nonce = DianrongHelper.GetNonce(randomStr, false);
var reqData = new Dictionary <string, object>()
{
{ "encryptPhone", req.Phone }, { "channelId", channelId }
};
var encryptReqData = DianrongHelper.GetReqData(reqData, randomStr);
var sign = JsonConvert.SerializeObject(reqData, Formatting.None).GetMd5String(true);
var reqData2 = new Dictionary <string, string>()
{
{ "encryptReqData", encryptReqData },
{ "sign", sign }
};
var encryptData = DianrongHelper.GetReqData(reqData2, randomStr);
return(new RepaymentRsp()
{
BaseUrl = configModel.GetRepaymentUrl,
ChannelId = channelId,
Encrypt = WebUtility.UrlEncode(encryptData),
Nonce = WebUtility.UrlEncode(nonce)
});
}
/// <summary>
///
/// </summary>
/// <param name="req"></param>
/// <returns></returns>
public async Task <CompanyCreditRsp> CompanyCredit(CompanyCreditReq req)
{
var reqModel = DianrongHelper.BuildReqModel(req, configModel.ChannelId);
var rst = await DianrongHelper.GetDianrongRsp <CompanyCreditRsp>(configModel.CompanyCreditUrl, reqModel);
return(rst);
}
/// <summary>
/// 查询贷款信息
/// </summary>
/// <param name="req"></param>
/// <returns></returns>
public async Task <QueryLoanInfoRsp> QueryLoanInfo(QueryLoanInfoReq req)
{
req.LoanAppId.NotNull("贷款申请编号");
var reqModel = DianrongHelper.BuildReqModel(req, configModel.ChannelId);
var rst = await DianrongHelper.GetDianrongRsp <QueryLoanInfoRsp>(configModel.QueryLoanInfoUrl, reqModel);
return(rst);
}
/// <summary>
/// 黑名单
/// </summary>
/// <param name="req"></param>
/// <returns></returns>
public async Task <CheckBlackListRsp> CheckBlackList(CheckBlackListReq req)
{
req.NotNull("请求参数");
req.PersonCardNum.NotNull("身份证号码");
req.PersonCardNum.RegexValid("(^\\d{15}$)|(^\\d{18}$)|(^\\d{17}(\\d|X|x)$)", "身份证号码");
req.PersonMobilePhone.NotNull("手机号码");
req.PersonMobilePhone.RegexValid("^1[34578][0-9]{9}$", "手机号");
req.PersonRealName.NotNull("真实姓名");
return(await DianrongHelper.GetDianrongRsp <CheckBlackListRsp>(configModel.CheckBlackListUrl, req, configModel.ChannelId));
}
/// <summary>
///
/// </summary>
/// <param name="req"></param>
/// <returns></returns>
public async Task <ScpChainRsp> ScpChain(ScpChainReq req)
{
#region 参数验证
req.NotNull("贷款申请请求参数");
req.ScpChainLoanApp.NotNull("贷款信息");
req.ScpChainReqPersonInfo.NotNull("个人信息");
if (req.ScpChainReqPersonInfo.UserSubjectType == SubjectType.企业)
{
req.ScpChainReqCompanyInfo.NotNull("企业信息");
}
req.ScpChainReqBankAccountInfo.NotNull("银行信息");
req.AdditionalInfo.NotNull("补充信息");
req.ExtendTradeId.NotNull("外部交易id");
#region loanApp
var loanApp = req.ScpChainLoanApp;
loanApp.LoanMaturityDaily.RegexValid("(^[1-9]$)|(^[1-2]\\d$)|(^30$)", "贷款期限天");
#endregion
#region PersonInfo
var personInfo = req.ScpChainReqPersonInfo;
personInfo.UserSubjectType.EnumValueValid("用户主体类型");
personInfo.BankAccountNo.NotNull("银行卡号");
if (req.ScpChainReqPersonInfo.UserSubjectType == SubjectType.个人)
{
personInfo.UserRealName.NotNull("真实姓名");
personInfo.UserCardNum.RegexValid("(^\\d{15}$)|(^\\d{18}$)|(^\\d{17}(\\d|X|x)$)", "身份证号码");
personInfo.PersonAnnualIncome.RegexValid("^([1-9]\\d{0,9}|10{10}|0)(\\.\\d{1,4})?$", "年收入");
personInfo.PersonMobilePhone.RegexValid("^1[34578][0-9]{9}$", "手机号码");
personInfo.PersonResidenceAddr.NotNull("居住地址");
var redisenceAddr = personInfo.PersonResidenceAddr;
redisenceAddr.Province.NotNull("省");
redisenceAddr.City.NotNull("市");
redisenceAddr.District.NotNull("区");
redisenceAddr.DetailedAddress.NotNull("街道");
personInfo.PersonMaritalStatus.EnumValueValid("婚姻状况");
//写个默认值,以后改掉
req.ComplianceInfo = new ComplianceInfo()
{
PersonComplianceInfo = new PersonComplianceDetail()
{
UserBorrowProperty = "自然人",
PersonAnnualIncome = "100000",
FinanceAllDeptAmt = "0.00",
}
};
}
else if (req.ScpChainReqPersonInfo.UserSubjectType == SubjectType.企业)
{
personInfo.TrusteeName.NotNull("受托人姓名");
personInfo.TrusteeCardNum.RegexValid("(^\\d{15}$)|(^\\d{18}$)|(^\\d{17}(\\d|X|x)$)", "受托人身份证号码");
var trusteeAddr = personInfo.TrusteeResidenceAddr;
trusteeAddr.NotNull("省");
trusteeAddr.NotNull("市");
trusteeAddr.NotNull("区");
trusteeAddr.NotNull("街道");
personInfo.TrusteeIsRep.EnumValueValid("是否为法人");
personInfo.TrusteeMobile.RegexValid("^1[34578][0-9]{9}$", "受托人手机号码");
personInfo.TrusteeJobTitle.NotNull("受托人现任职位");
req.ComplianceInfo = new ComplianceInfo()
{
CompanyComplianceDetail = new CompanyComplianceDetail()
{
CompanyTotalIncome = "1000000",
FinanceAllDeptAmt = "0",
UserBorrowProperty = "法人或其他组织"
}
};
}
#endregion
#region CompanyInfo
if (req.ScpChainReqPersonInfo.UserSubjectType == SubjectType.企业)
{
var companyInfo = req.ScpChainReqCompanyInfo;
companyInfo.CompanyBusinessLicenseNum.RegexValid("^[A-Za-z0-9]{0,32}$", "工商注册号码");
companyInfo.CompanyRegisteredCapital.RegexValid("^([1-9]\\d{0,9}|10{10}|0)(\\.\\d{1,2})?$", "注册资本");
companyInfo.CompanyLegalRepresentativeCardNumber.RegexValid("(^\\d{15}$)|(^\\d{18}$)|(^\\d{17}(\\d|X|x)$)", "法人身份证号");
//写个默认值,以后改掉
req.ComplianceInfo = new ComplianceInfo()
{
CompanyComplianceDetail = new CompanyComplianceDetail()
{
UserBorrowProperty = "法人或其他组织",
CompanyTotalIncome = "1000000",
FinanceAllDeptAmt = "0.00"
}
};
}
#endregion
#region BankAccountInfo
foreach (var bankInfo in req.ScpChainReqBankAccountInfo)
{
bankInfo.BankType.EnumValueValid("收款账户类型");
bankInfo.BankBank.EnumValueValid("开户行");
bankInfo.BankOwnerType.EnumValueValid("账户持有人类型");
}
#endregion
#region 合规信息
#endregion
#endregion
var reqModel = DianrongHelper.BuildReqModel(req, configModel.ChannelId);
var rst = await DianrongHelper.GetDianrongRsp <ScpChainRsp>(configModel.ScpChainUrl, reqModel);
return(rst);
}
/// <summary>
/// 补充合规信息
/// </summary>
/// <param name="req"></param>
/// <returns></returns>
public async Task <ComplianceRsp> Compliance(ComplianceReq req)
{
return(await DianrongHelper.GetDianrongRsp <ComplianceRsp>(configModel.ComplianceUrl, req, configModel.ChannelId));
}
/// <summary>
///
/// </summary>
/// <param name="req"></param>
/// <returns></returns>
public async Task <QueryRepaymentPlanRsp> QueryRepaymentPlan(QueryRepaymentPlanReq req)
{
return(await DianrongHelper.GetDianrongRsp <QueryRepaymentPlanRsp>(configModel.QueryRepaymentPlanUrl, req, configModel.ChannelId));
}
/// <summary>
///
/// </summary>
/// <param name="req"></param>
/// <returns></returns>
public async Task <QueryPaymentInfoRsp> QueryPaymentInfo(QueryPaymentInfoReq req)
{
return(await DianrongHelper.GetDianrongRsp <QueryPaymentInfoRsp>(configModel.QueryPaymentInfoUrl, req, configModel.ChannelId));
}
/// <summary>
///
/// </summary>
/// <param name="req"></param>
/// <returns></returns>
public async Task <SignUrlRsp> SignUrl(SignUrlReq req)
{
return(await DianrongHelper.GetDianrongRsp <SignUrlRsp>(configModel.SignUrl, req, configModel.ChannelId));
}