public void LateFeesCalculation_OLB()
{
Loan myContract = _SetContract(OLoanTypes.Flat, new NonRepaymentPenalties(0, 0.003, 0, 0), true, false);
Assert.AreEqual(12m, CalculationBaseForLateFees.FeesBasedOnOlb(myContract, new DateTime(2006, 2, 5), 1, false,
ApplicationSettings.GetInstance(""), NonWorkingDateSingleton.GetInstance("")).Value); // 1000 * 0.003 * 4 = 12
}
public void LateFeesCalculation_OverdueInterest()
{
ApplicationSettings.GetInstance("").UpdateParameter("CALCULATION_LATE_FEES_DURING_PUBLIC_HOLIDAYS", false);
Loan myContract = _SetContract(OLoanTypes.Flat, new NonRepaymentPenalties(0, 0, 0, 0.003), true, true);
Assert.AreEqual(2.52m, CalculationBaseForLateFees.FeesBasedOnOverdueInterest(myContract, new DateTime(2006, 3, 5), 1, false, ApplicationSettings.GetInstance(""), NonWorkingDateSingleton.GetInstance("")).Value); // 30 * 0.003 * 28 = 2.88m
//CALCULATION_LATE_FEES_DURING_PUBLIC_HOLIDAYS
ApplicationSettings.GetInstance("").UpdateParameter("CALCULATION_LATE_FEES_DURING_PUBLIC_HOLIDAYS", true);
myContract = _SetContract(OLoanTypes.Flat, new NonRepaymentPenalties(0, 0, 0, 0.003), true, true);
Assert.AreEqual(2.88m, CalculationBaseForLateFees.FeesBasedOnOverdueInterest(myContract, new DateTime(2006, 3, 5), 1, false, ApplicationSettings.GetInstance(""), NonWorkingDateSingleton.GetInstance("")).Value); // 30 * 0.003 * 32 = 2.88m
}
public void LateFeesCalculation_OverduePrincipal()
{
Loan myContract = _SetContract(OLoanTypes.Flat, new NonRepaymentPenalties(0, 0, 0.003, 0), true, false);
Assert.AreEqual(0m, CalculationBaseForLateFees.FeesBasedOnOverdueInterest(myContract, new DateTime(2006, 3, 5), 1, false, ApplicationSettings.GetInstance(""), NonWorkingDateSingleton.GetInstance("")).Value);//0 (1st installment without interest) * 0.003 * 32 = 0
}
public void LateFeesCalculation_InitialAmount()
{
Loan myContract = _SetContract(OLoanTypes.Flat, new NonRepaymentPenalties(0.0026, 0, 0, 0), true);
Assert.AreEqual(10m, CalculationBaseForLateFees.FeesBasedOnInitialAmount(myContract, new DateTime(2006, 2, 5), 1, false, ApplicationSettings.GetInstance(""), NonWorkingDateSingleton.GetInstance("")).Value); // 1000 * 0.0026 * 4 = 10.4 => 10
}
