private static Loan _SetContract(OLoanTypes pLoansType, int pNumberOfInstallments, int pGracePeriod, NonRepaymentPenalties pNonRepaymentPenalties, bool pKeepExpectedInstallment,
OAnticipatedRepaymentPenaltiesBases pAnticipatedBase, double pAnticipatedPenalties, bool pBadLoan)
{
LoanProduct package = new LoanProduct
{
InstallmentType = new InstallmentType(1, "Monthly", 0, 1),
LoanType = pLoansType,
ChargeInterestWithinGracePeriod = true,
Currency = new Currency {Id = 1, UseCents = true},
KeepExpectedInstallment = pKeepExpectedInstallment,
AnticipatedTotalRepaymentPenaltiesBase = pAnticipatedBase,
RoundingType = ORoundingType.Approximate
};
Loan myContract = new Loan(package, 1000, 0.03m, pNumberOfInstallments, pGracePeriod, new DateTime(2006, 1, 1), new User(), ApplicationSettings.GetInstance(""), NonWorkingDateSingleton.GetInstance(""), ProvisionTable.GetInstance(new User()), ChartOfAccounts.GetInstance(new User()))
{
BadLoan = pBadLoan,
AnticipatedTotalRepaymentPenalties = pAnticipatedPenalties,
NonRepaymentPenalties = pNonRepaymentPenalties
};
return myContract;
}
private static Loan _SetContract(OLoanTypes pLoansType, NonRepaymentPenalties pNonRepaymentFees,bool pKeepExpectedInstallment)
{
LoanProduct package = new LoanProduct
{
InstallmentType = new InstallmentType(1, "Monthly", 0, 1),
LoanType = pLoansType,
ChargeInterestWithinGracePeriod = true,
Currency = new Currency { Id = 1, UseCents = true }
};
package.KeepExpectedInstallment = pKeepExpectedInstallment;
package.AnticipatedTotalRepaymentPenaltiesBase = OAnticipatedRepaymentPenaltiesBases.RemainingOLB;
Loan myContract = new Loan(package, 1000, 0.03m, 6, 1, new DateTime(2006, 1, 1), new User(), ApplicationSettings.GetInstance(""), NonWorkingDateSingleton.GetInstance(""), ProvisionTable.GetInstance(new User()), ChartOfAccounts.GetInstance(new User()));
myContract.BadLoan = false;
myContract.AnticipatedTotalRepaymentPenalties = 0.01;
myContract.NonRepaymentPenalties = pNonRepaymentFees;
return myContract;
}
private static Loan _SetContract(OLoanTypes pLoansType, int pNumberOfInstallments, int pGracePeriod, NonRepaymentPenalties pNonRepaymentPenalties, bool pKeepExpectedInstallment,
OAnticipatedRepaymentPenaltiesBases pAnticipatedBase, bool pBadLoan)
{
return _SetContract(pLoansType,pNumberOfInstallments, pGracePeriod, pNonRepaymentPenalties, pKeepExpectedInstallment, pAnticipatedBase, 0.01,pBadLoan);
}
private static Loan _SetContract(OCurrency amount, decimal rate, OLoanTypes loansType, NonRepaymentPenalties nonRepaymentFees, bool keepExpectedInstallment, int numberOfGracePeriod, DateTime stratDate, int nbInstallment)
{
LoanProduct package = new LoanProduct
{
InstallmentType = new InstallmentType(1, "Monthly", 0, 1),
LoanType = loansType,
ChargeInterestWithinGracePeriod = true,
Currency = new Currency { Id = 1 }
};
package.KeepExpectedInstallment = keepExpectedInstallment;
package.AnticipatedTotalRepaymentPenaltiesBase = OAnticipatedRepaymentPenaltiesBases.RemainingOLB;
Loan myContract = new Loan(package, amount, rate, nbInstallment, numberOfGracePeriod, stratDate, new User(),
ApplicationSettings.GetInstance(""), NonWorkingDateSingleton.GetInstance(""),
ProvisionTable.GetInstance(new User()), ChartOfAccounts.GetInstance(new User()));
myContract.BadLoan = false;
myContract.AnticipatedTotalRepaymentPenalties = 0;
myContract.NonRepaymentPenalties = nonRepaymentFees;
return myContract;
}
public Loan(LoanProduct pAckage, OCurrency pAmount, decimal pInterestRate, int pNbOfInstallments, int pGracePeriod,
DateTime pStartDate, DayOfWeek? meetingDay, User pUser, ApplicationSettings pGeneralSettings,
NonWorkingDateSingleton pNwds, ProvisionTable pPt, ChartOfAccounts pChartOfAccounts)
{
_user = pUser;
_generalSettings = pGeneralSettings;
_nwdS = pNwds;
Product = pAckage;
NonRepaymentPenalties = new NonRepaymentPenalties();
_events = new EventStock();
_guarantors = new List<Guarantor>();
_collaterals = new List<ContractCollateral>();
_installmentType = pAckage.InstallmentType;
_amount = pAmount;
_interestRate = pInterestRate;
_nbOfInstallments = pNbOfInstallments;
GracePeriod = pGracePeriod;
CreationDate = pStartDate;
_startDate = pStartDate;
_firstInstallmentDate = CalculateInstallmentDate(pStartDate, 1);
if (meetingDay.HasValue)
_firstInstallmentDate = GetMeetingDate(_firstInstallmentDate, meetingDay);
_alignAlignDisbursementDate = CalculateAlignDisbursementDate(_firstInstallmentDate);
//with this constructor, installment are directly calculated when a new CreditContract is instanciated
_installmentList = CalculateInstallments(true);
CalculateStartDates();
}
/// <summary>
/// Instancy a new CreditContract. Use it if installments need'nt calculate
/// </summary>
/// <param name="pUser"></param>
/// <param name="pGeneralSettings"></param>
/// <param name="pNwds"></param>
/// <param name="pPt"></param>
/// <param name="pChartOfAccounts"></param>
public Loan(User pUser, ApplicationSettings pGeneralSettings, NonWorkingDateSingleton pNwds, ProvisionTable pPt, ChartOfAccounts pChartOfAccounts)
{
_user = pUser;
_generalSettings = pGeneralSettings;
_nwdS = pNwds;
NonRepaymentPenalties = new NonRepaymentPenalties();
_installmentList = new List<Installment>();
_guarantors = new List<Guarantor>();
_collaterals = new List<ContractCollateral>();
_events = new EventStock();
}
private static Loan _SetContract(OLoanTypes pLoansType, int pNumberOfInstallments, int pGracePeriod, NonRepaymentPenalties pNonRepaymentPenalties, bool pKeepExpectedInstallment,
OAnticipatedRepaymentPenaltiesBases pAnticipatedBase, double pAnticipatedPenalties,bool pBadLoan)
{
LoanProduct package = new LoanProduct
{
InstallmentType = new InstallmentType(1, "Monthly", 0, 1),
LoanType = pLoansType,
ChargeInterestWithinGracePeriod = true,
Currency = new Currency { Id = 1 }
};
package.KeepExpectedInstallment = pKeepExpectedInstallment;
package.AnticipatedRepaymentPenaltiesBase = pAnticipatedBase;
Loan myContract = new Loan(package, 1000, 0.03, pNumberOfInstallments, pGracePeriod, new DateTime(2006, 1, 1), new User(), ApplicationSettings.GetInstance(""), NonWorkingDateSingleton.GetInstance(""), ProvisioningTable.GetInstance(new User()));
myContract.BadLoan = pBadLoan;
myContract.AnticipatedRepaymentPenalties = pAnticipatedPenalties;
myContract.NonRepaymentPenalties = pNonRepaymentPenalties;
return myContract;
}
