public async Task <List <ArrangementRequest> > ResolveAdditionalProduct(OfferApplication application, ApplyForProductDefinition message)
{
#region Fetch additional product settings from configuration
var additionalProductSettings = await _configurationService.GetEffective <AdditionalProductSettings>("offer/new-customer/default-addon-settings");
if (string.IsNullOrEmpty(additionalProductSettings?.ProductCode))
{
_logger.LogWarning("ProductCode for Additional Product Settings doesn't exist. Using additional product for new customer is skipped.");
return(null);
}
#endregion
try
{
// Potencijalni problem - kreiranje ArrangementRequestInitializationParameters
var parameters = new ArrangementRequestInitializationParameters
{
CustomerNumber = message.CustomerNumber,
Currency = message.Currency,
ProductCode = additionalProductSettings.ProductCode
};
return(await _requestFactory.AddToApplication(application, additionalProductSettings.ProductCode, parameters));
}
catch (HttpRequestException)
{
_logger.LogInformation("Additional product for product code {ProductCode} doesn't exist. Using additional product for new customer is skipped.",
additionalProductSettings.ProductCode);
return(null);
}
}
public async Task <List <ArrangementRequest> > AddToApplication(OfferApplication application, string productCode,
ArrangementRequestInitializationParameters parameters)
{
application.ArrangementRequests = application.ArrangementRequests ?? new List <ArrangementRequest>();
// Get product data
var productData = await _productService.GetProductData(productCode, "documentation", application.CustomerNumber);
if (!ShouldAddProduct(application, productData))
{
_logger.LogInformation("Product not added because it doesn't satisfies all conditions");
return(null);
}
var response = new List <ArrangementRequest>();
// Bootstrap arr request
var arrangementRequest = await BootstrapArrangementRequest(parameters, productData, application);
application.ArrangementRequests.Add(arrangementRequest);
response.Add(arrangementRequest);
// Resolve bundle
if (!(arrangementRequest is AbstractArrangementRequest))
{
var resolved = await ResolveBundleComponents(application, productData);
if (resolved != null)
{
response.AddRange(resolved);
}
}
PerformCalculation(application, arrangementRequest);
return(response);
}
private async Task <List <ArrangementRequest> > AddAbstractProduct(OfferApplication application,
BundledProductInfo bundleInfo, int numberOfInstances)
{
// If abstract product contains product which is singleton and is already added earlier before,
// it will be skipped but not some other product will be added instead of it in order to fulfill number of instances
// Get product data
var productData = await _productService.GetProductData(bundleInfo.ProductCode, "documentation", application.CustomerNumber);
if (productData.Kind != ProductKinds.AbstractProduct)
{
return(null);
}
var response = new List <ArrangementRequest>();
var variants = productData.Variants?.Split(",") ?? new string[0];
var instancesToCreate = Math.Min(numberOfInstances, variants.Count());
var parameters = new ArrangementRequestInitializationParameters
{
IsAbstractOrigin = true
};
int i;
for (i = 0; i < instancesToCreate; i++)
{
var resolved = await AddBundleComponentToApplication(application, variants[i], bundleInfo, bundleInfo.ProductCode, parameters);
if (resolved != null)
{
response.AddRange(resolved);
}
}
if (variants.Count() > i)
{
for (; i < variants.Count(); i++)
{
var resolved = await AddBundleComponentToApplication(application, variants[i], bundleInfo, bundleInfo.ProductCode, parameters);
if (resolved != null)
{
foreach (var item in resolved)
{
item.Enabled = false;
}
}
if (resolved != null)
{
response.AddRange(resolved);
}
}
}
return(response);
}
public async Task <List <ArrangementRequest> > AddBundleComponentToApplication(OfferApplication application, string productCode,
BundledProductInfo bundleInfo, string parentProductCode,
ArrangementRequestInitializationParameters parameters = null)
{
application.ArrangementRequests = application.ArrangementRequests ?? new List <ArrangementRequest>();
// Get product data
ProductSnapshot productData;
try
{
productData = await _productService.GetProductData(productCode, "documentation", application.CustomerNumber);
}
catch
{
productData = null;
}
if (!ShouldAddProduct(application, productData))
{
_logger.LogInformation("Bundled product not added because it doesn't satisfies all conditions");
return(null);
}
if (bundleInfo.ProductKind != ProductKinds.AbstractProduct && productData.Kind != bundleInfo.ProductKind)
{
var e = new Exception("Product Kinds on Bundle Info and on Product Data are different.");
_logger.LogError(e, "Error occurred while adding bundle component " + bundleInfo.ProductCode +
" from parent product " + parentProductCode + " to application");
throw e;
}
var response = new List <ArrangementRequest>();
// Bootstrap arr request
var arrangementRequest = await BootstrapArrangementRequest(parameters, productData, application);
arrangementRequest.ProductName = arrangementRequest.IsAbstractOrigin ?
arrangementRequest.ProductName : (bundleInfo.ProductName ?? arrangementRequest.ProductName);
arrangementRequest.ParentProductCode = parentProductCode;
arrangementRequest.BundleInfo = bundleInfo;
arrangementRequest.ProductCode = productData.ProductCode;
application.ArrangementRequests.Add(arrangementRequest);
arrangementRequest.IsOptional = IsOptional(bundleInfo);
response.Add(arrangementRequest);
// Resolve bundle
if (!(arrangementRequest is AbstractArrangementRequest))
{
// TODO Reconsider snapshoting unresolved nested bundles instead of ignoring them (how they wil be solved afterwards?)
var resolveNestedBundles = (await _configurationService.GetEffective("offer/bundled-products/resolve-nested", "false"))
.Equals("true");
if (resolveNestedBundles)
{
var resolved = await ResolveBundleComponents(application, productData);
if (resolved != null)
{
response.AddRange(resolved);
}
}
}
PerformCalculation(application, arrangementRequest);
return(response);
}
public ArrangementRequest GetForArrangementKind(ArrangementRequestInitializationParameters parameters,
ArrangementKind?arrangementKind, ProductSnapshot productData = null)
{
var arrangementRequest = new ArrangementRequest();
switch (arrangementKind)
{
case ArrangementKind.TermLoan:
var termLoanRequest = new TermLoanRequest
{
Amount = parameters.Amount ?? 0,
Currency = parameters.Currency,
Term = parameters.Term,
Annuity = parameters.Annuity ?? 0,
DownpaymentAmount = parameters.DownpaymentAmount ?? 0,
Napr = parameters.InterestRate ?? 0,
RepaymentPeriod = parameters.RepaymentPeriod,
RepaymentPeriodStartDate = parameters.RepaymentPeriodStartDate,
GracePeriod = parameters.GracePeriod,
GracePeriodStartDate = parameters.GracePeriodStartDate,
DrawdownPeriod = parameters.DrawdownPeriod,
DrawdownPeriodStartDate = parameters.DrawdownPeriodStartDate,
MaturityDate = parameters.MaturityDate,
DownpaymentPercentage = parameters.DownpaymentPercentage,
InvoiceAmount = parameters.InvoiceAmount ?? 0,
IsRefinancing = parameters.IsRefinancing ?? false,
RepaymentType = parameters.RepaymentType,
InstallmentScheduleDayOfMonth = parameters.InstallmentScheduleDayOfMonth
};
arrangementRequest = termLoanRequest;
break;
case ArrangementKind.CardAccessArrangement:
arrangementRequest = new CardAccessArrangementRequest();
break;
case ArrangementKind.CreditCardFacility:
var creditCardFacilityRequest = new CreditCardFacilityRequest
{
Amount = parameters.Amount ?? 0,
Currency = parameters.Currency,
Napr = parameters.InterestRate ?? 0,
Term = Utility.GetMonthsFromPeriod(parameters.Term).ToString(),
MaturityDate = parameters.MaturityDate,
RevolvingPercentage = parameters.RevolvingPercentage ?? 0,
MinimalRepaymentPercentage = productData?.MinimalRepaymentPercentage ?? 0,
MinimalRepaymentAmount = new Currency
{
Amount = productData?.MinimalRepaymentAmount?.Amount ?? 0,
Code = productData?.MinimalRepaymentAmount?.Code ?? "EUR"
},
RepaymentType = parameters.RepaymentType,
InstallmentScheduleDayOfMonth = parameters.InstallmentScheduleDayOfMonth
};
arrangementRequest = creditCardFacilityRequest;
break;
case ArrangementKind.CreditFacility:
var creditFacilityRequest = new CreditFacilityRequest
{
Amount = parameters.Amount ?? 0,
Currency = parameters.Currency,
Napr = parameters.InterestRate ?? 0,
MaturityDate = parameters.MaturityDate,
MinimalRepaymentAmount = new Currency
{
Amount = productData?.MinimalRepaymentAmount?.Amount ?? 0,
Code = productData?.MinimalRepaymentAmount?.Code ?? "EUR"
}
};
arrangementRequest = creditFacilityRequest;
break;
case ArrangementKind.CurrentAccount:
var currentAccountRequest = new CurrentAccountRequest
{
Currency = parameters.Currency,
Napr = parameters.InterestRate ?? 0
};
arrangementRequest = currentAccountRequest;
break;
case ArrangementKind.DemandDeposit:
var demandDepositRequest = new DemandDepositRequest
{
Currency = parameters.Currency,
Napr = parameters.InterestRate ?? 0
};
arrangementRequest = demandDepositRequest;
break;
case ArrangementKind.ElectronicAccessArrangement:
arrangementRequest = new ElectronicAccessArrangementRequest();
break;
case ArrangementKind.OtherProductArrangement:
arrangementRequest = new OtherProductArrangementRequest();
break;
case ArrangementKind.OverdraftFacility:
var overdraftFacilityRequest = new OverdraftFacilityRequest
{
Amount = parameters.Amount ?? 0,
Currency = parameters.Currency,
Term = Utility.GetMonthsFromPeriod(parameters.Term).ToString(),
Napr = parameters.InterestRate ?? 0,
MaturityDate = parameters.MaturityDate,
RepaymentType = parameters.RepaymentType,
InstallmentScheduleDayOfMonth = parameters.InstallmentScheduleDayOfMonth
};
arrangementRequest = overdraftFacilityRequest;
break;
case ArrangementKind.SecuritiesArrangement:
arrangementRequest = new SecuritiesArrangementRequest();
break;
case ArrangementKind.TermDeposit:
var termDepositRequest = new TermDepositRequest
{
Amount = parameters.Amount ?? 0,
Currency = parameters.Currency,
Term = parameters.Term,
Napr = parameters.InterestRate ?? 0,
MaturityDate = parameters.MaturityDate
};
arrangementRequest = termDepositRequest;
break;
case ArrangementKind.Abstract:
arrangementRequest = new AbstractArrangementRequest
{
IsAbstractOrigin = true
};
break;
case ArrangementKind.CreditLine:
var creditLineRequest = new CreditLineRequest
{
Amount = parameters.Amount ?? 0,
Currency = parameters.Currency,
Term = parameters.Term
};
arrangementRequest = creditLineRequest;
break;
default:
arrangementRequest = new ArrangementRequest();
break;
}
arrangementRequest.Conditions = parameters.Conditions;
arrangementRequest.Periods = parameters.ScheduledPeriods;
arrangementRequest.CalculationDate = parameters.CalculationDate;
return(arrangementRequest);
}
public ArrangementRequest GetForProductKind(ArrangementRequestInitializationParameters parameters, ProductSnapshot productData = null)
{
return(GetForArrangementKind(parameters, OfferUtility.GetArrangmentKindByProductKind(productData.Kind), productData));
}
public ArrangementRequestInitializationParameters GetInitializationParametersFromProduct(ProductSnapshot productData,
ArrangementRequestInitializationParameters parameters)
{
if (productData == null)
{
return(null);
}
parameters = parameters ?? new ArrangementRequestInitializationParameters();
parameters.Amount = parameters.Amount ?? productData.DefaultParameters?.Amount ?? ((productData.MinimalAmount?.Amount ?? 0) + (productData.MaximalAmount?.Amount ?? 2)) / 2;
parameters.Term = parameters.Term ?? productData.DefaultParameters?.Term ?? productData.MaximalTerm;
parameters.Currency = parameters.Currency ?? productData.PrimaryCurrency ?? productData.MinimalAmount?.Code ?? productData.AllowedCurrencies?.FirstOrDefault();
parameters.IsRefinancing = parameters.IsRefinancing ?? productData.DefaultParameters?.IsRefinancing ?? (string.IsNullOrEmpty(productData.Refinancing) ? false : productData.Refinancing.Equals("always"));
parameters.DownpaymentPercentage = parameters.DownpaymentPercentage ?? productData.DefaultParameters?.DownpaymentPercentage ?? (productData.MinimalDownpaymentPercentage == 0 ? 20 : productData.MinimalDownpaymentPercentage);
parameters.InvoiceAmount = parameters.InvoiceAmount ?? productData.DefaultParameters?.InvoiceAmount ?? (parameters.Amount / (1 - parameters.DownpaymentPercentage / 100));
parameters.DownpaymentAmount = parameters.InvoiceAmount == 0 ? 0 : parameters.InvoiceAmount - parameters.Amount;
parameters.ProductCode = parameters.ProductCode ?? productData.ProductCode;
parameters.RevolvingPercentage = parameters.RevolvingPercentage ?? productData.DefaultParameters?.RevolvingPercentage ?? (string.IsNullOrEmpty(productData.AvailableRevolvingPercentage) ? (decimal?)null : decimal.Parse(productData.AvailableRevolvingPercentage.Split(",").First()));
return(parameters);
}
public async Task <ArrangementRequest> BootstrapArrangementRequest(ArrangementRequestInitializationParameters parameters,
ProductSnapshot productData, OfferApplication application)
{
#region Create initial
ArrangementKind?arrangementKind = OfferUtility.GetArrangmentKindByProductKind(productData.Kind);
parameters = GetInitializationParametersFromProduct(productData, parameters) ?? new ArrangementRequestInitializationParameters();
var arrangementRequest = GetForProductKind(parameters, productData);
arrangementRequest.ArrangementRequestId = GetNextRequestIdForApplication(application);
arrangementRequest.Application = application;
arrangementRequest.ProductSnapshot = productData;
arrangementRequest.ArrangementKind = arrangementKind;
arrangementRequest.ProductName = arrangementRequest.ProductName ?? productData.Name;
arrangementRequest.CalculationDate = arrangementRequest.CalculationDate ?? DateTime.UtcNow;
arrangementRequest.ProductCode = parameters.ProductCode ?? productData.ProductCode;
arrangementRequest.Conditions = parameters.Conditions;
arrangementRequest.Options = parameters.ProductOptions;
arrangementRequest.IsAbstractOrigin = parameters.IsAbstractOrigin ?? false;
arrangementRequest.RepaymentType = parameters.RepaymentType ?? null;
arrangementRequest.InstallmentScheduleDayOfMonth = parameters.InstallmentScheduleDayOfMonth;
#endregion
arrangementRequest.ProductSnapshotDb = await _productSnapshotRepository.PostProductSnapshot(productData);
if (arrangementRequest is FinanceServiceArrangementRequest ara)
{
#region Resolve for Finance service
arrangementRequest = AddCollateralRequirements(ara);
var conversionMethod = _configurationService.GetEffective("offer/fee-currency-conversion-method", "Buy to middle").Result;
var domesticCurrency = _configurationService.GetEffective("domestic-currency", "RSD").Result;
if (domesticCurrency != null)
{
if (domesticCurrency == parameters.Currency)
{
ara.AmountInDomesticCurrency = parameters.Amount ?? 0;
}
else if (ara.Amount != 0)
{
var financial = (FinanceServiceArrangementRequest)arrangementRequest;
CurrencyConverter currencyConverter = new CurrencyConverter();
financial.AmountInDomesticCurrency = currencyConverter.CurrencyConvert(financial.Amount, financial.Currency,
domesticCurrency, DateTime.Today.ToString("o", CultureInfo.InvariantCulture), conversionMethod);
}
}
#endregion
}
if (arrangementRequest is OverdraftFacilityRequest)
{
#region Resolve accounts for overdraft
var arrangementList = await _arrangementService.GetArrangements(parameters.CustomerNumber);
var arr = arrangementList?.FirstOrDefault();
if (arr != null)
{
List <ArrangementAccountInfo> arrangementAccounts = new List <ArrangementAccountInfo>();
JArray accountList = (JArray)arr["accounts"];
var primaryAccounts = accountList.Where(x => x["role-kind"].ToString().Equals("primary-account")).ToList();
foreach (var account in primaryAccounts)
{
var accountNumber = account["account-number"].ToString();
ArrangementAccountInfo newAccount = new ArrangementAccountInfo
{
AccountNumber = accountNumber,
RoleKind = ArrangementAccountRoleKind.SettlementAccount
};
arrangementAccounts.Add(newAccount);
}
arrangementRequest.Accounts = arrangementAccounts;
}
#endregion
}
if (!string.IsNullOrEmpty(parameters.CustomerNumber))
{
#region Resolve campaigns
var leadList = await _campaignService.GetCampaigns(parameters.CustomerNumber);
var productCampaign = leadList?.Leads?.Where(l => l.ProductCode == arrangementRequest.ProductCode).FirstOrDefault();
arrangementRequest.ProductSnapshot.Campaign = productCampaign;
arrangementRequest.Campaign = productCampaign;
#endregion
}
if (!parameters.MaturityDate.HasValue && arrangementRequest.IsFinanceService() && parameters.Term != null)
{
FinanceServiceArrangementRequest fsr = arrangementRequest as FinanceServiceArrangementRequest;
fsr.MaturityDate = Utility.GetEndDateFromPeriod(parameters.Term);
}
return(arrangementRequest);
}
