Ejemplo n.º 1
0
        public override List <Result> generatePlan(LoanType loanType, double amount, double years)
        {
            var resultList = new List <Result>();
            var numberOfPaymentInMonths = years * 12;
            var effectiveInterestRate   = calculateEffectiveRate(loanType.InterestRate, 12);
            var monthlyInterestRate     = (effectiveInterestRate / 100) / 12;

            this.paybackPerUnit = calculatePayment(amount, monthlyInterestRate, numberOfPaymentInMonths);
            this.totalInterest  = paybackPerUnit * numberOfPaymentInMonths - amount;

            var currentPrincipal = amount;

            for (int i = 0; i < numberOfPaymentInMonths; i++)
            {
                var currentInterest = currentPrincipal * monthlyInterestRate;
                var newResult       = new Result(currentPrincipal, paybackPerUnit, currentInterest, String.Format("Month {0}", i + 1));
                resultList.Add(newResult);
                currentPrincipal += currentInterest;
                currentPrincipal -= paybackPerUnit;
            }

            return(resultList);
        }
Ejemplo n.º 2
0
 public abstract List <Result> generatePlan(LoanType loanType, double amount, double years);