private static decimal GetVAFundingFee(decimal _loanAmount, LoanPurpose LoanPurpose, VeteranType VeteranType, int p, bool IsVAFirstTime, out decimal VAFundingFee, out decimal VAFundingPercent)
{
VAFundingFee = 0m;
VAFundingPercent = 0m;
return 0m;
}
public static decimal GetPurchaseClosingCosts(
decimal LoanAmount,
LoanType loanType,
bool AddSurvey,
bool GetHOATransfer,
VeteranType? VetType,
bool isVAFirstTime,
decimal PurchasePrice,
out decimal VAFundingPercent,
out decimal VAFundingFee
)
{
VAFundingFee = 0;
VAFundingPercent = 0;
return GetClosingCosts(LoanAmount, LoanPurpose.Purchase, loanType, AddSurvey, GetHOATransfer, isVAFirstTime, VetType, PurchasePrice, null, null, out VAFundingPercent, out VAFundingFee);
}
public static double GetVAFundingFee(double LoanAmount, VeteranType VeteranType, double DownPaymentPercentage, bool IsFirstTimeUse)
{
double Percentage = 0;
if (VeteranType == FullerHelpers.VeteranType.RegularMilitary)
{
if (DownPaymentPercentage <= 0)
{
if (IsFirstTimeUse == true)
{
Percentage = 2.15;
}
else
{
Percentage = 3.3;
}
}
else if (DownPaymentPercentage >= 5 && DownPaymentPercentage < 10)
{
if (IsFirstTimeUse == true)
{
Percentage = 1.5;
}
else
{
Percentage = 1.5;
}
}
else if (DownPaymentPercentage >= 10)
{
if (IsFirstTimeUse == true)
{
Percentage = 1.25;
}
else
{
Percentage = 1.25;
}
}
}
else if (VeteranType == FullerHelpers.VeteranType.ReservesOrNationalGaurd)
{
if (DownPaymentPercentage <= 0)
{
if (IsFirstTimeUse == true)
{
Percentage = 2.4;
}
else
{
Percentage = 3.3;
}
}
else if (DownPaymentPercentage >= 5 && DownPaymentPercentage < 10)
{
if (IsFirstTimeUse == true)
{
Percentage = 1.75;
}
else
{
Percentage = 1.75;
}
}
else if (DownPaymentPercentage >= 10)
{
if (IsFirstTimeUse == true)
{
Percentage = 1.5;
}
else
{
Percentage = 1.5;
}
}
}
else if (VeteranType == FullerHelpers.VeteranType.DisabledVeteran)
{
Percentage = 0;
}
return (Percentage / 100) * LoanAmount;
}
public static decimal GetClosingCosts(
decimal LoanAmount,
LoanPurpose LoanPurpose,
LoanType LoanType,
bool AddSurvey,
bool GetHOATransfer,
bool? IsVAFirstTime,
VeteranType? VeteranType,
decimal? PurchasePrice,
DateTime? OriginalCloseDate,
decimal? EstimatedLoanPayoff,
out decimal VAFundingPercent,
out decimal VAFundingFee
)
{
VAFundingFee = 0;
VAFundingPercent = 0;
var ClosingCosts = 0m;
decimal
SellerContributions = 0m,
NonAllowableContributions = 1990m;
bool IsCashOutRefi = false,
T17 = true,
T19 = true,
T36 = true,
R19 = true,
R24 = true,
T33 = true,
T42 = true,
T421 = true;
if (AddSurvey == true)
{
var surveyCost = 200;
ClosingCosts += surveyCost;
}
if (GetHOATransfer == true)
{
var HoaTransferFee = 100;
ClosingCosts += HoaTransferFee;
}
if (LoanPurpose == FullerHelpers.LoanPurpose.Purchase)
{
ClosingCosts = 2465m;
if (LoanType == FullerHelpers.LoanType.VA)
{
SellerContributions = 1990;
VAFundingFee = GetVAFundingFee(LoanAmount, LoanPurpose, VeteranType.Value, 0, IsVAFirstTime.Value, out VAFundingFee, out VAFundingPercent);
ClosingCosts += VAFundingFee;
}
if (LoanAmount == 0 || PurchasePrice == 0)
{
throw new Exception("Cannot be Zero");
}
else
{
}
}
else if(LoanPurpose == FullerHelpers.LoanPurpose.Refinance)
{
ClosingCosts += 2557.42m;
if (LoanType == FullerHelpers.LoanType.VA)
{
SellerContributions = 1990;
VAFundingFee = GetVAFundingFee(LoanAmount, LoanPurpose, VeteranType.Value, 0, IsVAFirstTime.Value, out VAFundingFee, out VAFundingPercent);
ClosingCosts += VAFundingFee;
}
if (LoanAmount == 0 || EstimatedLoanPayoff == 0 || OriginalCloseDate == null)
{
throw new Exception("");
}
}
return ClosingCosts;
}
