public void AddTranche_FixedPrincipal_ApplyNewInterest_Cash()
{
ApplicationSettings.GetInstance("").UpdateParameter(OGeneralSettings.ACCOUNTINGPROCESS, OAccountingProcesses.Cash);
Loan loan = _GetLoan(_GetFixedPrincipalProduct(), 1000, 0.025m, 4, new DateTime(2010, 5, 11));
loan.Disburse(new DateTime(2010, 5, 11), true, false);
loan.Repay(1, new DateTime(2010, 6, 11), 275m, false, true);
loan.Repay(2, new DateTime(2010, 7, 9), 269m, false, true);
Assert.AreEqual(loan.GetInstallment(0).IsRepaid, true);
Assert.AreEqual(loan.GetInstallment(1).IsRepaid, true);
TrancheOptions to = new TrancheOptions
{
TrancheDate = new DateTime(2010, 7, 15),
CountOfNewInstallments = 4,
TrancheAmount = 1000,
InterestRate = 0.03m,
ApplyNewInterestOnOLB = true
};
loan.AddTranche(loan.CalculateTranche(to));
_AssertInstallment(loan, 2, "2010-08-16", 45m, 500m);
_AssertInstallment(loan, 3, "2010-09-15", 30m, 500m);
_AssertInstallment(loan, 4, "2010-10-15", 15m, 250m);
_AssertInstallment(loan, 5, "2010-11-15", 8m, 250m);
}
public void AddTranche_Annuity_ApplyNewInterest_Accrual()
{
ApplicationSettings.GetInstance("").UpdateParameter(OGeneralSettings.ACCOUNTINGPROCESS, OAccountingProcesses.Accrual);
Loan loan = _GetLoan(_GetAnnuityProduct(), 1000, 0.025m, 4, new DateTime(2010, 5, 11));
loan.Disburse(new DateTime(2010, 5, 11), true, false);
loan.Repay(1, new DateTime(2010, 6, 11), 266m, false, true);
loan.Repay(2, new DateTime(2010, 7, 9), 266m, false, true);
Assert.AreEqual(loan.GetInstallment(0).IsRepaid, true);
Assert.AreEqual(loan.GetInstallment(1).IsRepaid, true);
TrancheOptions to = new TrancheOptions
{
TrancheDate = new DateTime(2010, 7, 15),
CountOfNewInstallments = 4,
TrancheAmount = 1000,
InterestRate = 0.03m,
ApplyNewInterestOnOLB = true
};
loan.AddTranche(loan.CalculateTranche(to));
_AssertInstallment(loan, 2, "2010-08-16", 46m, 362m);
_AssertInstallment(loan, 3, "2010-09-15", 35m, 372m);
_AssertInstallment(loan, 4, "2010-10-15", 23m, 384m);
_AssertInstallment(loan, 5, "2010-11-15", 12m, 394m);
}
