/// <summary>
/// This is the Accounting name for making a purchase (<see cref="MakePurchase"/>
/// </summary>
public IAccount <Identifier> Credit(Pecuniam amt, IVoca note = null, DateTime?atTime = null, ITransactionId trace = null)
{
var dt = atTime ?? Balance.LastTransaction.AtTime;
AddPositiveValue(dt, amt, note, trace);
return(this);
}
public void TestEquals()
{
var test01 = new Pecuniam(138.0M);
var test02 = new Pecuniam(138.0M);
Assert.IsTrue(test01.Equals(test02));
}
/// <summary>
/// Public API method to allow the <see cref="Max"/> to
/// be increased and only increased.
/// </summary>
/// <param name="val"></param>
public void IncreaseMaxTo(Pecuniam val)
{
if (Max != null && Max > val)
{
return;
}
Max = val;
}
public CreditCardAccount(ICreditCard cc, float minPaymentRate, Pecuniam ccMax = null)
: base(cc.CardHolderSince, minPaymentRate <= 0 ? DF_MIN_PMT_RATE : minPaymentRate)
{
Cc = cc;
Max = ccMax ?? new Pecuniam(1000);
FormOfCredit = Rand.Sp.Enums.FormOfCredit.Revolving;
DueFrequency = new TimeSpan(30, 0, 0, 0);
}
/// <summary>
/// Applies a payment to the credit card account
/// </summary>
/// <returns>
/// when <see cref="dt"/> is after the expiration date
/// </returns>
public override Guid AddNegativeValue(DateTime dt, Pecuniam amount, IVoca note = null, ITransactionId trace = null)
{
if (dt > Cc.ExpDate)
{
return(Guid.Empty);
}
return(base.AddNegativeValue(dt, amount, note, trace));
}
public virtual void AddItem(string name, string groupName, double expectedValue,
CurrencyAbbrev c = CurrencyAbbrev.USD, DateTime?atTime = null,
TimeSpan?dueFrequency = null)
{
var amt = new Pecuniam(Convert.ToDecimal(expectedValue), c);
AddItem(name, groupName, amt, atTime, dueFrequency);
}
/// <summary>
/// Src https://www.fns.usda.gov/snap/how-much-could-i-receive
/// </summary>
/// <returns></returns>
protected internal virtual Pecuniam GetFoodStampsMonthlyAmount(Pecuniam netAnnualIncome)
{
if (netAnnualIncome == null)
{
return(Pecuniam.Zero);
}
var thirtyPercentAdjIncome = netAnnualIncome.ToDouble() / 12 * 0.3;
return(thirtyPercentAdjIncome.ToPecuniam().GetAbs());
}
/// <summary>
/// Src https://www.hud.gov/sites/documents/DOC_11750.PDF
/// </summary>
/// <returns></returns>
protected internal virtual Pecuniam GetHudMonthlyAmount(Pecuniam grossAnnualIncome, Pecuniam netAnnualIncome)
{
if (grossAnnualIncome == null || netAnnualIncome == null)
{
return(Pecuniam.Zero);
}
var thirtyPercentAdjIncome = grossAnnualIncome.ToDouble() / 12 * 0.3;
var tenPercentGrossIncome = netAnnualIncome.ToDouble() / 12 * 0.1;
var sum = thirtyPercentAdjIncome + tenPercentGrossIncome + 25.0D;
return(sum.ToPecuniam().GetAbs());
}
/// <summary>
/// Applies a purchase transaction to this credit card.
/// </summary>
/// <returns>
/// True when the card is not expired and
/// the purchase amount <see cref="amount"/>
/// will not cause the total balance to exceed <see cref="Max"/>.
/// </returns>
public override Guid AddPositiveValue(DateTime dt, Pecuniam amount, IVoca note = null, ITransactionId trace = null)
{
if (dt > Cc.ExpDate)
{
return(Guid.Empty);
}
var cBal = GetValueAt(dt);
if (cBal >= Max || cBal + amount >= Max)
{
return(Guid.Empty);
}
return(base.AddPositiveValue(dt, amount, note));
}
public void TestDifferentCurrencyIsException()
{
var usd = new Pecuniam(10M);
var yen = new Pecuniam(10M, CurrencyAbbrev.JPY);
try
{
var shouldBlow = usd + yen;
Assert.False(false);
}
catch
{
Assert.True(true);
}
}
public void TestOps()
{
var test00 = Pecuniam.Zero;
var test01 = new Pecuniam(1.0M);
var testResult = test00 + test01;
Assert.AreEqual(1.0M, testResult.Amount);
Assert.AreEqual(new Pecuniam(2.0M), new Pecuniam(1.0M) + new Pecuniam(1.0M));
Assert.AreEqual(new Pecuniam(2.0M), new Pecuniam(4.0M) - new Pecuniam(2.0M));
Assert.AreEqual(new Pecuniam(4.0M), new Pecuniam(4.0M) * new Pecuniam(1.0M));
Assert.AreEqual(new Pecuniam(4.0M), new Pecuniam(4.0M) / new Pecuniam(1.0M));
Assert.IsTrue(new Pecuniam(4.0M) > new Pecuniam(3.0M));
Assert.IsTrue(new Pecuniam(1.0M) < new Pecuniam(3.0M));
Assert.IsTrue(new Pecuniam(1.0M) == new Pecuniam(1.0M));
Assert.IsTrue(new Pecuniam(2.0M) != new Pecuniam(1.0M));
}
public void TestGetRandPecuniam()
{
var testResult = Pecuniam.RandomPecuniam();
Assert.IsNotNull(testResult);
Assert.IsFalse(testResult.Equals(Pecuniam.Zero));
testResult = Pecuniam.RandomPecuniam(10000, 99999);
Assert.IsNotNull(testResult);
var testResultValue = testResult.Amount;
Assert.IsTrue(testResultValue >= 10000M && testResultValue <= 99999M);
testResult = Pecuniam.RandomPecuniam(10000, 99999, 100);
Assert.IsNotNull(testResult);
testResultValue = testResult.Amount;
Assert.IsTrue(testResultValue >= 10000M && testResultValue <= 99999M);
Assert.IsTrue(testResult.Amount % 100M == 0);
}
public virtual void AddItem(string name, string groupName, Pecuniam expectedValue, DateTime?atTime = null,
TimeSpan?dueFrequency = null)
{
var amt = expectedValue ?? Pecuniam.Zero;
var dt = atTime.GetValueOrDefault(DateTime.UtcNow);
var tss = dueFrequency ?? Constants.TropicalYear;
var p = new NamedTradeline(new VocaBase(name, DivisionName))
{
DueFrequency = tss
};
if (amt.Amount < 0M)
{
p.AddNegativeValue(dt, amt);
}
else
{
p.AddPositiveValue(dt, amt);
}
AddItem(p);
}
/// <summary>
/// Helper method to put functionality in common vernacular
/// - is the exact same as <see cref="AddPositiveValue"/> and <see cref="Debit"/>
/// </summary>
public virtual Guid MakePayment(DateTime dt, Pecuniam val, IVoca note = null)
{
return(AddNegativeValue(dt, val, note));
}
protected virtual Pecuniam CalcValue(Pecuniam pecuniam, double d)
{
pecuniam = pecuniam ?? Pecuniam.Zero;
return(Math.Round(pecuniam.ToDouble() * d, 2).ToPecuniam());
}
/// <summary>
/// Helper method to put functionality in common vernacular
/// - is the exact same as <see cref="AddPositiveValue"/> and <see cref="Credit"/>
/// </summary>
public Guid MakePurchase(DateTime dt, Pecuniam val, IVoca note = null)
{
return(AddPositiveValue(dt, val, note));
}
protected override Pecuniam CalcValue(Pecuniam pecuniam, double d)
{
return(base.CalcValue(pecuniam, d).GetNeg());
}
