/// <summary>
/// 企业付款到银行卡https://pay.weixin.qq.com/wiki/doc/api/tools/mch_pay.php?chapter=24_2
/// </summary>
/// <param name="request"></param>
public PayBankResponse PayBank(PayBankRequest request)
{
var response = new PayBankResponse()
{
return_code = "FAI"
};
string requestUrl = "https://api.mch.weixin.qq.com/mmpaysptrans/pay_bank";
PayBankImpl payBank = new PayBankImpl()
{
apiKey = request.apiKey
};
payBank.Add("mch_id", request.mch_id);
payBank.Add("nonce_str", request.desc);
payBank.Add("amount", request.amount.ToString());
payBank.Add("bank_code", request.bank_code);
payBank.Add("account_type", request.account_type.ToString());
payBank.Add("bank_note", request.bank_note);
payBank.Add("desc", request.desc);
payBank.Add("enc_bank_no", request.enc_bank_no);
payBank.Add("enc_true_name", request.enc_true_name);
payBank.Add("partner_trade_no", request.partner_trade_no);
var sign = payBank.CreateMd5Sign();
payBank.Add("sign", sign);
var data = new HttpUtils().DoPost(requestUrl, payBank.ParseXML(), request.isUseCert, request.cert, request.password);
var doc = new XmlDocument();
doc.LoadXml(data);
XmlNode xmlNode = doc.DocumentElement;
if (xmlNode != null)
{
response.return_code = xmlNode["return_code"].InnerText;
if (response.return_code.ToUpper() != "SUCCESS")
{
response.return_msg = xmlNode["return_msg"].InnerText;
return(response);
}
response.result_code = xmlNode["result_code"].InnerText;
if (response.result_code.ToUpper() == "FAIL")
{
response.err_code = xmlNode["err_code"].InnerText;
response.err_code_des = xmlNode["err_code_des"].InnerText;
return(response);
}
response.return_code = "SUCCESS";
}
return(response);
}
/// <summary>
/// 提现到银行卡
/// </summary>
/// <param name="request"></param>
/// <returns></returns>
public async Task <PayBankResponse> PayBank(PayBankRequest request)
{
// 获取Rsa值
// var wxRequest = new WeChatPayRiskGetPublicKeyRequest();
// var response = await _client.ExecuteAsync(wxRequest, _wechatPayOption);
var result = new PayBankResponse();
var wxRequest = new WeChatPayPayBankRequest
{
PartnerTradeNo = request.PartnerTradeNo,
BankNo = request.BankNo,
TrueName = request.TrueName,
BankCode = request.BankCode,
Amount = request.Amount,
Desc = request.Desc
};
try
{
var response = await _client.ExecuteAsync(wxRequest, _wechatPayOption);
if (response.ReturnCode == WeChatPayCode.Success)
{
if (response.ResultCode == WeChatPayCode.Success)
{
result.IsSuccess = true;
}
result.Message = response.ErrCodeDes;
}
else
{
result.Message = response.ReturnMsg;
}
}
catch (Exception ex)
{
result.Message = ex.Message;
}
return(result);
}
public async Task <Result> PayBank([FromBody] WithdrawalPayBankRequest request)
{
var userId = HttpContext.GetUserId();
var bankCard = await _bankCardRepository.FirstOrDefaultAsync(request.Id);
// var user = await _customerRepository.Query().Include(e => e.Assets).FirstOrDefaultAsync(e => e.Id == userId);
var assets = await _assetsRepository.Query().FirstOrDefaultAsync(e => e.CustomerId == userId);
if (assets == null)
{
return(Result.Fail(ResultCodes.RequestParamError, "可提现金额不足"));
}
if (assets.AvailableAmount <= 0)
{
return(Result.Fail(ResultCodes.RequestParamError, "可提现金额不足"));
}
if (assets.AvailableAmount < request.Amount)
{
return(Result.Fail(ResultCodes.RequestParamError, "金额不足"));
}
if (request.Amount < 100000)
{
return(Result.Fail(ResultCodes.RequestParamError, "金额不足1000，不可提现"));
}
var reservedAmount = (int)(request.Amount * 0.2); //保留20%的金额
var amount = request.Amount - reservedAmount; //提现金额
var handlingFee = (int)(request.Amount * 0.001); //微信手续费0.1%
if (handlingFee < 100)
{
handlingFee = 100;
}
else if (handlingFee > 2500)
{
handlingFee = 2500;
}
string partnerTradeNo = DateTime.Now.ToString("yyyyMMdd") + GenerateHelper.GenOrderNo();
var payBankRequest = new PayBankRequest
{
PartnerTradeNo = partnerTradeNo,
Amount = request.Amount,
BankCode = bankCard.BankCode,
BankNo = bankCard.BankNo,
Desc = "提现",
TrueName = bankCard.Name
};
var payBankResult = await _paymentService.PayBank(payBankRequest);
var withdrawalHistory = new WithdrawalHistory
{
CustomerId = bankCard.CustomerId,
Name = bankCard.Name,
BankCode = bankCard.BankCode,
BankNo = bankCard.BankNo,
Amount = amount,
ReservedAmount = reservedAmount - reservedAmount,
Status = payBankResult.IsSuccess ? WithdrawalStatus.Success : WithdrawalStatus.Failed,
Message = payBankResult.Message,
PartnerTradeNo = partnerTradeNo,
Total = request.Amount,
HandlingFee = handlingFee,
Createat = DateTime.Now
};
_withdrawalHistoryRepository.Insert(withdrawalHistory, false);
using (var transaction = _withdrawalHistoryRepository.BeginTransaction())
{
await _withdrawalHistoryRepository.SaveAsync();
if (payBankResult.IsSuccess)
{
await _customerManager.UpdateAssets(assets, -request.Amount, reservedAmount - reservedAmount, "提现");
}
transaction.Commit();
}
return(Result.Ok(payBankResult));
}
