private MedalDetail BuildNewCharecteristics(MedalCalculations medal)
{
var detail = new MedalDetail {
Score = BuildNewScore(medal),
MedalCharacteristics = new List <MedalCharacteristic>()
};
DateTime?businessSeniority = medal.BusinessSeniority;
string businessSeniorityStr = businessSeniority.HasValue ? businessSeniority.Value.ToString("yyyy-MM-dd") : null;
DateTime?regDate = medal.EzbobSeniority;
string ezbobSeniorityStr = regDate.HasValue ? regDate.Value.ToString("yyyy-MM-dd") : null;
detail.MedalCharacteristics.Add(new MedalCharacteristic {
CustomerCharacteristic = "Business Score", Value = medal.BusinessScore.ToString("N0"), WeightUsed = medal.BusinessScoreWeight, Score = medal.BusinessScoreScore, Grade = (int)medal.BusinessScoreGrade
});
detail.MedalCharacteristics.Add(new MedalCharacteristic {
CustomerCharacteristic = "Free Cash Flow", Value = medal.FreeCashFlow.ToString("N2"), WeightUsed = medal.FreeCashFlowWeight, Score = medal.FreeCashFlowScore, Grade = (int)medal.FreeCashFlowGrade
});
detail.MedalCharacteristics.Add(new MedalCharacteristic {
CustomerCharacteristic = "Annual Turnover", Value = medal.AnnualTurnover.ToString("N2"), WeightUsed = medal.AnnualTurnoverWeight, Score = medal.AnnualTurnoverScore, Grade = (int)medal.AnnualTurnoverGrade
});
detail.MedalCharacteristics.Add(new MedalCharacteristic {
CustomerCharacteristic = "Tangible Equity", Value = medal.TangibleEquity.ToString("N2"), WeightUsed = medal.TangibleEquityWeight, Score = medal.TangibleEquityScore, Grade = (int)medal.TangibleEquityGrade
});
detail.MedalCharacteristics.Add(new MedalCharacteristic {
CustomerCharacteristic = "Business Seniority", Value = businessSeniorityStr, WeightUsed = medal.BusinessSeniorityWeight, Score = medal.BusinessSeniorityScore, Grade = (int)medal.BusinessSeniorityGrade
});
detail.MedalCharacteristics.Add(new MedalCharacteristic {
CustomerCharacteristic = "Consumer Score", Value = medal.ConsumerScore.ToString("N0"), WeightUsed = medal.ConsumerScoreWeight, Score = medal.ConsumerScoreScore, Grade = (int)medal.ConsumerScoreGrade
});
detail.MedalCharacteristics.Add(new MedalCharacteristic {
CustomerCharacteristic = "Net Worth", Value = medal.NetWorth.ToString("N2"), WeightUsed = medal.NetWorthWeight, Score = medal.NetWorthScore, Grade = (int)medal.NetWorthGrade
});
detail.MedalCharacteristics.Add(new MedalCharacteristic {
CustomerCharacteristic = "Marital Status", Value = medal.MaritalStatus, WeightUsed = medal.MaritalStatusWeight, Score = medal.MaritalStatusScore, Grade = (int)medal.MaritalStatusGrade
});
detail.MedalCharacteristics.Add(new MedalCharacteristic {
CustomerCharacteristic = "Num Of Loans", Value = medal.NumOfLoans.ToString("N0"), WeightUsed = medal.NumOfLoansWeight, Score = medal.NumOfLoansScore, Grade = (int)medal.NumOfLoansGrade
});
detail.MedalCharacteristics.Add(new MedalCharacteristic {
CustomerCharacteristic = "Num Of Early Repayments", Value = medal.NumOfEarlyRepayments.ToString("N0"), WeightUsed = medal.NumOfEarlyRepaymentsWeight, Score = medal.NumOfEarlyRepaymentsScore, Grade = (int)medal.NumOfEarlyRepaymentsGrade
});
detail.MedalCharacteristics.Add(new MedalCharacteristic {
CustomerCharacteristic = "Num Of Late Repayments", Value = medal.NumOfLateRepayments.ToString("N0"), WeightUsed = medal.NumOfLateRepaymentsWeight, Score = medal.NumOfLateRepaymentsScore, Grade = (int)medal.NumOfLateRepaymentsGrade
});
detail.MedalCharacteristics.Add(new MedalCharacteristic {
CustomerCharacteristic = "Num Of Stores", Value = medal.NumberOfStores.ToString("N0"), WeightUsed = medal.NumberOfStoresWeight, Score = medal.NumberOfStoresScore, Grade = (int)medal.NumberOfStoresGrade
});
detail.MedalCharacteristics.Add(new MedalCharacteristic {
CustomerCharacteristic = "Positive Feedbacks", Value = medal.PositiveFeedbacks.ToString("N0"), WeightUsed = medal.PositiveFeedbacksWeight, Score = medal.PositiveFeedbacksScore, Grade = (int)medal.PositiveFeedbacksGrade
});
detail.MedalCharacteristics.Add(new MedalCharacteristic {
CustomerCharacteristic = "Ezbob Seniority", Value = ezbobSeniorityStr, WeightUsed = medal.EzbobSeniorityWeight, Score = medal.EzbobSeniorityScore, Grade = (int)medal.EzbobSeniorityGrade
});
GetTotal(detail);
return(detail);
}
private Score BuildNewScore(MedalCalculations medalCalculation)
{
return(new Score
{
MedalType = medalCalculation.MedalType,
Medal = medalCalculation.Medal,
Points = (double)medalCalculation.TotalScore,
Result = (double)medalCalculation.TotalScoreNormalized,
Date = medalCalculation.CalculationTime,
Error = medalCalculation.Error,
OfferedAmount = medalCalculation.OfferedLoanAmount,
MaxOfferedLoanAmount = medalCalculation.MaxOfferedLoanAmount
});
}
} // BuildMultiBrandAlert
private void BuildAlerts(ProfileSummaryModel summary, Customer customer)
{
TimeCounter tc = new TimeCounter("BuildAlerts building time for customer " + customer.Id);
summary.Alerts = new AlertsModel {
Errors = new List <AlertModel>(),
Warnings = new List <AlertModel>(),
Infos = new List <AlertModel>(),
};
using (tc.AddStep("BuildMultiBrandAlert Time taken")) {
BuildMultiBrandAlert(customer.Id, summary.Alerts);
}
using (tc.AddStep("CustomerAlerts Time taken")) {
var isBrokerRegulated = (customer.Broker != null) && customer.Broker.FCARegistered;
var IsWizardComplete = (customer.WizardStep != null) && customer.WizardStep.TheLastOne;
if (!isBrokerRegulated && customer.PersonalInfo.IsRegulated && IsWizardComplete)
{
summary.Alerts.Infos.Add(new AlertModel {
Abbreviation = "NRB",
Alert = "Regulated customer for a Non-Regulated broker",
AlertType = AlertType.Warning.DescriptionAttr(),
Tab = ProfileTab.Dashboard.DescriptionAttr()
});
} // if
if (customer.IsTest)
{
summary.Alerts.Infos.Add(new AlertModel {
Abbreviation = "Test",
Alert = "Is test",
AlertType = AlertType.Info.DescriptionAttr(),
Tab = ProfileTab.Dashboard.DescriptionAttr()
});
} // if
if (customer.IsAlibaba)
{
summary.Alerts.Infos.Add(new AlertModel {
Abbreviation = "Ali",
Alert = "Is alibaba customer",
AlertType = AlertType.Info.DescriptionAttr(),
Tab = ProfileTab.Dashboard.DescriptionAttr()
});
} // if
if (customer.CciMark)
{
summary.Alerts.Errors.Add(new AlertModel {
Abbreviation = "CCI",
Alert = "CCI Mark",
AlertType = AlertType.Error.DescriptionAttr(),
Tab = ProfileTab.Dashboard.DescriptionAttr()
});
} // if
if (customer.CollectionStatus.IsDefault || customer.CollectionStatus.Name == "Bad")
{
summary.Alerts.Errors.Add(new AlertModel {
Abbreviation = "Bad",
Alert = string.Format("Customer Status : {0}", customer.CollectionStatus.Name),
AlertType = AlertType.Error.DescriptionAttr(),
Tab = ProfileTab.Dashboard.DescriptionAttr()
});
}
else if (customer.CollectionStatus.Name == "Risky")
{
summary.Alerts.Warnings.Add(new AlertModel {
Abbreviation = "Risky",
Alert = string.Format("Customer Status : {0}", customer.CollectionStatus.Name),
AlertType = AlertType.Warning.DescriptionAttr(),
Tab = ProfileTab.Dashboard.DescriptionAttr()
});
} // if
if (customer.FraudStatus != FraudStatus.Ok)
{
summary.Alerts.Errors.Add(new AlertModel {
Abbreviation = "F",
Alert = string.Format("Fraud Status : {0}", customer.FraudStatus.DescriptionAttr()),
AlertType = AlertType.Error.DescriptionAttr(),
Tab = ProfileTab.FraudDetection.DescriptionAttr()
});
} // if
if (customer.CreditResult == CreditResultStatus.PendingInvestor)
{
summary.Alerts.Warnings.Add(new AlertModel {
Abbreviation = "PI",
Alert = string.Format("Credit Result : {0}", customer.CreditResult.DescriptionAttr()),
AlertType = AlertType.Warning.DescriptionAttr(),
Tab = ProfileTab.Dashboard.DescriptionAttr()
});
} // if
switch (customer.AMLResult)
{
case "Rejected":
summary.Alerts.Errors.Add(new AlertModel {
Abbreviation = "AML",
Alert = string.Format("AML Status : {0}", customer.AMLResult),
AlertType = AlertType.Error.DescriptionAttr(),
Tab = ProfileTab.CreditBureau.DescriptionAttr()
});
break;
case "Not performed":
case "Warning":
summary.Alerts.Warnings.Add(new AlertModel {
Abbreviation = "AML",
Alert = string.Format("AML Status : {0}", customer.AMLResult),
AlertType = AlertType.Warning.DescriptionAttr(),
Tab = ProfileTab.CreditBureau.DescriptionAttr()
});
break;
} // switch
switch (summary.CreditBureau.ThinFile)
{
case "Yes":
summary.Alerts.Errors.Add(new AlertModel {
Abbreviation = "TF",
Alert = "Thin file",
AlertType = AlertType.Error.DescriptionAttr(),
Tab = ProfileTab.CreditBureau.DescriptionAttr()
});
break;
case "N/A":
summary.Alerts.Warnings.Add(new AlertModel {
Abbreviation = "N/A",
Alert = "Couldn't get financial accounts",
AlertType = AlertType.Warning.DescriptionAttr(),
Tab = ProfileTab.Dashboard.DescriptionAttr()
});
break;
} // switch
if (summary.CreditBureau.NumDirectorThinFiles > 0)
{
summary.Alerts.Errors.Add(new AlertModel {
Abbreviation = "TF",
Alert =
string.Format("{0} director{1} with thin file", summary.CreditBureau.NumDirectorThinFiles,
summary.CreditBureau.NumDirectorThinFiles == 1 ? "" : "s"),
AlertType = AlertType.Error.DescriptionAttr(),
Tab = ProfileTab.Dashboard.DescriptionAttr()
});
} // if
if (summary.CreditBureau.NumDirectorNA > 0)
{
summary.Alerts.Warnings.Add(new AlertModel {
Abbreviation = "N/A",
Alert =
string.Format("{0} director{1} with no experian data available", summary.CreditBureau.NumDirectorNA,
summary.CreditBureau.NumDirectorThinFiles == 1 ? "" : "s"),
AlertType = AlertType.Warning.DescriptionAttr(),
Tab = ProfileTab.Dashboard.DescriptionAttr()
});
} // if
if (summary.CreditBureau.ApplicantDOBs != null)
{
foreach (var dob in summary.CreditBureau.ApplicantDOBs)
{
if (dob.HasValue && (dob.Value.AddYears(18) > DateTime.Today))
{
summary.Alerts.Errors.Add(new AlertModel {
Abbreviation = "A",
Alert = "Age of applicant under 18",
AlertType = AlertType.Error.DescriptionAttr(),
Tab = ProfileTab.Dashboard.DescriptionAttr()
});
} // if
} // for each
} // if
if (customer.CustomerRelationStates.Any())
{
var state = customer.CustomerRelationStates.First();
if (state.IsFollowUp.HasValue && state.IsFollowUp.Value && state.FollowUp.FollowUpDate <= DateTime.UtcNow)
{
summary.Alerts.Errors.Add(new AlertModel {
Abbreviation = "Follow",
Alert = "Customer relations follow up date is due " + state.FollowUp.FollowUpDate.ToString("dd/MM/yyyy"),
AlertType = AlertType.Error.DescriptionAttr(),
Tab = ProfileTab.CustomerRelations.DescriptionAttr()
});
} // if
} // if
}
using (tc.AddStep("GetCompanySeniorityAlerts Time taken")) {
try {
if (customer.PersonalInfo != null)
{
DateTime?companySeniority =
this.serviceClient.Instance.GetCompanySeniority(customer.Id,
customer.PersonalInfo.TypeOfBusiness.Reduce() ==
TypeOfBusinessReduced.Limited, this.context.UserId)
.Value;
if (companySeniority.HasValue && companySeniority.Value.AddYears(1) > DateTime.UtcNow &&
(companySeniority.Value.Year != DateTime.UtcNow.Year || companySeniority.Value.Month != DateTime.UtcNow.Month ||
companySeniority.Value.Day != DateTime.UtcNow.Day))
{
summary.Alerts.Errors.Add(new AlertModel {
Abbreviation = "YC",
Alert = "Young company. Incorporation date: " + companySeniority.Value.ToString("dd/MM/yyyy"),
AlertType = AlertType.Error.DescriptionAttr(),
Tab = ProfileTab.CompanyScore.DescriptionAttr()
});
}
}
} catch (Exception e) {
log.Debug(e, "Error fetching company seniority.");
} // try
}
using (tc.AddStep("BuildLandRegistryAlerts Time taken")) {
bool bResult = BuildLandRegistryAlerts(customer, summary);
log.Debug("Just FYI: BuildLandRegistryAlerts() returned {0}", bResult ? "true" : "false");
}
using (tc.AddStep("BuildDataAlerts Time taken")) {
BuildDataAlerts(customer, summary);
}
using (tc.AddStep("BuildCompanyCaisAlerts Time taken")) {
BuildCompanyCaisAlerts(customer, summary, this.context.UserId);
}
using (tc.AddStep("LoadExperianConsumerMortgageData Time taken")) {
bool hasMortgage = false;
bool isHomeOwner = customer.PropertyStatus != null && (customer.PropertyStatus.IsOwnerOfMainAddress || customer.PropertyStatus.IsOwnerOfOtherProperties);
try {
hasMortgage = this.serviceClient.Instance.LoadExperianConsumerMortgageData(this.context.UserId, customer.Id)
.Value.NumMortgages > 0;
} catch (Exception e) {
log.Debug(e, "Error fetching customer's mortgages.");
} // try
if (isHomeOwner && !hasMortgage)
{
summary.Alerts.Warnings.Add(new AlertModel {
Abbreviation = "MTG",
Alert = "Home owner and no mortgages",
AlertType = AlertType.Warning.DescriptionAttr(),
Tab = ProfileTab.Properties.DescriptionAttr()
});
}
else if (!isHomeOwner && hasMortgage)
{
summary.Alerts.Warnings.Add(new AlertModel {
Abbreviation = "MTG",
Alert = "Has mortgages but not a home owner",
AlertType = AlertType.Warning.DescriptionAttr(),
Tab = ProfileTab.Properties.DescriptionAttr()
});
} // if
}
using (tc.AddStep("MedalAlerts Time taken")) {
this.medalCalculationsRepository = ObjectFactory.GetInstance <MedalCalculationsRepository>();
MedalCalculations medalCalculationsRecord = this.medalCalculationsRepository.GetActiveMedal(customer.Id);
if (customer.Company != null && (customer.Company.TypeOfBusiness == EZBob.DatabaseLib.Model.Database.TypeOfBusiness.LLP || customer.Company.TypeOfBusiness == EZBob.DatabaseLib.Model.Database.TypeOfBusiness.Limited) && customer.CustomerMarketPlaces.Count(x => x.Marketplace.Name == "HMRC") < 2)
{
// The customer should have medal
if (medalCalculationsRecord == null)
{
summary.Alerts.Errors.Add(new AlertModel {
Abbreviation = "MDL",
Alert = "New medal was not calculated",
AlertType = AlertType.Error.DescriptionAttr(),
Tab = ProfileTab.Calculator.DescriptionAttr()
});
}
else if (!string.IsNullOrEmpty(medalCalculationsRecord.Error))
{
summary.Alerts.Errors.Add(new AlertModel {
Abbreviation = "MDL",
Alert = string.Format("Error while calculating new medal: {0}", medalCalculationsRecord.Error),
AlertType = AlertType.Error.DescriptionAttr(),
Tab = ProfileTab.Calculator.DescriptionAttr()
});
} // if
}
else if (customer.Company != null && (customer.Company.TypeOfBusiness != EZBob.DatabaseLib.Model.Database.TypeOfBusiness.LLP &&
customer.Company.TypeOfBusiness != EZBob.DatabaseLib.Model.Database.TypeOfBusiness.Limited) ||
customer.CustomerMarketPlaces.Count(x => x.Marketplace.Name == "HMRC") > 1)
{
summary.Alerts.Infos.Add(new AlertModel {
Abbreviation = "MDL",
Alert = "This customer shouldn't have new medal",
AlertType = AlertType.Info.DescriptionAttr(),
Tab = ProfileTab.Calculator.DescriptionAttr()
});
} // if
} //MedalAlerts
log.Info(tc.ToString());
} // BuildAlerts
