public LoanPaymentSchedule GetPaymentSchedule(Loan loan, LoanSummary summary)
{
var payments = new List <LoanPayment>();
var deliveryYear = loan.DeliveryDate.Year;
var deliveryMonth = loan.DeliveryDate.Month;
var nextPaymentMonth = GetNextPaymentMonth(deliveryMonth);
var nextPaymentYear = GetNextPaymentYear(deliveryMonth, deliveryYear);
for (int i = 1; i <= loan.FinanceMonths; i++)
{
var lp = new LoanPayment();
lp.MonthNumber = i;
if (i == 1)
{
lp.PaymentAmount = summary.InitialPaymentAmount;
}
else if (i == loan.FinanceMonths)
{
lp.PaymentAmount = summary.FinalPaymentAmount;
}
else
{
lp.PaymentAmount = summary.StandardMonthlyPaymentAmount;
}
var nextPaymentDate = GetFirstMondayOfMonth(nextPaymentYear, nextPaymentMonth);
lp.PaymentDate = nextPaymentDate;
nextPaymentYear = GetNextPaymentYear(nextPaymentMonth, nextPaymentYear);
nextPaymentMonth = GetNextPaymentMonth(nextPaymentMonth);
payments.Add(lp);
}
var lps = new LoanPaymentSchedule();
lps.LoanPayments = payments;
return(lps);
}
public void Setup()
{
_loan = new Loan()
{
DeliveryDate = new System.DateTime(2019, 05, 02),
Deposit = 500,
FinanceMonths = 24,
VehiclePrice = 13999,
LoanFee = new Fee()
{
ArrangementFee = 80,
CompletionFee = 20
}
};
_loanSummary = new LoanSummary()
{
Loan = _loan,
TotalLoanAmount = 13599,
TotalMonths = 24,
PaymentFrequency = PaymentFrequency.Monthly,
InitialPaymentAmount = 646.62m,
StandardMonthlyPaymentAmount = 566.62m,
FinalPaymentAmount = 586.62m
};
_loanPayments = new List <LoanPayment>()
{
new LoanPayment()
{
MonthNumber = 1, PaymentDate = new System.DateTime(2019, 06, 03), PaymentAmount = _loanSummary.InitialPaymentAmount
},
new LoanPayment()
{
MonthNumber = 2, PaymentDate = new System.DateTime(2019, 07, 01), PaymentAmount = _loanSummary.StandardMonthlyPaymentAmount
},
new LoanPayment()
{
MonthNumber = 3, PaymentDate = new System.DateTime(2019, 08, 05), PaymentAmount = _loanSummary.StandardMonthlyPaymentAmount
},
new LoanPayment()
{
MonthNumber = 4, PaymentDate = new System.DateTime(2019, 09, 02), PaymentAmount = _loanSummary.StandardMonthlyPaymentAmount
},
new LoanPayment()
{
MonthNumber = 5, PaymentDate = new System.DateTime(2019, 10, 07), PaymentAmount = _loanSummary.StandardMonthlyPaymentAmount
},
new LoanPayment()
{
MonthNumber = 6, PaymentDate = new System.DateTime(2019, 11, 04), PaymentAmount = _loanSummary.StandardMonthlyPaymentAmount
},
new LoanPayment()
{
MonthNumber = 7, PaymentDate = new System.DateTime(2019, 12, 02), PaymentAmount = _loanSummary.StandardMonthlyPaymentAmount
},
new LoanPayment()
{
MonthNumber = 8, PaymentDate = new System.DateTime(2020, 01, 06), PaymentAmount = _loanSummary.StandardMonthlyPaymentAmount
},
new LoanPayment()
{
MonthNumber = 9, PaymentDate = new System.DateTime(2020, 02, 03), PaymentAmount = _loanSummary.StandardMonthlyPaymentAmount
},
new LoanPayment()
{
MonthNumber = 10, PaymentDate = new System.DateTime(2020, 03, 02), PaymentAmount = _loanSummary.StandardMonthlyPaymentAmount
},
new LoanPayment()
{
MonthNumber = 11, PaymentDate = new System.DateTime(2020, 04, 06), PaymentAmount = _loanSummary.StandardMonthlyPaymentAmount
},
new LoanPayment()
{
MonthNumber = 12, PaymentDate = new System.DateTime(2020, 05, 04), PaymentAmount = _loanSummary.StandardMonthlyPaymentAmount
},
new LoanPayment()
{
MonthNumber = 13, PaymentDate = new System.DateTime(2020, 06, 01), PaymentAmount = _loanSummary.StandardMonthlyPaymentAmount
},
new LoanPayment()
{
MonthNumber = 14, PaymentDate = new System.DateTime(2020, 07, 06), PaymentAmount = _loanSummary.StandardMonthlyPaymentAmount
},
new LoanPayment()
{
MonthNumber = 15, PaymentDate = new System.DateTime(2020, 08, 03), PaymentAmount = _loanSummary.StandardMonthlyPaymentAmount
},
new LoanPayment()
{
MonthNumber = 16, PaymentDate = new System.DateTime(2020, 09, 07), PaymentAmount = _loanSummary.StandardMonthlyPaymentAmount
},
new LoanPayment()
{
MonthNumber = 17, PaymentDate = new System.DateTime(2020, 10, 05), PaymentAmount = _loanSummary.StandardMonthlyPaymentAmount
},
new LoanPayment()
{
MonthNumber = 18, PaymentDate = new System.DateTime(2020, 11, 02), PaymentAmount = _loanSummary.StandardMonthlyPaymentAmount
},
new LoanPayment()
{
MonthNumber = 19, PaymentDate = new System.DateTime(2020, 12, 07), PaymentAmount = _loanSummary.StandardMonthlyPaymentAmount
},
new LoanPayment()
{
MonthNumber = 20, PaymentDate = new System.DateTime(2021, 01, 04), PaymentAmount = _loanSummary.StandardMonthlyPaymentAmount
},
new LoanPayment()
{
MonthNumber = 21, PaymentDate = new System.DateTime(2021, 02, 01), PaymentAmount = _loanSummary.StandardMonthlyPaymentAmount
},
new LoanPayment()
{
MonthNumber = 22, PaymentDate = new System.DateTime(2021, 03, 01), PaymentAmount = _loanSummary.StandardMonthlyPaymentAmount
},
new LoanPayment()
{
MonthNumber = 23, PaymentDate = new System.DateTime(2021, 04, 05), PaymentAmount = _loanSummary.StandardMonthlyPaymentAmount
},
new LoanPayment()
{
MonthNumber = 24, PaymentDate = new System.DateTime(2021, 05, 03), PaymentAmount = _loanSummary.FinalPaymentAmount
}
};
_loanPaymentSchedule = new LoanPaymentSchedule()
{
LoanPayments = _loanPayments
};
}
