public void half_way_balances()
{
var lt = new HalfWayLoanType();
var balances = lt.GetBalances(1000, 3).ToArray();
Assert.That(balances.Length, Is.EqualTo(3));
Assert.That(balances[0], Is.EqualTo(1000));
Assert.That(balances[1], Is.EqualTo(500));
Assert.That(balances[2], Is.EqualTo(0));
}
public void next_early_payment_for_halfway_loan()
{
var now = new DateTime(2013, 01, 01);
var type = new HalfWayLoanType();
var loan = new Loan()
{
LoanType = type, LoanAmount = 1000, Date = now
};
var schedule = _calculator.Calculate(1000m, loan, now);
Console.WriteLine(loan);
var pc = new LoanRepaymentScheduleCalculator(loan, now, 0);
var ep = pc.NextEarlyPayment();
Assert.That(ep, Is.EqualTo(500));
}
public void paying_late()
{
var now = Parse("2012-10-27 00:00:00.000");
var type = new HalfWayLoanType();
var loan = new Loan()
{
LoanType = type, LoanAmount = 1000, Date = now
};
_calculator.Calculate(1000m, loan, now);
Console.WriteLine(loan);
MakePayment(loan, 658.71m, Parse("2013-01-16 14:35:25.000"));
Assert.That(loan.Schedule[0].Status, Is.EqualTo(LoanScheduleStatus.Paid));
Assert.That(loan.Schedule[1].Status, Is.EqualTo(LoanScheduleStatus.Paid));
Assert.That(loan.Schedule[2].Status, Is.EqualTo(LoanScheduleStatus.StillToPay));
}
public void interest_only_payments_can_be_late()
{
var now = Parse("2012-10-27 00:00:00.000");
var type = new HalfWayLoanType();
var loan = new Loan()
{
LoanType = type, LoanAmount = 1000, Date = now
};
_calculator.Calculate(1000m, loan, now);
var pc = new LoanRepaymentScheduleCalculator(loan, Parse("2013-01-16 00:00:00.000"), 0);
var ep = pc.NextEarlyPayment();
Console.WriteLine(loan);
Assert.That(loan.Schedule[0].Status, Is.EqualTo(LoanScheduleStatus.Late));
Assert.That(loan.Schedule[1].Status, Is.EqualTo(LoanScheduleStatus.Late));
Assert.That(loan.Schedule[2].Status, Is.EqualTo(LoanScheduleStatus.StillToPay));
}
public void build_model_for_halfway_loan()
{
var now = new DateTime(2013, 01, 01);
var type = new HalfWayLoanType();
var loan = new Loan()
{
LoanType = type, LoanAmount = 1000, Date = now
};
var schedule = _calculator.Calculate(1000m, loan, now);
Console.WriteLine(loan);
var pc = new LoanRepaymentScheduleCalculator(loan, now, 0);
var model = LoanModel.FromLoan(loan, pc);
Console.WriteLine(loan);
Assert.That(schedule[0].Interest, Is.EqualTo(60));
Assert.That(schedule[1].Interest, Is.EqualTo(60));
}